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Ticker
FSBC

Price
37.16
Stock movement up
+0.56 (1.53%)
Company name
Five Star Bancorp
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
794.01M
Ent value
4.42B
Price/Sales
3.23
Price/Book
1.84
Div yield
2.15%
Div growth
-
Growth years
2
FCF payout
-
Trailing P/E
13.86
Forward P/E
11.07
PEG
-
EPS growth
4.64%
1 year return
13.20%
3 year return
-
5 year return
-
10 year return
-
Last updated: 2025-12-11

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.80
Dividend yield2.15%
Payout frequencyQuarterly
Maximum yield3.75%
Average yield2.63%
Minimum yield2.15%
Discount to avg yield-22.17%
Upside potential-18.15%
Yield as % of max yield57.40%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield2.15%
Current yield distribution99.32%
Yield at 100% (Min)2.15%
Yield at 90%2.33%
Yield at 80%2.43%
Yield at 50% (Median)2.62%
Yield at 20%2.83%
Yield at 10%2.92%
Yield at 0% (Max)3.75%

Dividend per share

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Dividend per share data
Years of growth2 years
CCC status-
Dividend per share0.80
Payout frequencyQuarterly
Ex-div date3 Nov 2025
EPS (TTM)-
EPS (1y forward)3.36
EPS growth (5y)4.64%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
FSBCS&P500
DGR MR33.33%-13.74%
DGR TTM-6.60%
DGR 3 years-7.31%
DGR 5 years-4.69%
DGR 10 years-6.30%
DGR 15 years-8.16%
Time since last change announced967 days
EPS growth (5y)4.64%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM--
Average--
Forward23.82%-

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E13.86
Price to OCF11.34
Price to FCF11.44
Price to EBITDA9.63
EV to EBITDA53.67

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales3.23
Price to Book1.84
EV to Sales18.01

FINANCIALS

Per share

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Per share data
Current share count21.37M
EPS (TTM)-
FCF per share (TTM)-

Income statement

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Income statement data
Revenue (TTM)-
Gross profit (TTM)-
Operating income (TTM)-
Net income (TTM)-
EPS (TTM)-
EPS (1y forward)3.36

Margins

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Margins data
Gross margin (TTM)-
Operating margin (TTM)-
Profit margin (TTM)-

Balance Sheet

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Balance Sheet data
Cash580.55M
Net receivables0.00
Total current assets639.91M
Goodwill0.00
Intangible assets0.00
Property, plant and equipment11.41M
Total assets4.64B
Accounts payable0.00
Short/Current long term debt84.44M
Total current liabilities4.10B
Total liabilities4.21B
Shareholder's equity431.31M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)-
Capital expenditures (TTM)-
Free cash flow (TTM)-
Dividends paid (TTM)-

Financial returns

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Financial returns data
Return on Equity-
Return on Assets-
Return on Invested Capital-
Cash Return on Invested Capital-

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STOCK INFORMATION

Stock chart

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Stock price data
Open36.80
Daily high37.22
Daily low36.47
Daily Volume50K
All-time high37.23
1y analyst estimate40.40
Beta0.50
EPS (TTM)-
Dividend per share0.80
Ex-div date3 Nov 2025
Next earnings date26 Jan 2026

Downside potential

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Downside potential data
FSBCS&P500
Current price drop from All-time high-0.19%-
Highest price drop-37.58%-19.00%
Date of highest drop8 Jan 20258 Apr 2025
Avg drop from high-10.65%-2.65%
Avg time to new high49 days6 days
Max time to new high214 days89 days

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COMPANY DETAILS
FSBC (Five Star Bancorp) company logo
Marketcap
794.01M
Marketcap category
Small-cap
Description
Five Star Bancorp operates as the bank holding company for Five Star Bank that provides banking products and services to small and medium-sized businesses, professionals, and individuals primarily in Northern California. The company offers deposit products, including checking, savings, money market, and term certificate accounts, as well as time deposits. It also provides debit cards, remote deposit capture, online banking, mobile banking, and direct deposit services. In addition, the company offers loan products, such as commercial real estate loans; commercial land and construction loans; residential real estate and construction loans; farmland loans; the U.S. small business administration loans; and consumer and other loans, as well as operating lines of credit. Further, its investment portfolio consists of U.S. government agency securities, mortgage-backed securities, and obligations of states and political subdivisions. The company was founded in 1999 and is headquartered in Rancho Cordova, California.
Employees
205
Investor relations
-
SEC filings
CEO
Kevin D. Maroney
Country
USA
City
Fairport
Stock type
Common stock
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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