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Ticker
ENVA

Price
148.36
Stock movement down
-0.76 (-0.51%)
Company name
Enova International Inc
Exchange
(NYSE
,
Currency
USD
)
Sector
Financial Services >
Credit Services
Market cap
3.67B
Ent value
8.73B
Price/Sales
1.16
Price/Book
2.74
Div yield
-
Div growth
-
Growth years
-
FCF payout
-
Trailing P/E
11.89
Forward P/E
8.11
PEG
-
EPS growth
0.01%
1 year return (CAGR)
33.91%
3 year return (CAGR)
43.13%
5 year return (CAGR)
38.76%
10 year return (CAGR)
37.41%
Last updated: 2026-02-24

DIVIDENDS

ENVA does not pay dividends or no data was received

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E11.89
Price to OCF2.02
Price to FCF2.07
Price to EBITDA6.92
EV to EBITDA16.47

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales1.16
Price to Book2.74
EV to Sales2.77

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FINANCIALS

Per share

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Per share data
Current share count24.72M
EPS (TTM)11.70
FCF per share (TTM)67.23

Income statement

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Income statement data
Revenue (TTM)3.15B
Gross profit (TTM)1.58B
Operating income (TTM)739.43M
Net income (TTM)308.39M
EPS (TTM)11.70
EPS (1y forward)18.29

Margins

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Margins data
Gross margin (TTM)50.13%
Operating margin (TTM)23.46%
Profit margin (TTM)9.79%

Balance Sheet

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Balance Sheet data
Cash71.71M
Net receivables5.51B
Total current assets71.71M
Goodwill279.27M
Intangible assets3.66M
Property, plant and equipment0.00
Total assets6.47B
Accounts payable0.00
Short/Current long term debt4.56B
Total current liabilities305.85M
Total liabilities5.13B
Shareholder's equity1.34B
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)1.82B
Capital expenditures (TTM)47.14M
Free cash flow (TTM)1.77B
Dividends paid (TTM)0.00

Financial returns

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Financial returns data
Return on Equity23.07%
Return on Assets4.77%
Return on Invested Capital23.07%
Cash Return on Invested Capital132.56%

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STOCK INFORMATION

Stock chart

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Stock price data
Open149.95
Daily high152.65
Daily low147.49
Daily Volume300K
All-time high172.37
1y analyst estimate193.71
Beta1.21
EPS (TTM)11.70
Dividend per share0.00
Ex-div date-
Next earnings date28 Apr 2026

Downside potential

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Downside potential data
ENVAS&P500
Current price drop from All-time high-13.93%-1.82%
Highest price drop-84.01%-56.47%
Date of highest drop19 Jan 20169 Mar 2009
Avg drop from high-32.11%-10.84%
Avg time to new high24 days12 days
Max time to new high876 days1805 days

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COMPANY DETAILS
ENVA (Enova International Inc) company logo
Marketcap
3.67B
Marketcap category
Mid-cap
Description
Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, and internationally. The company provides installment loans; line of credit accounts; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan. It offers money transfer services. It markets its financing products under the CashNetUSA, NetCredit, OnDeck, Headway Capital, Simplic, and Pangea names. The company was founded in 2003 and is headquartered in Chicago, Illinois.
Employees
1787
Investor relations
-
SEC filings
CEO
David A. Fisher
Country
USA
City
Chicago
Stock type
Common stock
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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