Receive $200 for creating an Interactive Brokers account using our link: Create IBKR account. Read our Interactive Brokers analysis

Ticker
CHCO

Price
126.51
Stock movement down
-0.14 (-0.11%)
Company name
City Holding Company
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
1.82B
Ent value
6.14B
Price/Sales
4.63
Price/Book
0.79
Div yield
2.75%
Div growth
-6.15%
Growth years
9
FCF payout
20.75%
Trailing P/E
13.92
Forward P/E
13.39
PEG
1.74
EPS growth
10.15%
1 year return (CAGR)
5.87%
3 year return (CAGR)
8.40%
5 year return (CAGR)
11.48%
10 year return (CAGR)
11.29%
Last updated: 2026-02-20

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

Loading...
Dividend yield data
Dividend per share3.48
Dividend yield2.75%
Payout frequencyQuarterly
Maximum yield3.27%
Average yield2.82%
Minimum yield2.32%
Discount to avg yield-2.54%
Upside potential-2.48%
Yield as % of max yield84.09%

Yield distribution (inverse percentile) - 5y

Loading...
Yield distribution data
Dividend yield2.75%
Current yield distribution63.97%
Yield at 100% (Min)2.32%
Yield at 90%2.59%
Yield at 80%2.66%
Yield at 50% (Median)2.82%
Yield at 20%2.99%
Yield at 10%3.06%
Yield at 0% (Max)3.27%

Dividend per share

Loading...
Dividend per share data
Years of growth9 years
CCC statusDividend Challenger
Dividend per share3.48
Payout frequencyQuarterly
Ex-div date15 Jan 2026
EPS (TTM)9.08
EPS (1y forward)9.45
EPS growth (5y)10.15%
EPS growth (5y forward)8.00%

Dividend growth

Loading...
Please create a free account or log in to access this chart
Dividend growth data
CHCOS&P500
DGR MR10.13%-13.74%
DGR TTM16.08%6.60%
DGR 3 years-12.17%7.31%
DGR 5 years-6.15%4.69%
DGR 10 years-6.30%
DGR 15 years1.34%8.16%
Time since last change announced153 days
EPS growth (5y)10.15%
EPS growth (5y forward)8.00%

Payout ratio

Loading...
Please create a free account or log in to access this chart
Payout ratio data
EPS coverageFCF coverage
TTM26.56%20.75%
Average--
Forward36.83%-

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

Loading...
Valuation Ratios data
Trailing P/E13.92
Price to OCF18.72
Price to FCF10.87
Price to EBITDA21.42
EV to EBITDA72.42

Valuation (Sales/Book Value)

Loading...
Valuation (Sales/Book Value) data
Price to Sales4.63
Price to Book0.79
EV to Sales15.66

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

Loading...
Per share data
Current share count14.35M
EPS (TTM)9.08
FCF per share (TTM)11.63

Income statement

Loading...
Income statement data
Revenue (TTM)392.11M
Gross profit (TTM)309.80M
Operating income (TTM)162.56M
Net income (TTM)130.49M
EPS (TTM)9.08
EPS (1y forward)9.45

Margins

Loading...
Margins data
Gross margin (TTM)79.01%
Operating margin (TTM)41.46%
Profit margin (TTM)33.28%

Balance Sheet

Loading...
Please create a free account or log in to access this chart
Balance Sheet data
Cash101.93M
Net receivables0.00
Total current assets101.93M
Goodwill158.08M
Intangible assets0.00
Property, plant and equipment0.00
Total assets6.72B
Accounts payable0.00
Short/Current long term debt517.67M
Total current liabilities3.12B
Total liabilities4.43B
Shareholder's equity2.29B
Net tangible assets0.00

Cash flow

Loading...
Please create a free account or log in to access this chart
Cash flow data
Operating cash flow (TTM)97.03M
Capital expenditures (TTM)2.18M
Free cash flow (TTM)167.03M
Dividends paid (TTM)34.65M

Financial returns

Loading...
Please create a free account or log in to access this chart
Financial returns data
Return on Equity5.69%
Return on Assets1.94%
Return on Invested Capital4.91%
Cash Return on Invested Capital6.28%

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

Loading...
Stock price data
Open127.27
Daily high128.50
Daily low123.92
Daily Volume102K
All-time high134.35
1y analyst estimate130.75
Beta0.51
EPS (TTM)9.08
Dividend per share3.48
Ex-div date15 Jan 2026
Next earnings date28 Apr 2026

Downside potential

Loading...
Downside potential data
CHCOS&P500
Current price drop from All-time high-5.84%-1.82%
Highest price drop-90.20%-56.47%
Date of highest drop22 Dec 20009 Mar 2009
Avg drop from high-24.43%-10.84%
Avg time to new high48 days12 days
Max time to new high4380 days1805 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
CHCO (City Holding Company) company logo
Marketcap
1.82B
Marketcap category
Small-cap
Description
City Holding Company operates as a financial holding company for City National Bank of West Virginia that provides banking, trust and investment management, and other financial solutions in the United States. The company offers checking, savings, and money market accounts, as well as certificates of deposit and individual retirement accounts. It also provides commercial and industrial loans that consist of loans to corporate and other legal entity borrowers primarily in small to mid-size industrial and commercial companies; commercial real estate loans comprising commercial mortgages, which are secured by nonresidential and multi-family residential properties; residential real estate loans to consumers for the purchase or refinance of residence; first-priority home equity loans; home equity lines of credit; amortized home equity loans; consumer loans that are secured and unsecured by automobiles, boats, recreational vehicles, certificates of deposit, and other personal property; and demand deposit account overdrafts, as well as owner-occupied real estate and construction, land development, and lines of credit. In addition, the company offers mortgage banking services, including fixed and adjustable-rate mortgages, construction financing, land loans, production of conventional and government-insured mortgages, secondary marketing, and mortgage servicing. Further, it provides treasury management, lockbox, and other cash management services; merchant credit card services; wealth management, trust, investment, and custodial services for commercial and individual customers; and corporate trust and institutional custody, financial and estate planning, and retirement plan services, as well as automated-teller-machine, interactive-teller-machine, mobile banking, interactive voice response systems, and credit and debit card services. The company was founded in 1957 and is headquartered in Charleston, West Virginia.
Employees
934
Investor relations
SEC filings
CEO
Country
USA
City
Stock type
Common stock
CCC status
Dividend Challenger
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
Loading...

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
Loading...