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Ticker
FSFG

Price
33.98
Stock movement up
+0.95 (2.88%)
Company name
First Savings Financial Group Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
238.37M
Ent value
2.41B
Price/Sales
1.82
Price/Book
1.23
Div yield
1.88%
Div growth
23.06%
Growth years
7
FCF payout
5.60%
Trailing P/E
10.29
Forward P/E
-
PEG
-
EPS growth
-6.64%
1 year return (CAGR)
37.13%
3 year return (CAGR)
18.55%
5 year return (CAGR)
10.76%
10 year return (CAGR)
13.11%
Last updated: 2026-02-20

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.64
Dividend yield1.88%
Payout frequencyQuarterly
Maximum yield4.71%
Average yield2.57%
Minimum yield1.03%
Discount to avg yield-36.49%
Upside potential-26.73%
Yield as % of max yield39.96%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield1.88%
Current yield distribution89.37%
Yield at 100% (Min)1.03%
Yield at 90%1.87%
Yield at 80%2.00%
Yield at 50% (Median)2.33%
Yield at 20%3.39%
Yield at 10%3.70%
Yield at 0% (Max)4.71%

Dividend per share

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Dividend per share data
Years of growth7 years
CCC statusDividend Challenger
Dividend per share0.64
Payout frequencyQuarterly
Ex-div date15 Dec 2025
EPS (TTM)3.32
EPS (1y forward)-
EPS growth (5y)-6.64%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
FSFGS&P500
DGR MR6.67%-13.74%
DGR TTM8.47%6.60%
DGR 3 years7.17%7.31%
DGR 5 years23.06%4.69%
DGR 10 years14.87%6.30%
DGR 15 years-8.16%
Time since last change announced361 days
EPS growth (5y)-6.64%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM18.93%5.60%
Average--
Forward--

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E10.29
Price to OCF3.01
Price to FCF3.05
Price to EBITDA10.82
EV to EBITDA109.49

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales1.82
Price to Book1.23
EV to Sales18.43

FINANCIALS

Per share

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Per share data
Current share count7.02M
EPS (TTM)3.32
FCF per share (TTM)11.22

Income statement

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Income statement data
Revenue (TTM)130.92M
Gross profit (TTM)62.58M
Operating income (TTM)20.29M
Net income (TTM)23.16M
EPS (TTM)3.32
EPS (1y forward)-

Margins

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Margins data
Gross margin (TTM)47.80%
Operating margin (TTM)15.50%
Profit margin (TTM)17.69%

Balance Sheet

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Balance Sheet data
Cash31.85M
Net receivables11.38M
Total current assets284.47M
Goodwill9.85M
Intangible assets234.00K
Property, plant and equipment42.65M
Total assets2.40B
Accounts payable5.05M
Short/Current long term debt463.76M
Total current liabilities1.71B
Total liabilities2.21B
Shareholder's equity193.48M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)79.13M
Capital expenditures (TTM)879.00K
Free cash flow (TTM)78.25M
Dividends paid (TTM)4.38M

Financial returns

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Financial returns data
Return on Equity11.97%
Return on Assets0.97%
Return on Invested Capital3.52%
Cash Return on Invested Capital11.91%

STOCK INFORMATION

Stock chart

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Stock price data
Open32.90
Daily high33.98
Daily low32.90
Daily Volume0K
All-time high33.98
1y analyst estimate34.00
Beta0.44
EPS (TTM)3.32
Dividend per share0.64
Ex-div date15 Dec 2025
Next earnings date23 Apr 2026

Downside potential

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Downside potential data
FSFGS&P500
Current price drop from All-time high-4.62%-0.01%
Highest price drop-59.85%-56.47%
Date of highest drop15 May 20239 Mar 2009
Avg drop from high-13.79%-10.84%
Avg time to new high16 days12 days
Max time to new high806 days1805 days
COMPANY DETAILS
FSFG (First Savings Financial Group Inc) company logo
Marketcap
238.37M
Marketcap category
Small-cap
Description
First Savings Financial Group, Inc. operates as the bank holding company for First Savings Bank that provides various financial services for individuals and business consumers in southern Indiana. The company operates through Core Banking and SBA Lending segments. It accepts deposits, such as checking accounts, NOW and money market accounts, regular savings accounts, and time deposits. The company also provides loans, including one-to four-family residential real estate, commercial real estate, construction, land and land development, multi-family real estate, and commercial business loans, as well as consumer loans comprising automobile, personal, boat, truck, and auto loans; and home equity lines of credit. First Savings Financial Group, Inc. was incorporated in 2008 and is headquartered in Jeffersonville, Indiana. As of February 1, 2026, First Savings Financial Group, Inc. operates as a subsidiary of First Merchants Corporation.
Employees
244
Investor relations
SEC filings
CEO
Larry W. Myers
Country
USA
City
Clarksville
Stock type
Common stock
CCC status
Dividend Challenger
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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COMPANY NEWS
Seeking AlphaPress releases
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