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Ticker
FFIC

Price
16.84
Stock movement up
+0.17 (1.02%)
Company name
Flushing Financial Corporation
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
568.83M
Ent value
8.43B
Price/Sales
1.16
Price/Book
0.80
Div yield
5.23%
Div growth
0.93%
Growth years
1
FCF payout
46.42%
Trailing P/E
30.13
Forward P/E
9.91
PEG
3.46
EPS growth
-14.29%
1 year return (CAGR)
13.10%
3 year return (CAGR)
-5.37%
5 year return (CAGR)
-3.67%
10 year return (CAGR)
-1.80%
Last updated: 2026-02-20

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DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.88
Dividend yield5.23%
Payout frequencyQuarterly
Maximum yield9.36%
Average yield5.41%
Minimum yield3.39%
Discount to avg yield-3.54%
Upside potential-3.42%
Yield as % of max yield55.82%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield5.23%
Current yield distribution54.44%
Yield at 100% (Min)3.39%
Yield at 90%3.67%
Yield at 80%3.88%
Yield at 50% (Median)5.56%
Yield at 20%6.84%
Yield at 10%7.20%
Yield at 0% (Max)9.36%

Dividend per share

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Dividend per share data
Years of growth1 years
CCC status-
Dividend per share0.88
Payout frequencyQuarterly
Ex-div date5 Dec 2025
EPS (TTM)0.55
EPS (1y forward)1.70
EPS growth (5y)-14.29%
EPS growth (5y forward)8.70%

Dividend growth

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Dividend growth data
FFICS&P500
DGR MR4.76%-13.74%
DGR TTM-6.60%
DGR 3 years-7.31%
DGR 5 years0.93%4.69%
DGR 10 years3.24%6.30%
DGR 15 years3.57%8.16%
Time since last change announced1461 days
EPS growth (5y)-14.29%
EPS growth (5y forward)8.70%

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM120.25%46.42%
Average--
Forward51.76%-

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E30.13
Price to OCF10.90
Price to FCF11.63
Price to EBITDA14.64
EV to EBITDA216.97

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales1.16
Price to Book0.80
EV to Sales17.22

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FINANCIALS

Per share

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Per share data
Current share count33.78M
EPS (TTM)0.55
FCF per share (TTM)1.42

Income statement

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Income statement data
Revenue (TTM)489.41M
Gross profit (TTM)225.92M
Operating income (TTM)34.52M
Net income (TTM)18.88M
EPS (TTM)0.55
EPS (1y forward)1.70

Margins

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Margins data
Gross margin (TTM)46.16%
Operating margin (TTM)7.05%
Profit margin (TTM)3.86%

Balance Sheet

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Balance Sheet data
Cash126.08M
Net receivables59.44M
Total current assets185.51M
Goodwill0.00
Intangible assets773.00K
Property, plant and equipment0.00
Total assets8.69B
Accounts payable0.00
Short/Current long term debt592.34M
Total current liabilities53.84M
Total liabilities7.99B
Shareholder's equity707.98M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)52.19M
Capital expenditures (TTM)3.28M
Free cash flow (TTM)48.91M
Dividends paid (TTM)22.70M

Financial returns

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Financial returns data
Return on Equity2.67%
Return on Assets0.22%
Return on Invested Capital2.48%
Cash Return on Invested Capital6.42%

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STOCK INFORMATION

Stock chart

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Stock price data
Open16.64
Daily high16.98
Daily low16.58
Daily Volume372K
All-time high31.28
1y analyst estimate17.15
Beta0.83
EPS (TTM)0.55
Dividend per share0.88
Ex-div date5 Dec 2025
Next earnings date28 Apr 2026

Downside potential

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Downside potential data
FFICS&P500
Current price drop from All-time high-46.16%-1.82%
Highest price drop-80.88%-56.47%
Date of highest drop9 Mar 20099 Mar 2009
Avg drop from high-24.26%-10.84%
Avg time to new high42 days12 days
Max time to new high2265 days1805 days

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COMPANY DETAILS
FFIC (Flushing Financial Corporation) company logo
Marketcap
568.83M
Marketcap category
Small-cap
Description
Flushing Financial Corporation operates as the bank holding company for Flushing Bank that provides banking products and services primarily to consumers, businesses, and governmental units. It offers various deposit products, including checking and savings accounts, money market accounts, non-interest bearing demand accounts, NOW accounts, and certificates of deposit. The company provides mortgage loans secured by multi-family residential, commercial real estate, one-to-four family mixed-use property, one-to-four family residential property, and commercial business loans; construction loans; small business administration loans and other small business loans; mortgage loan surrogates, such as mortgage-backed securities; and consumer loans, including overdraft lines of credit, as well as the United States government securities, corporate fixed-income securities, and other marketable securities. It operates full-service banking offices in Queens, Nassau, Suffolk, Kings, and New York counties, New York; and an internet branch under the iGObanking and BankPurely brands. The company was founded in 1929 and is based in Uniondale, New York.
Employees
571
Investor relations
SEC filings
CEO
John R. Buran
Country
USA
City
New York
Stock type
Common stock
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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