Ticker
FMAO

Price
29.02
Stock movement up
+0.77 (2.73%)
Company name
Farmers & Merchants Bancorp Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks-Regional
Market cap
379.17M
Ent value
381.50M
Price/Sales
5.46
Price/Book
1349.98
Div yield
2.89%
Div growth
9.31%
Growth years
16
FCF payout
30.67%
Trailing P/E
17.47
Forward P/E
10.91
PEG
-
EPS growth
9.90%
1 year return
-1.14%
3 year return
3.97%
5 year return
-6.53%
10 year return
12.67%
Last updated: 2022-12-05

DIVIDENDS

Dividend yield - 5y

Loading...
Dividend yield data
Dividend per share0.84
Dividend yield2.89%
Payout frequencyQuarterly
Maximum yield3.68%
Average yield2.35%
Minimum yield1.16%
Discount to avg yield18.82%
Upside potential23.19%
Yield as % of max yield78.70%

Yield distribution (inverse percentile) - 5y

Loading...
Yield distribution data
Dividend yield2.89%
Current yield distribution29.05%
Yield at 100% (Min)1.16%
Yield at 90%1.33%
Yield at 80%1.48%
Yield at 50% (Median)2.39%
Yield at 20%3.04%
Yield at 10%3.17%
Yield at 0% (Max)3.68%

Dividend per share

Loading...
Dividend per share data
Years of growth16 years
CCC statusDividend Contender
Dividend per share0.84
Payout frequencyQuarterly
Ex-div date23 Sep 2022
EPS (TTM)-
EPS (1y forward)2.66
EPS growth (5y)9.90%
EPS growth (5y forward)-

Dividend growth

Loading...
Please create a free account or log in to access this chart
Dividend growth data
FMAOS&P500
DGR MR10.53%1.24%
DGR TTM13.24%9.08%
DGR 3 years8.23%3.88%
DGR 5 years9.31%4.73%
DGR 10 years6.45%8.30%
DGR 15 years6.21%5.82%
Time since last change announced82 days
EPS growth (5y)9.90%
EPS growth (5y forward)-

Payout ratio

Loading...
Please create a free account or log in to access this chart
Payout ratio data
EPS coverageFCF coverage
TTM29.27%30.67%
Average38.80%32.26%
Forward31.58%-

VALUATION

Valuation Ratios

Loading...
Valuation Ratios data
Trailing P/E17.47
Price to OCF12.81
Price to FCF18.30
Price to EBITDA16.12
EV to EBITDA16.22

Valuation (Sales/Book Value)

Loading...
Valuation (Sales/Book Value) data
Price to Sales5.46
Price to Book1349.98
EV to Sales5.49

FINANCIALS

Per share

Loading...
Per share data
Current share count13.07M
EPS (TTM)-
FCF per share (TTM)-

Income statement

Loading...
Income statement data
Revenue (TTM)69.50M
Gross profit (TTM)69.57M
Operating income (TTM)47.09M
Net income (TTM)21.70M
EPS (TTM)-
EPS (1y forward)2.66

Margins

Loading...
Margins data
Gross margin (TTM)100.10%
Operating margin (TTM)67.76%
Profit margin (TTM)31.23%

Balance Sheet

Loading...
Please create a free account or log in to access this chart
Balance Sheet data
Cash69.95K
Net receivables0.00
Total current assets469.64K
Goodwill80.43K
Intangible assets0.00
Property, plant and equipment0.00
Total assets2.67M
Accounts payable2.22B
Short/Current long term debt0.00
Total current liabilities2.24B
Total liabilities2.39M
Shareholder's equity280.87K
Net tangible assets200.44M

Cash flow

Loading...
Please create a free account or log in to access this chart
Cash flow data
Operating cash flow (TTM)29.61M
Capital expenditures (TTM)1.44M
Free cash flow (TTM)20.72M
Dividends paid (TTM)6.35M

Financial returns

Loading...
Please create a free account or log in to access this chart
Financial returns data
Return on Equity7727.69%
Return on Assets811.49%
Return on Invested Capital7727.69%
Cash Return on Invested Capital7376.64%

STOCK INFORMATION

Stock chart

Loading...
Stock price data
Open28.61
Daily high29.46
Daily low27.95
Daily Volume22K
All-time high48.40
1y analyst estimate34.00
Beta0.41
EPS (TTM)-
Dividend per share0.84
Ex-div date23 Sep 2022
Next earnings date13 Feb 2023

Downside potential

Loading...
Downside potential data
FMAOS&P500
Current price drop from All-time high-40.04%-14.82%
Highest price drop-64.05%-56.47%
Date of highest drop12 Mar 20209 Mar 2009
Avg drop from high-27.91%-11.46%
Avg time to new high37 days13 days
Max time to new high1381 days1805 days
COMPANY DETAILS
FMAO (Farmers & Merchants Bancorp Inc) company logo
Marketcap
379.17M
Marketcap category
Small-cap
Description
Farmers & Merchants Bancorp, Inc. operates as the bank holding company for The Farmers & Merchants State Bank that provides commercial banking services to individuals and small businesses in northwest Ohio and northeast Indiana. The company offers checking, savings, and time deposit accounts; certificates of deposit; and custodial services for individual retirement and health savings accounts. It also provides commercial, agricultural, and residential mortgage, as well as consumer and credit card lending products; loans for farmland, farm equipment, and livestock; operating loans for seeds, fertilizers, and feeds; home improvement loans; and loans for autos, trucks, recreational vehicles, and motorcycles. In addition, the company offers commercial real estate loans, such as lines of credit and machinery purchase loans. Further, it provides automated teller machine or interactive teller machine services; and online and mobile banking, remote deposit capture or electronic deposit processing, and merchant credit card services. It also offers electronic transaction origination, such as wire and automated clearing house file transmittal services. Farmers & Merchants Bancorp, Inc. was founded in 1897 and is headquartered in Archbold, Ohio.
Employees
382
Investor relations
SEC filings
CEO
Country
USA
City
Stock type
Common stock
CCC status
Dividend Contender
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
Loading...
UNDERSTAND THE BUSINESS
Loading...
COMPANY NEWS
All newsPress releases
Andy Baker Andy Baker - Regional President ARCHBOLD, Ohio, Nov. 21, 2022 (GLOBE NEWSWIRE) -- Farmers & Merchants State Bank announced the appointment of Andy Baker as the Regional President for its No...
November 21, 2022
It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...
October 31, 2022
Farmers & Merchants Bancorp Inc. (FMAO) delivered earnings and revenue surprises of 0% and 0.70%, respectively, for the quarter ended September 2022. Do the numbers hold clues to what lies ahead for t...
October 19, 2022
ARCHBOLD, Ohio, Oct. 19, 2022 (GLOBE NEWSWIRE) -- Farmers & Merchants Bancorp, Inc. (Nasdaq: FMAO) today reported financial results for the 2022 third quarter and year-to-date September 30, 2022. 2022...
October 19, 2022
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Farmers & Merchants Bancorp Inc. (FMAO) have what it takes? Let's find out.
October 17, 2022
Bank OZK (OZK) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
October 13, 2022
Farmers & Merchants Bancorp Inc. (FMAO) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
October 12, 2022
The traditional ways to plan for your retirement may mean income can no longer cover expenses post-employment. But what if there was another option that could provide a steady, reliable source of inco...
October 5, 2022
ARCHBOLD, Ohio, Oct. 03, 2022 (GLOBE NEWSWIRE) -- Farmers & Merchants Bancorp, Inc. (“F&M”, “FMAO”, or the “Company”) (Nasdaq: FMAO), the holding company for Farmers & Merchants State Bank, announced ...
October 3, 2022
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Farmers & Merchants Bancorp Inc. (FMAO) have what it takes? Let's find out.
September 30, 2022
Next page