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Ticker
ESQ

Price
77.04
Stock movement up
+0.13 (0.17%)
Company name
Esquire Financial Holdings Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
641.07M
Ent value
2.04B
Price/Sales
5.23
Price/Book
2.76
Div yield
0.78%
Div growth
-
Growth years
-
FCF payout
10.61%
Trailing P/E
15.34
Forward P/E
13.98
PEG
-
EPS growth
34.18%
1 year return
68.39%
3 year return
32.34%
5 year return
41.23%
10 year return
-
Last updated: 2025-04-11

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.60
Dividend yield0.78%
Payout frequency-
Maximum yield1.38%
Average yield1.01%
Minimum yield0.67%
Discount to avg yield-30.23%
Upside potential-23.22%
Yield as % of max yield56.60%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield0.78%
Current yield distribution91.24%
Yield at 100% (Min)0.67%
Yield at 90%0.79%
Yield at 80%0.89%
Yield at 50% (Median)1.01%
Yield at 20%1.12%
Yield at 10%1.25%
Yield at 0% (Max)1.38%

Dividend per share

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Dividend per share data
Years of growth-
CCC status-
Dividend per share0.60
Payout frequency-
Ex-div date14 Feb 2025
EPS (TTM)4.91
EPS (1y forward)5.51
EPS growth (5y)34.18%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
ESQS&P500
DGR MR20.00%-13.74%
DGR TTM26.32%6.60%
DGR 3 years-5.24%
DGR 5 years-5.40%
DGR 10 years-7.07%
DGR 15 years-6.12%
Time since last change announced440 days
EPS growth (5y)34.18%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM11.15%10.61%
Average--
Forward10.89%-

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E15.34
Price to OCF13.63
Price to FCF14.61
Price to EBITDA15.15
EV to EBITDA48.30

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales5.23
Price to Book2.76
EV to Sales16.65

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count8.32M
EPS (TTM)4.91
FCF per share (TTM)5.16

Income statement

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Income statement data
Revenue (TTM)122.69M
Gross profit (TTM)94.42M
Operating income (TTM)69.00M
Net income (TTM)41.79M
EPS (TTM)4.91
EPS (1y forward)5.51

Margins

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Margins data
Gross margin (TTM)76.96%
Operating margin (TTM)56.24%
Profit margin (TTM)34.06%

Balance Sheet

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Balance Sheet data
Cash147.66M
Net receivables9.71M
Total current assets368.83M
Goodwill0.00
Intangible assets0.00
Property, plant and equipment0.00
Total assets1.78B
Accounts payable0.00
Short/Current long term debt0.00
Total current liabilities0.00
Total liabilities1.55B
Shareholder's equity232.57M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)47.05M
Capital expenditures (TTM)3.16M
Free cash flow (TTM)43.89M
Dividends paid (TTM)4.66M

Financial returns

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Financial returns data
Return on Equity17.97%
Return on Assets2.34%
Return on Invested Capital17.97%
Cash Return on Invested Capital18.87%

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open76.16
Daily high77.36
Daily low74.40
Daily Volume40K
All-time high89.37
1y analyst estimate77.50
Beta0.71
EPS (TTM)4.91
Dividend per share0.60
Ex-div date14 Feb 2025
Next earnings date23 Apr 2025

Downside potential

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Downside potential data
ESQS&P500
Current price drop from All-time high-13.80%-12.89%
Highest price drop-56.52%-56.47%
Date of highest drop14 May 20209 Mar 2009
Avg drop from high-11.64%-11.07%
Avg time to new high17 days12 days
Max time to new high801 days1805 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
ESQ (Esquire Financial Holdings Inc) company logo
Marketcap
641.07M
Marketcap category
Small-cap
Description
Esquire Financial Holdings, Inc. operates as the bank holding company for Esquire Bank, National Association that provides commercial banking products and services to legal industry and small businesses, and commercial and retail customers in the United States. The company offers checking, savings, money market, and time deposits, as well as certificates of deposit. It also provides commercial loans, such as short-term financing for inventory, receivables, the purchase of supplies, or other operating needs arising during the normal course of business, as well as loans to its qualified ISO customers; commercial lines of credit; consumer loans consisting of post-settlement consumer and structured settlement loans to plaintiffs and claimants, as well as loans to individuals for debt consolidation, medical expenses, living expenses, payment of outstanding bills, or other consumer needs; and real estate loans, such as multifamily, 1-4 family residential, commercial real estate, and construction loans, as well as merchant services. In addition, it offers cash management, cash sweep, online and mobile banking, individual retirement accounts, and working capital lines of credit. Esquire Financial Holdings, Inc. was founded in 2006 and is headquartered in Jericho, New York.
Employees
140
Investor relations
-
SEC filings
CEO
Andrew C. Sagliocca
Country
USA
City
Jericho
Stock type
Common stock
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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