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Ticker
HAFC

Price
22.82
Stock movement down
-0.43 (-1.85%)
Company name
Hanmi Financial Corporation
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
689.08M
Ent value
7.38B
Price/Sales
1.83
Price/Book
0.94
Div yield
4.73%
Div growth
0.82%
Growth years
3
FCF payout
98.10%
Trailing P/E
10.91
Forward P/E
10.05
PEG
-
EPS growth
7.89%
1 year return
45.91%
3 year return
1.61%
5 year return
20.75%
10 year return
0.29%
Last updated: 2025-05-29

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DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share1.08
Dividend yield4.73%
Payout frequencyQuarterly
Maximum yield7.28%
Average yield4.40%
Minimum yield2.21%
Discount to avg yield7.00%
Upside potential7.53%
Yield as % of max yield64.98%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield4.73%
Current yield distribution33.25%
Yield at 100% (Min)2.21%
Yield at 90%2.95%
Yield at 80%3.46%
Yield at 50% (Median)4.07%
Yield at 20%5.64%
Yield at 10%6.37%
Yield at 0% (Max)7.28%

Dividend per share

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Dividend per share data
Years of growth3 years
CCC status-
Dividend per share1.08
Payout frequencyQuarterly
Ex-div date5 May 2025
EPS (TTM)2.10
EPS (1y forward)2.27
EPS growth (5y)7.89%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
HAFCS&P500
DGR MR8.00%-13.74%
DGR TTM2.00%6.60%
DGR 3 years24.36%5.24%
DGR 5 years0.82%5.40%
DGR 10 years30.46%7.07%
DGR 15 years2.21%6.12%
Time since last change announced38 days
EPS growth (5y)7.89%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM48.19%98.10%
Average--
Forward47.58%-

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E10.91
Price to OCF15.26
Price to FCF22.22
Price to EBITDA22.16
EV to EBITDA237.27

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales1.83
Price to Book0.94
EV to Sales19.63

FINANCIALS

Per share

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Per share data
Current share count30.20M
EPS (TTM)2.10
FCF per share (TTM)1.03

Income statement

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Income statement data
Revenue (TTM)375.74M
Gross profit (TTM)362.09M
Operating income (TTM)146.66M
Net income (TTM)63.14M
EPS (TTM)2.10
EPS (1y forward)2.27

Margins

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Margins data
Gross margin (TTM)96.37%
Operating margin (TTM)39.03%
Profit margin (TTM)16.80%

Balance Sheet

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Balance Sheet data
Cash287.77M
Net receivables550.50M
Total current assets1.75B
Goodwill11.03M
Intangible assets0.00
Property, plant and equipment0.00
Total assets7.71B
Accounts payable52.61M
Short/Current long term debt430.48M
Total current liabilities265.11M
Total liabilities6.98B
Shareholder's equity736.71M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)45.16M
Capital expenditures (TTM)5.21M
Free cash flow (TTM)31.02M
Dividends paid (TTM)30.43M

Financial returns

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Financial returns data
Return on Equity8.57%
Return on Assets0.82%
Return on Invested Capital5.41%
Cash Return on Invested Capital2.66%

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iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open23.18
Daily high23.35
Daily low22.79
Daily Volume84K
All-time high183.04
1y analyst estimate25.50
Beta0.83
EPS (TTM)2.10
Dividend per share1.08
Ex-div date5 May 2025
Next earnings date21 Jul 2025

Downside potential

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Downside potential data
HAFCS&P500
Current price drop from All-time high-87.53%-4.11%
Highest price drop-96.68%-56.47%
Date of highest drop5 Mar 20099 Mar 2009
Avg drop from high-59.46%-11.06%
Avg time to new high38 days12 days
Max time to new high4628 days1805 days

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COMPANY DETAILS
HAFC (Hanmi Financial Corporation) company logo
Marketcap
689.08M
Marketcap category
Small-cap
Description
Hanmi Financial Corporation operates as the holding company for Hanmi Bank that provides business banking products and services in the United States. It offers various deposit products, including noninterest-bearing checking accounts, savings accounts, negotiable order of withdrawal accounts, money market accounts, and certificates of deposit. The company also provides real estate loans, such as commercial property, construction, and residential property loans; and commercial and industrial loans, such as commercial term loans and commercial lines of credit; and international finance and trade services and products, such as letters of credit, and import and export financing. In addition, it offers small business administration loans for business purposes, which comprise owner-occupied commercial real estate, business acquisitions, start-ups, franchise financing, working capital, improvements and renovations, inventory and equipment, and debt-refinancing, as well as equipment lease financing. The company was founded in 1982 and is headquartered in Los Angeles, California.
Employees
615
Investor relations
-
SEC filings
CEO
Bonita I. Lee
Country
USA
City
Los Angeles
Stock type
Common stock
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
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