Ticker
CBSH

Price
51.59
Stock movement up
+2.06 (4.16%)
Company name
Commerce Bancshares Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks-Regional
Market cap
6.76B
Ent value
35.31B
Price/Sales
4.48
Price/Book
2.72
Div yield
1.99%
Div growth
7.17%
Growth years
52
FCF payout
53.78%
Trailing P/E
13.84
Forward P/E
13.38
PEG
-
EPS growth
7.70%
1 year return
-23.49%
3 year return
-1.83%
5 year return
1.18%
10 year return
6.35%
Last updated: 2023-12-04
Get the latest news and real-time alerts from Commerce Bancshares, Inc. (CBSH) stock at Seeking Alpha.
October 27, 2023

iO Charts is a Seeking Alpha partner

Commerce Bancshares reported Q3 earnings with a beat in EPS but a revenue miss. Learn why uninsured deposits remain low for a regional bank, showing stability.
October 20, 2023

iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share1.03
Dividend yield1.99%
Payout frequencyQuarterly
Maximum yield2.49%
Average yield1.72%
Minimum yield1.30%
Discount to avg yield13.63%
Upside potential15.77%
Yield as % of max yield80.16%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield1.99%
Current yield distribution15.00%
Yield at 100% (Min)1.30%
Yield at 90%1.45%
Yield at 80%1.50%
Yield at 50% (Median)1.65%
Yield at 20%1.92%
Yield at 10%2.13%
Yield at 0% (Max)2.49%

Dividend per share

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Dividend per share data
Years of growth52 years
CCC statusDividend Champion
Dividend per share1.03
Payout frequencyQuarterly
Ex-div date1 Dec 2023
EPS (TTM)3.71
EPS (1y forward)3.86
EPS growth (5y)7.70%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
CBSHS&P500
DGR MR6.98%-3.37%
DGR TTM5.23%5.40%
DGR 3 years3.96%4.00%
DGR 5 years7.17%5.65%
DGR 10 years8.01%7.37%
DGR 15 years3.71%5.83%
Time since last change announced306 days
EPS growth (5y)7.70%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM26.10%53.78%
Average--
Forward26.67%-

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E13.84
Price to OCF12.09
Price to FCF28.52
Price to EBITDA16.37
EV to EBITDA85.52

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales4.48
Price to Book2.72
EV to Sales23.40
Commerce Bancshares’ stock has underperformed the broader regional bank sector by almost 10%. Find out why CBSH stock is a Hold.
October 19, 2023

iO Charts is a Seeking Alpha partner

Get the latest news and real-time alerts from Commerce Bancshares, Inc. (CBSH) stock at Seeking Alpha.
October 18, 2023

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count131.04M
EPS (TTM)3.71
FCF per share (TTM)1.80

Income statement

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Income statement data
Revenue (TTM)1.51B
Gross profit (TTM)1.49B
Operating income (TTM)621.73M
Net income (TTM)488.40M
EPS (TTM)3.71
EPS (1y forward)3.86

Margins

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Margins data
Gross margin (TTM)98.76%
Operating margin (TTM)41.20%
Profit margin (TTM)32.36%

Balance Sheet

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Balance Sheet data
Cash841.64M
Net receivables0.00
Total current assets12.52B
Goodwill138.92M
Intangible assets15.23M
Property, plant and equipment0.00
Total assets31.88B
Accounts payable0.00
Short/Current long term debt9.67M
Total current liabilities26.19B
Total liabilities29.39B
Shareholder's equity2.48B
Net tangible assets2.31B

Cash flow

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Cash flow data
Operating cash flow (TTM)559.38M
Capital expenditures (TTM)65.19M
Free cash flow (TTM)237.01M
Dividends paid (TTM)127.47M

Financial returns

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Financial returns data
Return on Equity19.68%
Return on Assets1.53%
Return on Invested Capital19.60%
Cash Return on Invested Capital9.51%

STOCK INFORMATION

Stock chart

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Stock price data
Open49.20
Daily high51.70
Daily low49.20
Daily Volume679K
All-time high69.75
1y analyst estimate64.90
Beta0.76
EPS (TTM)3.71
Dividend per share1.03
Ex-div date1 Dec 2023
Next earnings date17 Jan 2024

Downside potential

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Downside potential data
CBSHS&P500
Current price drop from All-time high-26.04%-4.40%
Highest price drop-45.45%-56.47%
Date of highest drop9 Mar 20099 Mar 2009
Avg drop from high-9.87%-11.47%
Avg time to new high20 days13 days
Max time to new high1164 days1805 days
Get the latest news and real-time alerts from Commerce Bancshares, Inc. (CBSH) stock at Seeking Alpha.
October 17, 2023

iO Charts is a Seeking Alpha partner

Get the latest news and real-time alerts from Commerce Bancshares, Inc. (CBSH) stock at Seeking Alpha.
September 27, 2023

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
CBSH (Commerce Bancshares Inc) company logo
Marketcap
6.76B
Marketcap category
Mid-cap
Description
Commerce Bancshares, Inc. operates as the bank holding company for Commerce Bank that provides retail, mortgage banking, corporate, investment, trust, and asset management products and services to individuals and businesses in the United States. It operates through three segments: Consumer, Commercial, and Wealth. The Consumer segment offers various banking products and services, including consumer deposits; consumer loans, such as automobile, motorcycle, marine, tractor/trailer, recreational vehicle, fixed rate and revolving home equity, and other consumer loans; patient health care financing; real estate loans; indirect and other consumer financing; retail branch network; personal mortgage banking; consumer installment lending; and consumer debit and credit bank cards. The Commercial segment provides corporate lending, leasing, international, merchant and commercial bank card, and securities safekeeping and bond accounting services; and business products, government deposits, and related commercial cash management services, as well as sells fixed income securities to correspondent banks, corporations, public institutions, municipalities, and individuals. The Wealth segment provides traditional trust and estate planning, advisory and discretionary investment portfolio management, and brokerage services, as well as private banking accounts. The company also offers private equity investment, securities brokerage, insurance agency, specialty lending, and leasing services, as well as online and mobile banking services. Commerce Bancshares, Inc. was founded in 1865 and is headquartered in Kansas City, Missouri.
Employees
4447
SEC filings
CEO
Country
USA
City
Stock type
Common stock
CCC status
Dividend Champion
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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Get the latest news and real-time alerts from Commerce Bancshares, Inc. (CBSH) stock at Seeking Alpha.
July 28, 2023

iO Charts is a Seeking Alpha partner

Commerce Bancshares is trading near its low point following the banking industry crisis earlier this year. See why I have a hold rating on CBSH stock.
July 25, 2023

iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
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COMPANY NEWS
Seeking AlphaPress releases
Commerce Bancshares share price dropped over 20% since 2023 start, but CBSH's fundamentals remain strong. Learn what makes CBSH good option for investors to hold and collect dividend yield.
July 20, 2023
Get the latest news and real-time alerts from Commerce Bancshares, Inc. (CBSH) stock at Seeking Alpha.
July 19, 2023
Get the latest news and real-time alerts from Commerce Bancshares, Inc. (CBSH) stock at Seeking Alpha.
May 16, 2023
Get the latest news and real-time alerts from Commerce Bancshares, Inc. (CBSH) stock at Seeking Alpha.
April 19, 2023
Get the latest news and real-time alerts from Commerce Bancshares, Inc. (CBSH) stock at Seeking Alpha.
April 18, 2023
Economic factors will keep Commerce Bancshares's loan growth from dipping below the historical average. See why I'm maintaining a Hold rating on CBSH stock.
April 14, 2023
The following slide deck was published by Commerce Bancshares, Inc.
February 21, 2023
Get the latest news and real-time alerts from Commerce Bancshares, Inc. (CBSH) stock at Seeking Alpha.
February 3, 2023
Commerce Bancshares' Q4 results were okay; pre-provision profits seem to have missed modestly, but the core drivers were fine. Read my analysis of CBSH stock.
January 20, 2023
Get the latest news and real-time alerts from Commerce Bancshares, Inc. (CBSH) stock at Seeking Alpha.
January 19, 2023
iO Charts is a Seeking Alpha partnerNext page