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Ticker
EFSC

Price
57.93
Stock movement up
+0.04 (0.07%)
Company name
Enterprise Financial Services
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
2.14B
Ent value
16.09B
Price/Sales
2.49
Price/Book
1.08
Div yield
2.21%
Div growth
11.12%
Growth years
6
FCF payout
24.71%
Trailing P/E
10.97
Forward P/E
10.53
PEG
1.22
EPS growth
6.82%
1 year return (CAGR)
0.61%
3 year return (CAGR)
-
5 year return (CAGR)
-
10 year return (CAGR)
-
Last updated: 2026-01-22

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share1.28
Dividend yield2.21%
Payout frequencyQuarterly
Maximum yield2.51%
Average yield2.14%
Minimum yield1.81%
Discount to avg yield2.94%
Upside potential3.03%
Yield as % of max yield88.00%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield2.21%
Current yield distribution39.44%
Yield at 100% (Min)1.81%
Yield at 90%1.88%
Yield at 80%1.97%
Yield at 50% (Median)2.15%
Yield at 20%2.31%
Yield at 10%2.37%
Yield at 0% (Max)2.51%

Dividend per share

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Dividend per share data
Years of growth6 years
CCC statusDividend Challenger
Dividend per share1.28
Payout frequencyQuarterly
Ex-div date15 Dec 2025
EPS (TTM)5.24
EPS (1y forward)5.50
EPS growth (5y)6.82%
EPS growth (5y forward)9.00%

Dividend growth

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Dividend growth data
EFSCS&P500
DGR MR3.23%-13.74%
DGR TTM15.09%6.60%
DGR 3 years10.67%7.31%
DGR 5 years11.12%4.69%
DGR 10 years16.61%6.30%
DGR 15 years12.45%8.16%
Time since last change announced99 days
EPS growth (5y)6.82%
EPS growth (5y forward)9.00%

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM24.26%24.71%
Average20.67%17.05%
Forward23.27%-

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E10.97
Price to OCF10.58
Price to FCF11.18
Price to EBITDA7.53
EV to EBITDA56.54

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.49
Price to Book1.08
EV to Sales18.72

FINANCIALS

Per share

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Per share data
Current share count37.01M
EPS (TTM)5.24
FCF per share (TTM)5.14

Income statement

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Income statement data
Revenue (TTM)859.70M
Gross profit (TTM)569.18M
Operating income (TTM)274.54M
Net income (TTM)195.41M
EPS (TTM)5.24
EPS (1y forward)5.50

Margins

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Margins data
Gross margin (TTM)66.21%
Operating margin (TTM)31.93%
Profit margin (TTM)22.73%

Balance Sheet

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Balance Sheet data
Cash469.89M
Net receivables0.00
Total current assets2.12B
Goodwill365.16M
Intangible assets6.14M
Property, plant and equipment0.00
Total assets16.40B
Accounts payable0.00
Short/Current long term debt667.62M
Total current liabilities13.57B
Total liabilities14.42B
Shareholder's equity1.98B
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)202.65M
Capital expenditures (TTM)10.85M
Free cash flow (TTM)191.81M
Dividends paid (TTM)47.40M

Financial returns

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Financial returns data
Return on Equity9.86%
Return on Assets1.19%
Return on Invested Capital7.37%
Cash Return on Invested Capital7.24%

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STOCK INFORMATION

Stock chart

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Stock price data
Open57.83
Daily high58.70
Daily low57.67
Daily Volume199K
All-time high61.95
1y analyst estimate64.75
Beta0.85
EPS (TTM)5.24
Dividend per share1.28
Ex-div date15 Dec 2025
Next earnings date26 Jan 2026

Downside potential

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Downside potential data
EFSCS&P500
Current price drop from All-time high-6.49%-0.89%
Highest price drop-25.42%-19.00%
Date of highest drop11 Apr 20258 Apr 2025
Avg drop from high-9.27%-2.49%
Avg time to new high80 days6 days
Max time to new high241 days89 days
COMPANY DETAILS
EFSC (Enterprise Financial Services) company logo
Marketcap
2.14B
Marketcap category
Mid-cap
Description
Enterprise Financial Services Corp operates as the financial holding company for Enterprise Bank & Trust that offers banking and wealth management services to individuals and corporate customers in Arizona, California, Florida, Kansas, Missouri, Nevada, and New Mexico. It provides checking, savings, money market accounts, and certificates of deposit. The company also provides commercial and industrial, commercial real estate, real estate construction and development, residential real estate, small business administration, consumer, and other loan products. In addition, it offers treasury management and international trade services; tax credit brokerage services; life insurance premium and sponsor finance; tax credit related lending; other deposit accounts, such as community associations, property management, legal industry and escrow services; treasury management product and services; customized solutions and products; cash management; fiduciary, investment management, and financial advisory services; and customer hedging products, international banking, card services, and tax credit businesses. Further, the company provides online, device applications, text, and voice banking; remote deposit capture; internet banking, mobile banking, cash management, positive pay, fraud detection and prevention, automated payables, check image, and statement and document imaging services; and controlled disbursements, repurchase agreements, and sweep investment accounts. Enterprise Financial Services Corp was founded in 1988 and is headquartered in Clayton, Missouri.
Employees
1218
Investor relations
SEC filings
CEO
James B. Lally
Country
USA
City
Clayton
Stock type
Common stock
CCC status
Dividend Challenger
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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