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Ticker
FFBC

Price
30.45
Stock movement up
+0.14 (0.46%)
Company name
First Financial Bancorp
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
3.18B
Ent value
21.36B
Price/Sales
2.50
Price/Book
1.21
Div yield
3.28%
Div growth
-4.26%
Growth years
-
FCF payout
35.01%
Trailing P/E
13.07
Forward P/E
8.99
PEG
-
EPS growth
10.94%
1 year return (CAGR)
8.48%
3 year return (CAGR)
5.87%
5 year return (CAGR)
6.92%
10 year return (CAGR)
6.87%
Last updated: 2026-02-19

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iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share1.00
Dividend yield3.28%
Payout frequencyQuarterly
Maximum yield5.30%
Average yield3.99%
Minimum yield3.16%
Discount to avg yield-21.64%
Upside potential-17.79%
Yield as % of max yield62.01%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield3.28%
Current yield distribution98.65%
Yield at 100% (Min)3.16%
Yield at 90%3.57%
Yield at 80%3.69%
Yield at 50% (Median)3.95%
Yield at 20%4.28%
Yield at 10%4.48%
Yield at 0% (Max)5.30%

Dividend per share

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Dividend per share data
Years of growth-
CCC status-
Dividend per share1.00
Payout frequencyQuarterly
Ex-div date2 Mar 2026
EPS (TTM)2.54
EPS (1y forward)3.39
EPS growth (5y)10.94%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
FFBCS&P500
DGR MR4.17%-13.74%
DGR TTM5.32%6.60%
DGR 3 years-7.00%7.31%
DGR 5 years-4.26%4.69%
DGR 10 years1.46%6.30%
DGR 15 years4.74%8.16%
Time since last change announced212 days
EPS growth (5y)10.94%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM38.17%35.01%
Average--
Forward29.51%-

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E13.07
Price to OCF10.98
Price to FCF11.99
Price to EBITDA9.41
EV to EBITDA63.20

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.50
Price to Book1.21
EV to Sales16.80

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FINANCIALS

Per share

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Per share data
Current share count104.50M
EPS (TTM)2.54
FCF per share (TTM)2.77

Income statement

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Income statement data
Revenue (TTM)1.27B
Gross profit (TTM)833.31M
Operating income (TTM)294.37M
Net income (TTM)243.41M
EPS (TTM)2.54
EPS (1y forward)3.39

Margins

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Margins data
Gross margin (TTM)65.54%
Operating margin (TTM)23.15%
Profit margin (TTM)19.14%

Balance Sheet

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Balance Sheet data
Cash178.55M
Net receivables597.34M
Total current assets4.75B
Goodwill1.10B
Intangible assets118.83M
Property, plant and equipment412.92M
Total assets21.13B
Accounts payable0.00
Short/Current long term debt1.19B
Total current liabilities17.10B
Total liabilities18.36B
Shareholder's equity2.63B
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)289.77M
Capital expenditures (TTM)24.39M
Free cash flow (TTM)265.38M
Dividends paid (TTM)92.91M

Financial returns

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Financial returns data
Return on Equity9.25%
Return on Assets1.31%
Return on Invested Capital7.06%
Cash Return on Invested Capital7.70%

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open30.35
Daily high30.93
Daily low30.11
Daily Volume697K
All-time high33.55
1y analyst estimate32.00
Beta0.97
EPS (TTM)2.54
Dividend per share1.00
Ex-div date2 Mar 2026
Next earnings date16 Apr 2026

Downside potential

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Downside potential data
FFBCS&P500
Current price drop from All-time high-9.24%-1.82%
Highest price drop-79.21%-56.47%
Date of highest drop9 Mar 20099 Mar 2009
Avg drop from high-30.06%-10.84%
Avg time to new high60 days12 days
Max time to new high4527 days1805 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
FFBC (First Financial Bancorp) company logo
Marketcap
3.18B
Marketcap category
Mid-cap
Description
First Financial Bancorp. operates as the bank holding company for First Financial Bank that provides commercial banking and related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois. The company offers checking and savings accounts; and accepts various deposit products, such as interest-bearing and non-interest-bearing accounts, time deposits, and cash management services for commercial customers. It also provides real estate loans secured by residential property, such as one to four family residential housing units or commercial property comprising owner-occupied and/or investor income producing real estate consisting of apartments, shopping centers, and office buildings; commercial and industrial loans for various purposes, including inventory, receivables, and equipment, as well as equipment and leasehold improvement financing for franchisees; consumer loans, such as new and used vehicle loans, second mortgages on residential real estate, and unsecured loans; and home equity lines of credit. In addition, the company offers secured commercial financing services to the insurance industry, registered investment advisors, certified public accountants, indirect auto finance companies, and restaurant franchisees. Further, it provides a range of trust and wealth management services; lease and equipment financing services; and currency payments, foreign exchange hedging, commodities hedging, and other advisory products. First Financial Bancorp. was founded in 1863 and is headquartered in Cincinnati, Ohio.
Employees
2164
Investor relations
-
SEC filings
CEO
Archie M. Brown
Country
USA
City
Cincinnati
Stock type
Common stock
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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