Ticker
CVLY

Price
21.92
Stock movement up
+0.07 (0.32%)
Company name
Codorus Valley Bancorp Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks-Regional
Market cap
210.16M
Ent value
2.11B
Price/Sales
2.36
Price/Book
1.19
Div yield
3.10%
Div growth
2.07%
Growth years
2
FCF payout
17.79%
Trailing P/E
10.46
Forward P/E
-
PEG
-
EPS growth
11.65%
1 year return
6.67%
3 year return
5.63%
5 year return
1.71%
10 year return
1.57%
Last updated: 2024-04-08

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DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.68
Dividend yield3.10%
Payout frequencyQuarterly
Maximum yield5.24%
Average yield3.05%
Minimum yield2.48%
Discount to avg yield1.58%
Upside potential1.60%
Yield as % of max yield59.18%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield3.10%
Current yield distribution36.43%
Yield at 100% (Min)2.48%
Yield at 90%2.64%
Yield at 80%2.71%
Yield at 50% (Median)2.99%
Yield at 20%3.32%
Yield at 10%3.55%
Yield at 0% (Max)5.24%

Dividend per share

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Dividend per share data
Years of growth2 years
CCC status-
Dividend per share0.68
Payout frequencyQuarterly
Ex-div date22 Jan 2024
EPS (TTM)2.10
EPS (1y forward)-
EPS growth (5y)11.65%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
CVLYS&P500
DGR MR6.25%-16.32%
DGR TTM9.84%4.05%
DGR 3 years8.38%5.24%
DGR 5 years2.07%5.40%
DGR 10 years6.65%7.07%
DGR 15 years4.05%6.12%
Time since last change announced289 days
EPS growth (5y)11.65%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM28.44%17.79%
Average32.93%27.70%
Forward--

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E10.46
Price to OCF6.19
Price to FCF6.54
Price to EBITDA5.60
EV to EBITDA56.13

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.36
Price to Book1.19
EV to Sales23.68

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FINANCIALS

Per share

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Per share data
Current share count9.59M
EPS (TTM)2.10
FCF per share (TTM)3.35

Income statement

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Income statement data
Revenue (TTM)88.98M
Gross profit (TTM)89.26M
Operating income (TTM)25.65M
Net income (TTM)20.09M
EPS (TTM)2.10
EPS (1y forward)-

Margins

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Margins data
Gross margin (TTM)100.31%
Operating margin (TTM)28.82%
Profit margin (TTM)22.58%

Balance Sheet

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Balance Sheet data
Cash120.44M
Net receivables0.00
Total current assets445.23M
Goodwill2.30M
Intangible assets0.00
Property, plant and equipment0.00
Total assets2.20B
Accounts payable0.00
Short/Current long term debt71.93M
Total current liabilities14.81M
Total liabilities2.02B
Shareholder's equity177.30M
Net tangible assets175.00M

Cash flow

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Cash flow data
Operating cash flow (TTM)33.96M
Capital expenditures (TTM)1.84M
Free cash flow (TTM)32.12M
Dividends paid (TTM)5.71M

Financial returns

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Financial returns data
Return on Equity11.33%
Return on Assets0.92%
Return on Invested Capital8.17%
Cash Return on Invested Capital13.05%

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STOCK INFORMATION

Stock chart

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Stock price data
Open22.14
Daily high22.15
Daily low21.84
Daily Volume31K
All-time high31.65
1y analyst estimate-
Beta0.54
EPS (TTM)2.10
Dividend per share0.68
Ex-div date22 Jan 2024
Next earnings date25 Apr 2024

Downside potential

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Downside potential data
CVLYS&P500
Current price drop from All-time high-30.74%-0.85%
Highest price drop-73.38%-56.47%
Date of highest drop23 Dec 20099 Mar 2009
Avg drop from high-24.23%-11.35%
Avg time to new high50 days13 days
Max time to new high1462 days1805 days

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COMPANY DETAILS
CVLY (Codorus Valley Bancorp Inc) company logo
Marketcap
210.16M
Marketcap category
Small-cap
Description
Codorus Valley Bancorp, Inc. operates as the bank holding company for the PeoplesBank that provides community banking services in South Central Pennsylvania and Central Maryland. The company accepts demand, money market, time, and savings deposits, as well as certificates of deposit. It also offers commercial loans, such as builder and developer, commercial and residential real estate investor, hotel/motel, wholesale and retail, agriculture, manufacturing, and other loans; and consumer loans, including residential mortgage, home equity, and others. In addition, the company provides mortgage and wealth management services; and sells non-deposit investment products. The company was founded in 1864 and is headquartered in York, Pennsylvania.
Employees
315
Investor relations
SEC filings
CEO
Country
USA
City
Stock type
Common stock
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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