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Ticker
GABC

Price
34.45
Stock movement up
+0.13 (0.38%)
Company name
German American Bancorp Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
1.02B
Ent value
6.46B
Price/Sales
3.20
Price/Book
1.37
Div yield
3.13%
Div growth
10.76%
Growth years
9
FCF payout
35.44%
Trailing P/E
12.45
Forward P/E
10.79
PEG
1.38
EPS growth
7.87%
1 year return
7.56%
3 year return
-2.41%
5 year return
5.28%
10 year return
5.73%
Last updated: 2025-04-11

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DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share1.08
Dividend yield3.13%
Payout frequency-
Maximum yield3.88%
Average yield2.70%
Minimum yield1.67%
Discount to avg yield13.86%
Upside potential16.10%
Yield as % of max yield80.76%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield3.13%
Current yield distribution22.46%
Yield at 100% (Min)1.67%
Yield at 90%2.18%
Yield at 80%2.33%
Yield at 50% (Median)2.59%
Yield at 20%3.22%
Yield at 10%3.43%
Yield at 0% (Max)3.88%

Dividend per share

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Dividend per share data
Years of growth9 years
CCC statusDividend Challenger
Dividend per share1.08
Payout frequency-
Ex-div date10 Feb 2025
EPS (TTM)2.77
EPS (1y forward)3.19
EPS growth (5y)7.87%
EPS growth (5y forward)9.00%

Dividend growth

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Dividend growth data
GABCS&P500
DGR MR8.00%-13.74%
DGR TTM8.00%6.60%
DGR 3 years9.58%5.24%
DGR 5 years10.76%5.40%
DGR 10 years9.60%7.07%
DGR 15 years6.79%6.12%
Time since last change announced442 days
EPS growth (5y)7.87%
EPS growth (5y forward)9.00%

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM38.05%35.44%
Average35.57%28.29%
Forward33.84%-

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E12.45
Price to OCF10.85
Price to FCF11.60
Price to EBITDA17.15
EV to EBITDA108.35

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales3.20
Price to Book1.37
EV to Sales20.22

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FINANCIALS

Per share

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Per share data
Current share count29.68M
EPS (TTM)2.77
FCF per share (TTM)2.97

Income statement

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Income statement data
Revenue (TTM)319.57M
Gross profit (TTM)223.71M
Operating income (TTM)102.22M
Net income (TTM)82.11M
EPS (TTM)2.77
EPS (1y forward)3.19

Margins

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Margins data
Gross margin (TTM)70.00%
Operating margin (TTM)31.99%
Profit margin (TTM)25.69%

Balance Sheet

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Balance Sheet data
Cash77.65M
Net receivables0.00
Total current assets195.56M
Goodwill179.03M
Intangible assets4.52M
Property, plant and equipment0.00
Total assets6.26B
Accounts payable0.00
Short/Current long term debt153.20M
Total current liabilities1.41B
Total liabilities5.52B
Shareholder's equity744.56M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)94.22M
Capital expenditures (TTM)6.07M
Free cash flow (TTM)88.16M
Dividends paid (TTM)31.24M

Financial returns

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Financial returns data
Return on Equity11.03%
Return on Assets1.31%
Return on Invested Capital9.15%
Cash Return on Invested Capital9.82%

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STOCK INFORMATION

Stock chart

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Stock price data
Open34.51
Daily high35.27
Daily low33.85
Daily Volume79K
All-time high50.32
1y analyst estimate47.83
Beta0.60
EPS (TTM)2.77
Dividend per share1.08
Ex-div date10 Feb 2025
Next earnings date28 Apr 2025

Downside potential

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Downside potential data
GABCS&P500
Current price drop from All-time high-31.54%-12.89%
Highest price drop-60.28%-56.47%
Date of highest drop25 Sep 20009 Mar 2009
Avg drop from high-27.23%-11.07%
Avg time to new high40 days12 days
Max time to new high3805 days1805 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
GABC (German American Bancorp Inc) company logo
Marketcap
1.02B
Marketcap category
Small-cap
Description
German American Bancorp, Inc. operates as a financial holding company for German American Bank that provides retail and commercial banking services. The company operates through three segments: Core Banking, Wealth Management Services, and Insurance Operations. The Core Banking segment accepts deposits from the general public; and originates consumer, commercial and agricultural, commercial and agricultural real estate, and residential mortgage loans, as well as sells residential mortgage loans in the secondary market. The Wealth Management segment provides trust, investment advisory, brokerage, and retirement planning services. The Insurance Operations segment offers a range of personal and corporate property and casualty insurance products. It also offers checking, saving, and individual retirement accounts; certificates of deposit; wire transfer; credit cards; home equity, mortgages, and small business; treasury management; and online and mobile banking, bill pay, digital wallet, mobile check deposit, credit score and report, money management, and estatements, as well as wealth advisory. German American Bancorp, Inc. was founded in 1910 and is based in Jasper, Indiana.
Employees
840
Investor relations
SEC filings
CEO
Country
USA
City
Jasper
Stock type
Common stock
CCC status
Dividend Challenger
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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