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Ticker
FCNCA

Price
2203.53
Stock movement up
+20.80 (0.95%)
Company name
First Citizens BancShares Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
25.19B
Ent value
211.02B
Price/Sales
1.73
Price/Book
1.15
Div yield
0.38%
Div growth
33.83%
Growth years
8
FCF payout
8.83%
Trailing P/E
10.83
Forward P/E
11.85
PEG
-
EPS growth
36.37%
1 year return (CAGR)
-1.24%
3 year return (CAGR)
-
5 year return (CAGR)
-
10 year return (CAGR)
-
Last updated: 2026-01-22

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DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share8.40
Dividend yield0.38%
Payout frequencyQuarterly
Maximum yield0.50%
Average yield0.40%
Minimum yield0.33%
Discount to avg yield-6.11%
Upside potential-5.76%
Yield as % of max yield76.32%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield0.38%
Current yield distribution70.19%
Yield at 100% (Min)0.33%
Yield at 90%0.36%
Yield at 80%0.37%
Yield at 50% (Median)0.40%
Yield at 20%0.44%
Yield at 10%0.46%
Yield at 0% (Max)0.50%

Dividend per share

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Dividend per share data
Years of growth8 years
CCC statusDividend Challenger
Dividend per share8.40
Payout frequencyQuarterly
Ex-div date28 Nov 2025
EPS (TTM)181.02
EPS (1y forward)186.01
EPS growth (5y)36.37%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
FCNCAS&P500
DGR MR7.69%-13.74%
DGR TTM21.19%6.60%
DGR 3 years54.03%7.31%
DGR 5 years33.83%4.69%
DGR 10 years19.06%6.30%
DGR 15 years12.34%8.16%
Time since last change announced103 days
EPS growth (5y)36.37%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM7.01%8.83%
Average3.75%8.86%
Forward4.52%-

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E10.83
Price to OCF8.42
Price to FCF13.65
Price to EBITDA7.69
EV to EBITDA64.45

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales1.73
Price to Book1.15
EV to Sales14.52

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FINANCIALS

Per share

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Per share data
Current share count11.43M
EPS (TTM)181.02
FCF per share (TTM)143.59

Income statement

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Income statement data
Revenue (TTM)14.53B
Gross profit (TTM)8.88B
Operating income (TTM)2.90B
Net income (TTM)2.33B
EPS (TTM)181.02
EPS (1y forward)186.01

Margins

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Margins data
Gross margin (TTM)61.10%
Operating margin (TTM)19.93%
Profit margin (TTM)16.01%

Balance Sheet

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Balance Sheet data
Cash25.67B
Net receivables6.48B
Total current assets45.38B
Goodwill346.00M
Intangible assets238.00M
Property, plant and equipment12.03B
Total assets233.49B
Accounts payable105.00M
Short/Current long term debt39.02B
Total current liabilities163.72B
Total liabilities211.50B
Shareholder's equity21.99B
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)2.99B
Capital expenditures (TTM)1.15B
Free cash flow (TTM)1.84B
Dividends paid (TTM)163.00M

Financial returns

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Financial returns data
Return on Equity10.58%
Return on Assets1.00%
Return on Invested Capital3.84%
Cash Return on Invested Capital3.04%

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STOCK INFORMATION

Stock chart

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Stock price data
Open2190.29
Daily high2232.21
Daily low2179.80
Daily Volume142K
All-time high2353.08
1y analyst estimate2242.69
Beta0.71
EPS (TTM)181.02
Dividend per share8.40
Ex-div date28 Nov 2025
Next earnings date22 Jan 2026

Downside potential

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Downside potential data
FCNCAS&P500
Current price drop from All-time high-6.36%-0.89%
Highest price drop-33.63%-19.00%
Date of highest drop8 Apr 20258 Apr 2025
Avg drop from high-15.57%-2.49%
Avg time to new high107 days6 days
Max time to new high290 days89 days
COMPANY DETAILS
FCNCA (First Citizens BancShares Inc) company logo
Marketcap
25.19B
Marketcap category
Large-cap
Description
First Citizens BancShares, Inc. operates as the holding company for First-Citizens Bank & Trust Company that provides retail and commercial banking services to individuals, businesses, and professionals in the United States and internationally. It operates through General Bank, Commercial Bank, Silicon Valley Bank (SVB) Commercial, and Rail segments. The company's deposit products include checking, savings, money market, and time deposit accounts. Its loan product portfolio comprises commercial construction, commercial and industrial, and small business administration loans, as well as non-owner and owner occupied commercial mortgages. In addition, the company offers consumer loans, such as revolving mortgage, consumer auto, residential mortgage, and other consumer loans. Further, it provides wealth management services, including annuities, brokerage services, and third-party mutual funds; and investment management and advisory, trust, cash management, leasing, capital market, asset-based lending, factoring, receivables management and secured financing, underwriting and private placement, insurance, and other financial and advisory services. Additionally, the company offers customized leasing and financing solutions on a fleet of railcars and locomotives to railroads and shippers. It provides its products and services through online and mobile banking platforms, as well as branch locations. First Citizens BancShares, Inc. was founded in 1898 and is headquartered in Raleigh, North Carolina.
Employees
17191
Investor relations
-
CEO
Frank B. Holding
Country
USA
City
Raleigh
Stock type
Common stock
CCC status
Dividend Challenger
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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