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Ticker
CPF

Price
34.38
Stock movement up
+0.29 (0.85%)
Company name
Central Pacific Financial Corp
Exchange
(NYSE
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
906.77M
Ent value
7.64B
Price/Sales
2.50
Price/Book
1.53
Div yield
3.37%
Div growth
-2.28%
Growth years
8
FCF payout
30.76%
Trailing P/E
11.70
Forward P/E
9.46
PEG
1.46
EPS growth
16.91%
1 year return (CAGR)
16.31%
3 year return (CAGR)
13.93%
5 year return (CAGR)
8.88%
10 year return (CAGR)
5.73%
Last updated: 2026-02-24

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share1.16
Dividend yield3.37%
Payout frequencyQuarterly
Maximum yield7.68%
Average yield4.47%
Minimum yield3.19%
Discount to avg yield-32.34%
Upside potential-24.44%
Yield as % of max yield43.96%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield3.37%
Current yield distribution97.14%
Yield at 100% (Min)3.19%
Yield at 90%3.50%
Yield at 80%3.61%
Yield at 50% (Median)4.08%
Yield at 20%5.38%
Yield at 10%6.05%
Yield at 0% (Max)7.68%

Dividend per share

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Dividend per share data
Years of growth8 years
CCC statusDividend Challenger
Dividend per share1.16
Payout frequencyQuarterly
Ex-div date27 Feb 2026
EPS (TTM)2.89
EPS (1y forward)3.63
EPS growth (5y)16.91%
EPS growth (5y forward)8.00%

Dividend growth

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Dividend growth data
CPFS&P500
DGR MR3.57%-13.74%
DGR TTM6.73%6.60%
DGR 3 years-7.62%7.31%
DGR 5 years-2.28%4.69%
DGR 10 years8.73%6.30%
DGR 15 years-8.16%
Time since last change announced29 days
EPS growth (5y)16.91%
EPS growth (5y forward)8.00%

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM28.26%30.76%
Average--
Forward31.93%-

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E11.70
Price to OCF11.78
Price to FCF12.74
Price to EBITDA9.73
EV to EBITDA81.95

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.50
Price to Book1.53
EV to Sales21.07

FINANCIALS

Per share

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Per share data
Current share count26.37M
EPS (TTM)2.89
FCF per share (TTM)2.65

Income statement

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Income statement data
Revenue (TTM)362.32M
Gross profit (TTM)275.80M
Operating income (TTM)100.68M
Net income (TTM)77.48M
EPS (TTM)2.89
EPS (1y forward)3.63

Margins

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Margins data
Gross margin (TTM)76.12%
Operating margin (TTM)27.79%
Profit margin (TTM)21.38%

Balance Sheet

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Balance Sheet data
Cash88.20M
Net receivables23.56M
Total current assets859.97M
Goodwill0.00
Intangible assets8.67M
Property, plant and equipment0.00
Total assets7.41B
Accounts payable0.00
Short/Current long term debt25.55M
Total current liabilities25.55M
Total liabilities6.82B
Shareholder's equity592.58M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)76.95M
Capital expenditures (TTM)3.76M
Free cash flow (TTM)71.17M
Dividends paid (TTM)21.90M

Financial returns

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Financial returns data
Return on Equity13.07%
Return on Assets1.05%
Return on Invested Capital11.15%
Cash Return on Invested Capital10.25%

STOCK INFORMATION

Stock chart

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Stock price data
Open34.23
Daily high34.59
Daily low34.03
Daily Volume162K
All-time high810.00
1y analyst estimate37.50
Beta0.94
EPS (TTM)2.89
Dividend per share1.16
Ex-div date27 Feb 2026
Next earnings date22 Apr 2026

Downside potential

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Downside potential data
CPFS&P500
Current price drop from All-time high-95.76%-1.82%
Highest price drop-98.83%-56.47%
Date of highest drop3 Oct 20119 Mar 2009
Avg drop from high-56.33%-10.84%
Avg time to new high61 days12 days
Max time to new high4777 days1805 days
COMPANY DETAILS
CPF (Central Pacific Financial Corp) company logo
Marketcap
906.77M
Marketcap category
Small-cap
Description
Central Pacific Financial Corp. operates as the bank holding company for Central Pacific Bank that provides a range of commercial banking products and services to businesses, professionals, and individuals in the United States. The company offers various deposit products and services, including checking, savings and time deposits, cash management and digital banking, trust, and retail brokerage services, as well as money market accounts and certificates of deposit. It also provides various lending activities, such as commercial, commercial and residential mortgage, home equity, and consumer loans; and other products and services comprising debit cards, internet and mobile banking, cash management services, full-service ATMs, safe deposit boxes, international banking services, night depository facilities, foreign exchange, and wire transfers. In addition, the company offers wealth management products and services that include non-deposit investment products, annuities, insurance, investment management, asset custody and general consultation, and planning services. Central Pacific Financial Corp. was founded in 1954 and is headquartered in Honolulu, Hawaii.
Employees
697
Investor relations
SEC filings
CEO
Paul Yonamine
Country
USA
City
Honolulu
Stock type
Common stock
CCC status
Dividend Challenger
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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