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Ticker
CBSH

Price
54.43
Stock movement down
-0.68 (-1.23%)
Company name
Commerce Bancshares Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
7.57B
Ent value
33.11B
Price/Sales
3.75
Price/Book
2.00
Div yield
1.92%
Div growth
4.77%
Growth years
52
FCF payout
147.14%
Trailing P/E
13.44
Forward P/E
13.19
PEG
-
EPS growth
6.38%
1 year return (CAGR)
-12.72%
3 year return (CAGR)
-
5 year return (CAGR)
-
10 year return (CAGR)
-
Last updated: 2026-01-22

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DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share1.05
Dividend yield1.92%
Payout frequencyQuarterly
Maximum yield2.15%
Average yield1.78%
Minimum yield1.45%
Discount to avg yield7.41%
Upside potential8.01%
Yield as % of max yield89.69%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield1.92%
Current yield distribution20.50%
Yield at 100% (Min)1.45%
Yield at 90%1.54%
Yield at 80%1.63%
Yield at 50% (Median)1.79%
Yield at 20%1.93%
Yield at 10%2.02%
Yield at 0% (Max)2.15%

Dividend per share

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Dividend per share data
Years of growth52 years
CCC statusDividend Champion
Dividend per share1.05
Payout frequencyQuarterly
Ex-div date2 Dec 2025
EPS (TTM)4.05
EPS (1y forward)4.13
EPS growth (5y)6.38%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
CBSHS&P500
DGR MR-1.79%-13.74%
DGR TTM7.46%6.60%
DGR 3 years5.55%7.31%
DGR 5 years4.77%4.69%
DGR 10 years5.38%6.30%
DGR 15 years4.12%8.16%
Time since last change announced89 days
EPS growth (5y)6.38%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM19.83%147.14%
Average--
Forward25.39%-

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iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E13.44
Price to OCF66.89
Price to FCF99.77
Price to EBITDA13.07
EV to EBITDA57.20

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales3.75
Price to Book2.00
EV to Sales16.39

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FINANCIALS

Per share

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Per share data
Current share count139.04M
EPS (TTM)4.05
FCF per share (TTM)0.55

Income statement

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Income statement data
Revenue (TTM)2.02B
Gross profit (TTM)1.26B
Operating income (TTM)722.37M
Net income (TTM)562.98M
EPS (TTM)4.05
EPS (1y forward)4.13

Margins

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Margins data
Gross margin (TTM)62.17%
Operating margin (TTM)35.77%
Profit margin (TTM)27.87%

Balance Sheet

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Balance Sheet data
Cash2.95B
Net receivables0.00
Total current assets5.25B
Goodwill146.54M
Intangible assets13.33M
Property, plant and equipment0.00
Total assets32.29B
Accounts payable0.00
Short/Current long term debt2.48B
Total current liabilities27.93B
Total liabilities28.50B
Shareholder's equity3.79B
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)113.14M
Capital expenditures (TTM)37.29M
Free cash flow (TTM)75.86M
Dividends paid (TTM)111.61M

Financial returns

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Financial returns data
Return on Equity14.84%
Return on Assets1.74%
Return on Invested Capital8.98%
Cash Return on Invested Capital1.21%

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open54.38
Daily high56.02
Daily low54.18
Daily Volume1.69M
All-time high67.45
1y analyst estimate61.30
Beta0.61
EPS (TTM)4.05
Dividend per share1.05
Ex-div date2 Dec 2025
Next earnings date21 Apr 2026

Downside potential

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Downside potential data
CBSHS&P500
Current price drop from All-time high-19.30%-0.89%
Highest price drop-27.51%-19.00%
Date of highest drop17 Nov 20258 Apr 2025
Avg drop from high-13.42%-2.49%
Avg time to new high64 days6 days
Max time to new high289 days89 days
COMPANY DETAILS
CBSH (Commerce Bancshares Inc) company logo
Marketcap
7.57B
Marketcap category
Mid-cap
Description
Commerce Bancshares, Inc. operates as the bank holding company for Commerce Bank that provides retail, mortgage banking, corporate, investment, trust, and asset management products and services to individuals and businesses in the United States. It operates through three segments: Consumer, Commercial, and Wealth. The Consumer segment offers various banking products and services, including consumer deposits; consumer loans, such as automobile, motorcycle, marine, tractor/trailer, recreational vehicle, fixed rate and revolving home equity, and other consumer loans; patient health care financing; real estate loans; indirect and other consumer financing; retail branch network; personal mortgage banking; consumer installment lending; and consumer debit and credit bank cards. The Commercial segment provides corporate lending, leasing, international, merchant and commercial bank card, and securities safekeeping and bond accounting services; and business products, government deposits, and related commercial cash management services, as well as sells fixed income securities to correspondent banks, corporations, public institutions, municipalities, and individuals. The Wealth segment provides traditional trust and estate planning, advisory and discretionary investment portfolio management, and brokerage services, as well as private banking accounts. The company offers private equity investment, securities brokerage, insurance agency, specialty lending, and leasing services, as well as online and mobile banking services. Commerce Bancshares, Inc. was founded in 1865 and is headquartered in Kansas City, Missouri.
Employees
4666
SEC filings
CEO
Country
USA
City
Stock type
Common stock
CCC status
Dividend Champion
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
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