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Ticker
FCAP

Price
39.74
Stock movement down
-0.07 (-0.18%)
Company name
First Capital Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
133.21M
Ent value
1.18B
Price/Sales
2.54
Price/Book
1.14
Div yield
2.92%
Div growth
3.26%
Growth years
1
FCF payout
19.37%
Trailing P/E
11.30
Forward P/E
-
PEG
-
EPS growth
6.61%
1 year return
36.56%
3 year return
0.84%
5 year return
-6.58%
10 year return
6.53%
Last updated: 2025-04-11

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share1.16
Dividend yield2.92%
Payout frequency-
Maximum yield4.67%
Average yield3.05%
Minimum yield1.20%
Discount to avg yield-4.48%
Upside potential-4.29%
Yield as % of max yield62.57%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield2.92%
Current yield distribution57.06%
Yield at 100% (Min)1.20%
Yield at 90%1.66%
Yield at 80%2.12%
Yield at 50% (Median)3.23%
Yield at 20%3.88%
Yield at 10%4.18%
Yield at 0% (Max)4.67%

Dividend per share

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Dividend per share data
Years of growth1 years
CCC status-
Dividend per share1.16
Payout frequency-
Ex-div date14 Mar 2025
EPS (TTM)3.52
EPS (1y forward)-
EPS growth (5y)6.61%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
FCAPS&P500
DGR MR7.41%-13.74%
DGR TTM2.80%6.60%
DGR 3 years4.00%5.24%
DGR 5 years3.26%5.40%
DGR 10 years3.05%7.07%
DGR 15 years2.84%6.12%
Time since last change announced237 days
EPS growth (5y)6.61%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM31.38%19.37%
Average39.60%30.44%
Forward--

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E11.30
Price to OCF6.77
Price to FCF6.97
Price to EBITDA35.84
EV to EBITDA316.34

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.54
Price to Book1.14
EV to Sales22.45

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count3.35M
EPS (TTM)3.52
FCF per share (TTM)5.71

Income statement

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Income statement data
Revenue (TTM)52.38M
Gross profit (TTM)55.48M
Operating income (TTM)10.22M
Net income (TTM)11.79M
EPS (TTM)3.52
EPS (1y forward)-

Margins

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Margins data
Gross margin (TTM)105.91%
Operating margin (TTM)19.51%
Profit margin (TTM)22.51%

Balance Sheet

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Balance Sheet data
Cash29.80M
Net receivables4.22M
Total current assets434.12M
Goodwill6.47M
Intangible assets122.00K
Property, plant and equipment0.00
Total assets1.19B
Accounts payable2.50M
Short/Current long term debt33.63M
Total current liabilities2.50M
Total liabilities1.07B
Shareholder's equity116.88M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)19.68M
Capital expenditures (TTM)579.00K
Free cash flow (TTM)19.10M
Dividends paid (TTM)3.70M

Financial returns

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Financial returns data
Return on Equity10.09%
Return on Assets0.99%
Return on Invested Capital7.83%
Cash Return on Invested Capital12.69%

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open39.13
Daily high39.90
Daily low39.13
Daily Volume7K
All-time high79.90
1y analyst estimate-
Beta0.64
EPS (TTM)3.52
Dividend per share1.16
Ex-div date14 Mar 2025
Next earnings date24 Apr 2025

Downside potential

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Downside potential data
FCAPS&P500
Current price drop from All-time high-50.26%-12.89%
Highest price drop-71.03%-56.47%
Date of highest drop4 May 20239 Mar 2009
Avg drop from high-25.52%-11.07%
Avg time to new high31 days12 days
Max time to new high1334 days1805 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
FCAP (First Capital Inc) company logo
Marketcap
133.21M
Marketcap category
Small-cap
Description
First Capital, Inc. operates as the bank holding company for First Harrison Bank that provides various banking services to individuals and business customers. The company offers various deposit instruments, including non-interest-bearing checking accounts, negotiable order of withdrawal accounts, money market accounts, regular savings accounts, certificates of deposit, and retirement savings plans. It also provides residential mortgage loans, construction loans for residential and commercial properties, and commercial real estate and business loans. In addition, the company originates mortgage loans for sale in the secondary market; and offers various secured or guaranteed consumer loans comprising automobile and truck loans, home equity, home improvement, boat, mobile home, and loans secured by savings deposits, as well as unsecured consumer loans. Further, it invests in mortgage-backed securities and collateralized mortgage obligations. The company was founded in 1891 and is based in Corydon, Indiana.
Employees
177
Investor relations
-
SEC filings
CEO
William W. Harrod
Country
USA
City
Corydon
Stock type
Common stock
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
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