FISI stock page - price, fundamentals, dividends - iOCharts

FISI

29.09
+0.05 (0.17%)
Financial Institutions, Inc (NASDAQ, USD)
Financial Services >
Banks-Regional
Market cap
460.46M
Ent value
4.98B
Price/Sales
2.53
Price/Book
0.99
Div yield
3.71%
Div growth
5.39%
Growth years
10
FCF payout
45.82%
Trailing P/E
12.01
Forward P/E
9.35
PEG
1.50
EPS growth
8.10%
1 year return
96.29%
3 year return
-3.78%
5 year return
1.56%
10 year return
5.04%
Last updated: 2021-07-28

STOCK INFORMATION

Stock chart
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Stock price data
All-time high38.72
1y analyst estimate36.25
Beta1.21
EPS (TTM)2.39
Dividend per share1.08
Ex-div date17 Jun 2021
Next earnings date29 Jul 2021
Downside potential
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Downside potential data
FISIS&P500
Current price drop from All-time high-24.87%-0.46%
Highest price drop-91.48%-56.47%
Date of highest drop27 Feb 20099 Mar 2009
Avg drop from high-38.34%-11.53%
Avg time to new high117 days13 days
Max time to new high4842 days1805 days

DIVIDENDS

Dividend yield - 5y
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Dividend yield data
Dividend per share1.08
Dividend yield3.71%
Payout frequencyQuarterly
Maximum yield7.28%
Average yield3.64%
Minimum yield2.38%
Discount to avg yield1.83%
Upside potential1.87%
Yield as % of max yield50.98%
Yield distribution (inverse percentile) - 5y
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Yield distribution data
Dividend yield3.71%
Current yield distribution23.10%
Yield at 100% (Min)2.38%
Yield at 90%2.69%
Yield at 80%2.92%
Yield at 50% (Median)3.27%
Yield at 20%3.91%
Yield at 10%5.93%
Yield at 0% (Max)7.28%
Dividend per share
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Dividend per share data
Years of growth10 years
CCC statusDividend Contender
Dividend per share1.08
Payout frequencyQuarterly
Ex-div date17 Jun 2021
EPS (TTM)2.39
EPS (1y forward)3.11
EPS growth (5y)8.10%
EPS growth (5y forward)8.00%
Dividend growth
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Dividend growth data
FISIS&P500
DGR MR3.85%7.68%
DGR TTM3.92%-2.66%
DGR 3 years6.96%5.82%
DGR 5 years5.39%6.23%
DGR 10 years10.03%9.64%
DGR 15 years6.58%6.71%
Time since last change announced157 days
EPS growth (5y)8.10%
EPS growth (5y forward)8.00%
Payout ratio
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Payout ratio data
EPS coverageFCF coverage
TTM46.85%45.82%
Average44.60%30.61%
Forward34.73%-

FINANCIALS

Per share
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Per share data
Current share count15.83M
EPS (TTM)2.39
FCF per share (TTM)2.44
Income statement
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Income statement data
Revenue (TTM)182.06M
Gross profit (TTM)117.44M
Operating income (TTM)15.04M
Net income (TTM)38.33M
EPS (TTM)2.39
EPS (1y forward)3.11
Margins
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Margins data
Gross margin (TTM)64.51%
Operating margin (TTM)8.26%
Profit margin (TTM)21.05%
Balance Sheet
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Balance Sheet data
Cash344.79M
Net receivables0.00
Total current assets344.79M
Goodwill66.67M
Intangible assets7.86M
Property, plant and equipment39.82M
Total assets5.33B
Accounts payable4.72B
Short/Current long term debt73.68M
Total current liabilities4.72B
Total liabilities4.86B
Shareholder's equity466.28M
Net tangible assets357.11M
Cash flow
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Cash flow data
Operating cash flow (TTM)43.45M
Capital expenditures (TTM)4.26M
Free cash flow (TTM)39.19M
Dividends paid (TTM)17.96M
Financial returns
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Financial returns data
Return on Equity8.18%
Return on Assets0.78%
Return on Invested Capital7.00%
Cash Return on Invested Capital7.16%
COMPANY DETAILS
FISI (Financial Institutions, Inc) company logo
Marketcap
460.46M
Marketcap category
Small-cap
Description
Financial Institutions, Inc. operates as a holding company for the Five Star Bank that provides banking and financial services to individuals, municipalities, and businesses. The company offers checking and savings account programs, including money market accounts, certificates of deposit, sweep investments, and individual retirement and other qualified plan accounts. Its loan products include term loans and lines of credit; short and medium-term commercial loans for working capital, business expansion, and purchase of equipment; commercial business loans to the agricultural industry; commercial mortgage loans; one-to-four family residential mortgage loans, home improvement loans, closed-end home equity loans, and home equity lines of credit; and consumer loans, such as automobile, secured installment, and personal loans. The company also provides personal insurance, including automobile, homeowners, boat, recreational vehicle, landlord, and umbrella coverage; commercial insurance comprising property, liability, automobile, inland marine, workers compensation, bonds, crop, and umbrella insurance products; and financial services comprising life and disability insurance, medicare supplements, long-term care, annuities, mutual funds, and retirement programs. In addition, it offers customized investment advisory, wealth management, investment consulting, and retirement plan services, as well as operates a real estate investment trust that holds residential mortgages and commercial real estate loans. The company operates a network of 47 full-service banking offices in Allegany, Cattaraugus, Cayuga, Chautauqua, Chemung, Erie, Genesee, Livingston, Monroe, Ontario, Orleans, Seneca, Steuben, Wyoming, and Yates, New York. Financial Institutions, Inc. was founded in 1817 and is headquartered in Warsaw, New York.
Employees
600
Investor relations
SEC filings
CEO
Country
USA
City
Stock type
Common stock
CCC status
Dividend Contender
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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COMPANY NEWS
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