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Ticker
FFIC

Price
12.09
Stock movement down
-0.20 (-1.63%)
Company name
Flushing Financial Corporation
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
351.44M
Ent value
8.72B
Price/Sales
0.88
Price/Book
0.53
Div yield
7.28%
Div growth
1.92%
Growth years
-
FCF payout
90.11%
Trailing P/E
13.51
Forward P/E
10.20
PEG
1.55
EPS growth
-12.97%
1 year return
-7.78%
3 year return
-18.23%
5 year return
1.91%
10 year return
-4.68%
Last updated: 2025-05-29

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DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.88
Dividend yield7.28%
Payout frequencyQuarterly
Maximum yield9.36%
Average yield5.44%
Minimum yield3.39%
Discount to avg yield25.25%
Upside potential33.78%
Yield as % of max yield77.75%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield7.28%
Current yield distribution11.19%
Yield at 100% (Min)3.39%
Yield at 90%3.67%
Yield at 80%3.88%
Yield at 50% (Median)5.46%
Yield at 20%6.92%
Yield at 10%7.30%
Yield at 0% (Max)9.36%

Dividend per share

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Dividend per share data
Years of growth-
CCC status-
Dividend per share0.88
Payout frequencyQuarterly
Ex-div date14 Mar 2025
EPS (TTM)0.87
EPS (1y forward)1.19
EPS growth (5y)-12.97%
EPS growth (5y forward)8.70%

Dividend growth

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Dividend growth data
FFICS&P500
DGR MR4.76%-13.74%
DGR TTM-6.60%
DGR 3 years1.56%5.24%
DGR 5 years1.92%5.40%
DGR 10 years5.40%7.07%
DGR 15 years3.57%6.12%
Time since last change announced1192 days
EPS growth (5y)-12.97%
EPS growth (5y forward)8.70%

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM100.17%90.11%
Average41.30%32.24%
Forward74.26%-

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E13.51
Price to OCF10.98
Price to FCF12.15
Price to EBITDA27.91
EV to EBITDA692.66

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales0.88
Price to Book0.53
EV to Sales21.93

FINANCIALS

Per share

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Per share data
Current share count29.07M
EPS (TTM)0.87
FCF per share (TTM)0.97

Income statement

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Income statement data
Revenue (TTM)397.74M
Gross profit (TTM)373.01M
Operating income (TTM)39.85M
Net income (TTM)26.01M
EPS (TTM)0.87
EPS (1y forward)1.19

Margins

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Margins data
Gross margin (TTM)93.78%
Operating margin (TTM)10.02%
Profit margin (TTM)6.54%

Balance Sheet

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Balance Sheet data
Cash244.83M
Net receivables64.37M
Total current assets1.68B
Goodwill17.64M
Intangible assets1.22M
Property, plant and equipment63.33M
Total assets9.28B
Accounts payable0.00
Short/Current long term debt891.56M
Total current liabilities45.44M
Total liabilities8.61B
Shareholder's equity666.89M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)32.00M
Capital expenditures (TTM)3.08M
Free cash flow (TTM)28.92M
Dividends paid (TTM)26.06M

Financial returns

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Financial returns data
Return on Equity3.90%
Return on Assets0.28%
Return on Invested Capital1.67%
Cash Return on Invested Capital1.86%

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open12.26
Daily high12.36
Daily low12.06
Daily Volume110K
All-time high31.28
1y analyst estimate17.38
Beta0.77
EPS (TTM)0.87
Dividend per share0.88
Ex-div date14 Mar 2025
Next earnings date-

Downside potential

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Downside potential data
FFICS&P500
Current price drop from All-time high-61.35%-4.11%
Highest price drop-80.88%-56.47%
Date of highest drop9 Mar 20099 Mar 2009
Avg drop from high-23.52%-11.06%
Avg time to new high41 days12 days
Max time to new high2265 days1805 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
FFIC (Flushing Financial Corporation) company logo
Marketcap
351.44M
Marketcap category
Small-cap
Description
Flushing Financial Corporation operates as the bank holding company for Flushing Bank that provides banking products and services primarily to consumers, businesses, and governmental units. It offers various deposit products, including checking and savings accounts, money market accounts, non-interest bearing demand accounts, NOW accounts, and certificates of deposit. The company also provides mortgage loans secured by multi-family residential, commercial real estate, one-to-four family mixed-use property, one-to-four family residential property, and commercial business loans; construction loans; small business administration loans and other small business loans; mortgage loan surrogates, such as mortgage-backed securities; and consumer loans, including overdraft lines of credit, as well as the United States government securities, corporate fixed-income securities, and other marketable securities. It operates full-service banking offices in Queens, Nassau, Suffolk, Kings, and New York counties, New York; and an internet branch under the iGObanking and BankPurely brands. Flushing Financial Corporation was founded in 1929 and is based in Uniondale, New York.
Employees
549
Investor relations
SEC filings
CEO
John R. Buran
Country
USA
City
New York
Stock type
Common stock
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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