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Ticker
CFFN

Price
7.74
Stock movement up
+0.10 (1.31%)
Company name
Capitol Federal Financial Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
984.93M
Ent value
9.49B
Price/Sales
2.31
Price/Book
0.95
Div yield
4.39%
Div growth
1.19%
Growth years
-
FCF payout
0.01%
Trailing P/E
13.51
Forward P/E
10.68
PEG
-
EPS growth
-1.39%
1 year return (CAGR)
24.84%
3 year return (CAGR)
-2.73%
5 year return (CAGR)
-9.81%
10 year return (CAGR)
-4.47%
Last updated: 2026-02-20

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DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.34
Dividend yield4.39%
Payout frequency-
Maximum yield8.02%
Average yield4.70%
Minimum yield2.26%
Discount to avg yield-6.97%
Upside potential-6.51%
Yield as % of max yield54.78%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield4.39%
Current yield distribution58.49%
Yield at 100% (Min)2.26%
Yield at 90%2.84%
Yield at 80%3.06%
Yield at 50% (Median)5.11%
Yield at 20%5.90%
Yield at 10%6.25%
Yield at 0% (Max)8.02%

Dividend per share

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Dividend per share data
Years of growth-
CCC status-
Dividend per share0.34
Payout frequency-
Ex-div date6 Feb 2026
EPS (TTM)0.57
EPS (1y forward)0.72
EPS growth (5y)-1.39%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
CFFNS&P500
DGR MR1.80%-13.74%
DGR TTM-6.60%
DGR 3 years10.06%7.31%
DGR 5 years1.19%4.69%
DGR 10 years-6.30%
DGR 15 years-4.35%8.16%
Time since last change announced1491 days
EPS growth (5y)-1.39%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM60.64%0.01%
Average--
Forward46.90%-

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E13.51
Price to OCF14.73
Price to FCF0.00
Price to EBITDA20.81
EV to EBITDA200.47

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.31
Price to Book0.95
EV to Sales22.22

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FINANCIALS

Per share

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Per share data
Current share count127.25M
EPS (TTM)0.57
FCF per share (TTM)2599.45

Income statement

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Income statement data
Revenue (TTM)427.14M
Gross profit (TTM)207.48M
Operating income (TTM)89.14M
Net income (TTM)72.90M
EPS (TTM)0.57
EPS (1y forward)0.72

Margins

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Margins data
Gross margin (TTM)48.57%
Operating margin (TTM)20.87%
Profit margin (TTM)17.07%

Balance Sheet

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Balance Sheet data
Cash232.63M
Net receivables8.18B
Total current assets8.41B
Goodwill0.00
Intangible assets0.00
Property, plant and equipment0.00
Total assets9.78B
Accounts payable0.00
Short/Current long term debt1.83B
Total current liabilities237.00K
Total liabilities8.74B
Shareholder's equity1.04B
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)66.88M
Capital expenditures (TTM)5.66M
Free cash flow (TTM)335.21B
Dividends paid (TTM)44.21M

Financial returns

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Financial returns data
Return on Equity7.00%
Return on Assets0.75%
Return on Invested Capital2.32%
Cash Return on Invested Capital10654.24%

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STOCK INFORMATION

Stock chart

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Stock price data
Open7.63
Daily high7.80
Daily low7.59
Daily Volume1.26M
All-time high22.14
1y analyst estimate7.75
Beta0.67
EPS (TTM)0.57
Dividend per share0.34
Ex-div date6 Feb 2026
Next earnings date21 Apr 2026

Downside potential

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Downside potential data
CFFNS&P500
Current price drop from All-time high-65.03%-1.82%
Highest price drop-80.85%-56.47%
Date of highest drop24 Oct 20239 Mar 2009
Avg drop from high-33.58%-10.84%
Avg time to new high41 days12 days
Max time to new high4377 days1805 days

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COMPANY DETAILS
CFFN (Capitol Federal Financial Inc) company logo
Marketcap
984.93M
Marketcap category
Small-cap
Description
Capitol Federal Financial, Inc. operates as the holding company for Capitol Federal Savings Bank that provides various retail banking products and services in the United States. The company offers a range of deposit products, including savings accounts, money market accounts, interest-bearing and non-interest-bearing checking accounts, and certificates of deposit, as well as retirement accounts. It also provides various loan products, such as one- to four-family residential real estate loans, commercial real estate, commercial and industrial, and construction loans, as well as consumer loans, which include home equity loans and lines of credit, home improvement loans, vehicle loans, and loans secured by savings deposits. In addition, the company offers mobile, telephone, and online banking services, as well as bill payment services and mortgage loan; operates a call center; and invests in various securities and mortgage-backed securities. Capitol Federal Financial, Inc. was founded in 1893 and is headquartered in Topeka, Kansas.
Employees
604
Investor relations
-
SEC filings
CEO
John B. Dicus
Country
USA
City
Topeka
Stock type
Common stock
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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