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Ticker
FCF

Price
14.11
Stock movement down
-0.10 (-0.70%)
Company name
First Commonwealth Financial
Exchange
(NYSE
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
1.44B
Ent value
11.43B
Price/Sales
2.26
Price/Book
1.02
Div yield
3.69%
Div growth
7.18%
Growth years
7
FCF payout
36.53%
Trailing P/E
9.48
Forward P/E
9.92
PEG
-
EPS growth
7.39%
1 year return
10.15%
3 year return
-1.53%
5 year return
9.31%
10 year return
4.58%
Last updated: 2025-04-11

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.52
Dividend yield3.69%
Payout frequency-
Maximum yield6.22%
Average yield3.67%
Minimum yield2.62%
Discount to avg yield0.47%
Upside potential0.47%
Yield as % of max yield59.22%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield3.69%
Current yield distribution35.71%
Yield at 100% (Min)2.62%
Yield at 90%3.01%
Yield at 80%3.12%
Yield at 50% (Median)3.48%
Yield at 20%4.01%
Yield at 10%5.01%
Yield at 0% (Max)6.22%

Dividend per share

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Dividend per share data
Years of growth7 years
CCC statusDividend Challenger
Dividend per share0.52
Payout frequency-
Ex-div date7 Feb 2025
EPS (TTM)1.48
EPS (1y forward)1.42
EPS growth (5y)7.39%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
FCFS&P500
DGR MR4.00%-13.74%
DGR TTM4.04%6.60%
DGR 3 years4.00%5.24%
DGR 5 years7.18%5.40%
DGR 10 years7.97%7.07%
DGR 15 years-2.09%6.12%
Time since last change announced357 days
EPS growth (5y)7.39%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM34.40%36.53%
Average56.30%45.21%
Forward36.55%-

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E9.48
Price to OCF8.84
Price to FCF10.06
Price to EBITDA16.61
EV to EBITDA132.15

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.26
Price to Book1.02
EV to Sales18.01

FINANCIALS

Per share

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Per share data
Current share count101.78M
EPS (TTM)1.48
FCF per share (TTM)1.39

Income statement

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Income statement data
Revenue (TTM)634.44M
Gross profit (TTM)634.89M
Operating income (TTM)201.65M
Net income (TTM)151.55M
EPS (TTM)1.48
EPS (1y forward)1.42

Margins

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Margins data
Gross margin (TTM)100.07%
Operating margin (TTM)31.78%
Profit margin (TTM)23.89%

Balance Sheet

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Balance Sheet data
Cash582.31M
Net receivables0.00
Total current assets1.27B
Goodwill363.71M
Intangible assets20.46M
Property, plant and equipment0.00
Total assets11.98B
Accounts payable0.00
Short/Current long term debt675.11M
Total current liabilities538.83M
Total liabilities10.57B
Shareholder's equity1.41B
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)162.52M
Capital expenditures (TTM)19.80M
Free cash flow (TTM)142.72M
Dividends paid (TTM)52.13M

Financial returns

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Financial returns data
Return on Equity10.75%
Return on Assets1.26%
Return on Invested Capital7.29%
Cash Return on Invested Capital6.86%

STOCK INFORMATION

Stock chart

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Stock price data
Open14.02
Daily high14.15
Daily low13.79
Daily Volume933K
All-time high19.41
1y analyst estimate19.08
Beta0.82
EPS (TTM)1.48
Dividend per share0.52
Ex-div date7 Feb 2025
Next earnings date21 Apr 2025

Downside potential

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Downside potential data
FCFS&P500
Current price drop from All-time high-27.31%-12.89%
Highest price drop-79.75%-56.47%
Date of highest drop3 Oct 20119 Mar 2009
Avg drop from high-31.85%-11.07%
Avg time to new high74 days12 days
Max time to new high5175 days1805 days

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COMPANY DETAILS
FCF (First Commonwealth Financial) company logo
Marketcap
1.44B
Marketcap category
Small-cap
Description
First Commonwealth Financial Corporation, a financial holding company, provides various consumer and commercial banking services in the United States. Its consumer services include personal checking accounts, interest-earning checking accounts, savings and health savings accounts, insured money market accounts, debit cards, investment certificates, fixed and variable rate certificates of deposit, mortgage loans, secured and unsecured installment loans, construction and real estate loans, safe deposit facilities, credit cards, credit lines with overdraft checking protection, IRA accounts, and automated teller machine (atm) services, as well as internet, mobile, and telephone banking services. The company's commercial banking services comprise commercial lending, business checking accounts, online account management services, payroll direct deposits, commercial cash management services, and repurchase agreements, as well as ACH origination services. In addition, it offers various trust and asset management services; auto, home, and business insurance, as well as term life insurance; and annuities, mutual funds, and stock and bond brokerage services through a broker-dealer and insurance brokers. The company was founded in 1934 and is headquartered in Indiana, Pennsylvania.
Employees
1500
Investor relations
-
SEC filings
CEO
Thomas Michael Price
Country
USA
City
Indiana
Stock type
Common stock
CCC status
Dividend Challenger
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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