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Ticker
CHMG

Price
53.65
Stock movement down
-1.29 (-2.35%)
Company name
Chemung Financial Corp
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
257.22M
Ent value
2.60B
Price/Sales
1.87
Price/Book
1.55
Div yield
2.53%
Div growth
-2.21%
Growth years
-
FCF payout
-
Trailing P/E
19.37
Forward P/E
7.87
PEG
-
EPS growth
9.13%
1 year return
12.29%
3 year return
-
5 year return
-
10 year return
-
Last updated: 2026-01-07

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share1.36
Dividend yield2.53%
Payout frequencyQuarterly
Maximum yield3.04%
Average yield2.57%
Minimum yield2.24%
Discount to avg yield-1.27%
Upside potential-1.25%
Yield as % of max yield83.26%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield2.53%
Current yield distribution62.82%
Yield at 100% (Min)2.24%
Yield at 90%2.40%
Yield at 80%2.44%
Yield at 50% (Median)2.57%
Yield at 20%2.67%
Yield at 10%2.73%
Yield at 0% (Max)3.04%

Dividend per share

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Dividend per share data
Years of growth-
CCC status-
Dividend per share1.36
Payout frequencyQuarterly
Ex-div date19 Dec 2025
EPS (TTM)-
EPS (1y forward)6.82
EPS growth (5y)9.13%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
CHMGS&P500
DGR MR6.25%-13.74%
DGR TTM5.65%6.60%
DGR 3 years-7.89%7.31%
DGR 5 years-2.21%4.69%
DGR 10 years-1.11%6.30%
DGR 15 years-1.95%8.16%
Time since last change announced143 days
EPS growth (5y)9.13%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM--
Average35.92%25.06%
Forward19.96%-

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E19.37
Price to OCF7.27
Price to FCF51.81
Price to EBITDA31.09
EV to EBITDA314.38

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales1.87
Price to Book1.55
EV to Sales18.94

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count4.79M
EPS (TTM)-
FCF per share (TTM)-

Income statement

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Income statement data
Revenue (TTM)-
Gross profit (TTM)-
Operating income (TTM)-
Net income (TTM)-
EPS (TTM)-
EPS (1y forward)6.82

Margins

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Margins data
Gross margin (TTM)-
Operating margin (TTM)-
Profit margin (TTM)-

Balance Sheet

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Balance Sheet data
Cash107.65M
Net receivables0.00
Total current assets361.26M
Goodwill21.82M
Intangible assets0.00
Property, plant and equipment20.90M
Total assets2.70B
Accounts payable0.00
Short/Current long term debt52.66M
Total current liabilities2.36B
Total liabilities2.45B
Shareholder's equity166.35M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)-
Capital expenditures (TTM)-
Free cash flow (TTM)-
Dividends paid (TTM)-

Financial returns

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Financial returns data
Return on Equity-
Return on Assets-
Return on Invested Capital-
Cash Return on Invested Capital-

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open54.25
Daily high55.29
Daily low53.37
Daily Volume7K
All-time high60.59
1y analyst estimate64.25
Beta0.50
EPS (TTM)-
Dividend per share1.36
Ex-div date19 Dec 2025
Next earnings date28 Jan 2026

Downside potential

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Downside potential data
CHMGS&P500
Current price drop from All-time high-11.45%-0.32%
Highest price drop-26.08%-19.00%
Date of highest drop11 Apr 20258 Apr 2025
Avg drop from high-9.27%-2.55%
Avg time to new high35 days6 days
Max time to new high251 days89 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
CHMG (Chemung Financial Corp) company logo
Marketcap
257.22M
Marketcap category
Small-cap
Description
Chemung Financial Corporation operates as a bank holding company for Chemung Canal Trust Company that provides a range of banking, financing, fiduciary, and other financial services. The company provides demand, savings, and time deposits; non-interest and interest-bearing checking accounts; and insured money market deposits. It also offers commercial and agricultural loans comprising loans to small to mid-sized businesses; commercial and residential mortgage loans; and consumer loans, including home equity lines of credit and home equity term loans, as well as automobile loans. In addition, the company provides interest rate swaps, letters of credit, employee benefit plans, insurance products, mutual fund, brokerage, and tax preparation services. Further, it offers guardian, custodian, trustee, investment, pension, estate planning, and employee benefit administrative services, as well as acts as an agent for pension, profit-sharing, and other employee benefit trusts. Chemung Financial Corporation was founded in 1833 and is based in Elmira, New York.
Employees
343
Investor relations
-
SEC filings
CEO
Anders M. Tomson
Country
USA
City
Elmira
Stock type
Common stock
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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