Receive $200 for creating an Interactive Brokers account using our link: Create IBKR account. Read our Interactive Brokers analysis

Ticker
CTBI

Price
64.15
Stock movement up
+0.56 (0.88%)
Company name
Community Trust Bancorp Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
1.16B
Ent value
6.93B
Price/Sales
2.84
Price/Book
1.36
Div yield
3.30%
Div growth
-
Growth years
40
FCF payout
32.58%
Trailing P/E
11.85
Forward P/E
10.62
PEG
2.37
EPS growth
10.13%
1 year return (CAGR)
15.21%
3 year return (CAGR)
13.84%
5 year return (CAGR)
9.69%
10 year return (CAGR)
6.56%
Last updated: 2026-02-20

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

Loading...
Dividend yield data
Dividend per share2.12
Dividend yield3.30%
Payout frequencyQuarterly
Maximum yield5.44%
Average yield4.01%
Minimum yield3.09%
Discount to avg yield-21.36%
Upside potential-17.60%
Yield as % of max yield60.80%

Yield distribution (inverse percentile) - 5y

Loading...
Yield distribution data
Dividend yield3.30%
Current yield distribution97.06%
Yield at 100% (Min)3.09%
Yield at 90%3.48%
Yield at 80%3.63%
Yield at 50% (Median)3.90%
Yield at 20%4.43%
Yield at 10%4.73%
Yield at 0% (Max)5.44%

Dividend per share

Loading...
Dividend per share data
Years of growth40 years
CCC statusDividend Champion
Dividend per share2.12
Payout frequencyQuarterly
Ex-div date13 Mar 2026
EPS (TTM)5.43
EPS (1y forward)6.04
EPS growth (5y)10.13%
EPS growth (5y forward)5.00%

Dividend growth

Loading...
Please create a free account or log in to access this chart
Dividend growth data
CTBIS&P500
DGR MR12.77%-13.74%
DGR TTM10.75%6.60%
DGR 3 years-3.07%7.31%
DGR 5 years-4.69%
DGR 10 years2.29%6.30%
DGR 15 years2.22%8.16%
Time since last change announced216 days
EPS growth (5y)10.13%
EPS growth (5y forward)5.00%

Payout ratio

Loading...
Please create a free account or log in to access this chart
Payout ratio data
EPS coverageFCF coverage
TTM26.97%32.58%
Average--
Forward35.10%-

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

Loading...
Valuation Ratios data
Trailing P/E11.85
Price to OCF12.91
Price to FCF14.32
Price to EBITDA18.26
EV to EBITDA108.82

Valuation (Sales/Book Value)

Loading...
Valuation (Sales/Book Value) data
Price to Sales2.84
Price to Book1.36
EV to Sales16.92

FINANCIALS

Per share

Loading...
Per share data
Current share count18.12M
EPS (TTM)5.43
FCF per share (TTM)4.49

Income statement

Loading...
Income statement data
Revenue (TTM)409.34M
Gross profit (TTM)273.07M
Operating income (TTM)127.09M
Net income (TTM)98.06M
EPS (TTM)5.43
EPS (1y forward)6.04

Margins

Loading...
Margins data
Gross margin (TTM)66.71%
Operating margin (TTM)31.05%
Profit margin (TTM)23.96%

Balance Sheet

Loading...
Please create a free account or log in to access this chart
Balance Sheet data
Cash62.85M
Net receivables4.83B
Total current assets5.20B
Goodwill65.49M
Intangible assets0.00
Property, plant and equipment0.00
Total assets6.68B
Accounts payable10.90M
Short/Current long term debt389.79M
Total current liabilities5.70B
Total liabilities5.83B
Shareholder's equity856.07M
Net tangible assets0.00

Cash flow

Loading...
Please create a free account or log in to access this chart
Cash flow data
Operating cash flow (TTM)90.05M
Capital expenditures (TTM)5.63M
Free cash flow (TTM)81.18M
Dividends paid (TTM)26.45M

Financial returns

Loading...
Please create a free account or log in to access this chart
Financial returns data
Return on Equity11.45%
Return on Assets1.47%
Return on Invested Capital8.42%
Cash Return on Invested Capital6.97%

STOCK INFORMATION

Stock chart

Loading...
Stock price data
Open63.67
Daily high64.86
Daily low63.30
Daily Volume70K
All-time high65.49
1y analyst estimate69.00
Beta0.58
EPS (TTM)5.43
Dividend per share2.12
Ex-div date13 Mar 2026
Next earnings date22 Apr 2026

Downside potential

Loading...
Downside potential data
CTBIS&P500
Current price drop from All-time high-2.05%-1.82%
Highest price drop-50.11%-56.47%
Date of highest drop15 Jun 20009 Mar 2009
Avg drop from high-19.77%-10.84%
Avg time to new high29 days12 days
Max time to new high1713 days1805 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
CTBI (Community Trust Bancorp Inc) company logo
Marketcap
1.16B
Marketcap category
Small-cap
Description
Community Trust Bancorp, Inc. operates as the bank holding company for Community Trust Bank, Inc. that provides various commercial and personal banking, and trust and wealth management services. The company accepts time and demand deposits, checking accounts, savings accounts and savings certificates, individual retirement accounts and Keogh plans, and money market accounts. Its loan portfolio includes commercial, construction, mortgage, and personal loans; lease-financing, lines of credit, revolving lines of credit, and term loans, as well as other specialized loans, including asset-based financing; residential and commercial real estate loans; consumer loans; hotel/motel loans; and other commercial loans. The company also provides cash management, renting safe deposit boxes, and funds transfer services; issues letters of credit; and acts as a trustee of personal trusts, executor of estates, trustee for employee benefit trusts, and paying agent for bond and stock issues, as well as an investment agent and depositor for securities and undertakes repurchase agreements. In addition, it offers securities brokerage services; debit cards; annuity and life insurance products; and repurchase agreements. The company serves small and mid-sized communities in eastern, northeastern, central, and south-central Kentucky, as well as southern West Virginia and northeastern Tennessee. Community Trust Bancorp, Inc. was founded in 1903 and is headquartered in Pikeville, Kentucky.
Employees
930
Investor relations
SEC filings
CEO
Country
USA
City
Stock type
Common stock
CCC status
Dividend Champion
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
Loading...

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
Loading...