Ticker
    EBTC

    Price
    25.48
    Stock movement up
    +0.86 (3.49%)
    Company name
    Enterprise Bancorp Inc
    Exchange
    (NASDAQ
    ,
    Currency
    USD
    )
    Sector
    Financial Services >
    Banks-Regional
    Market cap
    309.56M
    Ent value
    4.20B
    Price/Sales
    1.82
    Price/Book
    1.10
    Div yield
    3.77%
    Div growth
    9.67%
    Growth years
    29
    FCF payout
    28.08%
    Trailing P/E
    7.25
    Forward P/E
    -
    PEG
    -
    EPS growth
    16.13%
    1 year return
    -18.18%
    3 year return
    -8.72%
    5 year return
    -3.14%
    10 year return
    2.10%
    Last updated: 2024-04-08
    Enterprise Bancorp declares $0.24 dividend
    April 16, 2024

    iO Charts is a Seeking Alpha partner

    Enterprise Bancorp: A Great Stock For Lower Interest Rates
    February 15, 2024

    iO Charts is a Seeking Alpha partner

    DIVIDENDS

    Dividend yield - 5y

    Dividend yield data
    Dividend per share0.96
    Dividend yield3.77%
    Payout frequencyQuarterly
    Maximum yield3.90%
    Average yield2.63%
    Minimum yield1.78%
    Discount to avg yield30.32%
    Upside potential43.50%
    Yield as % of max yield96.63%

    Yield distribution (inverse percentile) - 5y

    Yield distribution data
    Dividend yield3.77%
    Current yield distribution1.03%
    Yield at 100% (Min)1.78%
    Yield at 90%2.07%
    Yield at 80%2.17%
    Yield at 50% (Median)2.53%
    Yield at 20%3.16%
    Yield at 10%3.31%
    Yield at 0% (Max)3.90%

    Dividend per share

    Dividend per share data
    Years of growth29 years
    CCC statusDividend Champion
    Dividend per share0.96
    Payout frequencyQuarterly
    Ex-div date8 Feb 2024
    EPS (TTM)3.51
    EPS (1y forward)-
    EPS growth (5y)16.13%
    EPS growth (5y forward)-

    Dividend growth

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    Dividend growth data
    EBTCS&P500
    DGR MR4.35%-16.32%
    DGR TTM10.06%4.05%
    DGR 3 years9.54%5.24%
    DGR 5 years9.67%5.40%
    DGR 10 years7.18%7.07%
    DGR 15 years6.45%6.12%
    Time since last change announced98 days
    EPS growth (5y)16.13%
    EPS growth (5y forward)-

    Payout ratio

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    Payout ratio data
    EPS coverageFCF coverage
    TTM19.95%28.08%
    Average--
    Forward--
    Enterprise Bancorp GAAP EPS of $0.64, revenue of $42.07M
    January 25, 2024

    iO Charts is a Seeking Alpha partner

    Enterprise Bancorp raises dividend by 4.3%
    January 16, 2024

    iO Charts is a Seeking Alpha partner

    VALUATION

    Valuation Ratios

    Valuation Ratios data
    Trailing P/E7.25
    Price to OCF6.45
    Price to FCF10.20
    Price to EBITDA7.40
    EV to EBITDA100.38

    Valuation (Sales/Book Value)

    Valuation (Sales/Book Value) data
    Price to Sales1.82
    Price to Book1.10
    EV to Sales24.66
    Enterprise Bancorp GAAP EPS of $0.79, revenue of $42.99M
    October 24, 2023

    iO Charts is a Seeking Alpha partner

    Enterprise Bancorp declares dividend of $0.23/share
    October 17, 2023

    iO Charts is a Seeking Alpha partner

    FINANCIALS

    Per share

    Per share data
    Current share count12.15M
    EPS (TTM)3.51
    FCF per share (TTM)2.49

    Income statement

    Income statement data
    Revenue (TTM)170.26M
    Gross profit (TTM)169.26M
    Operating income (TTM)56.15M
    Net income (TTM)42.72M
    EPS (TTM)3.51
    EPS (1y forward)-

    Margins

    Margins data
    Gross margin (TTM)99.41%
    Operating margin (TTM)32.98%
    Profit margin (TTM)25.09%

    Balance Sheet

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    Balance Sheet data
    Cash267.59M
    Net receivables17.12M
    Total current assets874.39M
    Goodwill5.66M
    Intangible assets0.00
    Property, plant and equipment0.00
    Total assets4.44B
    Accounts payable2.00M
    Short/Current long term debt111.23M
    Total current liabilities25.10M
    Total liabilities4.16B
    Shareholder's equity282.27M
    Net tangible assets276.61M

    Cash flow

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    Cash flow data
    Operating cash flow (TTM)48.00M
    Capital expenditures (TTM)4.84M
    Free cash flow (TTM)30.34M
    Dividends paid (TTM)8.52M

    Financial returns

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    Financial returns data
    Return on Equity15.13%
    Return on Assets0.96%
    Return on Invested Capital11.57%
    Cash Return on Invested Capital8.22%
    Enterprise Bancorp Has Become Extremely Cheap
    October 13, 2023

    iO Charts is a Seeking Alpha partner

    Enterprise Bancorp GAAP EPS of $0.79, revenue of $40.91M
    July 25, 2023

    iO Charts is a Seeking Alpha partner

    STOCK INFORMATION

    Stock chart

    Stock price data
    Open24.62
    Daily high25.59
    Daily low24.62
    Daily Volume32K
    All-time high46.04
    1y analyst estimate-
    Beta0.51
    EPS (TTM)3.51
    Dividend per share0.96
    Ex-div date8 Feb 2024
    Next earnings date23 Apr 2024

    Downside potential

    Downside potential data
    EBTCS&P500
    Current price drop from All-time high-44.66%-0.85%
    Highest price drop-58.81%-56.47%
    Date of highest drop6 Apr 20099 Mar 2009
    Avg drop from high-25.23%-11.35%
    Avg time to new high94 days13 days
    Max time to new high1812 days1805 days
    Enterprise Bancorp declares $0.23 dividend
    July 18, 2023

    iO Charts is a Seeking Alpha partner

    Enterprise Bancorp: Are Regional Banks Undervalued, Or On The Brink Of Implosion?
    June 7, 2023

    iO Charts is a Seeking Alpha partner

    COMPANY DETAILS
    EBTC (Enterprise Bancorp Inc) company logo
    Marketcap
    309.56M
    Marketcap category
    Small-cap
    Description
    Enterprise Bancorp, Inc. operates as the holding company of Enterprise Bank and Trust Company that provides commercial banking products and services. It offers commercial and retail deposit products, including checking accounts, limited-transactional savings and money market accounts, commercial sweep products, and term certificates of deposit. The company also provides commercial real estate, commercial and industrial, commercial construction, residential, and consumer loans, as well as home equity loans and lines of credit. In addition, the company offers cash management services; wealth advisory and management services that include customized investment management and trust services to individuals, family groups, commercial businesses, trusts, foundations, non-profit organizations, and endowments; brokerage and management services to individual investors; insurance services; and voice, online, and mobile banking services. The company was founded in 1989 and is headquartered in Lowell, Massachusetts.
    Employees
    554
    Website
    https://www.enterprisebanking.com
    Investor relations
    https://www.snl.com/irw/corporateprofile/1025202
    SEC filings
    EBTC SEC filings
    CEO
    Country
    USA
    City
    Stock type
    Common stock
    CCC status
    Dividend Champion
    Dividend Frequency
    Quarterly
    EVENTS AND PRESENTATIONS
    EventsPresentations
    Enterprise Bancorp GAAP EPS of $0.88, revenue of $44.73M
    April 25, 2023

    iO Charts is a Seeking Alpha partner

    Enterprise Bancorp declares $0.23 dividend
    April 18, 2023

    iO Charts is a Seeking Alpha partner

    UNDERSTAND THE BUSINESS
    COMPANY NEWS
    Seeking AlphaPress releases
    Enterprise Bancorp Remains A Great Bargain
    February 14, 2023
    Enterprise Bancorp GAAP EPS of $1.01, revenue of $46.38M
    January 26, 2023
    Enterprise Bancorp raises quarterly dividend by 12.2% to $0.23/share
    January 17, 2023
    Enterprise Bancorp GAAP EPS of $0.98, revenue of $44.30M
    October 20, 2022
    Enterprise Bancorp declares $0.205 dividend
    October 18, 2022
    Enterprise Bancorp GAAP EPS of $0.67, revenue of $37.5M
    July 21, 2022
    Enterprise Bancorp declares $0.205 dividend
    July 19, 2022
    Enterprise Bancorp GAAP EPS of $0.85, revenue of $39.63M
    April 21, 2022
    Enterprise Bancorp declares $0.205 dividend
    April 19, 2022
    Revisiting My Bullish Thesis On Enterprise Bancorp
    April 11, 2022
    iO Charts is a Seeking Alpha partnerNext page
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