Evans Bancorp Inc stock page - price, fundamentals, dividends - iOCharts

Ticker
EVBN

Price
37.22
Stock movement down
-0.05 (-0.13%)
Company name
Evans Bancorp Inc
Exchange
(NYSE MKT
,
Currency
USD
)
Sector
Financial Services >
Banks-Regional
Market cap
205.59M
Ent value
2.12B
Price/Sales
2.26
Price/Book
1.22
Div yield
3.33%
Div growth
9.57%
Growth years
9
FCF payout
63.40%
Trailing P/E
8.59
Forward P/E
9.35
PEG
-
EPS growth
12.30%
1 year return
0.98%
3 year return
0.87%
5 year return
-0.93%
10 year return
10.27%
Last updated: 2022-05-13

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share1.24
Dividend yield3.33%
Payout frequencySemi-annual
Maximum yield5.60%
Average yield3.09%
Minimum yield1.88%
Discount to avg yield7.20%
Upside potential7.76%
Yield as % of max yield59.48%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield3.33%
Current yield distribution24.05%
Yield at 100% (Min)1.88%
Yield at 90%1.99%
Yield at 80%2.14%
Yield at 50% (Median)3.00%
Yield at 20%3.64%
Yield at 10%4.76%
Yield at 0% (Max)5.60%

Dividend per share

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Dividend per share data
Years of growth9 years
CCC statusDividend Challenger
Dividend per share1.24
Payout frequencySemi-annual
Ex-div date10 Mar 2022
EPS (TTM)4.32
EPS (1y forward)3.98
EPS growth (5y)12.30%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
EVBNS&P500
DGR MR3.33%-16.52%
DGR TTM3.39%4.37%
DGR 3 years9.26%3.88%
DGR 5 years9.57%4.73%
DGR 10 years11.61%8.30%
DGR 15 years3.86%5.82%
Time since last change announced87 days
EPS growth (5y)12.30%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM41.04%63.40%
Average34.05%28.59%
Forward31.16%-

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E8.59
Price to OCF12.44
Price to FCF13.27
Price to EBITDA5.58
EV to EBITDA57.45

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.26
Price to Book1.22
EV to Sales23.24

FINANCIALS

Per share

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Per share data
Current share count5.52M
EPS (TTM)4.32
FCF per share (TTM)2.80

Income statement

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Income statement data
Revenue (TTM)91.16M
Gross profit (TTM)92.62M
Operating income (TTM)31.69M
Net income (TTM)23.94M
EPS (TTM)4.32
EPS (1y forward)3.98

Margins

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Margins data
Gross margin (TTM)101.60%
Operating margin (TTM)34.77%
Profit margin (TTM)26.26%

Balance Sheet

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Balance Sheet data
Cash158.68M
Net receivables0.00
Total current assets11.40M
Goodwill12.70M
Intangible assets1.53M
Property, plant and equipment0.00
Total assets2.24B
Accounts payable1.99B
Short/Current long term debt62.81M
Total current liabilities4.96M
Total liabilities2.07B
Shareholder's equity169.20M
Net tangible assets154.97M

Cash flow

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Cash flow data
Operating cash flow (TTM)16.52M
Capital expenditures (TTM)1.03M
Free cash flow (TTM)15.50M
Dividends paid (TTM)9.82M

Financial returns

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Financial returns data
Return on Equity14.15%
Return on Assets1.07%
Return on Invested Capital10.32%
Cash Return on Invested Capital6.68%

STOCK INFORMATION

Stock chart

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Stock price data
Open37.00
Daily high37.25
Daily low37.00
Daily Volume6K
All-time high48.90
1y analyst estimate42.67
Beta1.09
EPS (TTM)4.32
Dividend per share1.24
Ex-div date10 Mar 2022
Next earnings date27 Jul 2022

Downside potential

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Downside potential data
EVBNS&P500
Current price drop from All-time high-23.89%-15.91%
Highest price drop-59.21%-56.47%
Date of highest drop9 Mar 20099 Mar 2009
Avg drop from high-24.74%-11.33%
Avg time to new high59 days12 days
Max time to new high2186 days1805 days
COMPANY DETAILS
EVBN (Evans Bancorp Inc) company logo
Marketcap
205.59M
Marketcap category
Small-cap
Description
Evans Bancorp, Inc. primarily operates as the financial holding company for Evans Bank, N.A. that provides a range of banking products and services to consumer and commercial customers in Western New York and the Finger Lakes Region of New York State. It operates in two segments, Banking Activities and Insurance Agency Activities. The company offers deposit products, which include checking and negotiable order of withdrawal accounts, savings accounts, and certificates of deposit. It also provides residential mortgages; commercial and multi-family mortgages and commercial construction loans; home equities, such as home equity lines of credit and second mortgage loans; commercial and industrial loans comprising term loans and lines of credit; consumer loans, including direct automobile, recreational vehicle, boat, home improvement, and personal loans; other loans consisting of cash reserves, overdrafts, and loan clearing accounts; and installment loans. In addition, the company sells various premium-based insurance policies, including business and personal insurance, employee benefits, surety bonds, risk management, life, disability, and long-term care coverage, as well as provides claims adjusting services to various insurance companies; and non-deposit investment products, such as annuities and mutual funds. It operates through a total of 21 full-service banking offices in Erie County, Niagara County, Monroe County, and Chautauqua County, New York. Evans Bancorp, Inc. was founded in 1920 and is headquartered in Williamsville, New York.
Employees
378
Investor relations
SEC filings
CEO
Country
USA
City
Stock type
Common stock
CCC status
Dividend Challenger
Dividend Frequency
Semi-annual
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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COMPANY NEWS
All newsPress releases
Evans Bancorp (EVBN) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).
April 29, 2022
Evans Bancorp (EVBN) delivered earnings and revenue surprises of 4.88% and 2.69%, respectively, for the quarter ended March 2022. Do the numbers hold clues to what lies ahead for the stock?
April 27, 2022
WILLIAMSVILLE, N.Y., April 27, 2022--Evans Bancorp, Inc. (NYSE American: EVBN) Reports Net Income of $4.7 Million in First Quarter 2022
April 27, 2022
New internship programs and internal training initiatives are among strategies local lenders are adopting.
April 18, 2022
WILLIAMSVILLE, N.Y., April 14, 2022--Evans Bancorp, Inc. (NYSE American: EVBN) Announces First Quarter 2022 Conference Call and Webcast
April 14, 2022
The business climate is both changing fast and getting back to normal. One year ago, the federal government commenced intense waves of federal stimulus. “A lot of unusual things have happened but we...
February 21, 2022
WILLIAMSVILLE, N.Y., February 16, 2022--Evans Bancorp, Inc. (NYSE American: EVBN) Increases Semi-Annual Cash Dividend to $0.62 per Share
February 16, 2022
Evans Bancorp (EVBN) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).
February 7, 2022
Evans Bancorp (EVBN) delivered earnings and revenue surprises of 11.58% and 7.69%, respectively, for the quarter ended December 2021. Do the numbers hold clues to what lies ahead for the stock?
February 3, 2022
WILLIAMSVILLE, N.Y., February 03, 2022--Evans Bancorp (NYSE American: EVBN) Reports Record Net Income of $24 Million in 2021
February 3, 2022
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