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Ticker
FBIZ

Price
58.74
Stock movement down
-0.05 (-0.09%)
Company name
First Business Financial Services
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
488.97M
Ent value
4.12B
Price/Sales
1.94
Price/Book
1.36
Div yield
1.97%
Div growth
15.81%
Growth years
8
FCF payout
14.30%
Trailing P/E
9.51
Forward P/E
9.82
PEG
1.19
EPS growth
14.67%
1 year return (CAGR)
25.09%
3 year return (CAGR)
-
5 year return (CAGR)
-
10 year return (CAGR)
-
Last updated: 2026-01-22

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share1.16
Dividend yield1.97%
Payout frequencyQuarterly
Maximum yield2.49%
Average yield2.20%
Minimum yield1.77%
Discount to avg yield-11.28%
Upside potential-10.13%
Yield as % of max yield79.28%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield1.97%
Current yield distribution91.61%
Yield at 100% (Min)1.77%
Yield at 90%1.99%
Yield at 80%2.05%
Yield at 50% (Median)2.22%
Yield at 20%2.34%
Yield at 10%2.41%
Yield at 0% (Max)2.49%

Dividend per share

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Dividend per share data
Years of growth8 years
CCC statusDividend Challenger
Dividend per share1.16
Payout frequencyQuarterly
Ex-div date19 Nov 2025
EPS (TTM)6.30
EPS (1y forward)5.98
EPS growth (5y)14.67%
EPS growth (5y forward)8.00%

Dividend growth

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Dividend growth data
FBIZS&P500
DGR MR16.00%-13.74%
DGR TTM12.00%6.60%
DGR 3 years20.19%7.31%
DGR 5 years15.81%4.69%
DGR 10 years11.52%6.30%
DGR 15 years15.71%8.16%
Time since last change announced280 days
EPS growth (5y)14.67%
EPS growth (5y forward)8.00%

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM18.61%14.30%
Average--
Forward19.39%-

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E9.51
Price to OCF7.24
Price to FCF7.31
Price to EBITDA5.30
EV to EBITDA44.69

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales1.94
Price to Book1.36
EV to Sales16.31

FINANCIALS

Per share

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Per share data
Current share count8.32M
EPS (TTM)6.30
FCF per share (TTM)8.21

Income statement

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Income statement data
Revenue (TTM)252.67M
Gross profit (TTM)38.45M
Operating income (TTM)15.30M
Net income (TTM)51.40M
EPS (TTM)6.30
EPS (1y forward)5.98

Margins

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Margins data
Gross margin (TTM)15.22%
Operating margin (TTM)6.06%
Profit margin (TTM)20.34%

Balance Sheet

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Balance Sheet data
Cash44.35M
Net receivables13.73M
Total current assets65.32M
Goodwill0.00
Intangible assets12.04M
Property, plant and equipment10.51M
Total assets4.03B
Accounts payable0.00
Short/Current long term debt274.36M
Total current liabilities3.33B
Total liabilities3.68B
Shareholder's equity358.32M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)67.52M
Capital expenditures (TTM)598.00K
Free cash flow (TTM)66.92M
Dividends paid (TTM)9.57M

Financial returns

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Financial returns data
Return on Equity14.35%
Return on Assets1.27%
Return on Invested Capital14.35%
Cash Return on Invested Capital18.68%

STOCK INFORMATION

Stock chart

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Stock price data
Open59.07
Daily high59.85
Daily low56.80
Daily Volume27K
All-time high58.79
1y analyst estimate61.40
Beta0.73
EPS (TTM)6.30
Dividend per share1.16
Ex-div date19 Nov 2025
Next earnings date29 Jan 2026

Downside potential

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Downside potential data
FBIZS&P500
Current price drop from All-time high-0.09%-0.89%
Highest price drop-21.21%-19.00%
Date of highest drop7 Apr 20258 Apr 2025
Avg drop from high-9.15%-2.49%
Avg time to new high25 days6 days
Max time to new high212 days89 days
COMPANY DETAILS
FBIZ (First Business Financial Services) company logo
Marketcap
488.97M
Marketcap category
Small-cap
Description
First Business Financial Services, Inc. operates as the bank holding company for First Business Bank that provides commercial banking products and services for small and medium-sized businesses, business owners, executives, professionals, and high net worth individuals in Wisconsin, Kansas, and Missouri. The company offers commercial real estate lending, commercial and industrial lending, asset-based lending, accounts receivable financing, equipment financing, floorplan financing, vendor financing, small business administration lending and servicing, treasury management solutions, and company retirement services. It also provides private wealth management for individuals, including creating and executing asset allocation strategies, trust and estate administration, financial planning, investment management, and access to brokerage and custody-only services, as well as private banking to private wealth clients. In addition, the company offers bank consulting services consisting of balance sheet, investment portfolio, and asset liability management services. Further, it provides commercial deposit accounts. First Business Financial Services, Inc. was founded in 1909 and is headquartered in Madison, Wisconsin.
Employees
365
Investor relations
SEC filings
CEO
Corey Chambas
Country
USA
City
Madison
Stock type
Common stock
CCC status
Dividend Challenger
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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