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Ticker
FBIZ

Price
47.36
Stock movement up
+0.91 (1.95%)
Company name
First Business Financial Services
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
392.85M
Ent value
3.66B
Price/Sales
2.64
Price/Book
1.26
Div yield
2.11%
Div growth
10.20%
Growth years
8
FCF payout
19.11%
Trailing P/E
9.92
Forward P/E
9.03
PEG
1.24
EPS growth
2.43%
1 year return
42.82%
3 year return
13.01%
5 year return
25.26%
10 year return
7.69%
Last updated: 2025-04-18

iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share1.00
Dividend yield2.11%
Payout frequency-
Maximum yield4.80%
Average yield2.81%
Minimum yield1.77%
Discount to avg yield-33.14%
Upside potential-24.89%
Yield as % of max yield43.96%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield2.11%
Current yield distribution91.67%
Yield at 100% (Min)1.77%
Yield at 90%2.17%
Yield at 80%2.30%
Yield at 50% (Median)2.64%
Yield at 20%3.16%
Yield at 10%3.92%
Yield at 0% (Max)4.80%

Dividend per share

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Dividend per share data
Years of growth8 years
CCC statusDividend Challenger
Dividend per share1.00
Payout frequency-
Ex-div date14 Feb 2025
EPS (TTM)4.88
EPS (1y forward)5.24
EPS growth (5y)2.43%
EPS growth (5y forward)8.00%

Dividend growth

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Dividend growth data
FBIZS&P500
DGR MR9.89%-13.74%
DGR TTM7.24%6.60%
DGR 3 years11.30%5.24%
DGR 5 years10.20%5.40%
DGR 10 years12.51%7.07%
DGR 15 years13.29%6.12%
Time since last change announced468 days
EPS growth (5y)2.43%
EPS growth (5y forward)8.00%

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM22.75%19.11%
Average--
Forward19.07%-

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E9.92
Price to OCF8.04
Price to FCF8.33
Price to EBITDA14.45
EV to EBITDA134.82

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.64
Price to Book1.26
EV to Sales24.61

FINANCIALS

Per share

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Per share data
Current share count8.30M
EPS (TTM)4.88
FCF per share (TTM)5.81

Income statement

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Income statement data
Revenue (TTM)148.94M
Gross profit (TTM)148.94M
Operating income (TTM)53.34M
Net income (TTM)39.60M
EPS (TTM)4.88
EPS (1y forward)5.24

Margins

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Margins data
Gross margin (TTM)100.00%
Operating margin (TTM)35.82%
Profit margin (TTM)26.59%

Balance Sheet

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Balance Sheet data
Cash131.97M
Net receivables12.91M
Total current assets150.30M
Goodwill0.00
Intangible assets11.83M
Property, plant and equipment11.27M
Total assets3.72B
Accounts payable0.00
Short/Current long term debt357.16M
Total current liabilities2.30B
Total liabilities3.40B
Shareholder's equity311.98M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)48.86M
Capital expenditures (TTM)1.72M
Free cash flow (TTM)47.14M
Dividends paid (TTM)9.01M

Financial returns

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Financial returns data
Return on Equity12.69%
Return on Assets1.07%
Return on Invested Capital5.09%
Cash Return on Invested Capital6.06%

STOCK INFORMATION

Stock chart

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Stock price data
Open46.44
Daily high47.37
Daily low46.44
Daily Volume29K
All-time high56.35
1y analyst estimate53.80
Beta0.83
EPS (TTM)4.88
Dividend per share1.00
Ex-div date14 Feb 2025
Next earnings date23 Apr 2025

Downside potential

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Downside potential data
FBIZS&P500
Current price drop from All-time high-15.95%-14.12%
Highest price drop-74.09%-56.47%
Date of highest drop25 Aug 20099 Mar 2009
Avg drop from high-21.24%-11.07%
Avg time to new high37 days12 days
Max time to new high1275 days1805 days
COMPANY DETAILS
FBIZ (First Business Financial Services) company logo
Marketcap
392.85M
Marketcap category
Small-cap
Description
First Business Financial Services, Inc. operates as the bank holding company for First Business Bank that provides commercial banking products and services for small and medium-sized businesses, business owners, executives, professionals, and high net worth individuals in Wisconsin, Kansas, and Missouri. The company offers real estate lending, commercial and industrial lending, asset-based lending, accounts receivable financing, equipment financing loans and leases, floorplan financing, vendor financing, small business administration lending and servicing, treasury management solutions, and company retirement services. It also provides private wealth management for individuals, including creating and executing asset allocation strategies, trust and estate administration, financial planning, investment management, and access to brokerage and custody-only services. In addition, the company offers bank consulting consisting of investment portfolio administrative and asset liability management services, and commercial deposit accounts. The company was founded in 1909 and is headquartered in Madison, Wisconsin.
Employees
353
Investor relations
SEC filings
CEO
Corey Chambas
Country
USA
City
Madison
Stock type
Common stock
CCC status
Dividend Challenger
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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