C&F Financial Corporation stock page - price, fundamentals, dividends - iOCharts

CFFI

53.00
+0.86 (1.65%)
C&F Financial Corporation (NASDAQ, USD)
Financial Services >
Banks-Regional
Market cap
195.21M
Ent value
2.02B
Price/Sales
1.42
Price/Book
0.98
Div yield
3.02%
Div growth
4.50%
Growth years
9
FCF payout
-6.21%
Trailing P/E
8.83
Forward P/E
-
PEG
-
EPS growth
8.80%
1 year return
74.92%
3 year return
-0.66%
5 year return
4.30%
10 year return
9.51%
Last updated: 2021-10-20

STOCK INFORMATION

Stock chart

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Stock price data
Open52.89
Daily high53.00
Daily low51.89
Daily Volume2K
All-time high66.10
1y analyst estimate34.00
Beta0.59
EPS (TTM)6.03
Dividend per share1.60
Ex-div date14 Jun 2021
Next earnings date26 Oct 2021

Downside potential

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Downside potential data
CFFIS&P500
Current price drop from All-time high-19.82%-0.17%
Highest price drop-75.51%-56.47%
Date of highest drop9 Mar 20099 Mar 2009
Avg drop from high-26.87%-11.45%
Avg time to new high50 days12 days
Max time to new high2037 days1805 days

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share1.60
Dividend yield3.02%
Payout frequencyQuarterly
Maximum yield5.32%
Average yield3.12%
Minimum yield2.13%
Discount to avg yield-3.35%
Upside potential-3.24%
Yield as % of max yield56.70%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield3.02%
Current yield distribution38.10%
Yield at 100% (Min)2.13%
Yield at 90%2.33%
Yield at 80%2.63%
Yield at 50% (Median)2.91%
Yield at 20%3.57%
Yield at 10%4.46%
Yield at 0% (Max)5.32%

Dividend per share

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Dividend per share data
Years of growth9 years
CCC statusDividend Challenger
Dividend per share1.60
Payout frequencyQuarterly
Ex-div date14 Jun 2021
EPS (TTM)6.03
EPS (1y forward)-
EPS growth (5y)8.80%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
CFFIS&P500
DGR MR5.26%7.68%
DGR TTM1.99%-2.66%
DGR 3 years4.55%5.82%
DGR 5 years4.50%6.23%
DGR 10 years4.28%9.64%
DGR 15 years2.83%6.71%
Time since last change announced159 days
EPS growth (5y)8.80%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM25.08%-6.21%
Average31.93%35.42%
Forward--

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E8.83
Price to OCF-
Price to FCF-
Price to EBITDA5.84
EV to EBITDA60.40

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales1.42
Price to Book0.98
EV to Sales14.70

FINANCIALS

Per share

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Per share data
Current share count3.68M
EPS (TTM)6.03
FCF per share (TTM)-24.34

Income statement

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Income statement data
Revenue (TTM)137.22M
Gross profit (TTM)131.17M
Operating income (TTM)20.08M
Net income (TTM)22.12M
EPS (TTM)6.03
EPS (1y forward)-

Margins

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Margins data
Gross margin (TTM)95.59%
Operating margin (TTM)14.63%
Profit margin (TTM)16.12%

Balance Sheet

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Balance Sheet data
Cash147.44M
Net receivables7.72M
Total current assets13.85M
Goodwill25.19M
Intangible assets2.21M
Property, plant and equipment45.22M
Total assets2.17B
Accounts payable1.83B
Short/Current long term debt79.73M
Total current liabilities23.93M
Total liabilities1.97B
Shareholder's equity198.69M
Net tangible assets198.69M

Cash flow

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Cash flow data
Operating cash flow (TTM)-80.37M
Capital expenditures (TTM)8.96M
Free cash flow (TTM)-89.33M
Dividends paid (TTM)5.55M

Financial returns

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Financial returns data
Return on Equity11.37%
Return on Assets1.06%
Return on Invested Capital8.17%
Cash Return on Invested Capital-33.01%
COMPANY DETAILS
CFFI (C&F Financial Corporation) company logo
Marketcap
195.21M
Marketcap category
Small-cap
Description
C&F Financial Corporation operates as the bank holding company for Citizens and Farmers Bank that provides banking services to individuals and businesses. It operates through three segments: Community Banking, Mortgage Banking, and Consumer Finance. The company's Community Banking segment offers various banking services, including checking and savings deposit accounts, as well as business, real estate, development, mortgage, home equity, and installment loans. It also provides debit and credit cards; and safe deposit box rentals, notary public, electronic transfer, ATMs, internet and mobile banking, and other customary bank services. This segment provides its services through its main office in West Point, Virginia, as well as through 30 Virginia branches located one each in Albermarle, Goochland, Hanover, Middlesex, Powhatan, Stafford, and York, as well as the towns and cities of Charlottesville, Hampton, Montross, Newport News, Richmond, Warsaw, and Williamsburg; two each in the counties of Cumberland, James City, King George, and New Kent; and four each in the counties of Chesterfield and Henrico. The company's Mortgage Banking segment provides various residential mortgage loans; originates conventional mortgage loans, mortgage loans insured by the Federal Housing Administration, and mortgage loans guaranteed by the United States Department of Agriculture and the Veterans Administration; and ancillary mortgage loan production services for residential appraisals and third parties. It provides mortgage loan origination services through 14 offices in Virginia, one office in Maryland, and two offices in North Carolina, as well as through one each in South Carolina and West Virginia. The company's Consumer Finance segment provides automobile loans through its offices in Richmond and Hampton, Virginia. It also offers brokerage, wealth management, title and settlement agency, and insurance services. C&F Financial Corporation was founded in 1927 and is based in Toano, Virginia.
Employees
697
Investor relations
SEC filings
CEO
Thomas Cherry
Country
USA
City
West Point
Stock type
Common stock
CCC status
Dividend Challenger
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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COMPANY NEWS
All newsPress releases
TOANO, Va., Oct. 21, 2021 (GLOBE NEWSWIRE) -- C&F Financial Corporation (the Corporation) (NASDAQ: CFFI), the one-bank holding company for C&F Bank, today reported quarterly consolidated net income of...
October 21, 2021
TOANO, Va., Aug. 18, 2021 (GLOBE NEWSWIRE) -- The board of directors of C&F Financial Corporation (NASDAQ:CFFI) has declared a regular cash dividend of 40 cents per share, which is payable October 1, ...
August 18, 2021
Some have more dollars than sense, they say, so even companies that have no revenue, no profit, and a record of falling...
August 3, 2021
TOANO, Va., July 22, 2021 (GLOBE NEWSWIRE) -- C&F Financial Corporation (the Corporation) (NASDAQ: CFFI), the one-bank holding company for C&F Bank, today reported quarterly consolidated net income of...
July 22, 2021
C&F Financial Corporation ( NASDAQ:CFFI ) will increase its dividend on the 1st of July to US$0.40. This makes the...
June 4, 2021
TOANO, Va., May 19, 2021 (GLOBE NEWSWIRE) -- The board of directors of C&F Financial Corporation (NASDAQ:CFFI) has declared a regular cash dividend of 40 cents per share, which is payable July 1, 2021...
May 19, 2021
One way to deal with stock volatility is to ensure you have a properly diverse portfolio. Of course, the aim of the...
May 15, 2021
TOANO, Va., April 22, 2021 (GLOBE NEWSWIRE) -- C&F Financial Corporation (the Corporation) (NASDAQ: CFFI), the one-bank holding company for C&F Bank, today reported record quarterly consolidated net i...
April 22, 2021
If you want to know who really controls C&F Financial Corporation ( NASDAQ:CFFI ), then you'll have to look at the...
February 7, 2021
WEST POINT, Va., Jan. 27, 2021 (GLOBE NEWSWIRE) -- C&F Financial Corporation (the Corporation) (NASDAQ:CFFI), the one-bank holding company for C&F Bank, today reported record quarterly consolidated ne...
January 27, 2021
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