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Ticker
FRBA

Price
12.86
Stock movement down
-0.13 (-1.00%)
Company name
First Bank
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
323.62M
Ent value
3.38B
Price/Sales
1.67
Price/Book
0.80
Div yield
1.87%
Div growth
14.87%
Growth years
-
FCF payout
13.61%
Trailing P/E
8.06
Forward P/E
7.92
PEG
-
EPS growth
-0.01%
1 year return
3.21%
3 year return
-3.07%
5 year return
13.86%
10 year return
7.87%
Last updated: 2025-04-11

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.24
Dividend yield1.87%
Payout frequency-
Maximum yield2.79%
Average yield1.68%
Minimum yield0.85%
Discount to avg yield9.90%
Upside potential10.99%
Yield as % of max yield66.88%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield1.87%
Current yield distribution21.51%
Yield at 100% (Min)0.85%
Yield at 90%1.20%
Yield at 80%1.56%
Yield at 50% (Median)1.69%
Yield at 20%1.90%
Yield at 10%2.08%
Yield at 0% (Max)2.79%

Dividend per share

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Dividend per share data
Years of growth-
CCC status-
Dividend per share0.24
Payout frequency-
Ex-div date7 Feb 2025
EPS (TTM)1.58
EPS (1y forward)1.62
EPS growth (5y)-0.01%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
FRBAS&P500
DGR MR100.00%-13.74%
DGR TTM-6.60%
DGR 3 years25.99%5.24%
DGR 5 years14.87%5.40%
DGR 10 years-7.07%
DGR 15 years-6.12%
Time since last change announced1274 days
EPS growth (5y)-0.01%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM14.99%13.61%
Average--
Forward14.78%-

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E8.06
Price to OCF6.99
Price to FCF7.32
Price to EBITDA11.05
EV to EBITDA115.30

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales1.67
Price to Book0.80
EV to Sales17.37

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FINANCIALS

Per share

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Per share data
Current share count25.16M
EPS (TTM)1.58
FCF per share (TTM)1.74

Income statement

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Income statement data
Revenue (TTM)194.27M
Gross profit (TTM)245.09M
Operating income (TTM)86.89M
Net income (TTM)40.13M
EPS (TTM)1.58
EPS (1y forward)1.62

Margins

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Margins data
Gross margin (TTM)126.16%
Operating margin (TTM)44.72%
Profit margin (TTM)20.66%

Balance Sheet

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Balance Sheet data
Cash303.84M
Net receivables13.50M
Total current assets710.57M
Goodwill44.17M
Intangible assets9.32M
Property, plant and equipment0.00
Total assets3.76B
Accounts payable5.08M
Short/Current long term debt266.93M
Total current liabilities1.13B
Total liabilities3.36B
Shareholder's equity402.07M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)46.28M
Capital expenditures (TTM)2.08M
Free cash flow (TTM)44.20M
Dividends paid (TTM)6.01M

Financial returns

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Financial returns data
Return on Equity9.98%
Return on Assets1.07%
Return on Invested Capital6.00%
Cash Return on Invested Capital6.61%

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open12.83
Daily high13.01
Daily low12.74
Daily Volume36K
All-time high16.66
1y analyst estimate17.67
Beta0.94
EPS (TTM)1.58
Dividend per share0.24
Ex-div date7 Feb 2025
Next earnings date21 Apr 2025

Downside potential

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Downside potential data
FRBAS&P500
Current price drop from All-time high-22.81%-12.89%
Highest price drop-79.09%-56.47%
Date of highest drop5 Jan 20109 Mar 2009
Avg drop from high-31.64%-11.07%
Avg time to new high91 days12 days
Max time to new high1459 days1805 days

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COMPANY DETAILS
FRBA (First Bank) company logo
Marketcap
323.62M
Marketcap category
Small-cap
Description
First Bank provides various banking products and services to small to mid-sized businesses and individuals. The company accepts various deposits, including non-interest-bearing demand deposits, interest bearing demand accounts, money market accounts, savings accounts, and certificates of deposit, as well as commercial checking accounts. It also offers various loan products comprising commercial and industrial loans, which include line of credit, inventory, equipment, and short-term working capital financing; commercial real estate loans, such as owner-occupied, investor, construction and development, and multi-family loans; residential real estate loans comprising residential mortgages, first and second lien home equity loans, and revolving lines of credit; and consumer and other loans consists of auto, personal, traditional installment, and other loans. The company also provides electronic banking services, including Internet and mobile banking, electronic bill payment, and banking by phone; ATM and debit cards, and wire and ACH transfer services; remote deposit capture; and cash management services, as well as engages in the capital markets activities. It operates full-service branches in Cinnaminson, Delanco, Denville, Ewing, Fairfield, Flemington, Hamilton, Lawrence, Monroe, Pennington, Randolph, Somerset, and Williamstown, New Jersey; Doylestown, Trevose, Warminster, and West Chester, Paoli, Malvern, Coventry, Devon, Lionville, and Glen Mills Pennsylvania; and Palm Beach, Florida. First Bank was incorporated in 2007 and is headquartered in Hamilton, New Jersey.
Employees
313
Investor relations
-
SEC filings
CEO
Patrick L. Ryan
Country
USA
City
Hamilton
Stock type
Common stock
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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