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Ticker
CFR

Price
123.64
Stock movement up
+3.79 (3.16%)
Company name
Cullen/Frost Bankers Inc
Exchange
(NYSE
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
7.91B
Ent value
55.36B
Price/Sales
2.91
Price/Book
1.77
Div yield
3.24%
Div growth
6.75%
Growth years
27
FCF payout
-
Trailing P/E
12.41
Forward P/E
12.65
PEG
1.24
EPS growth
5.32%
1 year return
-10.30%
3 year return
-
5 year return
-
10 year return
-
Last updated: 2025-11-21

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DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share4.00
Dividend yield3.24%
Payout frequencyQuarterly
Maximum yield3.62%
Average yield3.04%
Minimum yield2.62%
Discount to avg yield6.07%
Upside potential6.46%
Yield as % of max yield89.49%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield3.24%
Current yield distribution16.31%
Yield at 100% (Min)2.62%
Yield at 90%2.71%
Yield at 80%2.78%
Yield at 50% (Median)3.08%
Yield at 20%3.22%
Yield at 10%3.28%
Yield at 0% (Max)3.62%

Dividend per share

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Dividend per share data
Years of growth27 years
CCC statusDividend Champion
Dividend per share4.00
Payout frequencyQuarterly
Ex-div date28 Nov 2025
EPS (TTM)-
EPS (1y forward)9.78
EPS growth (5y)5.32%
EPS growth (5y forward)10.02%

Dividend growth

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Dividend growth data
CFRS&P500
DGR MR5.26%-13.74%
DGR TTM5.61%6.60%
DGR 3 years6.83%7.31%
DGR 5 years6.75%4.69%
DGR 10 years6.52%6.30%
DGR 15 years5.46%8.16%
Time since last change announced206 days
EPS growth (5y)5.32%
EPS growth (5y forward)10.02%

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM--
Average--
Forward40.91%-

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E12.41
Price to OCF50.18
Price to FCF-
Price to EBITDA12.86
EV to EBITDA90.04

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.91
Price to Book1.77
EV to Sales20.36

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FINANCIALS

Per share

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Per share data
Current share count63.94M
EPS (TTM)-
FCF per share (TTM)-

Income statement

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Income statement data
Revenue (TTM)-
Gross profit (TTM)-
Operating income (TTM)-
Net income (TTM)-
EPS (TTM)-
EPS (1y forward)9.78

Margins

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Margins data
Gross margin (TTM)-
Operating margin (TTM)-
Profit margin (TTM)-

Balance Sheet

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Balance Sheet data
Cash615.54M
Net receivables0.00
Total current assets17.50B
Goodwill0.00
Intangible assets0.00
Property, plant and equipment0.00
Total assets52.53B
Accounts payable0.00
Short/Current long term debt5.12B
Total current liabilities0.00
Total liabilities48.07B
Shareholder's equity4.46B
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)-
Capital expenditures (TTM)-
Free cash flow (TTM)-
Dividends paid (TTM)-

Financial returns

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Financial returns data
Return on Equity-
Return on Assets-
Return on Invested Capital-
Cash Return on Invested Capital-

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STOCK INFORMATION

Stock chart

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Stock price data
Open120.52
Daily high123.82
Daily low120.33
Daily Volume406K
All-time high158.60
1y analyst estimate137.60
Beta0.63
EPS (TTM)-
Dividend per share4.00
Ex-div date28 Nov 2025
Next earnings date29 Jan 2026

Downside potential

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Downside potential data
CFRS&P500
Current price drop from All-time high-22.04%-4.13%
Highest price drop-33.29%-19.00%
Date of highest drop8 Apr 20258 Apr 2025
Avg drop from high-18.57%-2.73%
Avg time to new high-6 days
Max time to new high282 days89 days
COMPANY DETAILS
CFR (Cullen/Frost Bankers Inc) company logo
Marketcap
7.91B
Marketcap category
Mid-cap
Description
Cullen/Frost Bankers, Inc. operates as the bank holding company for Frost Bank that provides commercial and consumer banking services in Texas. The company offers commercial banking services to corporations, including financing for industrial and commercial properties, interim construction related to industrial and commercial properties, equipment, inventories and accounts receivables, and acquisitions; and treasury management services. It also provides consumer banking services, such as checking accounts, savings programs, automated-teller machines (ATMs), overdraft facilities, installment and real estate loans, first mortgage loans, home equity loans and lines of credit, drive-in and night deposit services, safe deposit facilities, and brokerage services. In addition, the company offers international banking services comprising deposits, loans, letters of credit, foreign collections, funds transmitting, and foreign exchange services; correspondent banking activities, including check clearing, transfer of funds, fixed income security services, and securities custody and clearance services. Further, it offers trust, investment, agency, and custodial services for individual and corporate clients; capital market services that include sales and trading, new issue underwriting, money market trading, advisory, and securities safekeeping and clearance; and support for international business activities, including foreign exchange, letters of credit, export-import financing, and other related activities. Additionally, the company offers insurance and securities brokerage services; holding of securities for investment purposes; and investment management services for mutual funds, institutions, and individuals. It serves energy, manufacturing, services, construction, retail, telecommunications, healthcare, military, and transportation industries. The company was founded in 1868 and is headquartered in San Antonio, Texas.
Employees
5854
SEC filings
CEO
Phillip Green
Country
USA
City
San Antonio
Stock type
Common stock
CCC status
Dividend Champion
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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