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Ticker
CVCY

Price
-
Stock movement up
+0.44 (2.26%)
Company name
Central Valley Community Bancorp
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
235.33M
Ent value
2.41B
Price/Sales
2.51
Price/Book
1.14
Div yield
2.41%
Div growth
9.14%
Growth years
1
FCF payout
31.35%
Trailing P/E
9.22
Forward P/E
7.39
PEG
-
EPS growth
7.13%
1 year return
-5.33%
3 year return
1.66%
5 year return
0.19%
10 year return
5.45%
Last updated: 2024-12-17

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.48
Dividend yield2.41%
Payout frequencyQuarterly
Maximum yield4.10%
Average yield2.60%
Minimum yield1.85%
Discount to avg yield-7.81%
Upside potential-7.24%
Yield as % of max yield58.85%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield2.41%
Current yield distribution53.02%
Yield at 100% (Min)1.85%
Yield at 90%2.10%
Yield at 80%2.18%
Yield at 50% (Median)2.47%
Yield at 20%3.08%
Yield at 10%3.32%
Yield at 0% (Max)4.10%

Dividend per share

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Dividend per share data
Years of growth1 years
CCC status-
Dividend per share0.48
Payout frequencyQuarterly
Ex-div date2 May 2024
EPS (TTM)2.17
EPS (1y forward)2.69
EPS growth (5y)7.13%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
CVCYS&P500
DGR MR9.09%-13.74%
DGR TTM-6.60%
DGR 3 years2.94%5.24%
DGR 5 years9.14%5.40%
DGR 10 years9.15%7.07%
DGR 15 years-6.12%
Time since last change announced1461 days
EPS growth (5y)7.13%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM22.15%31.35%
Average--
Forward17.84%-

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E9.22
Price to OCF8.45
Price to FCF13.04
Price to EBITDA6.92
EV to EBITDA70.92

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.51
Price to Book1.14
EV to Sales25.76

FINANCIALS

Per share

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Per share data
Current share count11.83M
EPS (TTM)2.17
FCF per share (TTM)1.53

Income statement

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Income statement data
Revenue (TTM)93.64M
Gross profit (TTM)93.64M
Operating income (TTM)51.17M
Net income (TTM)25.54M
EPS (TTM)2.17
EPS (1y forward)2.69

Margins

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Margins data
Gross margin (TTM)100.00%
Operating margin (TTM)54.64%
Profit margin (TTM)27.27%

Balance Sheet

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Balance Sheet data
Cash53.73M
Net receivables0.00
Total current assets64.63M
Goodwill53.78M
Intangible assets0.00
Property, plant and equipment31.69M
Total assets2.44B
Accounts payable0.00
Short/Current long term debt158.86M
Total current liabilities1.91B
Total liabilities2.23B
Shareholder's equity207.06M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)27.85M
Capital expenditures (TTM)9.81M
Free cash flow (TTM)18.05M
Dividends paid (TTM)5.66M

Financial returns

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Financial returns data
Return on Equity12.33%
Return on Assets1.05%
Return on Invested Capital7.11%
Cash Return on Invested Capital5.03%

STOCK INFORMATION

Downside potential

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Downside potential data
CVCYS&P500
Current price drop from All-time high-23.35%-0.02%
Highest price drop-79.24%-56.47%
Date of highest drop28 Jan 20099 Mar 2009
Avg drop from high-28.29%-11.07%
Avg time to new high37 days12 days
Max time to new high2305 days1805 days
COMPANY DETAILS
CVCY (Central Valley Community Bancorp) company logo
Marketcap
235.33M
Marketcap category
Small-cap
Description
Central Valley Community Bancorp operates as the bank holding company for the Central Valley Community Bank that provides various commercial banking services to small and middle-market businesses and individuals in the central valley area of California. The company accepts demand, savings, and time deposits; certificates of deposit; and non-interest-bearing demand deposits, as well as provides NOW and money market accounts. It also provides products, such as commercial and industrial loans, as well as loans secured by crop production and livestock; owner occupied and investor commercial real estate, real estate construction and other land, agricultural real estate, and other real estate loans; and equity loans and lines of credit, and installment and other consumer loans. In addition, the company offers domestic and international wire transfer, inquiry, account status, bill paying, account transfers, and cash management and other customary banking services. Central Valley Community Bancorp was founded in 1979 and is based in Fresno, California.
Employees
259
Investor relations
-
SEC filings
CEO
Jamie M. Ford
Country
USA
City
Fresno
Stock type
Common stock
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
No events found
UNDERSTAND THE BUSINESS
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COMPANY NEWS
Seeking AlphaPress releases
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