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Ticker
GABC

Price
36.88
Stock movement down
-0.23 (-0.57%)
Company name
German American Bancorp Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
1.50B
Ent value
6.93B
Price/Sales
4.68
Price/Book
2.01
Div yield
2.91%
Div growth
10.76%
Growth years
9
FCF payout
35.44%
Trailing P/E
18.22
Forward P/E
11.00
PEG
2.02
EPS growth
7.87%
1 year return
2.84%
3 year return
0.51%
5 year return
6.10%
10 year return
7.44%
Last updated: 2025-09-12

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iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share1.16
Dividend yield2.91%
Payout frequencyQuarterly
Maximum yield3.88%
Average yield2.73%
Minimum yield1.67%
Discount to avg yield6.21%
Upside potential6.62%
Yield as % of max yield74.89%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield2.91%
Current yield distribution32.70%
Yield at 100% (Min)1.67%
Yield at 90%2.18%
Yield at 80%2.33%
Yield at 50% (Median)2.62%
Yield at 20%3.23%
Yield at 10%3.43%
Yield at 0% (Max)3.88%

Dividend per share

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Dividend per share data
Years of growth9 years
CCC statusDividend Challenger
Dividend per share1.16
Payout frequencyQuarterly
Ex-div date8 Aug 2025
EPS (TTM)2.77
EPS (1y forward)3.63
EPS growth (5y)7.87%
EPS growth (5y forward)9.00%

Dividend growth

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Dividend growth data
GABCS&P500
DGR MR7.41%-13.74%
DGR TTM7.69%6.60%
DGR 3 years9.58%5.24%
DGR 5 years10.76%5.40%
DGR 10 years9.60%7.07%
DGR 15 years6.79%6.12%
Time since last change announced173 days
EPS growth (5y)7.87%
EPS growth (5y forward)9.00%

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM38.05%35.44%
Average35.57%28.29%
Forward31.97%-

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E18.22
Price to OCF15.88
Price to FCF16.97
Price to EBITDA25.09
EV to EBITDA116.29

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales4.68
Price to Book2.01
EV to Sales21.70

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FINANCIALS

Per share

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Per share data
Current share count37.49M
EPS (TTM)2.77
FCF per share (TTM)2.97

Income statement

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Income statement data
Revenue (TTM)319.57M
Gross profit (TTM)223.71M
Operating income (TTM)102.22M
Net income (TTM)82.11M
EPS (TTM)2.77
EPS (1y forward)3.63

Margins

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Margins data
Gross margin (TTM)70.00%
Operating margin (TTM)31.99%
Profit margin (TTM)25.69%

Balance Sheet

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Balance Sheet data
Cash77.65M
Net receivables0.00
Total current assets195.56M
Goodwill179.03M
Intangible assets4.52M
Property, plant and equipment0.00
Total assets6.26B
Accounts payable0.00
Short/Current long term debt153.20M
Total current liabilities1.41B
Total liabilities5.52B
Shareholder's equity744.56M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)94.22M
Capital expenditures (TTM)6.07M
Free cash flow (TTM)88.16M
Dividends paid (TTM)31.24M

Financial returns

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Financial returns data
Return on Equity11.03%
Return on Assets1.31%
Return on Invested Capital9.15%
Cash Return on Invested Capital9.82%

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open39.93
Daily high40.43
Daily low39.78
Daily Volume74K
All-time high50.32
1y analyst estimate46.17
Beta0.61
EPS (TTM)2.77
Dividend per share1.16
Ex-div date8 Aug 2025
Next earnings date27 Oct 2025

Downside potential

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Downside potential data
GABCS&P500
Current price drop from All-time high-20.71%-1.46%
Highest price drop-60.28%-56.47%
Date of highest drop25 Sep 20009 Mar 2009
Avg drop from high-27.18%-10.99%
Avg time to new high40 days12 days
Max time to new high3805 days1805 days

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COMPANY DETAILS
GABC (German American Bancorp Inc) company logo
Marketcap
1.50B
Marketcap category
Small-cap
Description
German American Bancorp, Inc. operates as a financial holding company for German American Bank that provides retail and commercial banking, and health management services. The company operates through Core Banking, and Trust and Investment Advisory Services segments. The Core Banking segment accepts deposits from the general public; and originates consumer, commercial and agricultural, commercial and agricultural real estate, and residential mortgage loans, as well as sells residential mortgage loans in the secondary market. The Wealth Management segment provides trust, investment advisory, brokerage, and retirement planning services. It also offers demand deposits, savings, interest-bearing checking, money market accounts, and certificates of deposit; home equity and credit card loans; and wealth advisory and trust services. German American Bancorp, Inc. was founded in 1910 and is based in Jasper, Indiana.
Employees
1020
Investor relations
SEC filings
CEO
Country
USA
City
Jasper
Stock type
Common stock
CCC status
Dividend Challenger
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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