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Ticker
CPF

Price
24.02
Stock movement down
-0.10 (-0.41%)
Company name
Central Pacific Financial Corp
Exchange
(NYSE
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
650.09M
Ent value
7.20B
Price/Sales
2.15
Price/Book
1.20
Div yield
4.33%
Div growth
4.87%
Growth years
8
FCF payout
37.69%
Trailing P/E
11.42
Forward P/E
9.42
PEG
1.43
EPS growth
1.52%
1 year return
26.42%
3 year return
-4.11%
5 year return
10.73%
10 year return
0.38%
Last updated: 2025-04-11

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share1.04
Dividend yield4.33%
Payout frequency-
Maximum yield7.68%
Average yield4.79%
Minimum yield3.19%
Discount to avg yield-10.70%
Upside potential-9.66%
Yield as % of max yield56.41%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield4.33%
Current yield distribution59.60%
Yield at 100% (Min)3.19%
Yield at 90%3.55%
Yield at 80%3.70%
Yield at 50% (Median)4.74%
Yield at 20%5.85%
Yield at 10%6.29%
Yield at 0% (Max)7.68%

Dividend per share

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Dividend per share data
Years of growth8 years
CCC statusDividend Challenger
Dividend per share1.04
Payout frequency-
Ex-div date28 Feb 2025
EPS (TTM)2.09
EPS (1y forward)2.55
EPS growth (5y)1.52%
EPS growth (5y forward)8.00%

Dividend growth

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Dividend growth data
CPFS&P500
DGR MR4.00%-13.74%
DGR TTM-6.60%
DGR 3 years4.17%5.24%
DGR 5 years4.87%5.40%
DGR 10 years29.42%7.07%
DGR 15 years-15.91%6.12%
Time since last change announced1176 days
EPS growth (5y)1.52%
EPS growth (5y forward)8.00%

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM49.42%37.69%
Average--
Forward40.78%-

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E11.42
Price to OCF7.58
Price to FCF8.71
Price to EBITDA5.72
EV to EBITDA63.35

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.15
Price to Book1.20
EV to Sales23.76

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FINANCIALS

Per share

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Per share data
Current share count27.06M
EPS (TTM)2.09
FCF per share (TTM)2.75

Income statement

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Income statement data
Revenue (TTM)302.81M
Gross profit (TTM)317.40M
Operating income (TTM)41.31M
Net income (TTM)56.93M
EPS (TTM)2.09
EPS (1y forward)2.55

Margins

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Margins data
Gross margin (TTM)104.82%
Operating margin (TTM)13.64%
Profit margin (TTM)18.80%

Balance Sheet

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Balance Sheet data
Cash326.57M
Net receivables23.94M
Total current assets847.46M
Goodwill0.00
Intangible assets8.51M
Property, plant and equipment136.77M
Total assets7.42B
Accounts payable12.98M
Short/Current long term debt190.09M
Total current liabilities33.81M
Total liabilities6.87B
Shareholder's equity543.73M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)85.75M
Capital expenditures (TTM)11.11M
Free cash flow (TTM)74.65M
Dividends paid (TTM)28.14M

Financial returns

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Financial returns data
Return on Equity10.47%
Return on Assets0.77%
Return on Invested Capital7.76%
Cash Return on Invested Capital10.17%

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STOCK INFORMATION

Stock chart

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Stock price data
Open24.00
Daily high24.27
Daily low23.42
Daily Volume127K
All-time high810.00
1y analyst estimate32.00
Beta1.12
EPS (TTM)2.09
Dividend per share1.04
Ex-div date28 Feb 2025
Next earnings date22 Apr 2025

Downside potential

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Downside potential data
CPFS&P500
Current price drop from All-time high-97.03%-12.89%
Highest price drop-98.83%-56.47%
Date of highest drop3 Oct 20119 Mar 2009
Avg drop from high-55.31%-11.07%
Avg time to new high60 days12 days
Max time to new high4565 days1805 days
COMPANY DETAILS
CPF (Central Pacific Financial Corp) company logo
Marketcap
650.09M
Marketcap category
Small-cap
Description
Central Pacific Financial Corp. operates as the bank holding company for Central Pacific Bank that provides a range of commercial banking products and services to businesses, professionals, and individuals in the United States. It offers various deposit products and services, including checking, savings and time deposits, cash management and digital banking, trust, and retail brokerage services, as well as money market accounts and certificates of deposit. The company also provides various lending activities, such as commercial, commercial and residential mortgage, home equity, and consumer loans; and other products and services comprising debit cards, internet and mobile banking, cash management services, full-service ATMs, safe deposit boxes, international banking services, night depository facilities, foreign exchange, and wire transfers. In addition, it offers wealth management products and services that include non-deposit investment products, annuities, insurance, investment management, asset custody and general consultation, and planning services. The company was founded in 1954 and is headquartered in Honolulu, Hawaii.
Employees
696
Investor relations
SEC filings
CEO
Paul Yonamine
Country
USA
City
Honolulu
Stock type
Common stock
CCC status
Dividend Challenger
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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