We have set up our new Discord server! Share your feedback and find like-minded people! Join our Discord

Ticker
ENVA

Price
98.56
Stock movement up
+0.05 (0.05%)
Company name
Enova International Inc
Exchange
(NYSE
,
Currency
USD
)
Sector
Financial Services >
Credit Services
Market cap
2.70B
Ent value
6.42B
Price/Sales
1.07
Price/Book
2.29
Div yield
-
Div growth
-
Growth years
-
FCF payout
1.05%
Trailing P/E
14.93
Forward P/E
7.60
PEG
-
EPS growth
22.45%
1 year return
29.02%
3 year return
40.83%
5 year return
42.83%
10 year return
24.49%
Last updated: 2025-09-12

DIVIDENDS

ENVA does not pay dividends or no data was received

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

Loading...
Valuation Ratios data
Trailing P/E14.93
Price to OCF1.90
Price to FCF1.96
Price to EBITDA5.51
EV to EBITDA13.13

Valuation (Sales/Book Value)

Loading...
Valuation (Sales/Book Value) data
Price to Sales1.07
Price to Book2.29
EV to Sales2.56

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

Loading...
Per share data
Current share count25.01M
EPS (TTM)6.51
FCF per share (TTM)49.70

Income statement

Loading...
Income statement data
Revenue (TTM)2.51B
Gross profit (TTM)1.49B
Operating income (TTM)527.10M
Net income (TTM)180.52M
EPS (TTM)6.51
EPS (1y forward)14.17

Margins

Loading...
Margins data
Gross margin (TTM)59.18%
Operating margin (TTM)20.98%
Profit margin (TTM)7.19%

Balance Sheet

Loading...
Please create a free account or log in to access this chart
Balance Sheet data
Cash67.50M
Net receivables4.20B
Total current assets4.52B
Goodwill279.27M
Intangible assets12.96M
Property, plant and equipment130.68M
Total assets4.98B
Accounts payable259.54M
Short/Current long term debt3.29B
Total current liabilities259.54M
Total liabilities3.80B
Shareholder's equity1.18B
Net tangible assets0.00

Cash flow

Loading...
Please create a free account or log in to access this chart
Cash flow data
Operating cash flow (TTM)1.42B
Capital expenditures (TTM)45.06M
Free cash flow (TTM)1.38B
Dividends paid (TTM)14.43M

Financial returns

Loading...
Please create a free account or log in to access this chart
Financial returns data
Return on Equity15.32%
Return on Assets3.63%
Return on Invested Capital4.04%
Cash Return on Invested Capital30.80%

STOCK INFORMATION

Stock chart

Loading...
Stock price data
Open107.65
Daily high108.63
Daily low107.03
Daily Volume196K
All-time high116.49
1y analyst estimate131.13
Beta1.48
EPS (TTM)6.51
Dividend per share-
Ex-div date-
Next earnings date21 Oct 2025

Downside potential

Loading...
Downside potential data
ENVAS&P500
Current price drop from All-time high-8.39%-1.46%
Highest price drop-84.01%-56.47%
Date of highest drop19 Jan 20169 Mar 2009
Avg drop from high-33.35%-10.99%
Avg time to new high29 days12 days
Max time to new high876 days1805 days

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
ENVA (Enova International Inc) company logo
Marketcap
2.70B
Marketcap category
Mid-cap
Description
Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, and internationally. The company provides installment loans; line of credit accounts; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan. It offers money transfer services. It markets its financing products under the CashNetUSA, NetCredit, OnDeck, Headway Capital, Simplic, and Pangea names. The company was founded in 2003 and is headquartered in Chicago, Illinois.
Employees
1787
Investor relations
-
SEC filings
CEO
David A. Fisher
Country
USA
City
Chicago
Stock type
Common stock
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
Loading...

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
Loading...