Receive $200 for creating an Interactive Brokers account using our link: Create IBKR account. Read our Interactive Brokers analysis

Ticker
CBFV

Price
35.66
Stock movement down
-1.17 (-3.18%)
Company name
CB Financial Services Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
179.60M
Ent value
-
Price/Sales
2.62
Price/Book
0.39
Div yield
3.14%
Div growth
-4.32%
Growth years
-
FCF payout
23.08%
Trailing P/E
36.62
Forward P/E
10.81
PEG
-
EPS growth
-
1 year return (CAGR)
15.97%
3 year return (CAGR)
17.13%
5 year return (CAGR)
12.46%
10 year return (CAGR)
5.28%
Last updated: 2026-02-20

iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

Loading...
Dividend yield data
Dividend per share1.12
Dividend yield3.14%
Payout frequencyQuarterly
Maximum yield5.41%
Average yield4.08%
Minimum yield2.78%
Discount to avg yield-29.88%
Upside potential-23.01%
Yield as % of max yield58.07%

Yield distribution (inverse percentile) - 5y

Loading...
Yield distribution data
Dividend yield3.14%
Current yield distribution92.70%
Yield at 100% (Min)2.78%
Yield at 90%3.20%
Yield at 80%3.50%
Yield at 50% (Median)4.18%
Yield at 20%4.54%
Yield at 10%4.67%
Yield at 0% (Max)5.41%

Dividend per share

Loading...
Dividend per share data
Years of growth-
CCC status-
Dividend per share1.12
Payout frequencyQuarterly
Ex-div date13 Feb 2026
EPS (TTM)0.92
EPS (1y forward)3.30
EPS growth (5y)-
EPS growth (5y forward)-

Dividend growth

Loading...
Please create a free account or log in to access this chart
Dividend growth data
CBFVS&P500
DGR MR7.69%-13.74%
DGR TTM5.00%6.60%
DGR 3 years-7.09%7.31%
DGR 5 years-4.32%4.69%
DGR 10 years-0.98%6.30%
DGR 15 years-0.34%8.16%
Time since last change announced27 days
EPS growth (5y)-
EPS growth (5y forward)-

Payout ratio

Loading...
Please create a free account or log in to access this chart
Payout ratio data
EPS coverageFCF coverage
TTM78.14%23.08%
Average--
Forward33.94%-

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

Loading...
Valuation Ratios data
Trailing P/E36.62
Price to OCF14.05
Price to FCF10.82
Price to EBITDA22.61
EV to EBITDA-

Valuation (Sales/Book Value)

Loading...
Valuation (Sales/Book Value) data
Price to Sales2.62
Price to Book0.39
EV to Sales-

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

Loading...
Per share data
Current share count5.04M
EPS (TTM)0.92
FCF per share (TTM)3.13

Income statement

Loading...
Income statement data
Revenue (TTM)68.65M
Gross profit (TTM)42.89M
Operating income (TTM)5.30M
Net income (TTM)4.90M
EPS (TTM)0.92
EPS (1y forward)3.30

Margins

Loading...
Margins data
Gross margin (TTM)62.48%
Operating margin (TTM)7.72%
Profit margin (TTM)7.14%

Balance Sheet

Loading...
Please create a free account or log in to access this chart
Balance Sheet data
Cash0.00
Net receivables0.00
Total current assets31.69M
Goodwill9.73M
Intangible assets0.00
Property, plant and equipment0.00
Total assets1.55B
Accounts payable0.00
Short/Current long term debt16.00K
Total current liabilities16.00K
Total liabilities1.09B
Shareholder's equity456.64M
Net tangible assets0.00

Cash flow

Loading...
Please create a free account or log in to access this chart
Cash flow data
Operating cash flow (TTM)12.78M
Capital expenditures (TTM)462.00K
Free cash flow (TTM)16.61M
Dividends paid (TTM)3.83M

Financial returns

Loading...
Please create a free account or log in to access this chart
Financial returns data
Return on Equity1.07%
Return on Assets0.32%
Return on Invested Capital1.07%
Cash Return on Invested Capital3.64%

STOCK INFORMATION

Stock chart

Loading...
Stock price data
Open37.01
Daily high37.01
Daily low35.66
Daily Volume7K
All-time high37.43
1y analyst estimate39.00
Beta0.27
EPS (TTM)0.92
Dividend per share1.12
Ex-div date13 Feb 2026
Next earnings date24 Apr 2026

Downside potential

Loading...
Downside potential data
CBFVS&P500
Current price drop from All-time high-4.73%-1.82%
Highest price drop-54.25%-56.47%
Date of highest drop25 Jun 20019 Mar 2009
Avg drop from high-22.60%-10.84%
Avg time to new high35 days12 days
Max time to new high1865 days1805 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
CBFV (CB Financial Services Inc) company logo
Marketcap
179.60M
Marketcap category
Small-cap
Description
CB Financial Services, Inc. operates as the bank holding company for Community Bank that provides various banking products and services for individuals and businesses in southwestern Pennsylvania and West Virginia. Its primary deposit products include demand deposits, NOW accounts, money market accounts, and savings accounts, as well as time deposit products. The company's loan products comprise residential real estate loans, such as one- to four-family mortgage loans, home equity installment loans, and home equity lines of credit; commercial real estate loans that are secured primarily by improved properties, such as retail facilities, office buildings, and other non-residential buildings, as well as multifamily properties; construction loans to individuals to finance the construction of residential dwellings, as well as for the construction of commercial properties, including hotels, apartment buildings, housing developments, and owner-occupied properties used for businesses; commercial and industrial loans, and lines of credit; consumer loans consisting of indirect auto loans, secured and unsecured loans, and lines of credit; and other loans. In addition, it conducts insurance agency activities by offering property and casualty, commercial liability, surety, and other insurance products. CB Financial Services, Inc. was founded in 1901 and is headquartered in Carmichaels, Pennsylvania.
Employees
159
Investor relations
-
SEC filings
CEO
Barron P. McCune
Country
USA
City
Carmichaels
Stock type
Common stock
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
Loading...

iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
Loading...