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Ticker
CINF

Price
131.09
Stock movement down
-0.51 (-0.39%)
Company name
Cincinnati Financial Corporation
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Insurance - Property & Casualty
Market cap
20.49B
Ent value
41.94B
Price/Sales
1.69
Price/Book
1.48
Div yield
2.65%
Div growth
7.19%
Growth years
60
FCF payout
18.80%
Trailing P/E
6.67
Forward P/E
17.84
PEG
0.46
EPS growth
46.21%
1 year return
8.48%
3 year return
-1.55%
5 year return
10.41%
10 year return
9.40%
Last updated: 2025-04-11

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share3.48
Dividend yield2.65%
Payout frequencyQuarterly
Maximum yield4.94%
Average yield2.64%
Minimum yield1.95%
Discount to avg yield0.51%
Upside potential0.51%
Yield as % of max yield53.69%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield2.65%
Current yield distribution50.56%
Yield at 100% (Min)1.95%
Yield at 90%2.12%
Yield at 80%2.24%
Yield at 50% (Median)2.66%
Yield at 20%2.94%
Yield at 10%3.05%
Yield at 0% (Max)4.94%

Dividend per share

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Dividend per share data
Years of growth60 years
CCC statusDividend Champion
Dividend per share3.48
Payout frequencyQuarterly
Ex-div date24 Mar 2025
EPS (TTM)19.47
EPS (1y forward)7.35
EPS growth (5y)46.21%
EPS growth (5y forward)14.39%

Dividend growth

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Dividend growth data
CINFS&P500
DGR MR7.41%-13.74%
DGR TTM7.84%6.60%
DGR 3 years7.72%5.24%
DGR 5 years7.19%5.40%
DGR 10 years6.28%7.07%
DGR 15 years4.55%6.12%
Time since last change announced74 days
EPS growth (5y)46.21%
EPS growth (5y forward)14.39%

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM15.67%18.80%
Average--
Forward47.35%-

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E6.67
Price to OCF7.93
Price to FCF8.01
Price to EBITDA7.01
EV to EBITDA14.34

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales1.69
Price to Book1.48
EV to Sales3.45

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FINANCIALS

Per share

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Per share data
Current share count156.32M
EPS (TTM)19.47
FCF per share (TTM)16.22

Income statement

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Income statement data
Revenue (TTM)12.15B
Gross profit (TTM)12.15B
Operating income (TTM)3.92B
Net income (TTM)3.07B
EPS (TTM)19.47
EPS (1y forward)7.35

Margins

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Margins data
Gross margin (TTM)100.00%
Operating margin (TTM)32.27%
Profit margin (TTM)25.26%

Balance Sheet

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Balance Sheet data
Cash1.75B
Net receivables3.88B
Total current assets1.85B
Goodwill0.00
Intangible assets0.00
Property, plant and equipment0.00
Total assets37.01B
Accounts payable0.00
Short/Current long term debt874.00M
Total current liabilities9.40B
Total liabilities23.20B
Shareholder's equity13.80B
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)2.58B
Capital expenditures (TTM)26.00M
Free cash flow (TTM)2.56B
Dividends paid (TTM)481.00M

Financial returns

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Financial returns data
Return on Equity22.24%
Return on Assets8.30%
Return on Invested Capital22.20%
Cash Return on Invested Capital18.50%

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STOCK INFORMATION

Stock chart

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Stock price data
Open131.41
Daily high132.01
Daily low128.03
Daily Volume842K
All-time high160.16
1y analyst estimate152.33
Beta0.67
EPS (TTM)19.47
Dividend per share3.48
Ex-div date24 Mar 2025
Next earnings date23 Apr 2025

Downside potential

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Downside potential data
CINFS&P500
Current price drop from All-time high-18.15%-12.89%
Highest price drop-63.11%-56.47%
Date of highest drop9 Mar 20099 Mar 2009
Avg drop from high-15.12%-11.07%
Avg time to new high24 days12 days
Max time to new high1645 days1805 days

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COMPANY DETAILS
CINF (Cincinnati Financial Corporation) company logo
Marketcap
20.49B
Marketcap category
Large-cap
Description
Cincinnati Financial Corporation, together with its subsidiaries, provides property casualty insurance products in the United States. It operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty, commercial property, commercial auto, and workers' compensation. It also provides contract and commercial surety bonds, and fidelity bonds; and machinery and equipment. The Personal Lines Insurance segment offers personal auto insurance; homeowner insurance; and dwelling fire, inland marine, personal umbrella liability, and watercraft coverages to individuals. The Excess and Surplus Lines Insurance segment offers commercial casualty insurance that covers businesses for third-party liability from accidents occurring on their premises or arising out of their operations, such as injuries sustained from products, as well as other coverages, including miscellaneous errors and omissions, professional liability, and excess liability; and commercial property insurance, which insures buildings, inventory, equipment, and business income from loss or damage due to various causes, such as fire, wind, hail, water, theft, and vandalism. The Life Insurance segment provides term life insurance products; universal life insurance products; worksite products, such as term life; and whole life insurance products, as well as annuities. The Investments segment invests in fixed-maturity investments, including taxable and tax-exempt bonds, redeemable preferred stocks, and mortgage-backed securities; and equity investments comprising common and nonredeemable preferred stocks. It also offers commercial leasing and financing services; and insurance brokerage services. Cincinnati Financial Corporation was founded in 1950 and is headquartered in Fairfield, Ohio.
Employees
5426
SEC filings
CEO
Steven Johnston
Country
USA
City
Fairfield
Stock type
Common stock
CCC status
Dividend Champion
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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