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Ticker
FNWD

Price
28.95
Stock movement up
+0.04 (0.14%)
Company name
Finward Bancorp
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
124.89M
Ent value
1.97B
Price/Sales
1.25
Price/Book
0.78
Div yield
1.66%
Div growth
-4.81%
Growth years
-
FCF payout
-67.52%
Trailing P/E
10.82
Forward P/E
27.57
PEG
-
EPS growth
-9.20%
1 year return
17.73%
3 year return
-14.00%
5 year return
-1.35%
10 year return
0.70%
Last updated: 2025-04-11

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.48
Dividend yield1.66%
Payout frequency-
Maximum yield6.81%
Average yield3.20%
Minimum yield1.48%
Discount to avg yield-92.85%
Upside potential-48.15%
Yield as % of max yield24.36%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield1.66%
Current yield distribution92.86%
Yield at 100% (Min)1.48%
Yield at 90%1.75%
Yield at 80%1.96%
Yield at 50% (Median)3.03%
Yield at 20%4.00%
Yield at 10%5.12%
Yield at 0% (Max)6.81%

Dividend per share

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Dividend per share data
Years of growth-
CCC status-
Dividend per share0.48
Payout frequency-
Ex-div date21 Jan 2025
EPS (TTM)2.70
EPS (1y forward)1.05
EPS growth (5y)-9.20%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
FNWDS&P500
DGR MR-61.29%-13.74%
DGR TTM-61.29%6.60%
DGR 3 years-9.14%5.24%
DGR 5 years-4.81%5.40%
DGR 10 years0.90%7.07%
DGR 15 years-2.87%6.12%
Time since last change announced476 days
EPS growth (5y)-9.20%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM25.02%-67.52%
Average43.85%-
Forward45.71%-

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E10.82
Price to OCF-
Price to FCF-
Price to EBITDA7.84
EV to EBITDA123.63

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales1.25
Price to Book0.78
EV to Sales19.68

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count4.31M
EPS (TTM)2.70
FCF per share (TTM)-1.00

Income statement

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Income statement data
Revenue (TTM)100.02M
Gross profit (TTM)110.49M
Operating income (TTM)39.01M
Net income (TTM)11.54M
EPS (TTM)2.70
EPS (1y forward)1.05

Margins

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Margins data
Gross margin (TTM)110.46%
Operating margin (TTM)39.00%
Profit margin (TTM)11.54%

Balance Sheet

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Balance Sheet data
Cash71.10M
Net receivables1.52B
Total current assets1.89B
Goodwill22.39M
Intangible assets2.20M
Property, plant and equipment0.00
Total assets2.07B
Accounts payable0.00
Short/Current long term debt128.04M
Total current liabilities328.19M
Total liabilities1.92B
Shareholder's equity159.56M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)-1.06M
Capital expenditures (TTM)3.22M
Free cash flow (TTM)-4.28M
Dividends paid (TTM)2.89M

Financial returns

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Financial returns data
Return on Equity7.23%
Return on Assets0.56%
Return on Invested Capital5.70%
Cash Return on Invested Capital-2.11%

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open29.09
Daily high29.19
Daily low28.95
Daily Volume6K
All-time high50.00
1y analyst estimate35.50
Beta0.56
EPS (TTM)2.70
Dividend per share0.48
Ex-div date21 Jan 2025
Next earnings date22 Apr 2025

Downside potential

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Downside potential data
FNWDS&P500
Current price drop from All-time high-42.10%-12.89%
Highest price drop-70.13%-56.47%
Date of highest drop17 Dec 20109 Mar 2009
Avg drop from high-23.05%-11.07%
Avg time to new high17 days12 days
Max time to new high3044 days1805 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
FNWD (Finward Bancorp) company logo
Marketcap
124.89M
Marketcap category
Small-cap
Description
Finward Bancorp operates as the holding company for Peoples Bank that provides various banking products and services. The company's deposit products include non-interest- and interest-bearing demand accounts, savings accounts, money market deposit accounts, certificate accounts, and retirement savings plans. Its loan products portfolio comprises residential mortgage loans that enable borrowers to purchase existing homes, refinance existing homes, or construct new homes; construction loans primarily to individuals and contractors; commercial real estate loans; consumer loans to individuals for personal, household, or family purposes; home equity line of credit; home improvement loans and equity loans; commercial business loans; government loans; and loans to municipalities. The company also offers estate and retirement planning, custodial services, guardianships, IRA accounts, and investment agency accounts, as well as serves as the personal representative of estates, and acts as trustee for revocable and irrevocable trusts. In addition, it provides insurance and annuity investments to wealth management customers; holds real estate properties; and operates as a real estate investment trust. The company was formerly known as NorthWest Indiana Bancorp and changed its name to Finward Bancorp in May 2021. Finward Bancorp was founded in 1916 and is headquartered in Munster, Indiana.
Employees
276
Investor relations
-
SEC filings
CEO
Country
USA
City
Stock type
-
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
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