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Ticker
EBMT

Price
22.60
Stock movement up
+0.06 (0.27%)
Company name
Eagle Bancorp Montana Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
179.85M
Ent value
2.07B
Price/Sales
1.43
Price/Book
0.94
Div yield
2.65%
Div growth
8.37%
Growth years
21
FCF payout
-86.40%
Trailing P/E
12.12
Forward P/E
10.53
PEG
1.21
EPS growth
-9.42%
1 year return (CAGR)
39.94%
3 year return (CAGR)
8.69%
5 year return (CAGR)
1.15%
10 year return (CAGR)
6.67%
Last updated: 2026-02-20

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DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.60
Dividend yield2.65%
Payout frequencyQuarterly
Maximum yield4.85%
Average yield3.24%
Minimum yield1.51%
Discount to avg yield-22.19%
Upside potential-18.16%
Yield as % of max yield54.71%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield2.65%
Current yield distribution70.08%
Yield at 100% (Min)1.51%
Yield at 90%2.19%
Yield at 80%2.26%
Yield at 50% (Median)3.34%
Yield at 20%4.15%
Yield at 10%4.35%
Yield at 0% (Max)4.85%

Dividend per share

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Dividend per share data
Years of growth21 years
CCC statusDividend Contender
Dividend per share0.60
Payout frequencyQuarterly
Ex-div date13 Feb 2026
EPS (TTM)1.90
EPS (1y forward)2.15
EPS growth (5y)-9.42%
EPS growth (5y forward)10.00%

Dividend growth

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Dividend growth data
EBMTS&P500
DGR MR3.45%-13.74%
DGR TTM2.55%6.60%
DGR 3 years3.11%7.31%
DGR 5 years8.37%4.69%
DGR 10 years6.56%6.30%
DGR 15 years-8.16%
Time since last change announced33 days
EPS growth (5y)-9.42%
EPS growth (5y forward)10.00%

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM23.07%-86.40%
Average--
Forward27.95%-

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E12.12
Price to OCF14.29
Price to FCF-
Price to EBITDA5.91
EV to EBITDA68.03

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales1.43
Price to Book0.94
EV to Sales16.43

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FINANCIALS

Per share

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Per share data
Current share count7.96M
EPS (TTM)1.90
FCF per share (TTM)-0.51

Income statement

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Income statement data
Revenue (TTM)125.97M
Gross profit (TTM)89.32M
Operating income (TTM)18.93M
Net income (TTM)14.84M
EPS (TTM)1.90
EPS (1y forward)2.15

Margins

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Margins data
Gross margin (TTM)70.90%
Operating margin (TTM)15.03%
Profit margin (TTM)11.78%

Balance Sheet

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Balance Sheet data
Cash24.11M
Net receivables14.45M
Total current assets320.25M
Goodwill34.74M
Intangible assets3.31M
Property, plant and equipment0.00
Total assets2.11B
Accounts payable0.00
Short/Current long term debt82.47M
Total current liabilities452.29M
Total liabilities1.91B
Shareholder's equity191.81M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)12.59M
Capital expenditures (TTM)3.85M
Free cash flow (TTM)-3.96M
Dividends paid (TTM)3.42M

Financial returns

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Financial returns data
Return on Equity7.73%
Return on Assets0.70%
Return on Invested Capital7.73%
Cash Return on Invested Capital-2.06%

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STOCK INFORMATION

Stock chart

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Stock price data
Open22.52
Daily high22.98
Daily low22.52
Daily Volume35K
All-time high25.88
1y analyst estimate20.50
Beta0.30
EPS (TTM)1.90
Dividend per share0.60
Ex-div date13 Feb 2026
Next earnings date28 Apr 2026

Downside potential

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Downside potential data
EBMTS&P500
Current price drop from All-time high-12.67%-1.82%
Highest price drop-55.41%-56.47%
Date of highest drop13 Nov 20239 Mar 2009
Avg drop from high-18.93%-10.84%
Avg time to new high38 days12 days
Max time to new high1238 days1805 days

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COMPANY DETAILS
EBMT (Eagle Bancorp Montana Inc) company logo
Marketcap
179.85M
Marketcap category
Small-cap
Description
Eagle Bancorp Montana, Inc. operates as the bank holding company for Opportunity Bank of Montana that provides various banking products and services to small businesses and individuals in Montana. It accepts various deposit products, such as checking, savings, money market, and individual retirement accounts, as well as certificates of deposit. The company also provides 1-4 family residential mortgage loans, such as residential mortgages and residential property construction loans; commercial real estate loans, including multi-family dwellings, nonresidential property, commercial construction and development, and farmland loans; and second mortgage/home equity loans. In addition, it offers consumer loans, such as loans secured by collateral other than real estate comprising automobiles, recreational vehicles, and boats; personal loans and lines of credit; commercial business loans consisting of business loans and lines of credit on a secured and unsecured basis; construction loans; agricultural loans; and mortgage loans. The company operates full-service branches and automated teller machines. Eagle Bancorp Montana, Inc. was founded in 1922 and is headquartered in Helena, Montana.
Employees
372
Investor relations
SEC filings
CEO
Peter Johnson
Country
USA
City
Helena
Stock type
Common stock
CCC status
Dividend Contender
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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