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Ticker
HAFC

Price
27.30
Stock movement up
+0.45 (1.68%)
Company name
Hanmi Financial Corporation
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
816.13M
Ent value
7.68B
Price/Sales
1.84
Price/Book
1.02
Div yield
3.96%
Div growth
0.82%
Growth years
-
FCF payout
16.10%
Trailing P/E
10.73
Forward P/E
8.21
PEG
-
EPS growth
12.69%
1 year return (CAGR)
11.98%
3 year return (CAGR)
5.17%
5 year return (CAGR)
12.44%
10 year return (CAGR)
2.90%
Last updated: 2026-02-20

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DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share1.08
Dividend yield3.96%
Payout frequency-
Maximum yield7.28%
Average yield4.51%
Minimum yield2.21%
Discount to avg yield-14.03%
Upside potential-12.31%
Yield as % of max yield54.32%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield3.96%
Current yield distribution65.24%
Yield at 100% (Min)2.21%
Yield at 90%3.26%
Yield at 80%3.73%
Yield at 50% (Median)4.22%
Yield at 20%5.64%
Yield at 10%6.37%
Yield at 0% (Max)7.28%

Dividend per share

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Dividend per share data
Years of growth-
CCC status-
Dividend per share1.08
Payout frequency-
Ex-div date9 Feb 2026
EPS (TTM)2.54
EPS (1y forward)3.33
EPS growth (5y)12.69%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
HAFCS&P500
DGR MR8.00%-13.74%
DGR TTM6.00%6.60%
DGR 3 years22.80%7.31%
DGR 5 years0.82%4.69%
DGR 10 years13.58%6.30%
DGR 15 years-8.16%
Time since last change announced306 days
EPS growth (5y)12.69%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM32.25%16.10%
Average--
Forward32.46%-

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E10.73
Price to OCF5.31
Price to FCF5.36
Price to EBITDA9.97
EV to EBITDA93.80

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales1.84
Price to Book1.02
EV to Sales17.27

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iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count29.89M
EPS (TTM)2.54
FCF per share (TTM)5.10

Income statement

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Income statement data
Revenue (TTM)444.43M
Gross profit (TTM)255.25M
Operating income (TTM)107.93M
Net income (TTM)76.09M
EPS (TTM)2.54
EPS (1y forward)3.33

Margins

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Margins data
Gross margin (TTM)57.43%
Operating margin (TTM)24.28%
Profit margin (TTM)17.12%

Balance Sheet

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Balance Sheet data
Cash212.84M
Net receivables6.52B
Total current assets7.61B
Goodwill11.03M
Intangible assets0.00
Property, plant and equipment0.00
Total assets7.87B
Accounts payable0.00
Short/Current long term debt280.46M
Total current liabilities2.12B
Total liabilities7.07B
Shareholder's equity796.39M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)153.77M
Capital expenditures (TTM)1.39M
Free cash flow (TTM)152.38M
Dividends paid (TTM)24.54M

Financial returns

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Financial returns data
Return on Equity9.55%
Return on Assets0.97%
Return on Invested Capital9.55%
Cash Return on Invested Capital19.13%

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open26.92
Daily high27.44
Daily low26.65
Daily Volume293K
All-time high183.04
1y analyst estimate31.67
Beta0.72
EPS (TTM)2.54
Dividend per share1.08
Ex-div date9 Feb 2026
Next earnings date-

Downside potential

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Downside potential data
HAFCS&P500
Current price drop from All-time high-85.09%-1.82%
Highest price drop-96.68%-56.47%
Date of highest drop5 Mar 20099 Mar 2009
Avg drop from high-60.11%-10.84%
Avg time to new high39 days12 days
Max time to new high4809 days1805 days
COMPANY DETAILS
HAFC (Hanmi Financial Corporation) company logo
Marketcap
816.13M
Marketcap category
Small-cap
Description
Hanmi Financial Corporation operates as the holding company for Hanmi Bank that provides business banking products and services in the United States. The company offers deposit products, including noninterest-bearing checking, negotiable order of withdrawal, savings, and money market accounts, as well as certificates of deposit. It also provides real estate loans, such as commercial property, construction, and residential property loans; and commercial and industrial loans comprising commercial term loan, and commercial lines of credit and international; equipment lease financing; and international finance and trade services and products, including letters of credit, and import and export financing. In addition, the company offers small business administration loans for business purposes, such as owner-occupied commercial real estate, business acquisitions, start-ups, franchise financing, working capital, improvements and renovations, inventory and equipment, and debt-refinancing. The company was founded in 1982 and is based in Los Angeles, California.
Employees
597
Investor relations
-
SEC filings
CEO
Bonita I. Lee
Country
USA
City
Los Angeles
Stock type
Common stock
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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