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Ticker
HBT

Price
29.31
Stock movement up
+0.28 (0.96%)
Company name
Hbt Financial Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
921.27M
Ent value
5.35B
Price/Sales
3.14
Price/Book
1.50
Div yield
2.87%
Div growth
-
Growth years
3
FCF payout
35.98%
Trailing P/E
11.96
Forward P/E
9.69
PEG
-
EPS growth
12.79%
1 year return (CAGR)
16.59%
3 year return (CAGR)
10.64%
5 year return (CAGR)
12.90%
10 year return (CAGR)
-
Last updated: 2026-02-20

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DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.84
Dividend yield2.87%
Payout frequency-
Maximum yield4.19%
Average yield3.49%
Minimum yield2.82%
Discount to avg yield-21.78%
Upside potential-17.89%
Yield as % of max yield68.41%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield2.87%
Current yield distribution99.68%
Yield at 100% (Min)2.82%
Yield at 90%3.16%
Yield at 80%3.27%
Yield at 50% (Median)3.48%
Yield at 20%3.71%
Yield at 10%3.87%
Yield at 0% (Max)4.19%

Dividend per share

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Dividend per share data
Years of growth3 years
CCC status-
Dividend per share0.84
Payout frequency-
Ex-div date9 Feb 2026
EPS (TTM)2.45
EPS (1y forward)3.02
EPS growth (5y)12.79%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
HBTS&P500
DGR MR10.53%-13.74%
DGR TTM10.81%6.60%
DGR 3 years8.20%7.31%
DGR 5 years-4.69%
DGR 10 years-6.30%
DGR 15 years-8.16%
Time since last change announced308 days
EPS growth (5y)12.79%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM25.93%35.98%
Average--
Forward27.77%-

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iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E11.96
Price to OCF15.06
Price to FCF16.60
Price to EBITDA8.46
EV to EBITDA49.14

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales3.14
Price to Book1.50
EV to Sales18.25

FINANCIALS

Per share

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Per share data
Current share count31.43M
EPS (TTM)2.45
FCF per share (TTM)1.77

Income statement

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Income statement data
Revenue (TTM)293.33M
Gross profit (TTM)234.74M
Operating income (TTM)104.51M
Net income (TTM)77.01M
EPS (TTM)2.45
EPS (1y forward)3.02

Margins

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Margins data
Gross margin (TTM)80.03%
Operating margin (TTM)35.63%
Profit margin (TTM)26.25%

Balance Sheet

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Balance Sheet data
Cash24.42M
Net receivables23.78M
Total current assets861.30M
Goodwill59.82M
Intangible assets15.12M
Property, plant and equipment0.00
Total assets5.07B
Accounts payable0.00
Short/Current long term debt65.21M
Total current liabilities3.03B
Total liabilities4.46B
Shareholder's equity615.50M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)61.17M
Capital expenditures (TTM)5.66M
Free cash flow (TTM)55.51M
Dividends paid (TTM)19.97M

Financial returns

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Financial returns data
Return on Equity12.51%
Return on Assets1.52%
Return on Invested Capital12.51%
Cash Return on Invested Capital9.02%

STOCK INFORMATION

Stock chart

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Stock price data
Open29.04
Daily high29.57
Daily low29.00
Daily Volume27K
All-time high29.51
1y analyst estimate30.00
Beta0.56
EPS (TTM)2.45
Dividend per share0.84
Ex-div date9 Feb 2026
Next earnings date20 Apr 2026

Downside potential

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Downside potential data
HBTS&P500
Current price drop from All-time high-0.68%-1.82%
Highest price drop-54.31%-56.47%
Date of highest drop23 Mar 20209 Mar 2009
Avg drop from high-14.29%-10.84%
Avg time to new high26 days12 days
Max time to new high689 days1805 days

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iO Charts is a Seeking Alpha partner

COMPANY DETAILS
HBT (Hbt Financial Inc) company logo
Marketcap
921.27M
Marketcap category
Small-cap
Description
HBT Financial, Inc. operates as the bank holding company for Heartland Bank and Trust Company that provides financial products and services to consumers, businesses, and municipal entities in Illinois and Eastern Iowa. The company's deposits accounts consist of noninterest-bearing demand deposits, interest-bearing transaction accounts, money market accounts, savings accounts, certificates of deposits, health savings accounts, and individual retirement accounts. Its loan offering comprises owner and non-owner occupied commercial real estate; construction and land development and multi-family; commercial and industrial; agricultural and farmland; and one-to-four family residential loans, as well as municipal, consumer, and other loans. The company also offers wealth management services, including financial planning to consumers, trusts, and estates; trustee and custodial; investment management; corporate retirement plan consulting and administration; and retail brokerage services. In addition, it provides farmland management, and farmland sales and services; commercial checking accounts; and treasury management services, as well as originates and services residential mortgage loans. Further, the company offers digital banking services, such as online and mobile banking, and digital payment services, as well as personal financial management tools. The company was formerly known as Heartland Bancorp, Inc. and changed its name to HBT Financial, Inc. in September 2019. HBT Financial, Inc. was founded in 1920 and is headquartered in Bloomington, Illinois.
Employees
844
Investor relations
-
SEC filings
CEO
Fred L. Drake
Country
USA
City
Bloomington
Stock type
Common stock
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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