Ticker
CVLY

Price
20.27
Stock movement down
-0.06 (-0.30%)
Company name
Codorus Valley Bancorp Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks-Regional
Market cap
193.13M
Ent value
1.93B
Price/Sales
2.48
Price/Book
1.05
Div yield
2.96%
Div growth
-19.84%
Growth years
-
FCF payout
27.31%
Trailing P/E
13.98
Forward P/E
-
PEG
-
EPS growth
3.40%
1 year return
-8.45%
3 year return
-1.14%
5 year return
-2.15%
10 year return
6.64%
Last updated: 2022-08-25

DIVIDENDS

Dividend yield - 5y

Loading...
Dividend yield data
Dividend per share0.60
Dividend yield2.96%
Payout frequencyQuarterly
Maximum yield5.24%
Average yield2.82%
Minimum yield1.64%
Discount to avg yield4.86%
Upside potential5.11%
Yield as % of max yield56.46%

Yield distribution (inverse percentile) - 5y

Loading...
Yield distribution data
Dividend yield2.96%
Current yield distribution36.59%
Yield at 100% (Min)1.64%
Yield at 90%2.09%
Yield at 80%2.22%
Yield at 50% (Median)2.83%
Yield at 20%3.14%
Yield at 10%3.38%
Yield at 0% (Max)5.24%

Dividend per share

Loading...
Dividend per share data
Years of growth-
CCC status-
Dividend per share0.60
Payout frequencyQuarterly
Ex-div date25 Jul 2022
EPS (TTM)1.45
EPS (1y forward)-
EPS growth (5y)3.40%
EPS growth (5y forward)-

Dividend growth

Loading...
Please create a free account or log in to access this chart
Dividend growth data
CVLYS&P500
DGR MR50.45%15.44%
DGR TTM15.74%7.80%
DGR 3 years-36.86%3.88%
DGR 5 years-19.84%4.73%
DGR 10 years-4.91%8.30%
DGR 15 years-4.94%5.82%
Time since last change announced358 days
EPS growth (5y)3.40%
EPS growth (5y forward)-

Payout ratio

Loading...
Please create a free account or log in to access this chart
Payout ratio data
EPS coverageFCF coverage
TTM39.19%27.31%
Average33.40%29.12%
Forward--

VALUATION

Valuation Ratios

Loading...
Valuation Ratios data
Trailing P/E13.98
Price to OCF8.76
Price to FCF9.74
Price to EBITDA7.00
EV to EBITDA69.94

Valuation (Sales/Book Value)

Loading...
Valuation (Sales/Book Value) data
Price to Sales2.48
Price to Book1.05
EV to Sales24.73

FINANCIALS

Per share

Loading...
Per share data
Current share count9.53M
EPS (TTM)1.45
FCF per share (TTM)2.08

Income statement

Loading...
Income statement data
Revenue (TTM)78.03M
Gross profit (TTM)77.52M
Operating income (TTM)32.73M
Net income (TTM)13.81M
EPS (TTM)1.45
EPS (1y forward)-

Margins

Loading...
Margins data
Gross margin (TTM)99.35%
Operating margin (TTM)41.94%
Profit margin (TTM)17.70%

Balance Sheet

Loading...
Please create a free account or log in to access this chart
Balance Sheet data
Cash439.21M
Net receivables0.00
Total current assets439.21M
Goodwill2.30M
Intangible assets0.00
Property, plant and equipment0.00
Total assets2.36B
Accounts payable2.10B
Short/Current long term debt56.01M
Total current liabilities2.11B
Total liabilities2.18B
Shareholder's equity183.72M
Net tangible assets181.42M

Cash flow

Loading...
Please create a free account or log in to access this chart
Cash flow data
Operating cash flow (TTM)22.05M
Capital expenditures (TTM)2.22M
Free cash flow (TTM)19.82M
Dividends paid (TTM)5.41M

Financial returns

Loading...
Please create a free account or log in to access this chart
Financial returns data
Return on Equity7.52%
Return on Assets0.59%
Return on Invested Capital5.60%
Cash Return on Invested Capital8.03%

STOCK INFORMATION

Stock chart

Loading...
Stock price data
Open20.58
Daily high20.58
Daily low20.27
Daily Volume41K
All-time high31.65
1y analyst estimate-
Beta0.52
EPS (TTM)1.45
Dividend per share0.60
Ex-div date25 Jul 2022
Next earnings date26 Oct 2022

Downside potential

Loading...
Downside potential data
CVLYS&P500
Current price drop from All-time high-35.95%-12.18%
Highest price drop-73.38%-56.47%
Date of highest drop23 Dec 20099 Mar 2009
Avg drop from high-23.59%-11.38%
Avg time to new high46 days12 days
Max time to new high1462 days1805 days
COMPANY DETAILS
CVLY (Codorus Valley Bancorp Inc) company logo
Marketcap
193.13M
Marketcap category
Small-cap
Description
Codorus Valley Bancorp, Inc. operates as the bank holding company for the PeoplesBank that provides community banking services. The company accepts demand, money market, time, and savings deposits, as well as certificates of deposit. It also offers commercial loans, such as builder and developer, commercial and residential real estate investor, hotel/motel, wholesale and retail, agriculture, manufacturing, and other loans; consume loans, including residential mortgage, home equity, and others. In addition, the company provides mortgage and wealth management services; and sells non-deposit investment products. It operates through twenty-five full service financial centers located in South Central Pennsylvania and Central Maryland. The company was founded in 1864 and is headquartered in York, Pennsylvania.
Employees
327
Investor relations
SEC filings
CEO
Country
USA
City
Stock type
Common stock
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
Loading...
UNDERSTAND THE BUSINESS
Loading...
COMPANY NEWS
All newsPress releases
Community bank implements nCino to improve speed to funding for clientsWILMINGTON, N.C., Oct. 03, 2022 (GLOBE NEWSWIRE) -- nCino, Inc. (NASDAQ: NCNO), a pioneer in cloud banking and digital transforma...
October 3, 2022
If you want to know who really controls Codorus Valley Bancorp, Inc. ( NASDAQ:CVLY ), then you'll have to look at the...
September 10, 2022
Daniel Stolzer General Counsel YORK, Pa., Aug. 15, 2022 (GLOBE NEWSWIRE) -- Daniel R. Stolzer, Esq. has been named General Counsel for Codorus Valley Bancorp, Inc. (NASDAQ:CVLY), and its banking subsi...
August 15, 2022
Whilst it may not be a huge deal, we thought it was good to see that the Codorus Valley Bancorp, Inc. ( NASDAQ:CVLY...
August 14, 2022
YORK, Pa., July 28, 2022 (GLOBE NEWSWIRE) -- Codorus Valley Bancorp, Inc. (Codorus Valley, or the Corporation) (NASDAQ: CVLY), parent company of PeoplesBank, A Codorus Valley Company (PeoplesBank), to...
July 28, 2022
YORK, Pa., July 13, 2022 (GLOBE NEWSWIRE) -- On July 12, 2022, the Board of Directors of Codorus Valley Bancorp, Inc. (Nasdaq: CVLY), the parent company of PeoplesBank, A Codorus Valley Company, decla...
July 13, 2022
Generally, when a single insider buys stock, it is usually not a big deal. However, when several insiders are buying...
July 1, 2022
Appoints Kent K. Matsumoto, Esq. as director Appoints Scott V. Fainor as director YORK, Pa., June 14, 2022 (GLOBE NEWSWIRE) -- Codorus Valley Bancorp, Inc. (Nasdaq: CVLY) (“the Company”), parent compa...
June 14, 2022
Passive investing in index funds can generate returns that roughly match the overall market. But you can significantly...
June 1, 2022
YORK, Pa., April 28, 2022 (GLOBE NEWSWIRE) -- Codorus Valley Bancorp, Inc. (Codorus Valley, or the Corporation) (NASDAQ: CVLY), parent company of PeoplesBank, A Codorus Valley Company (PeoplesBank), t...
April 28, 2022
Next page