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Ticker
CTBI

Price
48.11
Stock movement up
+1.71 (3.69%)
Company name
Community Trust Bancorp Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
868.77M
Ent value
5.83B
Price/Sales
2.61
Price/Book
1.14
Div yield
3.91%
Div growth
5.46%
Growth years
40
FCF payout
35.30%
Trailing P/E
11.00
Forward P/E
9.85
PEG
2.20
EPS growth
5.43%
1 year return
15.82%
3 year return
5.35%
5 year return
9.30%
10 year return
3.69%
Last updated: 2025-04-09

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iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share1.88
Dividend yield3.91%
Payout frequency-
Maximum yield5.49%
Average yield4.16%
Minimum yield3.09%
Discount to avg yield-6.51%
Upside potential-6.11%
Yield as % of max yield71.18%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield3.91%
Current yield distribution61.43%
Yield at 100% (Min)3.09%
Yield at 90%3.51%
Yield at 80%3.69%
Yield at 50% (Median)4.05%
Yield at 20%4.70%
Yield at 10%4.93%
Yield at 0% (Max)5.49%

Dividend per share

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Dividend per share data
Years of growth40 years
CCC statusDividend Champion
Dividend per share1.88
Payout frequency-
Ex-div date14 Mar 2025
EPS (TTM)4.39
EPS (1y forward)4.89
EPS growth (5y)5.43%
EPS growth (5y forward)5.00%

Dividend growth

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Dividend growth data
CTBIS&P500
DGR MR2.17%-13.74%
DGR TTM3.33%6.60%
DGR 3 years5.57%5.24%
DGR 5 years5.46%5.40%
DGR 10 years4.54%7.07%
DGR 15 years3.57%6.12%
Time since last change announced262 days
EPS growth (5y)5.43%
EPS growth (5y forward)5.00%

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM42.03%35.30%
Average--
Forward38.47%-

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E11.00
Price to OCF8.46
Price to FCF9.24
Price to EBITDA9.97
EV to EBITDA66.88

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.61
Price to Book1.14
EV to Sales17.53

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count18.06M
EPS (TTM)4.39
FCF per share (TTM)5.23

Income statement

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Income statement data
Revenue (TTM)332.64M
Gross profit (TTM)365.55M
Operating income (TTM)107.66M
Net income (TTM)78.98M
EPS (TTM)4.39
EPS (1y forward)4.89

Margins

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Margins data
Gross margin (TTM)109.89%
Operating margin (TTM)32.36%
Profit margin (TTM)23.74%

Balance Sheet

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Balance Sheet data
Cash241.19M
Net receivables23.77M
Total current assets1.21B
Goodwill65.49M
Intangible assets-1.00
Property, plant and equipment0.00
Total assets5.96B
Accounts payable16.30M
Short/Current long term debt79.92M
Total current liabilities1.44B
Total liabilities5.20B
Shareholder's equity760.76M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)102.73M
Capital expenditures (TTM)8.71M
Free cash flow (TTM)94.03M
Dividends paid (TTM)33.19M

Financial returns

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Financial returns data
Return on Equity10.38%
Return on Assets1.32%
Return on Invested Capital7.94%
Cash Return on Invested Capital9.46%

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open45.65
Daily high49.04
Daily low44.83
Daily Volume90K
All-time high60.90
1y analyst estimate60.00
Beta0.65
EPS (TTM)4.39
Dividend per share1.88
Ex-div date14 Mar 2025
Next earnings date15 Apr 2025

Downside potential

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Downside potential data
CTBIS&P500
Current price drop from All-time high-21.00%-10.49%
Highest price drop-50.11%-56.47%
Date of highest drop15 Jun 20009 Mar 2009
Avg drop from high-20.03%-11.07%
Avg time to new high29 days12 days
Max time to new high1713 days1805 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
CTBI (Community Trust Bancorp Inc) company logo
Marketcap
868.77M
Marketcap category
Small-cap
Description
Community Trust Bancorp, Inc. operates as the bank holding company for Community Trust Bank, Inc. that engages in the provision of commercial and personal banking, and trust and wealth management services to small and mid-sized communities in eastern, northeastern, central, and south-central Kentucky, as well as southern West Virginia, and northeastern Tennessee. The company accepts time and demand deposits, checking accounts, savings accounts and savings certificates, individual retirement accounts and Keogh plans, and money market accounts. Its loan portfolio includes commercial, construction, mortgage, and personal loans; lease-financing, lines of credit, revolving lines of credit, and term loans, as well as other specialized loans, including asset-based financing; residential and commercial real estate loans; and consumer loans. The company also provides cash management, renting safe deposit boxes, and funds transfer services; issues letters of credit; and acts as a trustee of personal trusts, executor of estates, trustee for employee benefit trusts, and paying agent for bond and stock issues, as well as an investment agent and depositor for securities. In addition, it offers securities brokerage services; debit cards; annuity and life insurance products; and repurchase agreements, as well as mobile, internet banking, and e-statement services. The company was founded in 1903 and is headquartered in Pikeville, Kentucky.
Employees
943
Investor relations
SEC filings
CEO
Country
USA
City
Stock type
Common stock
CCC status
Dividend Champion
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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Community Trust Bancorp is a small institution with 80 locations in Kentucky, West Virginia, and Tennessee. Read the full analysis of the stock here.
August 14, 2024

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
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