We have set up our new Discord server! Share your feedback and find like-minded people! Join our Discord

Ticker
EFSC

Price
52.82
Stock movement up
+0.25 (0.44%)
Company name
Enterprise Financial Services
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
2.13B
Ent value
14.82B
Price/Sales
3.50
Price/Book
1.16
Div yield
2.16%
Div growth
16.30%
Growth years
6
FCF payout
15.87%
Trailing P/E
11.75
Forward P/E
10.56
PEG
1.31
EPS growth
6.20%
1 year return
14.02%
3 year return
4.99%
5 year return
12.20%
10 year return
8.84%
Last updated: 2025-09-12

DIVIDENDS

Dividend yield - 5y

Loading...
Dividend yield data
Dividend per share1.24
Dividend yield2.16%
Payout frequencyQuarterly
Maximum yield2.98%
Average yield2.09%
Minimum yield1.40%
Discount to avg yield3.05%
Upside potential3.15%
Yield as % of max yield72.44%

Yield distribution (inverse percentile) - 5y

Loading...
Yield distribution data
Dividend yield2.16%
Current yield distribution40.00%
Yield at 100% (Min)1.40%
Yield at 90%1.66%
Yield at 80%1.76%
Yield at 50% (Median)2.05%
Yield at 20%2.44%
Yield at 10%2.59%
Yield at 0% (Max)2.98%

Dividend per share

Loading...
Dividend per share data
Years of growth6 years
CCC statusDividend Challenger
Dividend per share1.24
Payout frequencyQuarterly
Ex-div date15 Sep 2025
EPS (TTM)4.83
EPS (1y forward)5.45
EPS growth (5y)6.20%
EPS growth (5y forward)9.00%

Dividend growth

Loading...
Please create a free account or log in to access this chart
Dividend growth data
EFSCS&P500
DGR MR3.33%-13.74%
DGR TTM14.56%6.60%
DGR 3 years11.57%5.24%
DGR 5 years16.30%5.40%
DGR 10 years16.89%7.07%
DGR 15 years10.96%6.12%
Time since last change announced92 days
EPS growth (5y)6.20%
EPS growth (5y forward)9.00%

Payout ratio

Loading...
Please create a free account or log in to access this chart
Payout ratio data
EPS coverageFCF coverage
TTM23.36%15.87%
Average20.09%16.87%
Forward22.76%-

VALUATION

Valuation Ratios

Loading...
Valuation Ratios data
Trailing P/E11.75
Price to OCF7.70
Price to FCF7.98
Price to EBITDA12.03
EV to EBITDA83.84

Valuation (Sales/Book Value)

Loading...
Valuation (Sales/Book Value) data
Price to Sales3.50
Price to Book1.16
EV to Sales24.37

FINANCIALS

Per share

Loading...
Per share data
Current share count36.99M
EPS (TTM)4.83
FCF per share (TTM)7.11

Income statement

Loading...
Income statement data
Revenue (TTM)608.11M
Gross profit (TTM)24.37M
Operating income (TTM)226.75M
Net income (TTM)180.96M
EPS (TTM)4.83
EPS (1y forward)5.45

Margins

Loading...
Margins data
Gross margin (TTM)4.01%
Operating margin (TTM)37.29%
Profit margin (TTM)29.76%

Balance Sheet

Loading...
Please create a free account or log in to access this chart
Balance Sheet data
Cash427.37M
Net receivables0.00
Total current assets2.00B
Goodwill365.16M
Intangible assets9.40M
Property, plant and equipment0.00
Total assets14.95B
Accounts payable0.00
Short/Current long term debt477.22M
Total current liabilities10.55B
Total liabilities13.12B
Shareholder's equity1.83B
Net tangible assets0.00

Cash flow

Loading...
Please create a free account or log in to access this chart
Cash flow data
Operating cash flow (TTM)276.38M
Capital expenditures (TTM)9.96M
Free cash flow (TTM)266.42M
Dividends paid (TTM)42.27M

Financial returns

Loading...
Please create a free account or log in to access this chart
Financial returns data
Return on Equity9.88%
Return on Assets1.21%
Return on Invested Capital7.84%
Cash Return on Invested Capital11.54%

STOCK INFORMATION

Stock chart

Loading...
Stock price data
Open57.06
Daily high57.74
Daily low57.03
Daily Volume113K
All-time high61.95
1y analyst estimate67.00
Beta0.91
EPS (TTM)4.83
Dividend per share1.24
Ex-div date15 Sep 2025
Next earnings date27 Oct 2025

Downside potential

Loading...
Downside potential data
EFSCS&P500
Current price drop from All-time high-7.18%-1.46%
Highest price drop-78.59%-56.47%
Date of highest drop22 Dec 20099 Mar 2009
Avg drop from high-29.85%-10.99%
Avg time to new high37 days12 days
Max time to new high2525 days1805 days
COMPANY DETAILS
EFSC (Enterprise Financial Services) company logo
Marketcap
2.13B
Marketcap category
Mid-cap
Description
Enterprise Financial Services Corp operates as the financial holding company for Enterprise Bank & Trust that offers banking and wealth management services to individuals and corporate customers in Arizona, California, Florida, Kansas, Missouri, Nevada, and New Mexico. It provides checking, savings, money market accounts, and certificates of deposit. The company also provides commercial and industrial, commercial real estate, real estate construction and development, residential real estate, small business administration, consumer, and other loan products. In addition, it offers treasury management and international trade services; tax credit brokerage services; life insurance premium and sponsor finance; tax credit related lending; other deposit accounts, such as community associations, property management, legal industry and escrow services; treasury management product and services; customized solutions and products; cash management; fiduciary, investment management, and financial advisory services; and customer hedging products, international banking, card services, and tax credit businesses. Further, the company provides online, device applications, text, and voice banking; remote deposit capture; internet banking, mobile banking, cash management, positive pay, fraud detection and prevention, automated payables, check image, and statement and document imaging services; and controlled disbursements, repurchase agreements, and sweep investment accounts. Enterprise Financial Services Corp was founded in 1988 and is headquartered in Clayton, Missouri.
Employees
1218
Investor relations
SEC filings
CEO
James B. Lally
Country
USA
City
Clayton
Stock type
Common stock
CCC status
Dividend Challenger
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
Loading...
UNDERSTAND THE BUSINESS
Loading...