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Ticker
EFSC

Price
46.20
Stock movement down
-0.47 (-1.01%)
Company name
Enterprise Financial Services
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
1.72B
Ent value
14.41B
Price/Sales
2.82
Price/Book
0.94
Div yield
2.51%
Div growth
16.30%
Growth years
6
FCF payout
15.87%
Trailing P/E
9.48
Forward P/E
10.18
PEG
1.05
EPS growth
6.20%
1 year return
21.58%
3 year return
0.28%
5 year return
11.41%
10 year return
8.20%
Last updated: 2025-04-11

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share1.16
Dividend yield2.51%
Payout frequencyQuarterly
Maximum yield2.98%
Average yield2.11%
Minimum yield1.40%
Discount to avg yield16.08%
Upside potential19.17%
Yield as % of max yield84.15%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield2.51%
Current yield distribution17.78%
Yield at 100% (Min)1.40%
Yield at 90%1.66%
Yield at 80%1.76%
Yield at 50% (Median)2.05%
Yield at 20%2.48%
Yield at 10%2.62%
Yield at 0% (Max)2.98%

Dividend per share

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Dividend per share data
Years of growth6 years
CCC statusDividend Challenger
Dividend per share1.16
Payout frequencyQuarterly
Ex-div date14 Mar 2025
EPS (TTM)4.83
EPS (1y forward)4.54
EPS growth (5y)6.20%
EPS growth (5y forward)9.00%

Dividend growth

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Dividend growth data
EFSCS&P500
DGR MR3.57%-13.74%
DGR TTM10.00%6.60%
DGR 3 years11.57%5.24%
DGR 5 years16.30%5.40%
DGR 10 years16.89%7.07%
DGR 15 years10.96%6.12%
Time since last change announced78 days
EPS growth (5y)6.20%
EPS growth (5y forward)9.00%

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM23.36%15.87%
Average20.09%16.87%
Forward25.55%-

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E9.48
Price to OCF6.21
Price to FCF6.44
Price to EBITDA9.70
EV to EBITDA81.51

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.82
Price to Book0.94
EV to Sales23.70

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FINANCIALS

Per share

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Per share data
Current share count37.13M
EPS (TTM)4.83
FCF per share (TTM)7.11

Income statement

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Income statement data
Revenue (TTM)608.11M
Gross profit (TTM)24.37M
Operating income (TTM)226.75M
Net income (TTM)180.96M
EPS (TTM)4.83
EPS (1y forward)4.54

Margins

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Margins data
Gross margin (TTM)4.01%
Operating margin (TTM)37.29%
Profit margin (TTM)29.76%

Balance Sheet

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Balance Sheet data
Cash427.37M
Net receivables0.00
Total current assets2.00B
Goodwill365.16M
Intangible assets9.40M
Property, plant and equipment0.00
Total assets14.95B
Accounts payable0.00
Short/Current long term debt477.22M
Total current liabilities10.55B
Total liabilities13.12B
Shareholder's equity1.83B
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)276.38M
Capital expenditures (TTM)9.96M
Free cash flow (TTM)266.42M
Dividends paid (TTM)42.27M

Financial returns

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Financial returns data
Return on Equity9.88%
Return on Assets1.21%
Return on Invested Capital7.84%
Cash Return on Invested Capital11.54%

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open46.17
Daily high46.83
Daily low45.22
Daily Volume236K
All-time high61.95
1y analyst estimate63.00
Beta0.98
EPS (TTM)4.83
Dividend per share1.16
Ex-div date14 Mar 2025
Next earnings date21 Apr 2025

Downside potential

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Downside potential data
EFSCS&P500
Current price drop from All-time high-25.42%-12.89%
Highest price drop-78.59%-56.47%
Date of highest drop22 Dec 20099 Mar 2009
Avg drop from high-30.13%-11.07%
Avg time to new high37 days12 days
Max time to new high2525 days1805 days
COMPANY DETAILS
EFSC (Enterprise Financial Services) company logo
Marketcap
1.72B
Marketcap category
Small-cap
Description
Enterprise Financial Services Corp operates as the holding company for Enterprise Bank & Trust that offers banking and wealth management services to individuals and corporate customers primarily in Arizona, California, Florida, Kansas, Missouri, Nevada, and New Mexico. It provides checking, savings, money market accounts, and certificates of deposit. The company also provides commercial and industrial, commercial real estate, real estate construction and development, residential real estate, small business administration, agricultural, consumer, and other loan products. In addition, it offers treasury management and international trade services; tax credit brokerage services; life insurance premium and sponsor finance; tax credit related lending; other deposit accounts, such as community associations, property management, third party escrow, and trust services; treasury management product and services; customized solutions and products; cash management; fiduciary, investment management, and financial advisory services; and customer hedging products, including international banking, card services, and tax credit businesses. Further, the company provides online, device applications, text, and voice banking; remote deposit capture; internet banking, mobile banking, cash management, positive pay services, fraud detection and prevention, automated payables, check image, and statement and document imaging; and controlled disbursements, repurchase agreements, and sweep investment accounts. Enterprise Financial Services Corp was founded in 1988 and is headquartered in Clayton, Missouri.
Employees
1172
Investor relations
SEC filings
CEO
James B. Lally
Country
USA
City
Clayton
Stock type
Common stock
CCC status
Dividend Challenger
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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