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Ticker
FFIN

Price
33.45
Stock movement down
-0.03 (-0.09%)
Company name
First Financial Bankshares Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
4.76B
Ent value
17.21B
Price/Sales
5.76
Price/Book
2.48
Div yield
2.27%
Div growth
9.14%
Growth years
10
FCF payout
59.02%
Trailing P/E
18.77
Forward P/E
15.90
PEG
1.88
EPS growth
4.52%
1 year return (CAGR)
-10.85%
3 year return (CAGR)
-3.76%
5 year return (CAGR)
-4.77%
10 year return (CAGR)
9.89%
Last updated: 2026-02-20

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DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.76
Dividend yield2.27%
Payout frequency-
Maximum yield3.11%
Average yield1.93%
Minimum yield1.02%
Discount to avg yield14.88%
Upside potential17.48%
Yield as % of max yield72.99%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield2.27%
Current yield distribution29.29%
Yield at 100% (Min)1.02%
Yield at 90%1.22%
Yield at 80%1.30%
Yield at 50% (Median)1.99%
Yield at 20%2.40%
Yield at 10%2.52%
Yield at 0% (Max)3.11%

Dividend per share

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Dividend per share data
Years of growth10 years
CCC statusDividend Contender
Dividend per share0.76
Payout frequency-
Ex-div date13 Mar 2026
EPS (TTM)1.77
EPS (1y forward)2.10
EPS growth (5y)4.52%
EPS growth (5y forward)10.00%

Dividend growth

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Dividend growth data
FFINS&P500
DGR MR5.56%-13.74%
DGR TTM4.17%6.60%
DGR 3 years7.47%7.31%
DGR 5 years9.14%4.69%
DGR 10 years10.10%6.30%
DGR 15 years8.01%8.16%
Time since last change announced301 days
EPS growth (5y)4.52%
EPS growth (5y forward)10.00%

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM31.05%59.02%
Average--
Forward36.12%-

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E18.77
Price to OCF21.88
Price to FCF35.67
Price to EBITDA29.14
EV to EBITDA105.36

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales5.76
Price to Book2.48
EV to Sales20.84

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FINANCIALS

Per share

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Per share data
Current share count142.28M
EPS (TTM)1.77
FCF per share (TTM)0.93

Income statement

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Income statement data
Revenue (TTM)825.80M
Gross profit (TTM)593.11M
Operating income (TTM)309.61M
Net income (TTM)253.59M
EPS (TTM)1.77
EPS (1y forward)2.10

Margins

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Margins data
Gross margin (TTM)71.82%
Operating margin (TTM)37.49%
Profit margin (TTM)30.71%

Balance Sheet

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Balance Sheet data
Cash1.08B
Net receivables8.05B
Total current assets9.16B
Goodwill313.48M
Intangible assets171.00K
Property, plant and equipment0.00
Total assets15.45B
Accounts payable13.35B
Short/Current long term debt21.68M
Total current liabilities13.53B
Total liabilities13.53B
Shareholder's equity1.92B
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)217.57M
Capital expenditures (TTM)7.47M
Free cash flow (TTM)133.41M
Dividends paid (TTM)78.73M

Financial returns

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Financial returns data
Return on Equity13.23%
Return on Assets1.64%
Return on Invested Capital13.08%
Cash Return on Invested Capital6.88%

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STOCK INFORMATION

Stock chart

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Stock price data
Open33.60
Daily high34.04
Daily low33.18
Daily Volume682K
All-time high54.52
1y analyst estimate36.40
Beta0.84
EPS (TTM)1.77
Dividend per share0.76
Ex-div date13 Mar 2026
Next earnings date16 Apr 2026

Downside potential

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Downside potential data
FFINS&P500
Current price drop from All-time high-38.65%-1.82%
Highest price drop-57.58%-56.47%
Date of highest drop20 Oct 20239 Mar 2009
Avg drop from high-13.64%-10.84%
Avg time to new high23 days12 days
Max time to new high1084 days1805 days
COMPANY DETAILS
FFIN (First Financial Bankshares Inc) company logo
Marketcap
4.76B
Marketcap category
Mid-cap
Description
First Financial Bankshares, Inc., through its subsidiaries, provides banking services in the United States. The company offers general commercial banking services, including checking, savings and time deposits, loans, automated teller machines, drive-in and night deposit services, safe deposit facilities, remote deposit capture, internet banking, mobile banking, payroll cards, funds transfer, and other customary commercial banking service. It also provides personal trust services, such as wealth management; administration of estates, oil and gas management; farm and ranch; property management; testamentary trusts; revocable and irrevocable trusts; and agency accounts. In addition, the company offers commercial and industrial; municipal; agricultural; construction and development; farm; residential; consumer auto and non-auto; and non-owner occupied and owner occupied commercial real estate loans. Further, it provides advice and specialized services related to lending, investing, purchasing, advertising, public relations, and technology services. First Financial Bankshares, Inc. was founded in 1890 and is headquartered in Abilene, Texas.
Employees
1400
Investor relations
SEC filings
CEO
F. Scott Dueser
Country
USA
City
Abilene
Stock type
Common stock
CCC status
Dividend Contender
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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