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Ticker
EBTC

Price
33.77
Stock movement down
-0.33 (-0.97%)
Company name
Enterprise Bancorp Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
419.73M
Ent value
4.71B
Price/Sales
1.75
Price/Book
1.14
Div yield
2.84%
Div growth
9.67%
Growth years
29
FCF payout
24.06%
Trailing P/E
11.69
Forward P/E
-
PEG
-
EPS growth
4.81%
1 year return
42.55%
3 year return
-3.94%
5 year return
6.98%
10 year return
4.38%
Last updated: 2025-04-11

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.96
Dividend yield2.84%
Payout frequency-
Maximum yield4.23%
Average yield2.78%
Minimum yield1.78%
Discount to avg yield2.15%
Upside potential2.20%
Yield as % of max yield67.13%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield2.84%
Current yield distribution46.03%
Yield at 100% (Min)1.78%
Yield at 90%2.11%
Yield at 80%2.23%
Yield at 50% (Median)2.73%
Yield at 20%3.26%
Yield at 10%3.50%
Yield at 0% (Max)4.23%

Dividend per share

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Dividend per share data
Years of growth29 years
CCC statusDividend Champion
Dividend per share0.96
Payout frequency-
Ex-div date10 Feb 2025
EPS (TTM)2.89
EPS (1y forward)-
EPS growth (5y)4.81%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
EBTCS&P500
DGR MR4.35%-13.74%
DGR TTM4.35%6.60%
DGR 3 years9.54%5.24%
DGR 5 years9.67%5.40%
DGR 10 years7.18%7.07%
DGR 15 years6.45%6.12%
Time since last change announced455 days
EPS growth (5y)4.81%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM28.16%24.06%
Average--
Forward--

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E11.69
Price to OCF8.66
Price to FCF9.99
Price to EBITDA10.65
EV to EBITDA119.42

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales1.75
Price to Book1.14
EV to Sales19.58

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count12.43M
EPS (TTM)2.89
FCF per share (TTM)3.38

Income statement

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Income statement data
Revenue (TTM)240.38M
Gross profit (TTM)216.49M
Operating income (TTM)51.70M
Net income (TTM)35.91M
EPS (TTM)2.89
EPS (1y forward)-

Margins

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Margins data
Gross margin (TTM)90.06%
Operating margin (TTM)21.51%
Profit margin (TTM)14.94%

Balance Sheet

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Balance Sheet data
Cash88.63M
Net receivables20.53M
Total current assets712.97M
Goodwill5.66M
Intangible assets0.00
Property, plant and equipment67.58M
Total assets4.74B
Accounts payable9.43M
Short/Current long term debt143.69M
Total current liabilities2.62B
Total liabilities4.37B
Shareholder's equity368.11M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)48.48M
Capital expenditures (TTM)6.45M
Free cash flow (TTM)42.04M
Dividends paid (TTM)10.11M

Financial returns

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Financial returns data
Return on Equity9.76%
Return on Assets0.76%
Return on Invested Capital7.36%
Cash Return on Invested Capital8.62%

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open33.69
Daily high34.01
Daily low33.15
Daily Volume20K
All-time high46.04
1y analyst estimate-
Beta0.52
EPS (TTM)2.89
Dividend per share0.96
Ex-div date10 Feb 2025
Next earnings date21 Apr 2025

Downside potential

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Downside potential data
EBTCS&P500
Current price drop from All-time high-26.65%-12.89%
Highest price drop-58.81%-56.47%
Date of highest drop6 Apr 20099 Mar 2009
Avg drop from high-25.43%-11.07%
Avg time to new high99 days12 days
Max time to new high1812 days1805 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
EBTC (Enterprise Bancorp Inc) company logo
Marketcap
419.73M
Marketcap category
Small-cap
Description
Enterprise Bancorp, Inc. operates as the holding company for Enterprise Bank and Trust Company that engages in the provision of commercial banking products and services. It offers commercial and retail deposit products, including checking accounts, limited-transactional savings and money market accounts, commercial sweep products, and term certificates of deposit. The company also provides commercial real estate, commercial and industrial, commercial construction, residential, and consumer loans, as well as home equity loans and lines of credit. In addition, the company offers cash management services; wealth advisory and management services that include customized investment management and trust services to individuals, family groups, commercial businesses, trusts, foundations, non-profit organizations, and endowments; brokerage and management services to individual investors; insurance services; and online and mobile banking services. The company was founded in 1989 and is headquartered in Lowell, Massachusetts.
Employees
570
SEC filings
CEO
Country
USA
City
Stock type
Common stock
CCC status
Dividend Champion
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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