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Ticker
FSBC

Price
25.19
Stock movement up
+0.04 (0.16%)
Company name
Five Star Bancorp
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
537.03M
Ent value
3.78B
Price/Sales
2.68
Price/Book
1.38
Div yield
3.18%
Div growth
-
Growth years
1
FCF payout
51.10%
Trailing P/E
12.44
Forward P/E
9.73
PEG
-
EPS growth
90.36%
1 year return
18.26%
3 year return
-4.74%
5 year return
29.41%
10 year return
-
Last updated: 2025-04-11

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.80
Dividend yield3.18%
Payout frequency-
Maximum yield4.39%
Average yield2.79%
Minimum yield1.88%
Discount to avg yield12.16%
Upside potential13.84%
Yield as % of max yield72.29%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield3.18%
Current yield distribution30.72%
Yield at 100% (Min)1.88%
Yield at 90%2.07%
Yield at 80%2.17%
Yield at 50% (Median)2.61%
Yield at 20%3.50%
Yield at 10%3.69%
Yield at 0% (Max)4.39%

Dividend per share

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Dividend per share data
Years of growth1 years
CCC status-
Dividend per share0.80
Payout frequency-
Ex-div date3 Feb 2025
EPS (TTM)2.03
EPS (1y forward)2.59
EPS growth (5y)90.36%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
FSBCS&P500
DGR MR33.33%-13.74%
DGR TTM6.67%6.60%
DGR 3 years-5.24%
DGR 5 years-5.40%
DGR 10 years-7.07%
DGR 15 years-6.12%
Time since last change announced725 days
EPS growth (5y)90.36%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM35.76%51.10%
Average--
Forward30.89%-

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E12.44
Price to OCF15.75
Price to FCF17.78
Price to EBITDA8.57
EV to EBITDA60.34

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.68
Price to Book1.38
EV to Sales18.83

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count21.32M
EPS (TTM)2.03
FCF per share (TTM)1.42

Income statement

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Income statement data
Revenue (TTM)200.73M
Gross profit (TTM)195.73M
Operating income (TTM)96.39M
Net income (TTM)43.15M
EPS (TTM)2.03
EPS (1y forward)2.59

Margins

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Margins data
Gross margin (TTM)97.51%
Operating margin (TTM)48.02%
Profit margin (TTM)21.50%

Balance Sheet

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Balance Sheet data
Cash254.97M
Net receivables0.00
Total current assets614.18M
Goodwill0.00
Intangible assets0.00
Property, plant and equipment0.00
Total assets3.89B
Accounts payable0.00
Short/Current long term debt80.96M
Total current liabilities906.94M
Total liabilities3.50B
Shareholder's equity389.93M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)34.10M
Capital expenditures (TTM)3.91M
Free cash flow (TTM)30.20M
Dividends paid (TTM)15.43M

Financial returns

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Financial returns data
Return on Equity11.07%
Return on Assets1.11%
Return on Invested Capital11.07%
Cash Return on Invested Capital7.74%

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STOCK INFORMATION

Stock chart

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Stock price data
Open25.02
Daily high25.39
Daily low24.30
Daily Volume53K
All-time high34.17
1y analyst estimate36.33
Beta0.40
EPS (TTM)2.03
Dividend per share0.80
Ex-div date3 Feb 2025
Next earnings date16 May 2025

Downside potential

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Downside potential data
FSBCS&P500
Current price drop from All-time high-26.28%-12.89%
Highest price drop-55.56%-56.47%
Date of highest drop5 Mar 20099 Mar 2009
Avg drop from high-19.09%-11.07%
Avg time to new high39 days12 days
Max time to new high734 days1805 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
FSBC (Five Star Bancorp) company logo
Marketcap
537.03M
Marketcap category
Small-cap
Description
Five Star Bancorp operates as the bank holding company for Five Star Bank that provides a range of banking products and services to small and medium-sized businesses, professionals, and individuals in Northern California. It accepts various deposits, such as money market accounts, noninterest-bearing and interest checking accounts, savings accounts, term certificate accounts, and time deposits. The company also offers loan products, including commercial and residential real estate loans; commercial loans; commercial land loans; farmland loans; commercial and residential construction loans; and consumer and other loans, as well as operating lines of credit. In addition, it provides debit cards; and remote deposit capture, online and mobile banking, and direct deposit services. Five Star Bancorp was founded in 1999 and is headquartered in Rancho Cordova, California.
Employees
180
Investor relations
-
SEC filings
CEO
Kevin D. Maroney
Country
USA
City
Fairport
Stock type
Common stock
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
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