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Ticker
FRBA

Price
17.40
Stock movement up
+0.10 (0.58%)
Company name
First Bank
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
431.52M
Ent value
-
Price/Sales
1.74
Price/Book
0.97
Div yield
2.07%
Div growth
8.45%
Growth years
-
FCF payout
9.70%
Trailing P/E
9.88
Forward P/E
8.37
PEG
-
EPS growth
12.34%
1 year return (CAGR)
14.32%
3 year return (CAGR)
8.01%
5 year return (CAGR)
9.29%
10 year return (CAGR)
10.52%
Last updated: 2026-02-20

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iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.36
Dividend yield2.07%
Payout frequencyQuarterly
Maximum yield2.79%
Average yield1.68%
Minimum yield0.85%
Discount to avg yield18.78%
Upside potential23.12%
Yield as % of max yield74.14%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield2.07%
Current yield distribution11.90%
Yield at 100% (Min)0.85%
Yield at 90%1.36%
Yield at 80%1.54%
Yield at 50% (Median)1.67%
Yield at 20%1.91%
Yield at 10%2.12%
Yield at 0% (Max)2.79%

Dividend per share

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Dividend per share data
Years of growth-
CCC status-
Dividend per share0.36
Payout frequencyQuarterly
Ex-div date6 Feb 2026
EPS (TTM)1.75
EPS (1y forward)2.08
EPS growth (5y)12.34%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
FRBAS&P500
DGR MR50.00%-13.74%
DGR TTM12.50%6.60%
DGR 3 years-15.66%7.31%
DGR 5 years8.45%4.69%
DGR 10 years-6.30%
DGR 15 years-8.16%
Time since last change announced27 days
EPS growth (5y)12.34%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM10.30%9.70%
Average--
Forward17.31%-

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E9.88
Price to OCF8.86
Price to FCF9.31
Price to EBITDA9.83
EV to EBITDA-

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales1.74
Price to Book0.97
EV to Sales-

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iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count24.80M
EPS (TTM)1.75
FCF per share (TTM)1.86

Income statement

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Income statement data
Revenue (TTM)247.76M
Gross profit (TTM)137.25M
Operating income (TTM)57.30M
Net income (TTM)43.66M
EPS (TTM)1.75
EPS (1y forward)2.08

Margins

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Margins data
Gross margin (TTM)55.39%
Operating margin (TTM)23.13%
Profit margin (TTM)17.62%

Balance Sheet

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Balance Sheet data
Cash0.00
Net receivables0.00
Total current assets324.35M
Goodwill44.17M
Intangible assets7.12M
Property, plant and equipment0.00
Total assets3.96B
Accounts payable0.00
Short/Current long term debt271.06M
Total current liabilities1.19B
Total liabilities3.51B
Shareholder's equity443.50M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)48.72M
Capital expenditures (TTM)2.36M
Free cash flow (TTM)46.37M
Dividends paid (TTM)4.50M

Financial returns

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Financial returns data
Return on Equity9.84%
Return on Assets1.10%
Return on Invested Capital9.84%
Cash Return on Invested Capital10.45%

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STOCK INFORMATION

Stock chart

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Stock price data
Open17.39
Daily high17.50
Daily low17.07
Daily Volume44K
All-time high18.06
1y analyst estimate19.75
Beta0.69
EPS (TTM)1.75
Dividend per share0.36
Ex-div date6 Feb 2026
Next earnings date27 Apr 2026

Downside potential

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Downside potential data
FRBAS&P500
Current price drop from All-time high-3.65%-1.82%
Highest price drop-79.09%-56.47%
Date of highest drop5 Jan 20109 Mar 2009
Avg drop from high-30.28%-10.84%
Avg time to new high74 days12 days
Max time to new high1459 days1805 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
FRBA (First Bank) company logo
Marketcap
431.52M
Marketcap category
Small-cap
Description
First Bank provides various banking products and services to small and mid-sized businesses and individuals. It accepts various deposits, including non-interest- and interest-bearing demand deposits, money market accounts, savings accounts, and certificates of deposit, as well as commercial checking and cash management accounts. The company also offers various loan products, such as commercial and industrial loans, which include line of credit, inventory, equipment, and short-term working capital financing; commercial real estate loans comprising owner-occupied, investor, construction and development, and multi-family loans; residential real estate loans consisting of residential mortgages, first and second lien home equity loans, and revolving lines of credit; and consumer and other loans, such as auto, personal, traditional installment, and other loans. In addition, it provides electronic banking services, including Internet and mobile banking, electronic bill payment, and banking by phone; ATM and debit cards, and wire and ACH transfer services; remote deposit capture; and cash management services, as well as engages in the capital markets activities. The company operates full-service branches in Cinnaminson, Delanco, Denville, Ewing, Fairfield, Flemington, Hamilton, Lawrence, Monroe, Morristown, Pennington, Randolph, Somerset, Trenton, Williamstown, New Jersey; Coventry, Devon, Doylestown, Glen Mills, Lionville, Malvern, Paoli, Trevose, Warminster, and West Chester, Pennsylvania; and Palm Beach, Florida. First Bank was incorporated in 2007 and is headquartered in Hamilton, New Jersey.
Employees
334
Investor relations
-
SEC filings
CEO
Patrick L. Ryan
Country
USA
City
Hamilton
Stock type
Common stock
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
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