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Ticker
FCF

Price
18.38
Stock movement up
+0.01 (0.05%)
Company name
First Commonwealth Financial
Exchange
(NYSE
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
1.89B
Ent value
12.58B
Price/Sales
2.59
Price/Book
1.22
Div yield
2.94%
Div growth
-1.64%
Growth years
-
FCF payout
36.08%
Trailing P/E
12.41
Forward P/E
9.37
PEG
-
EPS growth
14.36%
1 year return (CAGR)
10.66%
3 year return (CAGR)
5.19%
5 year return (CAGR)
7.40%
10 year return (CAGR)
8.27%
Last updated: 2026-02-24

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.54
Dividend yield2.94%
Payout frequencyQuarterly
Maximum yield4.36%
Average yield3.38%
Minimum yield2.62%
Discount to avg yield-15.12%
Upside potential-13.14%
Yield as % of max yield67.34%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield2.94%
Current yield distribution92.06%
Yield at 100% (Min)2.62%
Yield at 90%2.99%
Yield at 80%3.08%
Yield at 50% (Median)3.34%
Yield at 20%3.69%
Yield at 10%3.87%
Yield at 0% (Max)4.36%

Dividend per share

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Dividend per share data
Years of growth-
CCC status-
Dividend per share0.54
Payout frequencyQuarterly
Ex-div date6 Feb 2026
EPS (TTM)1.47
EPS (1y forward)1.96
EPS growth (5y)14.36%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
FCFS&P500
DGR MR3.85%-13.74%
DGR TTM4.85%6.60%
DGR 3 years-5.18%7.31%
DGR 5 years-1.64%4.69%
DGR 10 years3.76%6.30%
DGR 15 years13.58%8.16%
Time since last change announced302 days
EPS growth (5y)14.36%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM27.24%36.08%
Average--
Forward27.52%-

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E12.41
Price to OCF13.92
Price to FCF16.44
Price to EBITDA9.30
EV to EBITDA61.89

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.59
Price to Book1.22
EV to Sales17.24

FINANCIALS

Per share

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Per share data
Current share count102.84M
EPS (TTM)1.47
FCF per share (TTM)1.11

Income statement

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Income statement data
Revenue (TTM)729.44M
Gross profit (TTM)493.12M
Operating income (TTM)198.36M
Net income (TTM)152.30M
EPS (TTM)1.47
EPS (1y forward)1.96

Margins

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Margins data
Gross margin (TTM)67.60%
Operating margin (TTM)27.19%
Profit margin (TTM)20.88%

Balance Sheet

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Balance Sheet data
Cash103.28M
Net receivables0.00
Total current assets1.16B
Goodwill400.23M
Intangible assets400.23M
Property, plant and equipment0.00
Total assets12.34B
Accounts payable0.00
Short/Current long term debt409.71M
Total current liabilities4.32B
Total liabilities10.79B
Shareholder's equity1.55B
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)135.79M
Capital expenditures (TTM)20.80M
Free cash flow (TTM)114.99M
Dividends paid (TTM)41.49M

Financial returns

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Financial returns data
Return on Equity9.80%
Return on Assets1.23%
Return on Invested Capital7.75%
Cash Return on Invested Capital5.85%

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STOCK INFORMATION

Stock chart

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Stock price data
Open18.46
Daily high18.65
Daily low18.33
Daily Volume791K
All-time high19.41
1y analyst estimate20.40
Beta0.79
EPS (TTM)1.47
Dividend per share0.54
Ex-div date6 Feb 2026
Next earnings date28 Apr 2026

Downside potential

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Downside potential data
FCFS&P500
Current price drop from All-time high-5.31%-1.82%
Highest price drop-79.75%-56.47%
Date of highest drop3 Oct 20119 Mar 2009
Avg drop from high-31.40%-10.84%
Avg time to new high76 days12 days
Max time to new high5175 days1805 days
COMPANY DETAILS
FCF (First Commonwealth Financial) company logo
Marketcap
1.89B
Marketcap category
Small-cap
Description
First Commonwealth Financial Corporation, a financial holding company, provides various consumer and commercial banking products and services in the United States. The company's consumer services include internet, mobile, and telephone banking; an automated teller machine network; personal checking accounts, interest-earning checking accounts, savings and health savings accounts, insured money market accounts, debit cards, investment certificates, fixed and variable rate certificates of deposit, mortgage loans, secured and unsecured installment loans, construction and real estate loans, safe deposit facilities, credit cards, credit lines with overdraft checking protection, and IRA accounts. Its commercial banking services comprise commercial lending and leasing, business checking accounts, online account management services, payroll direct deposits, commercial cash management services, and repurchase agreements, as well as ACH origination services. In addition, the company offers various trust and asset management services; auto, home, and business insurance, as well as term life insurance products; and annuities, mutual funds, and stock and bond brokerage services through a broker-dealer and insurance brokers. Further, it provides commercial and residential real estate loans, real estate construction loans, and loans to individuals, as well as commercial, financial, agricultural, and other loans. The company was founded in 1934 and is headquartered in Indiana, Pennsylvania.
Employees
1567
Investor relations
-
SEC filings
CEO
Thomas Michael Price
Country
USA
City
Indiana
Stock type
Common stock
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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