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Ticker
DGICA

Price
17.98
Stock movement down
-0.23 (-1.26%)
Company name
Donegal Group A Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Insurance - Property & Casualty
Market cap
509.17M
Ent value
1.69B
Price/Sales
0.52
Price/Book
0.99
Div yield
3.84%
Div growth
3.53%
Growth years
18
FCF payout
0.06%
Trailing P/E
20.46
Forward P/E
14.38
PEG
2.05
EPS growth
-
1 year return
32.89%
3 year return
10.30%
5 year return
4.54%
10 year return
1.34%
Last updated: 2025-04-11

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DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.69
Dividend yield3.84%
Payout frequency-
Maximum yield5.56%
Average yield4.49%
Minimum yield3.50%
Discount to avg yield-16.96%
Upside potential-14.50%
Yield as % of max yield69.08%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield3.84%
Current yield distribution98.17%
Yield at 100% (Min)3.50%
Yield at 90%4.11%
Yield at 80%4.20%
Yield at 50% (Median)4.48%
Yield at 20%4.75%
Yield at 10%4.89%
Yield at 0% (Max)5.56%

Dividend per share

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Dividend per share data
Years of growth18 years
CCC statusDividend Contender
Dividend per share0.69
Payout frequency-
Ex-div date4 Feb 2025
EPS (TTM)0.75
EPS (1y forward)1.25
EPS growth (5y)-
EPS growth (5y forward)10.00%

Dividend growth

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Dividend growth data
DGICAS&P500
DGR MR1.47%-13.74%
DGR TTM1.85%6.60%
DGR 3 years4.29%5.24%
DGR 5 years3.53%5.40%
DGR 10 years2.94%7.07%
DGR 15 years3.46%6.12%
Time since last change announced362 days
EPS growth (5y)-
EPS growth (5y forward)10.00%

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM90.32%0.06%
Average--
Forward55.20%-

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E20.46
Price to OCF0.01
Price to FCF0.01
Price to EBITDA0.18
EV to EBITDA0.58

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales0.52
Price to Book0.99
EV to Sales1.73

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FINANCIALS

Per share

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Per share data
Current share count28.32M
EPS (TTM)0.75
FCF per share (TTM)1184.99

Income statement

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Income statement data
Revenue (TTM)979.12M
Gross profit (TTM)979.04M
Operating income (TTM)190.24M
Net income (TTM)24.89M
EPS (TTM)0.75
EPS (1y forward)1.25

Margins

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Margins data
Gross margin (TTM)99.99%
Operating margin (TTM)19.43%
Profit margin (TTM)2.54%

Balance Sheet

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Balance Sheet data
Cash28.65M
Net receivables434.08M
Total current assets238.71M
Goodwill5.63M
Intangible assets958.01M
Property, plant and equipment0.00
Total assets1.73B
Accounts payable3.39M
Short/Current long term debt35.00M
Total current liabilities703.76M
Total liabilities1.21B
Shareholder's equity513.37M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)39.24B
Capital expenditures (TTM)44.66M
Free cash flow (TTM)39.20B
Dividends paid (TTM)22.48M

Financial returns

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Financial returns data
Return on Equity4.85%
Return on Assets1.44%
Return on Invested Capital4.54%
Cash Return on Invested Capital7147.79%

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STOCK INFORMATION

Stock chart

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Stock price data
Open18.16
Daily high18.81
Daily low17.78
Daily Volume54K
All-time high21.38
1y analyst estimate16.50
Beta-0.08
EPS (TTM)0.75
Dividend per share0.69
Ex-div date4 Feb 2025
Next earnings date23 Apr 2025

Downside potential

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Downside potential data
DGICAS&P500
Current price drop from All-time high-15.88%-12.89%
Highest price drop-49.38%-56.47%
Date of highest drop30 Aug 20109 Mar 2009
Avg drop from high-26.50%-11.07%
Avg time to new high97 days12 days
Max time to new high4776 days1805 days

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COMPANY DETAILS
DGICA (Donegal Group A Inc) company logo
Marketcap
509.17M
Marketcap category
Small-cap
Description
Donegal Group Inc., an insurance holding company, provides property and casualty insurance to businesses and individuals. It operates through three segments: Investment Function, Personal Lines of Insurance, and Commercial Lines of Insurance. The company offers private passenger automobile policies that provide protection against liability for bodily injury and property damage arising from automobile accidents, as well as protection against loss from damage to automobiles; and homeowners policies, which provide coverage for damage to residences and their contents from a range of perils, including fire, lightning, windstorm, and theft, as well as liability of the insured arising from injury to other persons or their property. Donegal Group Inc. also offers commercial automobile policies that provide protection against liability for bodily injury and property damage arising from automobile accidents and protection against loss from damage to automobiles owned by the insured; commercial multi-peril policies that provide protection to businesses against combining liability and physical damage coverages; and workers' compensation policies, which provide benefits to employees for injuries sustained during employment. The company markets its insurance products primarily to Mid-Atlantic, Midwestern, New England, Southern, and Southwestern regions through independent insurance agencies. Donegal Group Inc. was incorporated in 1986 and is based in Marietta, Pennsylvania. Donegal Group Inc. operates as a subsidiary of Donegal Mutual Insurance Company.
Employees
0
Investor relations
CEO
Country
USA
City
Stock type
Common stock
CCC status
Dividend Contender
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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