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Ticker
CBNK

Price
30.60
Stock movement up
+0.27 (0.89%)
Company name
Capital Bancorp
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
505.54M
Ent value
3.31B
Price/Sales
1.70
Price/Book
1.28
Div yield
1.57%
Div growth
-
Growth years
3
FCF payout
16.78%
Trailing P/E
10.18
Forward P/E
9.27
PEG
-
EPS growth
11.83%
1 year return (CAGR)
4.05%
3 year return (CAGR)
-
5 year return (CAGR)
-
10 year return (CAGR)
-
Last updated: 2026-01-22

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DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.48
Dividend yield1.57%
Payout frequencyQuarterly
Maximum yield1.80%
Average yield1.44%
Minimum yield1.12%
Discount to avg yield7.90%
Upside potential8.57%
Yield as % of max yield86.96%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield1.57%
Current yield distribution28.26%
Yield at 100% (Min)1.12%
Yield at 90%1.23%
Yield at 80%1.27%
Yield at 50% (Median)1.42%
Yield at 20%1.62%
Yield at 10%1.68%
Yield at 0% (Max)1.80%

Dividend per share

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Dividend per share data
Years of growth3 years
CCC status-
Dividend per share0.48
Payout frequencyQuarterly
Ex-div date10 Nov 2025
EPS (TTM)2.95
EPS (1y forward)3.30
EPS growth (5y)11.83%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
CBNKS&P500
DGR MR20.00%-13.74%
DGR TTM22.22%6.60%
DGR 3 years25.99%7.31%
DGR 5 years-4.69%
DGR 10 years-6.30%
DGR 15 years-8.16%
Time since last change announced193 days
EPS growth (5y)11.83%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM14.04%16.78%
Average--
Forward14.55%-

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E10.18
Price to OCF6.55
Price to FCF12.17
Price to EBITDA9.91
EV to EBITDA64.90

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales1.70
Price to Book1.28
EV to Sales11.11

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FINANCIALS

Per share

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Per share data
Current share count16.52M
EPS (TTM)2.95
FCF per share (TTM)2.47

Income statement

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Income statement data
Revenue (TTM)298.06M
Gross profit (TTM)215.01M
Operating income (TTM)66.04M
Net income (TTM)49.67M
EPS (TTM)2.95
EPS (1y forward)3.30

Margins

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Margins data
Gross margin (TTM)72.14%
Operating margin (TTM)22.16%
Profit margin (TTM)16.66%

Balance Sheet

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Balance Sheet data
Cash188.80M
Net receivables19.01M
Total current assets439.45M
Goodwill25.97M
Intangible assets15.03M
Property, plant and equipment0.00
Total assets3.39B
Accounts payable8.04M
Short/Current long term debt34.06M
Total current liabilities2.92B
Total liabilities2.99B
Shareholder's equity394.77M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)77.17M
Capital expenditures (TTM)3.97M
Free cash flow (TTM)41.55M
Dividends paid (TTM)6.97M

Financial returns

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Financial returns data
Return on Equity12.58%
Return on Assets1.47%
Return on Invested Capital12.58%
Cash Return on Invested Capital10.52%

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iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open30.52
Daily high30.77
Daily low30.20
Daily Volume37K
All-time high35.68
1y analyst estimate34.50
Beta0.68
EPS (TTM)2.95
Dividend per share0.48
Ex-div date10 Nov 2025
Next earnings date28 Jan 2026

Downside potential

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Downside potential data
CBNKS&P500
Current price drop from All-time high-14.24%-0.89%
Highest price drop-25.42%-19.00%
Date of highest drop19 Nov 20258 Apr 2025
Avg drop from high-9.65%-2.49%
Avg time to new high15 days6 days
Max time to new high134 days89 days

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iO Charts is a Seeking Alpha partner

COMPANY DETAILS
CBNK (Capital Bancorp) company logo
Marketcap
505.54M
Marketcap category
Small-cap
Description
Capital Bancorp, Inc. operates as the bank holding company for Capital Bank, N.A. that provides various banking products and services to businesses, not-for-profit associations, and entrepreneurs in Maryland, Virginia, and the District of Columbia. It operates through four divisions: Commercial Banking, Capital Bank Home Loans, OpenSky, Windsor Advantage. The company offers a range of deposit products, including checking and savings, time, interest bearing and noninterest-bearing demand, and money market accounts, as well as certificates of deposit; and secured, partially secured, and unsecured credit cards. It also originates residential mortgages; issues trust preferred securities; and provides residential and commercial real estate, construction, and commercial and industrial loans; servicing, processing, and packaging of Small Business Administration and U.S. Department of Agriculture loans; as well as other consumer loans, such as term loans, car loans, and boat loans to small to medium-sized businesses, professionals, real estate investors, small residential builders and individuals, and financial institution clients, including Capital Bank. Capital Bancorp, Inc. was founded in 1974 and is headquartered in Rockville, Maryland.
Employees
389
Investor relations
-
SEC filings
CEO
Edward F. Barry
Country
USA
City
Rockville
Stock type
Common stock
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
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