Receive $200 for creating an Interactive Brokers account using our link: Create IBKR account. Read our Interactive Brokers analysis

Ticker
CFFN

Price
6.97
Stock movement down
-0.03 (-0.43%)
Company name
Capitol Federal Financial Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
916.12M
Ent value
9.46B
Price/Sales
2.19
Price/Book
0.87
Div yield
4.88%
Div growth
1.19%
Growth years
-
FCF payout
23.88%
Trailing P/E
13.47
Forward P/E
9.96
PEG
-
EPS growth
-1.39%
1 year return (CAGR)
21.85%
3 year return (CAGR)
-
5 year return (CAGR)
-
10 year return (CAGR)
-
Last updated: 2026-01-22

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

Loading...
Dividend yield data
Dividend per share0.34
Dividend yield4.88%
Payout frequency-
Maximum yield6.76%
Average yield5.54%
Minimum yield4.68%
Discount to avg yield-13.62%
Upside potential-11.99%
Yield as % of max yield72.17%

Yield distribution (inverse percentile) - 5y

Loading...
Yield distribution data
Dividend yield4.88%
Current yield distribution94.72%
Yield at 100% (Min)4.68%
Yield at 90%5.03%
Yield at 80%5.17%
Yield at 50% (Median)5.52%
Yield at 20%5.92%
Yield at 10%6.02%
Yield at 0% (Max)6.76%

Dividend per share

Loading...
Dividend per share data
Years of growth-
CCC status-
Dividend per share0.34
Payout frequency-
Ex-div date9 Jan 2026
EPS (TTM)0.52
EPS (1y forward)0.70
EPS growth (5y)-1.39%
EPS growth (5y forward)-

Dividend growth

Loading...
Please create a free account or log in to access this chart
Dividend growth data
CFFNS&P500
DGR MR1.80%-13.74%
DGR TTM-6.60%
DGR 3 years10.06%7.31%
DGR 5 years1.19%4.69%
DGR 10 years-6.30%
DGR 15 years-4.35%8.16%
Time since last change announced1470 days
EPS growth (5y)-1.39%
EPS growth (5y forward)-

Payout ratio

Loading...
Please create a free account or log in to access this chart
Payout ratio data
EPS coverageFCF coverage
TTM117652.60%23.88%
Average--
Forward48.57%-

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

Loading...
Valuation Ratios data
Trailing P/E13.47
Price to OCF16.64
Price to FCF0.00
Price to EBITDA21.66
EV to EBITDA223.76

Valuation (Sales/Book Value)

Loading...
Valuation (Sales/Book Value) data
Price to Sales2.19
Price to Book0.87
EV to Sales22.67

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

Loading...
Per share data
Current share count131.44M
EPS (TTM)0.52
FCF per share (TTM)2577.91

Income statement

Loading...
Income statement data
Revenue (TTM)417.40M
Gross profit (TTM)197.45M
Operating income (TTM)83.02M
Net income (TTM)68.03M
EPS (TTM)0.52
EPS (1y forward)0.70

Margins

Loading...
Margins data
Gross margin (TTM)47.30%
Operating margin (TTM)19.89%
Profit margin (TTM)16.30%

Balance Sheet

Loading...
Please create a free account or log in to access this chart
Balance Sheet data
Cash185.05M
Net receivables220.00K
Total current assets8.36B
Goodwill9.32M
Intangible assets223.00K
Property, plant and equipment202.69M
Total assets9.78B
Accounts payable0.00
Short/Current long term debt1.95B
Total current liabilities6.59B
Total liabilities8.73B
Shareholder's equity1.05B
Net tangible assets0.00

Cash flow

Loading...
Please create a free account or log in to access this chart
Cash flow data
Operating cash flow (TTM)55.04M
Capital expenditures (TTM)5.20M
Free cash flow (TTM)335.20B
Dividends paid (TTM)80.03B

Financial returns

Loading...
Please create a free account or log in to access this chart
Financial returns data
Return on Equity6.49%
Return on Assets0.70%
Return on Invested Capital4.62%
Cash Return on Invested Capital22760.99%

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

Loading...
Stock price data
Open7.01
Daily high7.13
Daily low6.95
Daily Volume860K
All-time high22.14
1y analyst estimate7.00
Beta0.68
EPS (TTM)0.52
Dividend per share0.34
Ex-div date9 Jan 2026
Next earnings date27 Jan 2026

Downside potential

Loading...
Downside potential data
CFFNS&P500
Current price drop from All-time high-68.51%-0.89%
Highest price drop-77.28%-19.00%
Date of highest drop11 Apr 20258 Apr 2025
Avg drop from high-72.14%-2.49%
Avg time to new high-6 days
Max time to new high322 days89 days

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
CFFN (Capitol Federal Financial Inc) company logo
Marketcap
916.12M
Marketcap category
Small-cap
Description
Capitol Federal Financial, Inc. operates as the holding company for Capitol Federal Savings Bank that provides various retail banking products and services in the United States. The company offers a range of deposit products, including savings accounts, money market accounts, interest-bearing and non-interest-bearing checking accounts, and certificates of deposit, as well as retirement accounts. It also provides various loan products, such as one- to four-family residential real estate loans, commercial real estate, commercial and industrial, and construction loans, as well as consumer loans, which include home equity loans and lines of credit, home improvement loans, vehicle loans, and loans secured by savings deposits. In addition, the company offers mobile, telephone, and online banking services, as well as bill payment services and mortgage loan; operates a call center; and invests in various securities and mortgage-backed securities. Capitol Federal Financial, Inc. was founded in 1893 and is headquartered in Topeka, Kansas.
Employees
604
Investor relations
-
SEC filings
CEO
John B. Dicus
Country
USA
City
Topeka
Stock type
Common stock
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
Loading...

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
Loading...