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Ticker
FFBC

Price
25.02
Stock movement down
-0.17 (-0.67%)
Company name
First Financial Bancorp
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
2.39B
Ent value
17.23B
Price/Sales
2.20
Price/Book
0.97
Div yield
3.84%
Div growth
3.36%
Growth years
-
FCF payout
32.60%
Trailing P/E
10.83
Forward P/E
10.17
PEG
-
EPS growth
6.92%
1 year return
5.48%
3 year return
6.66%
5 year return
11.56%
10 year return
4.04%
Last updated: 2025-05-15

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.96
Dividend yield3.84%
Payout frequencyQuarterly
Maximum yield8.07%
Average yield4.34%
Minimum yield3.16%
Discount to avg yield-13.16%
Upside potential-11.63%
Yield as % of max yield47.54%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield3.84%
Current yield distribution69.05%
Yield at 100% (Min)3.16%
Yield at 90%3.59%
Yield at 80%3.70%
Yield at 50% (Median)4.06%
Yield at 20%4.64%
Yield at 10%5.78%
Yield at 0% (Max)8.07%

Dividend per share

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Dividend per share data
Years of growth-
CCC status-
Dividend per share0.96
Payout frequencyQuarterly
Ex-div date2 Jun 2025
EPS (TTM)2.31
EPS (1y forward)2.46
EPS growth (5y)6.92%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
FFBCS&P500
DGR MR4.35%-13.74%
DGR TTM3.26%6.60%
DGR 3 years-5.24%
DGR 5 years3.36%5.40%
DGR 10 years19.89%7.07%
DGR 15 years2.04%6.12%
Time since last change announced308 days
EPS growth (5y)6.92%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM40.12%32.60%
Average--
Forward39.02%-

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E10.83
Price to OCF8.01
Price to FCF8.80
Price to EBITDA14.14
EV to EBITDA102.02

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.20
Price to Book0.97
EV to Sales15.84

FINANCIALS

Per share

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Per share data
Current share count95.49M
EPS (TTM)2.31
FCF per share (TTM)2.84

Income statement

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Income statement data
Revenue (TTM)1.09B
Gross profit (TTM)1.04B
Operating income (TTM)289.19M
Net income (TTM)220.68M
EPS (TTM)2.31
EPS (1y forward)2.46

Margins

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Margins data
Gross margin (TTM)95.19%
Operating margin (TTM)26.58%
Profit margin (TTM)20.28%

Balance Sheet

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Balance Sheet data
Cash851.19M
Net receivables572.35M
Total current assets3.35B
Goodwill1.01B
Intangible assets81.55M
Property, plant and equipment397.77M
Total assets18.15B
Accounts payable0.00
Short/Current long term debt1.16B
Total current liabilities811.65M
Total liabilities15.70B
Shareholder's equity2.45B
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)298.44M
Capital expenditures (TTM)26.82M
Free cash flow (TTM)271.62M
Dividends paid (TTM)88.54M

Financial returns

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Financial returns data
Return on Equity9.01%
Return on Assets1.22%
Return on Invested Capital6.12%
Cash Return on Invested Capital7.54%

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open25.05
Daily high25.23
Daily low24.70
Daily Volume249K
All-time high33.55
1y analyst estimate29.88
Beta0.97
EPS (TTM)2.31
Dividend per share0.96
Ex-div date2 Jun 2025
Next earnings date23 Jul 2025

Downside potential

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Downside potential data
FFBCS&P500
Current price drop from All-time high-25.42%-4.13%
Highest price drop-79.21%-56.47%
Date of highest drop9 Mar 20099 Mar 2009
Avg drop from high-30.19%-11.07%
Avg time to new high60 days12 days
Max time to new high4527 days1805 days

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COMPANY DETAILS
FFBC (First Financial Bancorp) company logo
Marketcap
2.39B
Marketcap category
Mid-cap
Description
First Financial Bancorp. operates as the bank holding company for First Financial Bank that provides commercial banking and related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois. The company offers checking, savings, and money-market accounts; and accepts various deposit products, such as interest-bearing and non-interest-bearing accounts, time deposits, and cash management services for commercial customers. It also provides real estate loans secured by residential property, such as one to four family residential housing units or commercial property comprising owner-occupied and/or investor income producing real estate consisting of apartments, shopping centers, and office buildings; commercial and industrial loans for various purposes, including inventory, receivables, and equipment, as well as equipment and leasehold improvement financing for franchisees; consumer loans comprising new and used vehicle loans, second mortgages on residential real estate, and unsecured loans; and home equity lines of credit. In addition, the company offers commercial financing to the insurance industry, registered investment advisors, certified public accountants, indirect auto finance companies, and restaurant franchisees. Further, it provides a range of trust and wealth management services; lease and equipment financing services; and currency payments, foreign exchange hedging, and other advisory products. First Financial Bancorp. was founded in 1863 and is headquartered in Cincinnati, Ohio.
Employees
2084
Investor relations
-
SEC filings
CEO
Archie M. Brown
Country
USA
City
Cincinnati
Stock type
Common stock
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
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