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Ticker
FGBI

Price
9.24
Stock movement down
-0.05 (-0.54%)
Company name
First Guaranty Bancshares Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
145.93M
Ent value
3.98B
Price/Sales
0.66
Price/Book
-
Div yield
0.43%
Div growth
-5.90%
Growth years
-
FCF payout
14.03%
Trailing P/E
-
Forward P/E
-
PEG
-
EPS growth
-
1 year return (CAGR)
-8.51%
3 year return (CAGR)
-25.12%
5 year return (CAGR)
-9.31%
10 year return (CAGR)
-4.58%
Last updated: 2026-02-20

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.04
Dividend yield0.43%
Payout frequencyQuarterly
Maximum yield7.39%
Average yield3.40%
Minimum yield0.42%
Discount to avg yield-685.58%
Upside potential-87.27%
Yield as % of max yield5.86%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield0.43%
Current yield distribution99.37%
Yield at 100% (Min)0.42%
Yield at 90%0.51%
Yield at 80%2.56%
Yield at 50% (Median)3.12%
Yield at 20%5.22%
Yield at 10%5.86%
Yield at 0% (Max)7.39%

Dividend per share

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Dividend per share data
Years of growth-
CCC status-
Dividend per share0.04
Payout frequencyQuarterly
Ex-div date26 Dec 2025
EPS (TTM)-3.65
EPS (1y forward)-
EPS growth (5y)-
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
FGBIS&P500
DGR MR-87.50%-13.74%
DGR TTM-82.81%6.60%
DGR 3 years-12.47%7.31%
DGR 5 years-5.90%4.69%
DGR 10 years-1.82%6.30%
DGR 15 years-0.91%8.16%
Time since last change announced285 days
EPS growth (5y)-
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM-3.84%14.03%
Average--
Forward--

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E-
Price to OCF8.85
Price to FCF9.52
Price to EBITDA-
EV to EBITDA-

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales0.66
Price to Book-
EV to Sales18.03

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FINANCIALS

Per share

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Per share data
Current share count15.79M
EPS (TTM)-3.65
FCF per share (TTM)1.00

Income statement

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Income statement data
Revenue (TTM)220.51M
Gross profit (TTM)12.45M
Operating income (TTM)-68.56M
Net income (TTM)-56.02M
EPS (TTM)-3.65
EPS (1y forward)-

Margins

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Margins data
Gross margin (TTM)5.64%
Operating margin (TTM)-31.09%
Profit margin (TTM)-25.41%

Balance Sheet

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Balance Sheet data
Cash21.18M
Net receivables0.00
Total current assets21.18M
Goodwill0.00
Intangible assets2.64M
Property, plant and equipment0.00
Total assets3.82B
Accounts payable0.00
Short/Current long term debt186.13M
Total current liabilities1.60B
Total liabilities3.85B
Shareholder's equity-34.89M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)16.50M
Capital expenditures (TTM)1.17M
Free cash flow (TTM)15.33M
Dividends paid (TTM)2.15M

Financial returns

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Financial returns data
Return on Equity-
Return on Assets-1.47%
Return on Invested Capital201.74%
Cash Return on Invested Capital-55.20%

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STOCK INFORMATION

Stock chart

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Stock price data
Open9.18
Daily high9.31
Daily low9.18
Daily Volume16K
All-time high29.51
1y analyst estimate9.00
Beta0.32
EPS (TTM)-3.65
Dividend per share0.04
Ex-div date26 Dec 2025
Next earnings date27 Apr 2026

Downside potential

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Downside potential data
FGBIS&P500
Current price drop from All-time high-68.69%-1.82%
Highest price drop-85.06%-56.47%
Date of highest drop5 Dec 20259 Mar 2009
Avg drop from high-33.95%-10.84%
Avg time to new high73 days12 days
Max time to new high1075 days1805 days

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COMPANY DETAILS
FGBI (First Guaranty Bancshares Inc) company logo
Marketcap
145.93M
Marketcap category
Small-cap
Description
First Guaranty Bancshares, Inc. operates as the holding company for First Guaranty Bank that provides commercial banking services in Louisiana and Texas. It offers various deposit products, including personal and business checking, savings, money market, and demand accounts, as well as time deposits to consumers, small businesses, and municipalities. The company provides loans, such as non-farm, non-residential loans secured by real estate, commercial and industrial loans, one- to four-family residential loans, multifamily loans, construction and land development loans, agricultural loans, farmland loans, and consumer and other loans to small to medium-sized businesses and professionals, and individuals. In addition, it offers a range of consumer services, including credit cards, mobile deposit capture, safe deposit boxes, official checks, online and mobile banking, automated teller machines, and online bill pay; provides additional solutions, such as merchant services, remote deposit capture, and lockbox services to business customers; and invests a portion of its assets in securities issued by the United States Government and its agencies, state and municipal obligations, corporate debt securities, mutual funds, and equity securities, as well as invests in mortgage-backed securities primarily issued or guaranteed by United States Government agencies or enterprises. The company was founded in 1934 and is headquartered in Hammond, Louisiana.
Employees
339
Investor relations
-
SEC filings
CEO
Alton B. Lewis
Country
USA
City
Hammond
Stock type
Common stock
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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