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Ticker
FGBI

Price
7.63
Stock movement up
+0.08 (1.06%)
Company name
First Guaranty Bancshares Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
95.41M
Ent value
3.40B
Price/Sales
0.50
Price/Book
0.37
Div yield
4.19%
Div growth
3.89%
Growth years
-
FCF payout
81.58%
Trailing P/E
7.49
Forward P/E
9.19
PEG
-
EPS growth
-9.14%
1 year return
-21.82%
3 year return
-31.54%
5 year return
-9.20%
10 year return
-
Last updated: 2025-04-11

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.32
Dividend yield4.19%
Payout frequency-
Maximum yield7.39%
Average yield4.04%
Minimum yield2.14%
Discount to avg yield3.79%
Upside potential3.94%
Yield as % of max yield56.75%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield4.19%
Current yield distribution38.49%
Yield at 100% (Min)2.14%
Yield at 90%2.68%
Yield at 80%2.93%
Yield at 50% (Median)3.57%
Yield at 20%5.35%
Yield at 10%5.86%
Yield at 0% (Max)7.39%

Dividend per share

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Dividend per share data
Years of growth-
CCC status-
Dividend per share0.32
Payout frequency-
Ex-div date27 Mar 2025
EPS (TTM)1.02
EPS (1y forward)0.83
EPS growth (5y)-9.14%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
FGBIS&P500
DGR MR-50.00%-13.74%
DGR TTM-12.50%6.60%
DGR 3 years3.22%5.24%
DGR 5 years3.89%5.40%
DGR 10 years2.90%7.07%
DGR 15 years2.57%6.12%
Time since last change announced243 days
EPS growth (5y)-9.14%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM96.92%81.58%
Average41.64%32.06%
Forward38.55%-

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E7.49
Price to OCF3.45
Price to FCF6.30
Price to EBITDA4.80
EV to EBITDA171.00

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales0.50
Price to Book0.37
EV to Sales17.84

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count12.50M
EPS (TTM)1.02
FCF per share (TTM)1.21

Income statement

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Income statement data
Revenue (TTM)190.57M
Gross profit (TTM)269.86M
Operating income (TTM)61.54M
Net income (TTM)12.74M
EPS (TTM)1.02
EPS (1y forward)0.83

Margins

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Margins data
Gross margin (TTM)141.60%
Operating margin (TTM)32.29%
Profit margin (TTM)6.69%

Balance Sheet

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Balance Sheet data
Cash363.11M
Net receivables264.13M
Total current assets1.09B
Goodwill12.90M
Intangible assets3.67M
Property, plant and equipment0.00
Total assets3.92B
Accounts payable17.75M
Short/Current long term debt195.89M
Total current liabilities426.71M
Total liabilities3.67B
Shareholder's equity256.40M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)27.62M
Capital expenditures (TTM)12.48M
Free cash flow (TTM)15.14M
Dividends paid (TTM)12.35M

Financial returns

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Financial returns data
Return on Equity4.97%
Return on Assets0.32%
Return on Invested Capital2.77%
Cash Return on Invested Capital3.30%

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open7.56
Daily high7.90
Daily low7.34
Daily Volume35K
All-time high29.51
1y analyst estimate11.25
Beta0.32
EPS (TTM)1.02
Dividend per share0.32
Ex-div date27 Mar 2025
Next earnings date28 Apr 2025

Downside potential

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Downside potential data
FGBIS&P500
Current price drop from All-time high-74.14%-12.89%
Highest price drop-77.30%-56.47%
Date of highest drop13 Mar 20259 Mar 2009
Avg drop from high-30.59%-11.07%
Avg time to new high69 days12 days
Max time to new high1075 days1805 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
FGBI (First Guaranty Bancshares Inc) company logo
Marketcap
95.41M
Marketcap category
Small-cap
Description
First Guaranty Bancshares, Inc. operates as the holding company for First Guaranty Bank that provides commercial banking services in Louisiana and Texas. It offers various deposit products, including personal and business checking, savings, money market, and demand accounts, as well as time deposits to consumers, small businesses, and municipalities. The company provides loans, such as non-farm, non-residential loans secured by real estate, commercial and industrial loans, one- to four-family residential loans, multifamily loans, construction and land development loans, agricultural loans, farmland loans, and consumer and other loans to small to medium-sized businesses and professionals, and individuals. In addition, it offers a range of consumer services, including credit cards, mobile deposit capture, safe deposit boxes, official checks, online and mobile banking, automated teller machines, and online bill pay; provides additional solutions, such as merchant services, remote deposit capture, and lockbox services to business customers; and invests a portion of its assets in securities issued by the United States Government and its agencies, state and municipal obligations, corporate debt securities, mutual funds, and equity securities, as well as invests in mortgage-backed securities primarily issued or guaranteed by United States Government agencies or enterprises. First Guaranty Bancshares, Inc. was founded in 1934 and is headquartered in Hammond, Louisiana.
Employees
486
Investor relations
-
SEC filings
CEO
Alton B. Lewis
Country
USA
City
Hammond
Stock type
Common stock
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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