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Ticker
FFBC

Price
22.65
Stock movement up
+0.25 (1.12%)
Company name
First Financial Bancorp
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
2.16B
Ent value
17.01B
Price/Sales
1.99
Price/Book
0.88
Div yield
4.24%
Div growth
3.36%
Growth years
-
FCF payout
32.60%
Trailing P/E
9.80
Forward P/E
9.21
PEG
-
EPS growth
6.92%
1 year return
8.95%
3 year return
1.78%
5 year return
9.48%
10 year return
2.43%
Last updated: 2025-04-18

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.96
Dividend yield4.24%
Payout frequency-
Maximum yield8.07%
Average yield4.38%
Minimum yield3.16%
Discount to avg yield-3.28%
Upside potential-3.18%
Yield as % of max yield52.52%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield4.24%
Current yield distribution38.89%
Yield at 100% (Min)3.16%
Yield at 90%3.59%
Yield at 80%3.70%
Yield at 50% (Median)4.08%
Yield at 20%4.67%
Yield at 10%6.27%
Yield at 0% (Max)8.07%

Dividend per share

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Dividend per share data
Years of growth-
CCC status-
Dividend per share0.96
Payout frequency-
Ex-div date3 Mar 2025
EPS (TTM)2.31
EPS (1y forward)2.46
EPS growth (5y)6.92%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
FFBCS&P500
DGR MR4.35%-13.74%
DGR TTM2.17%6.60%
DGR 3 years-5.24%
DGR 5 years3.36%5.40%
DGR 10 years19.89%7.07%
DGR 15 years2.04%6.12%
Time since last change announced272 days
EPS growth (5y)6.92%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM40.12%32.60%
Average--
Forward39.02%-

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E9.80
Price to OCF7.25
Price to FCF7.96
Price to EBITDA12.80
EV to EBITDA100.69

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales1.99
Price to Book0.88
EV to Sales15.63

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count95.49M
EPS (TTM)2.31
FCF per share (TTM)2.84

Income statement

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Income statement data
Revenue (TTM)1.09B
Gross profit (TTM)1.04B
Operating income (TTM)289.19M
Net income (TTM)220.68M
EPS (TTM)2.31
EPS (1y forward)2.46

Margins

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Margins data
Gross margin (TTM)95.19%
Operating margin (TTM)26.58%
Profit margin (TTM)20.28%

Balance Sheet

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Balance Sheet data
Cash851.19M
Net receivables572.35M
Total current assets3.35B
Goodwill1.01B
Intangible assets81.55M
Property, plant and equipment397.77M
Total assets18.15B
Accounts payable0.00
Short/Current long term debt1.16B
Total current liabilities811.65M
Total liabilities15.70B
Shareholder's equity2.45B
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)298.44M
Capital expenditures (TTM)26.82M
Free cash flow (TTM)271.62M
Dividends paid (TTM)88.54M

Financial returns

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Financial returns data
Return on Equity9.01%
Return on Assets1.22%
Return on Invested Capital6.12%
Cash Return on Invested Capital7.54%

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open22.38
Daily high22.71
Daily low22.07
Daily Volume1.68M
All-time high33.55
1y analyst estimate29.88
Beta0.97
EPS (TTM)2.31
Dividend per share0.96
Ex-div date3 Mar 2025
Next earnings date23 Apr 2025

Downside potential

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Downside potential data
FFBCS&P500
Current price drop from All-time high-32.49%-14.12%
Highest price drop-79.21%-56.47%
Date of highest drop9 Mar 20099 Mar 2009
Avg drop from high-30.19%-11.07%
Avg time to new high59 days12 days
Max time to new high4527 days1805 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
FFBC (First Financial Bancorp) company logo
Marketcap
2.16B
Marketcap category
Mid-cap
Description
First Financial Bancorp. operates as the bank holding company for First Financial Bank that provides commercial banking and related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois. The company offers checking, savings, and money-market accounts; and accepts various deposit products, such as interest-bearing and non-interest-bearing accounts, time deposits, and cash management services for commercial customers. It also provides real estate loans secured by residential property, such as one to four family residential housing units or commercial property comprising owner-occupied and/or investor income producing real estate consisting of apartments, shopping centers, and office buildings; commercial and industrial loans for various purposes, including inventory, receivables, and equipment, as well as equipment and leasehold improvement financing for franchisees; consumer loans comprising new and used vehicle loans, second mortgages on residential real estate, and unsecured loans; and home equity lines of credit. In addition, the company offers commercial financing to the insurance industry, registered investment advisors, certified public accountants, indirect auto finance companies, and restaurant franchisees. Further, it provides a range of trust and wealth management services; lease and equipment financing services; and currency payments, foreign exchange hedging, and other advisory products. First Financial Bancorp. was founded in 1863 and is headquartered in Cincinnati, Ohio.
Employees
2084
Investor relations
-
SEC filings
CEO
Archie M. Brown
Country
USA
City
Cincinnati
Stock type
Common stock
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
No events found
UNDERSTAND THE BUSINESS
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