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Ticker
CFG

Price
64.39
Stock movement down
-0.71 (-1.09%)
Company name
Citizens Financial Group, Inc.
Exchange
(NYSE
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
27.64B
Ent value
214.95B
Price/Sales
2.48
Price/Book
1.05
Div yield
2.86%
Div growth
1.97%
Growth years
7
FCF payout
104.63%
Trailing P/E
15.10
Forward P/E
10.23
PEG
2.64
EPS growth
11.24%
1 year return (CAGR)
39.83%
3 year return (CAGR)
14.26%
5 year return (CAGR)
9.67%
10 year return (CAGR)
12.86%
Last updated: 2026-02-23

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DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share1.84
Dividend yield2.86%
Payout frequencyQuarterly
Maximum yield7.35%
Average yield4.22%
Minimum yield2.70%
Discount to avg yield-47.61%
Upside potential-32.25%
Yield as % of max yield38.90%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield2.86%
Current yield distribution98.41%
Yield at 100% (Min)2.70%
Yield at 90%3.16%
Yield at 80%3.38%
Yield at 50% (Median)4.01%
Yield at 20%5.00%
Yield at 10%5.87%
Yield at 0% (Max)7.35%

Dividend per share

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Dividend per share data
Years of growth7 years
CCC statusDividend Challenger
Dividend per share1.84
Payout frequencyQuarterly
Ex-div date4 Feb 2026
EPS (TTM)4.20
EPS (1y forward)6.29
EPS growth (5y)11.24%
EPS growth (5y forward)5.72%

Dividend growth

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Dividend growth data
CFGS&P500
DGR MR9.52%-13.74%
DGR TTM4.76%6.60%
DGR 3 years2.02%7.31%
DGR 5 years1.97%4.69%
DGR 10 years15.70%6.30%
DGR 15 years-8.16%
Time since last change announced132 days
EPS growth (5y)11.24%
EPS growth (5y forward)5.72%

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM35.77%104.63%
Average--
Forward29.23%-

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E15.10
Price to OCF11.67
Price to FCF44.15
Price to EBITDA14.56
EV to EBITDA113.25

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.48
Price to Book1.05
EV to Sales19.28

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iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count429.24M
EPS (TTM)4.20
FCF per share (TTM)1.44

Income statement

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Income statement data
Revenue (TTM)11.15B
Gross profit (TTM)7.78B
Operating income (TTM)2.33B
Net income (TTM)1.83B
EPS (TTM)4.20
EPS (1y forward)6.29

Margins

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Margins data
Gross margin (TTM)69.75%
Operating margin (TTM)20.88%
Profit margin (TTM)16.42%

Balance Sheet

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Balance Sheet data
Cash12.73B
Net receivables141.95B
Total current assets191.33B
Goodwill8.19B
Intangible assets115.00M
Property, plant and equipment0.00
Total assets226.35B
Accounts payable0.00
Short/Current long term debt11.28B
Total current liabilities183.37B
Total liabilities200.03B
Shareholder's equity26.32B
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)2.37B
Capital expenditures (TTM)82.00M
Free cash flow (TTM)626.00M
Dividends paid (TTM)655.00M

Financial returns

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Financial returns data
Return on Equity6.96%
Return on Assets0.81%
Return on Invested Capital5.15%
Cash Return on Invested Capital1.76%

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STOCK INFORMATION

Stock chart

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Stock price data
Open64.91
Daily high66.29
Daily low64.33
Daily Volume3.24M
All-time high68.12
1y analyst estimate72.70
Beta1.07
EPS (TTM)4.20
Dividend per share1.84
Ex-div date4 Feb 2026
Next earnings date16 Apr 2026

Downside potential

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Downside potential data
CFGS&P500
Current price drop from All-time high-5.48%-1.82%
Highest price drop-68.00%-56.47%
Date of highest drop18 Mar 20209 Mar 2009
Avg drop from high-21.44%-10.84%
Avg time to new high29 days12 days
Max time to new high979 days1805 days

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iO Charts is a Seeking Alpha partner

COMPANY DETAILS
CFG (Citizens Financial Group, Inc.) company logo
Marketcap
27.64B
Marketcap category
Large-cap
Description
Citizens Financial Group, Inc. operates as the bank holding company that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations, and institutions in the United States. The company operates through two segments, Consumer Banking and Commercial Banking. The Consumer Banking segment offers deposit products, mortgage and home equity lending products, credit cards, business loans, wealth management, and investment services; and education and point-of-sale finance loans, as well as digital deposit products. This segment serves its customers through telephone service centers, as well as through its online and mobile platforms. The Commercial Banking segment provides various financial products and solutions, including lending and leasing, deposit and treasury management services, foreign exchange, and interest rate and commodity risk management solutions, as well as syndicated loans, corporate finance, mergers and acquisitions, and debt and equity capital markets services. This segment serves multi-family, office, industrial, retail, healthcare, and hospitality sectors. The company was formerly known as RBS Citizens Financial Group, Inc. and changed its name to Citizens Financial Group, Inc. in April 2014. Citizens Financial Group, Inc. was founded in 1828 and is headquartered in Providence, Rhode Island.
Employees
17398
SEC filings
CEO
Bruce Winfield van Saun
Country
USA
City
Providence
Stock type
Common stock
CCC status
Dividend Challenger
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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