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Ticker
FSFG

Price
23.63
Stock movement up
+0.46 (1.99%)
Company name
First Savings Financial Group Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
162.74M
Ent value
-
Price/Sales
1.36
Price/Book
0.92
Div yield
2.71%
Div growth
22.87%
Growth years
7
FCF payout
3.38%
Trailing P/E
11.97
Forward P/E
9.72
PEG
-
EPS growth
-2.70%
1 year return
60.20%
3 year return
-1.48%
5 year return
10.63%
10 year return
11.87%
Last updated: 2025-04-18

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.64
Dividend yield2.71%
Payout frequencyQuarterly
Maximum yield4.71%
Average yield2.44%
Minimum yield1.03%
Discount to avg yield10.08%
Upside potential11.21%
Yield as % of max yield57.46%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield2.71%
Current yield distribution29.37%
Yield at 100% (Min)1.03%
Yield at 90%1.39%
Yield at 80%1.72%
Yield at 50% (Median)2.23%
Yield at 20%3.39%
Yield at 10%3.70%
Yield at 0% (Max)4.71%

Dividend per share

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Dividend per share data
Years of growth7 years
CCC statusDividend Challenger
Dividend per share0.64
Payout frequencyQuarterly
Ex-div date14 Mar 2025
EPS (TTM)1.98
EPS (1y forward)2.43
EPS growth (5y)-2.70%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
FSFGS&P500
DGR MR6.67%-13.74%
DGR TTM8.93%6.60%
DGR 3 years35.16%5.24%
DGR 5 years22.87%5.40%
DGR 10 years15.44%7.07%
DGR 15 years-6.12%
Time since last change announced53 days
EPS growth (5y)-2.70%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM22.28%3.38%
Average--
Forward26.34%-

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E11.97
Price to OCF1.81
Price to FCF1.82
Price to EBITDA6.29
EV to EBITDA-

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales1.36
Price to Book0.92
EV to Sales-

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count6.89M
EPS (TTM)1.98
FCF per share (TTM)13.02

Income statement

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Income statement data
Revenue (TTM)119.40M
Gross profit (TTM)115.89M
Operating income (TTM)52.13M
Net income (TTM)13.59M
EPS (TTM)1.98
EPS (1y forward)2.43

Margins

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Margins data
Gross margin (TTM)97.06%
Operating margin (TTM)43.66%
Profit margin (TTM)11.38%

Balance Sheet

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Balance Sheet data
Cash0.00
Net receivables0.00
Total current assets52.14M
Goodwill9.85M
Intangible assets398.00K
Property, plant and equipment0.00
Total assets2.45B
Accounts payable0.00
Short/Current long term debt350.24M
Total current liabilities191.53M
Total liabilities2.27B
Shareholder's equity177.12M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)89.98M
Capital expenditures (TTM)433.00K
Free cash flow (TTM)89.55M
Dividends paid (TTM)3.03M

Financial returns

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Financial returns data
Return on Equity7.67%
Return on Assets0.55%
Return on Invested Capital7.67%
Cash Return on Invested Capital50.56%

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open23.25
Daily high24.14
Daily low23.25
Daily Volume15K
All-time high30.60
1y analyst estimate31.00
Beta0.72
EPS (TTM)1.98
Dividend per share0.64
Ex-div date14 Mar 2025
Next earnings date23 Apr 2025

Downside potential

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Downside potential data
FSFGS&P500
Current price drop from All-time high-22.78%-14.12%
Highest price drop-59.85%-56.47%
Date of highest drop15 May 20239 Mar 2009
Avg drop from high-14.03%-11.07%
Avg time to new high16 days12 days
Max time to new high806 days1805 days

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
FSFG (First Savings Financial Group Inc) company logo
Marketcap
162.74M
Marketcap category
Small-cap
Description
First Savings Financial Group, Inc. operates as the bank holding company for First Savings Bank that provides various financial services to consumers and businesses in southern Indiana. The company operates through three segments: Core Banking, SBA Lending, and Mortgage Banking. It accepts deposits, such as checking accounts, NOW and money market accounts, regular savings accounts, and time deposits. The company also provides loans, including one-to four-family residential real estate, commercial real estate, construction, land and land development, multi-family real estate, and commercial business loans, as well as consumer loans, such as automobile and truck loans, home equity lines of credit, home improvement loans, unsecured loans, boat and mobile home loans, loans secured by savings deposits, and other personal loans. In addition, it is involved in the mortgage banking; investment activities; and the provision of property and casualty insurance products, and reinsurance to other third-party insurance captives. First Savings Financial Group, Inc. was incorporated in 2008 and is headquartered in Jeffersonville, Indiana.
Employees
0
Investor relations
SEC filings
CEO
Larry W. Myers
Country
USA
City
Clarksville
Stock type
Common stock
CCC status
Dividend Challenger
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
No events found
UNDERSTAND THE BUSINESS
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