Ticker
FFIN

Price
31.63
Stock movement up
+0.19 (0.60%)
Company name
First Financial Bankshares Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks-Regional
Market cap
4.51B
Ent value
15.89B
Price/Sales
8.68
Price/Book
3.57
Div yield
2.28%
Div growth
11.61%
Growth years
10
FCF payout
58.89%
Trailing P/E
19.25
Forward P/E
18.61
PEG
1.93
EPS growth
12.63%
1 year return
5.43%
3 year return
-12.13%
5 year return
1.29%
10 year return
7.21%
Last updated: 2024-04-08

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DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.72
Dividend yield2.28%
Payout frequencyQuarterly
Maximum yield3.11%
Average yield1.73%
Minimum yield1.02%
Discount to avg yield24.01%
Upside potential31.60%
Yield as % of max yield73.13%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield2.28%
Current yield distribution17.30%
Yield at 100% (Min)1.02%
Yield at 90%1.22%
Yield at 80%1.30%
Yield at 50% (Median)1.61%
Yield at 20%2.20%
Yield at 10%2.50%
Yield at 0% (Max)3.11%

Dividend per share

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Dividend per share data
Years of growth10 years
CCC statusDividend Contender
Dividend per share0.72
Payout frequencyQuarterly
Ex-div date14 Mar 2024
EPS (TTM)1.64
EPS (1y forward)1.70
EPS growth (5y)12.63%
EPS growth (5y forward)10.00%

Dividend growth

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Dividend growth data
FFINS&P500
DGR MR5.88%-16.32%
DGR TTM5.88%4.05%
DGR 3 years11.66%5.24%
DGR 5 years11.61%5.40%
DGR 10 years10.67%7.07%
DGR 15 years8.01%6.12%
Time since last change announced368 days
EPS growth (5y)12.63%
EPS growth (5y forward)10.00%

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM38.94%58.89%
Average40.73%33.94%
Forward42.35%-

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E19.25
Price to OCF13.93
Price to FCF29.11
Price to EBITDA18.35
EV to EBITDA64.62

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales8.68
Price to Book3.57
EV to Sales30.56

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FINANCIALS

Per share

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Per share data
Current share count142.70M
EPS (TTM)1.64
FCF per share (TTM)1.08

Income statement

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Income statement data
Revenue (TTM)520.05M
Gross profit (TTM)518.54M
Operating income (TTM)4.69M
Net income (TTM)234.47M
EPS (TTM)1.64
EPS (1y forward)1.70

Margins

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Margins data
Gross margin (TTM)99.71%
Operating margin (TTM)0.90%
Profit margin (TTM)45.09%

Balance Sheet

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Balance Sheet data
Cash330.68M
Net receivables0.00
Total current assets488.83M
Goodwill313.48M
Intangible assets2.05M
Property, plant and equipment0.00
Total assets12.97B
Accounts payable24.28M
Short/Current long term debt1.44B
Total current liabilities802.09M
Total liabilities11.71B
Shareholder's equity1.27B
Net tangible assets950.20M

Cash flow

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Cash flow data
Operating cash flow (TTM)323.94M
Capital expenditures (TTM)15.78M
Free cash flow (TTM)155.06M
Dividends paid (TTM)91.31M

Financial returns

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Financial returns data
Return on Equity18.52%
Return on Assets1.81%
Return on Invested Capital8.65%
Cash Return on Invested Capital5.72%

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STOCK INFORMATION

Stock chart

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Stock price data
Open31.76
Daily high31.94
Daily low31.60
Daily Volume269K
All-time high54.52
1y analyst estimate35.50
Beta0.75
EPS (TTM)1.64
Dividend per share0.72
Ex-div date14 Mar 2024
Next earnings date18 Apr 2024

Downside potential

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Downside potential data
FFINS&P500
Current price drop from All-time high-41.98%-0.85%
Highest price drop-57.58%-56.47%
Date of highest drop20 Oct 20239 Mar 2009
Avg drop from high-12.19%-11.35%
Avg time to new high22 days13 days
Max time to new high1084 days1805 days

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COMPANY DETAILS
FFIN (First Financial Bankshares Inc) company logo
Marketcap
4.51B
Marketcap category
Mid-cap
Description
First Financial Bankshares, Inc., through its subsidiaries, provides commercial banking products and services in Texas. The company offers checking, savings and time deposits, automated teller machines, drive-in, and night deposit services; safe deposit facilities, remote deposit capture, internet banking, mobile banking, payroll cards, funds transfer, and performing other customary commercial banking services; securities brokerage services; and trust and wealth management services, including wealth management, estates administration, oil and gas management, testamentary trusts, revocable and irrevocable trusts, and agency accounts. It also provides commercial and industrial, municipal, agricultural, construction and development, farm, residential, and consumer auto and non-auto, as well as non-owner occupied and owner occupied commercial real estate loans. In addition, the company offers asset management, investing, purchasing, advertising, public relations, and technology services. The company was founded in 1890 and is headquartered in Abilene, Texas.
Employees
1400
Investor relations
SEC filings
CEO
F. Scott Dueser
Country
USA
City
Abilene
Stock type
Common stock
CCC status
Dividend Contender
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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