Evans Bancorp Inc stock page - price, fundamentals, dividends - iOCharts

EVBN

39.45
-0.26 (-0.65%)
Evans Bancorp Inc (NYSE MKT, USD)
Financial Services >
Banks-Regional
Market cap
215.67M
Ent value
2.00B
Price/Sales
2.83
Price/Book
1.21
Div yield
3.04%
Div growth
10.01%
Growth years
9
FCF payout
755.67%
Trailing P/E
19.18
Forward P/E
12.10
PEG
-
EPS growth
12.30%
1 year return
41.75%
3 year return
-0.72%
5 year return
3.05%
10 year return
11.20%
Last updated: 2021-11-26

STOCK INFORMATION

Stock chart

Loading...
Stock price data
Open39.04
Daily high39.91
Daily low39.04
Daily Volume4K
All-time high48.90
1y analyst estimate40.50
Beta1.22
EPS (TTM)2.08
Dividend per share1.20
Ex-div date15 Mar 2021
Next earnings date28 Oct 2021

Downside potential

Loading...
Downside potential data
EVBNS&P500
Current price drop from All-time high-18.79%-0.06%
Highest price drop-59.21%-56.47%
Date of highest drop9 Mar 20099 Mar 2009
Avg drop from high-24.90%-11.41%
Avg time to new high58 days12 days
Max time to new high2185 days1805 days

DIVIDENDS

Dividend yield - 5y

Loading...
Dividend yield data
Dividend per share1.20
Dividend yield3.04%
Payout frequencySemi-annual
Maximum yield5.60%
Average yield3.00%
Minimum yield1.88%
Discount to avg yield1.37%
Upside potential1.39%
Yield as % of max yield54.31%

Yield distribution (inverse percentile) - 5y

Loading...
Yield distribution data
Dividend yield3.04%
Current yield distribution38.25%
Yield at 100% (Min)1.88%
Yield at 90%1.99%
Yield at 80%2.08%
Yield at 50% (Median)2.91%
Yield at 20%3.64%
Yield at 10%4.76%
Yield at 0% (Max)5.60%

Dividend per share

Loading...
Dividend per share data
Years of growth9 years
CCC statusDividend Challenger
Dividend per share1.20
Payout frequencySemi-annual
Ex-div date15 Mar 2021
EPS (TTM)2.08
EPS (1y forward)3.26
EPS growth (5y)12.30%
EPS growth (5y forward)-

Dividend growth

Loading...
Please create a free account or log in to access this chart
Dividend growth data
EVBNS&P500
DGR MR3.45%7.68%
DGR TTM7.27%-2.66%
DGR 3 years13.19%5.82%
DGR 5 years10.01%6.23%
DGR 10 years11.23%9.64%
DGR 15 years3.96%6.71%
Time since last change announced285 days
EPS growth (5y)12.30%
EPS growth (5y forward)-

Payout ratio

Loading...
Please create a free account or log in to access this chart
Payout ratio data
EPS coverageFCF coverage
TTM132.04%755.67%
Average35.14%28.07%
Forward36.81%-

VALUATION

Valuation Ratios

Loading...
Valuation Ratios data
Trailing P/E19.18
Price to OCF27.70
Price to FCF109.75
Price to EBITDA12.67
EV to EBITDA117.33

Valuation (Sales/Book Value)

Loading...
Valuation (Sales/Book Value) data
Price to Sales2.83
Price to Book1.21
EV to Sales26.22

FINANCIALS

Per share

Loading...
Per share data
Current share count5.47M
EPS (TTM)2.08
FCF per share (TTM)0.36

Income statement

Loading...
Income statement data
Revenue (TTM)76.16M
Gross profit (TTM)53.19M
Operating income (TTM)5.96M
Net income (TTM)11.25M
EPS (TTM)2.08
EPS (1y forward)3.26

Margins

Loading...
Margins data
Gross margin (TTM)69.84%
Operating margin (TTM)7.82%
Profit margin (TTM)14.77%

Balance Sheet

Loading...
Please create a free account or log in to access this chart
Balance Sheet data
Cash191.72M
Net receivables0.00
Total current assets12.49M
Goodwill12.71M
Intangible assets1.83M
Property, plant and equipment0.00
Total assets2.15B
Accounts payable1.88B
Short/Current long term debt71.56M
Total current liabilities30.95M
Total liabilities1.97B
Shareholder's equity178.83M
Net tangible assets164.29M

Cash flow

Loading...
Please create a free account or log in to access this chart
Cash flow data
Operating cash flow (TTM)7.79M
Capital expenditures (TTM)5.82M
Free cash flow (TTM)1.97M
Dividends paid (TTM)14.85M

Financial returns

Loading...
Please create a free account or log in to access this chart
Financial returns data
Return on Equity6.66%
Return on Assets0.55%
Return on Invested Capital4.35%
Cash Return on Invested Capital0.76%
COMPANY DETAILS
EVBN (Evans Bancorp Inc) company logo
Marketcap
215.67M
Marketcap category
Small-cap
Description
Evans Bancorp, Inc. primarily operates as the financial holding company for Evans Bank, N.A. that provides a range of banking products and services to consumer and commercial customers in Western New York and the Finger Lakes Region of New York State. It operates in two segments, Banking Activities and Insurance Agency Activities. The company offers deposit products, which include checking and negotiable order of withdrawal accounts, savings accounts, and certificates of deposit. It also provides residential mortgages; commercial and multi-family mortgages; commercial construction loans; home equities, such as home equity lines of credit and second mortgage loans; commercial and industrial loans comprising term loans and lines of credit; consumer loans, including direct automobile, recreational vehicle, boat, home improvement, and personal loans; other loans consisting of cash reserves, overdrafts, and loan clearing accounts; and installment loans. In addition, the company sells various premium-based insurance policies consisting of business and personal insurance, employee benefits, surety bonds, risk management, life, disability, and long-term care coverage, as well as provides claims adjusting services to various insurance companies; and non-deposit investment products, such as annuities and mutual funds. It operates through a total of 20 full-service banking offices in Erie County, Niagara County, Monroe County, and Chautauqua County, New York. Evans Bancorp, Inc. was founded in 1920 and is headquartered in Williamsville, New York.
Employees
385
Investor relations
SEC filings
CEO
Country
USA
City
Stock type
Common stock
CCC status
Dividend Challenger
Dividend Frequency
Semi-annual
EVENTS AND PRESENTATIONS
EventsPresentations
Loading...
UNDERSTAND THE BUSINESS
Loading...
COMPANY NEWS
All newsPress releases
Evans Bancorp (EVBN) delivered earnings and revenue surprises of 35.11% and 6.73%, respectively, for the quarter ended September 2021. Do the numbers hold clues to what lies ahead for the stock?
October 28, 2021
WILLIAMSVILLE, N.Y., October 28, 2021--Evans Bancorp (NYSE American: EVBN) Reports Record Net Income of $7.0 Million in Third Quarter 2021
October 28, 2021
Evans Bancorp (EVBN) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
October 21, 2021
WILLIAMSVILLE, N.Y., October 14, 2021--Evans Bancorp (NYSE American: EVBN) Announces Third Quarter 2021 Conference Call and Webcast
October 14, 2021
Evans Bancorp (EVBN) has been struggling lately, but the selling pressure may be coming to an end soon.
September 15, 2021
WILLIAMSVILLE, N.Y., August 17, 2021--Evans Bancorp, Inc. (NYSE American: EVBN) Announces Semi-Annual Cash Dividend
August 17, 2021
Evans Bancorp (EVBN) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).
August 2, 2021
Evans Bancorp (EVBN) delivered earnings and revenue surprises of 32.18% and 7.40%, respectively, for the quarter ended June 2021. Do the numbers hold clues to what lies ahead for the stock?
July 30, 2021
WILLIAMSVILLE, N.Y., July 29, 2021--Evans Bancorp (NYSE American: EVBN) Reports Record Net Income of $6.3 Million in Second Quarter 2021
July 29, 2021
Evans Bancorp (EVBN) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
July 22, 2021
Next page