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Ticker
FCNCA

Price
1990.69
Stock movement down
-15.18 (-0.76%)
Company name
First Citizens BancShares Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
22.16B
Ent value
209.02B
Price/Sales
1.53
Price/Book
1.00
Div yield
0.42%
Div growth
29.15%
Growth years
-
FCF payout
10.37%
Trailing P/E
10.05
Forward P/E
9.93
PEG
-
EPS growth
29.55%
1 year return (CAGR)
-5.52%
3 year return (CAGR)
37.39%
5 year return (CAGR)
23.14%
10 year return (CAGR)
24.10%
Last updated: 2026-02-20

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DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share8.40
Dividend yield0.42%
Payout frequencyQuarterly
Maximum yield0.59%
Average yield0.34%
Minimum yield0.20%
Discount to avg yield20.24%
Upside potential25.38%
Yield as % of max yield71.61%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield0.42%
Current yield distribution20.32%
Yield at 100% (Min)0.20%
Yield at 90%0.22%
Yield at 80%0.23%
Yield at 50% (Median)0.36%
Yield at 20%0.42%
Yield at 10%0.46%
Yield at 0% (Max)0.59%

Dividend per share

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Dividend per share data
Years of growth-
CCC status-
Dividend per share8.40
Payout frequencyQuarterly
Ex-div date27 Feb 2026
EPS (TTM)178.44
EPS (1y forward)200.40
EPS growth (5y)29.55%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
FCNCAS&P500
DGR MR7.69%-13.74%
DGR TTM17.90%6.60%
DGR 3 years40.57%7.31%
DGR 5 years29.15%4.69%
DGR 10 years17.46%6.30%
DGR 15 years11.33%8.16%
Time since last change announced124 days
EPS growth (5y)29.55%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM5.49%10.37%
Average--
Forward4.19%-

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iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E10.05
Price to OCF11.83
Price to FCF18.99
Price to EBITDA6.81
EV to EBITDA64.22

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales1.53
Price to Book1.00
EV to Sales14.42

FINANCIALS

Per share

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Per share data
Current share count11.13M
EPS (TTM)178.44
FCF per share (TTM)94.39

Income statement

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Income statement data
Revenue (TTM)14.50B
Gross profit (TTM)8.91B
Operating income (TTM)2.97B
Net income (TTM)2.21B
EPS (TTM)178.44
EPS (1y forward)200.40

Margins

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Margins data
Gross margin (TTM)61.44%
Operating margin (TTM)20.49%
Profit margin (TTM)15.22%

Balance Sheet

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Balance Sheet data
Cash20.60B
Net receivables146.36B
Total current assets168.00B
Goodwill346.00M
Intangible assets195.00M
Property, plant and equipment0.00
Total assets229.70B
Accounts payable0.00
Short/Current long term debt36.01B
Total current liabilities162.95B
Total liabilities207.46B
Shareholder's equity22.24B
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)1.87B
Capital expenditures (TTM)706.00M
Free cash flow (TTM)1.17B
Dividends paid (TTM)121.00M

Financial returns

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Financial returns data
Return on Equity9.92%
Return on Assets0.96%
Return on Invested Capital9.82%
Cash Return on Invested Capital5.20%

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iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open2020.13
Daily high2043.15
Daily low1985.10
Daily Volume88K
All-time high2353.08
1y analyst estimate2279.36
Beta0.67
EPS (TTM)178.44
Dividend per share8.40
Ex-div date27 Feb 2026
Next earnings date22 Apr 2026

Downside potential

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Downside potential data
FCNCAS&P500
Current price drop from All-time high-15.40%-1.82%
Highest price drop-64.11%-56.47%
Date of highest drop6 Mar 20099 Mar 2009
Avg drop from high-14.76%-10.84%
Avg time to new high25 days12 days
Max time to new high1835 days1805 days

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COMPANY DETAILS
FCNCA (First Citizens BancShares Inc) company logo
Marketcap
22.16B
Marketcap category
Large-cap
Description
First Citizens BancShares, Inc. operates as the holding company for First-Citizens Bank & Trust Company that provides retail and commercial banking services to individuals, businesses, and professionals in the United States and internationally. It operates through General Bank, Commercial Bank, Silicon Valley Bank (SVB) Commercial, and Rail segments. The company's deposit products include checking, savings, money market, and time deposit accounts. Its loan product portfolio comprises commercial construction, commercial and industrial, and small business administration loans, as well as non-owner and owner occupied commercial mortgages. In addition, the company offers consumer loans, such as revolving mortgage, consumer auto, residential mortgage, and other consumer loans. Further, it provides wealth management services, including annuities, brokerage services, and third-party mutual funds; and investment management and advisory, trust, cash management, leasing, capital market, asset-based lending, factoring, receivables management and secured financing, underwriting and private placement, insurance, and other financial and advisory services. Additionally, the company offers customized leasing and financing solutions on a fleet of railcars and locomotives to railroads and shippers. It provides its products and services through online and mobile banking platforms, as well as branch locations. First Citizens BancShares, Inc. was founded in 1898 and is headquartered in Raleigh, North Carolina.
Employees
17191
Investor relations
-
CEO
Frank B. Holding
Country
USA
City
Raleigh
Stock type
Common stock
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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