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Ticker
FGBI

Price
8.31
Stock movement up
+0.08 (0.97%)
Company name
First Guaranty Bancshares Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
127.58M
Ent value
2.95B
Price/Sales
0.56
Price/Book
0.58
Div yield
0.48%
Div growth
-5.90%
Growth years
-
FCF payout
8.40%
Trailing P/E
-
Forward P/E
21.87
PEG
-
EPS growth
-5.70%
1 year return (CAGR)
-18.61%
3 year return (CAGR)
-
5 year return (CAGR)
-
10 year return (CAGR)
-
Last updated: 2026-01-22

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.04
Dividend yield0.48%
Payout frequencyQuarterly
Maximum yield4.78%
Average yield1.80%
Minimum yield0.42%
Discount to avg yield-274.14%
Upside potential-73.27%
Yield as % of max yield10.08%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield0.48%
Current yield distribution81.68%
Yield at 100% (Min)0.42%
Yield at 90%0.46%
Yield at 80%0.49%
Yield at 50% (Median)0.81%
Yield at 20%3.14%
Yield at 10%3.75%
Yield at 0% (Max)4.78%

Dividend per share

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Dividend per share data
Years of growth-
CCC status-
Dividend per share0.04
Payout frequencyQuarterly
Ex-div date26 Dec 2025
EPS (TTM)-4.25
EPS (1y forward)0.38
EPS growth (5y)-5.70%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
FGBIS&P500
DGR MR-87.50%-13.74%
DGR TTM-82.81%6.60%
DGR 3 years-12.47%7.31%
DGR 5 years-5.90%4.69%
DGR 10 years-1.82%6.30%
DGR 15 years-0.91%8.16%
Time since last change announced264 days
EPS growth (5y)-5.70%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM-4.97%8.40%
Average42.70%-
Forward10.53%-

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E-
Price to OCF3.60
Price to FCF3.75
Price to EBITDA-
EV to EBITDA-

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales0.56
Price to Book0.58
EV to Sales12.98

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FINANCIALS

Per share

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Per share data
Current share count15.35M
EPS (TTM)-4.25
FCF per share (TTM)2.52

Income statement

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Income statement data
Revenue (TTM)227.20M
Gross profit (TTM)11.36M
Operating income (TTM)-70.31M
Net income (TTM)-57.46M
EPS (TTM)-4.25
EPS (1y forward)0.38

Margins

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Margins data
Gross margin (TTM)5.00%
Operating margin (TTM)-30.95%
Profit margin (TTM)-25.29%

Balance Sheet

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Balance Sheet data
Cash753.88M
Net receivables108.91M
Total current assets1.22B
Goodwill0.00
Intangible assets2.85M
Property, plant and equipment0.00
Total assets3.80B
Accounts payable16.33M
Short/Current long term debt186.10M
Total current liabilities3.38B
Total liabilities3.58B
Shareholder's equity221.07M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)35.48M
Capital expenditures (TTM)1.46M
Free cash flow (TTM)34.02M
Dividends paid (TTM)2.86M

Financial returns

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Financial returns data
Return on Equity-25.99%
Return on Assets-1.51%
Return on Invested Capital-14.11%
Cash Return on Invested Capital8.35%

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STOCK INFORMATION

Stock chart

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Stock price data
Open8.20
Daily high8.37
Daily low8.11
Daily Volume16K
All-time high29.51
1y analyst estimate7.00
Beta0.36
EPS (TTM)-4.25
Dividend per share0.04
Ex-div date26 Dec 2025
Next earnings date3 Feb 2026

Downside potential

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Downside potential data
FGBIS&P500
Current price drop from All-time high-71.84%-0.89%
Highest price drop-85.06%-19.00%
Date of highest drop5 Dec 20258 Apr 2025
Avg drop from high-70.24%-2.49%
Avg time to new high-6 days
Max time to new high322 days89 days

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COMPANY DETAILS
FGBI (First Guaranty Bancshares Inc) company logo
Marketcap
127.58M
Marketcap category
Small-cap
Description
First Guaranty Bancshares, Inc. operates as the holding company for First Guaranty Bank that provides commercial banking services in Louisiana and Texas. It offers various deposit products, including personal and business checking, savings, money market, and demand accounts, as well as time deposits to consumers, small businesses, and municipalities. The company provides loans, such as non-farm, non-residential loans secured by real estate, commercial and industrial loans, one- to four-family residential loans, multifamily loans, construction and land development loans, agricultural loans, farmland loans, and consumer and other loans to small to medium-sized businesses and professionals, and individuals. In addition, it offers a range of consumer services, including credit cards, mobile deposit capture, safe deposit boxes, official checks, online and mobile banking, automated teller machines, and online bill pay; provides additional solutions, such as merchant services, remote deposit capture, and lockbox services to business customers; and invests a portion of its assets in securities issued by the United States Government and its agencies, state and municipal obligations, corporate debt securities, mutual funds, and equity securities, as well as invests in mortgage-backed securities primarily issued or guaranteed by United States Government agencies or enterprises. The company was founded in 1934 and is headquartered in Hammond, Louisiana.
Employees
339
Investor relations
-
SEC filings
CEO
Alton B. Lewis
Country
USA
City
Hammond
Stock type
Common stock
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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