Community Bank System, Inc stock page - price, fundamentals, dividends - iOCharts

CBU

65.73
-1.40 (-2.09%)
Community Bank System, Inc (NYSE, USD)
Financial Services >
Banks-Regional
Market cap
3.54B
Ent value
14.04B
Price/Sales
5.94
Price/Book
1.80
Div yield
2.62%
Div growth
6.35%
Growth years
29
FCF payout
52.78%
Trailing P/E
21.51
Forward P/E
21.20
PEG
2.69
EPS growth
7.80%
1 year return
13.72%
3 year return
1.50%
5 year return
7.22%
10 year return
10.90%
Last updated: 2021-09-20

STOCK INFORMATION

Stock chart

Loading...
Stock price data
Open65.82
Daily high66.02
Daily low65.00
Daily Volume191K
All-time high82.46
1y analyst estimate77.00
Beta0.72
EPS (TTM)3.07
Dividend per share1.72
Ex-div date14 Sep 2021
Next earnings date25 Oct 2021

Downside potential

Loading...
Downside potential data
CBUS&P500
Current price drop from All-time high-20.29%-4.23%
Highest price drop-56.45%-56.47%
Date of highest drop9 Jan 19919 Mar 2009
Avg drop from high-15.27%-11.47%
Avg time to new high22 days12 days
Max time to new high1282 days1805 days

DIVIDENDS

Dividend yield - 5y

Loading...
Dividend yield data
Dividend per share1.72
Dividend yield2.62%
Payout frequencyQuarterly
Maximum yield3.39%
Average yield2.48%
Minimum yield2.04%
Discount to avg yield5.07%
Upside potential5.34%
Yield as % of max yield77.23%

Yield distribution (inverse percentile) - 5y

Loading...
Yield distribution data
Dividend yield2.62%
Current yield distribution23.57%
Yield at 100% (Min)2.04%
Yield at 90%2.19%
Yield at 80%2.31%
Yield at 50% (Median)2.46%
Yield at 20%2.66%
Yield at 10%2.78%
Yield at 0% (Max)3.39%

Dividend per share

Loading...
Dividend per share data
Years of growth29 years
CCC statusDividend Champion
Dividend per share1.72
Payout frequencyQuarterly
Ex-div date14 Sep 2021
EPS (TTM)3.07
EPS (1y forward)3.10
EPS growth (5y)7.80%
EPS growth (5y forward)8.00%

Dividend growth

Loading...
Please create a free account or log in to access this chart
Dividend growth data
CBUS&P500
DGR MR2.38%7.68%
DGR TTM2.42%-2.66%
DGR 3 years7.94%5.82%
DGR 5 years6.35%6.23%
DGR 10 years5.85%9.64%
DGR 15 years5.53%6.71%
Time since last change announced63 days
EPS growth (5y)7.80%
EPS growth (5y forward)8.00%

Payout ratio

Loading...
Please create a free account or log in to access this chart
Payout ratio data
EPS coverageFCF coverage
TTM52.91%52.78%
Average--
Forward55.48%-

VALUATION

Valuation Ratios

Loading...
Valuation Ratios data
Trailing P/E21.51
Price to OCF19.73
Price to FCF21.45
Price to EBITDA14.96
EV to EBITDA59.31

Valuation (Sales/Book Value)

Loading...
Valuation (Sales/Book Value) data
Price to Sales5.94
Price to Book1.80
EV to Sales23.54

FINANCIALS

Per share

Loading...
Per share data
Current share count53.88M
EPS (TTM)3.07
FCF per share (TTM)3.08

Income statement

Loading...
Income statement data
Revenue (TTM)596.40M
Gross profit (TTM)584.55M
Operating income (TTM)152.42M
Net income (TTM)164.68M
EPS (TTM)3.07
EPS (1y forward)3.10

Margins

Loading...
Margins data
Gross margin (TTM)98.01%
Operating margin (TTM)25.56%
Profit margin (TTM)27.61%

Balance Sheet

Loading...
Please create a free account or log in to access this chart
Balance Sheet data
Cash2.15B
Net receivables36.41M
Total current assets2.15M
Goodwill793.46M
Intangible assets49.59M
Property, plant and equipment161.19M
Total assets14.62B
Accounts payable12.20B
Short/Current long term debt9.26M
Total current liabilities3.30K
Total liabilities12.65B
Shareholder's equity1.97B
Net tangible assets1.13B

Cash flow

Loading...
Please create a free account or log in to access this chart
Cash flow data
Operating cash flow (TTM)179.48M
Capital expenditures (TTM)14.39M
Free cash flow (TTM)165.09M
Dividends paid (TTM)87.13M

Financial returns

Loading...
Please create a free account or log in to access this chart
Financial returns data
Return on Equity7.83%
Return on Assets1.18%
Return on Invested Capital7.51%
Cash Return on Invested Capital7.53%
COMPANY DETAILS
CBU (Community Bank System, Inc) company logo
Marketcap
3.54B
Marketcap category
Mid-cap
Description
Community Bank System, Inc. operates as the bank holding company for Community Bank, N.A. that provides various banking and other financial services to retail, commercial, and municipal customers. It operates through three segments: Banking, Employee Benefit Services, and All Other. The company offers various deposits products, such as checking, savings, and money market deposit accounts, as well as time deposits. It also provides loans, including consumer mortgages; general purpose commercial and industrial loans, and mortgages on commercial properties; paycheck protection program loans; installment loans that are originated through selected dealerships and are secured by automobiles, marine, and other recreational vehicles; personal installment loans and lines of credit for consumers; and home equity products. In addition, the company offers broker-dealer and investment advisory; cash management, investment, and treasury services; asset management; and employee benefit services, as well as operates as a full-service insurance agency that offers personal and commercial lines of insurance, and other risk management products and services. Further, it provides contribution plan administration, employee benefit trust, collective investment fund, retirement plan administration, fund administration, transfer agency, actuarial and benefit consulting, VEBA/HRA, and health and welfare consulting services. Additionally, the company offers wealth management, retirement planning, higher educational planning, fiduciary, risk management, trust, and personal financial planning services; and investment alternatives, including stocks, bonds, mutual funds, and advisory products, as well as master recordkeeping services. As of January 25, 2021, it operates approximately 230 customer facilities across Upstate New York, Northeastern Pennsylvania, Vermont, and Western Massachusetts. Community Bank System, Inc. was founded in 1866 and is headquartered in Onondaga, New York.
Employees
2807
SEC filings
CEO
Mark Tryniski
Country
USA
City
De Witt
Stock type
Common stock
CCC status
Dividend Champion
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
Loading...
UNDERSTAND THE BUSINESS
Loading...
COMPANY NEWS
All newsPress releases
September 11, 2021
Community Bank System, Inc. ( NYSE:CBU ) will increase its dividend on the 8th of October to US$0.43. Based on the...
September 10, 2021
It looks like Community Bank System, Inc. ( NYSE:CBU ) is about to go ex-dividend in the next 3 days. The ex-dividend...
September 2, 2021
SYRACUSE, N.Y., September 02, 2021--Community Bank System, Inc. Appoints Maureen Gillan-Myer as Executive Vice President and Chief Human Resources Officer
August 2, 2021
SYRACUSE, N.Y., August 02, 2021--Community Bank System Acquires Assets of Boston Area Insurance Agency
July 26, 2021
Today's call presenters are Mark Tryniski, President and Chief Executive Officer; and Joseph Sutaris, Executive Vice President and Chief Financial Officer. Beyond that, the margin continues to be a h...
July 26, 2021
Community Bank (CBU) delivered earnings and revenue surprises of 10.00% and 1.10%, respectively, for the quarter ended June 2021. Do the numbers hold clues to what lies ahead for the stock?
July 26, 2021
SYRACUSE, N.Y., July 26, 2021--Community Bank System Reports Second Quarter 2021 Results
July 21, 2021
SYRACUSE, N.Y., July 21, 2021--Community Bank System, Inc. Announces Increase to Its Quarterly Dividend Resulting in Its 29th Consecutive Year of Dividend Increases
July 19, 2021
Community Bank (CBU) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
July 1, 2021
SYRACUSE, N.Y., July 01, 2021--Community Bank System Acquires Fringe Benefits Design of Minnesota, Inc.
Next page