Community Bank System Inc stock page - price, fundamentals, dividends - iOCharts

CBU

76.58
-1.31 (-1.68%)
Community Bank System Inc (NYSE, USD)
Financial Services >
Banks-Regional
Market cap
4.13B
Ent value
15.07B
Price/Sales
6.92
Price/Book
2.00
Div yield
2.25%
Div growth
6.35%
Growth years
29
FCF payout
52.78%
Trailing P/E
25.08
Forward P/E
24.62
PEG
3.13
EPS growth
7.80%
1 year return
13.55%
3 year return
7.37%
5 year return
5.00%
10 year return
10.42%
Last updated: 2022-01-12

STOCK INFORMATION

Stock chart

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Stock price data
Open78.00
Daily high78.00
Daily low76.11
Daily Volume141K
All-time high82.46
1y analyst estimate75.88
Beta0.73
EPS (TTM)3.07
Dividend per share1.72
Ex-div date14 Sep 2021
Next earnings date25 Oct 2021

Downside potential

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Downside potential data
CBUS&P500
Current price drop from All-time high-7.13%-1.67%
Highest price drop-56.45%-56.47%
Date of highest drop9 Jan 19919 Mar 2009
Avg drop from high-15.23%-11.37%
Avg time to new high22 days12 days
Max time to new high1282 days1805 days

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share1.72
Dividend yield2.25%
Payout frequencyQuarterly
Maximum yield3.39%
Average yield2.48%
Minimum yield2.04%
Discount to avg yield-10.42%
Upside potential-9.43%
Yield as % of max yield66.28%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield2.25%
Current yield distribution88.10%
Yield at 100% (Min)2.04%
Yield at 90%2.23%
Yield at 80%2.31%
Yield at 50% (Median)2.45%
Yield at 20%2.63%
Yield at 10%2.78%
Yield at 0% (Max)3.39%

Dividend per share

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Dividend per share data
Years of growth29 years
CCC statusDividend Champion
Dividend per share1.72
Payout frequencyQuarterly
Ex-div date14 Sep 2021
EPS (TTM)3.07
EPS (1y forward)3.11
EPS growth (5y)7.80%
EPS growth (5y forward)8.00%

Dividend growth

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Dividend growth data
CBUS&P500
DGR MR2.38%7.68%
DGR TTM2.42%-2.66%
DGR 3 years7.94%5.82%
DGR 5 years6.35%6.23%
DGR 10 years5.85%9.64%
DGR 15 years5.53%6.71%
Time since last change announced181 days
EPS growth (5y)7.80%
EPS growth (5y forward)8.00%

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM52.91%52.78%
Average--
Forward55.31%-

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E25.08
Price to OCF23.01
Price to FCF25.01
Price to EBITDA17.45
EV to EBITDA63.66

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales6.92
Price to Book2.00
EV to Sales25.27

FINANCIALS

Per share

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Per share data
Current share count53.93M
EPS (TTM)3.07
FCF per share (TTM)3.08

Income statement

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Income statement data
Revenue (TTM)596.40M
Gross profit (TTM)584.55M
Operating income (TTM)152.42M
Net income (TTM)164.68M
EPS (TTM)3.07
EPS (1y forward)3.11

Margins

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Margins data
Gross margin (TTM)98.01%
Operating margin (TTM)25.56%
Profit margin (TTM)27.61%

Balance Sheet

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Balance Sheet data
Cash2.32B
Net receivables0.00
Total current assets2.32B
Goodwill0.00
Intangible assets0.00
Property, plant and equipment0.00
Total assets15.33B
Accounts payable12.72B
Short/Current long term debt322.96M
Total current liabilities12.94B
Total liabilities13.26B
Shareholder's equity2.07B
Net tangible assets1.20B

Cash flow

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Cash flow data
Operating cash flow (TTM)179.48M
Capital expenditures (TTM)14.39M
Free cash flow (TTM)165.09M
Dividends paid (TTM)87.13M

Financial returns

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Financial returns data
Return on Equity7.83%
Return on Assets1.18%
Return on Invested Capital7.51%
Cash Return on Invested Capital7.53%
COMPANY DETAILS
CBU (Community Bank System Inc) company logo
Marketcap
4.13B
Marketcap category
Mid-cap
Description
Community Bank System, Inc. operates as the bank holding company for Community Bank, N.A. that provides various banking and other financial services to retail, commercial, and municipal customers. It operates through three segments: Banking, Employee Benefit Services, and All Other. The company offers various deposits products, such as checking, savings, and money market deposit accounts, as well as time deposits. It also provides loans, including consumer mortgages; general purpose commercial and industrial loans, and mortgages on commercial properties; paycheck protection program loans; installment loans that are originated through selected dealerships and are secured by automobiles, marine, and other recreational vehicles; personal installment loans and lines of credit for consumers; and home equity products. In addition, the company offers broker-dealer and investment advisory; cash management, investment, and treasury services; asset management; and employee benefit services, as well as operates as a full-service insurance agency that offers personal and commercial lines of insurance, and other risk management products and services. Further, it provides contribution plan administration, employee benefit trust, collective investment fund, retirement plan administration, fund administration, transfer agency, actuarial and benefit consulting, VEBA/HRA, and health and welfare consulting services. Additionally, the company offers wealth management, retirement planning, higher educational planning, fiduciary, risk management, trust, and personal financial planning services; and investment alternatives, including stocks, bonds, mutual funds, and advisory products, as well as master recordkeeping services. As of January 25, 2021, it operates approximately 230 customer facilities across Upstate New York, Northeastern Pennsylvania, Vermont, and Western Massachusetts. Community Bank System, Inc. was founded in 1866 and is headquartered in Onondaga, New York.
Employees
2807
SEC filings
CEO
Mark Tryniski
Country
USA
City
De Witt
Stock type
Common stock
CCC status
Dividend Champion
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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COMPANY NEWS
All newsPress releases
There wasn't previously an office between branches in Latham and Whitehall, and a significant portion of the bank's business customers are in Saratoga and Warren counties.
January 13, 2022
Waterbury, CT, based Investment company Webster Bank, N. A. (Current Portfolio) buys Vanguard Short-Term Inflation-Protected Securities, General Electric Co, Vanguard Small Cap ETF, iShares Core MSCI ...
January 12, 2022
Community Bank System shows rising price performance, earning an upgrade to its IBD Relative Strength Rating
December 22, 2021
Community Bank System, Inc. (NYSE: CBU) invites you to participate in a conference call to discuss the Company's financial and operating performance during its fourth quarter ended December 31, 2021.
December 20, 2021
SYRACUSE, N.Y., December 17, 2021--Community Bank System, Inc. Announces Shareholder Approval Received by Elmira Savings Bank for Merger
December 17, 2021
SYRACUSE, N.Y., December 16, 2021--Community Bank System, Inc. Appoints Jeff Knauss as New Independent Director
December 16, 2021
Readers hoping to buy Community Bank System, Inc. ( NYSE:CBU ) for its dividend will need to make their move shortly...
December 9, 2021
SYRACUSE, N.Y., November 18, 2021--Community Bank System, Inc. Announces Quarterly Dividend
November 18, 2021
Former Attorney General of Louisiana Charles C. Foti, Jr., Esq. and the law firm of Kahn Swick & Foti, LLC ("KSF") are investigating the proposed sale of Elmira Savings Bank (NasdaqCM: ESBK) to Commun...
November 2, 2021
Companies in The News Are: KMB,UHS,CBU,AUB
October 26, 2021
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