HMN
38.81
-0.85 (-2.14%)
Horace Mann Educators Corporation (NYSE, USD)
Financial Services >
Insurance-Property & Casualty
Market cap
1.61B
Ent value
13.62B
Price/Sales
1.25
Price/Book
0.95
Div yield
3.20%
Div growth
3.71%
Growth years
11
FCF payout
19.10%
Trailing P/E
12.08
Forward P/E
11.94
PEG
0.95
EPS growth
12.20%
1 year return
13.61%
3 year return
-5.30%
5 year return
2.00%
10 year return
12.13%
Last updated: 2021-09-20
STOCK INFORMATION
Stock chart
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Stock price data
| Open | 39.00 |
| Daily high | 39.00 |
| Daily low | 38.22 |
| Daily Volume | 146K |
| All-time high | 47.68 |
| 1y analyst estimate | 43.50 |
| Beta | 0.63 |
| EPS (TTM) | 3.22 |
| Dividend per share | 1.24 |
| Ex-div date | 15 Jun 2021 |
| Next earnings date | 2 Nov 2021 |
Downside potential
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Downside potential data
| HMN | S&P500 | |
| Current price drop from All-time high | -18.60% | -4.23% |
| Highest price drop | -85.93% | -56.47% |
| Date of highest drop | 27 Oct 2008 | 9 Mar 2009 |
| Avg drop from high | -32.50% | -11.47% |
| Avg time to new high | 50 days | 12 days |
| Max time to new high | 4362 days | 1805 days |
DIVIDENDS
Dividend yield - 5y
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Dividend yield data
| Dividend per share | 1.24 |
| Dividend yield | 3.20% |
| Payout frequency | Quarterly |
| Maximum yield | 3.83% |
| Average yield | 2.88% |
| Minimum yield | 2.33% |
| Discount to avg yield | 9.90% |
| Upside potential | 10.99% |
| Yield as % of max yield | 83.34% |
Yield distribution (inverse percentile) - 5y
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Yield distribution data
| Dividend yield | 3.20% |
| Current yield distribution | 14.60% |
| Yield at 100% (Min) | 2.33% |
| Yield at 90% | 2.54% |
| Yield at 80% | 2.60% |
| Yield at 50% (Median) | 2.85% |
| Yield at 20% | 3.12% |
| Yield at 10% | 3.27% |
| Yield at 0% (Max) | 3.83% |
Dividend per share
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Dividend per share data
| Years of growth | 11 years |
| CCC status | Dividend Contender |
| Dividend per share | 1.24 |
| Payout frequency | Quarterly |
| Ex-div date | 15 Jun 2021 |
| EPS (TTM) | 3.22 |
| EPS (1y forward) | 3.25 |
| EPS growth (5y) | 12.20% |
| EPS growth (5y forward) | 12.70% |
Dividend growth
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Dividend growth data
| HMN | S&P500 | |
| DGR MR | 3.33% | 7.68% |
| DGR TTM | 3.83% | -2.66% |
| DGR 3 years | 2.94% | 5.82% |
| DGR 5 years | 3.71% | 6.23% |
| DGR 10 years | 13.11% | 9.64% |
| DGR 15 years | 7.25% | 6.71% |
| Time since last change announced | 202 days |
| EPS growth (5y) | 12.20% |
| EPS growth (5y forward) | 12.70% |
Payout ratio
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Payout ratio data
| EPS coverage | FCF coverage | |
| TTM | 37.22% | 19.10% |
| Average | - | - |
| Forward | 38.15% | - |
VALUATION
Valuation Ratios
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Valuation Ratios data
| Trailing P/E | 12.08 |
| Price to OCF | 6.20 |
| Price to FCF | 6.20 |
| Price to EBITDA | 8.80 |
| EV to EBITDA | 74.45 |
Valuation (Sales/Book Value)
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Valuation (Sales/Book Value) data
| Price to Sales | 1.25 |
| Price to Book | 0.95 |
| EV to Sales | 10.61 |
FINANCIALS
Per share
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Per share data
| Current share count | 41.48M |
| EPS (TTM) | 3.22 |
| FCF per share (TTM) | 6.27 |
Income statement
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Income statement data
| Revenue (TTM) | 1.28B |
| Gross profit (TTM) | 1.30B |
| Operating income (TTM) | 118.74M |
| Net income (TTM) | 133.31M |
| EPS (TTM) | 3.22 |
| EPS (1y forward) | 3.25 |
Margins
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Margins data
| Gross margin (TTM) | 101.48% |
| Operating margin (TTM) | 9.24% |
| Profit margin (TTM) | 10.38% |
Balance Sheet
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Balance Sheet data
| Cash | 38.30M |
| Net receivables | 2.44B |
| Total current assets | 39.00M |
| Goodwill | 43.50M |
| Intangible assets | 155.20M |
| Property, plant and equipment | 0.00 |
| Total assets | 13.75B |
| Accounts payable | 452.50M |
| Short/Current long term debt | 437.40M |
| Total current liabilities | 135.00M |
| Total liabilities | 12.05B |
| Shareholder's equity | 1.69B |
| Net tangible assets | 1.49B |
Cash flow
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Cash flow data
| Operating cash flow (TTM) | 259.79M |
| Capital expenditures (TTM) | 0.00 |
| Free cash flow (TTM) | 259.79M |
| Dividends paid (TTM) | 49.62M |
Financial returns
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Financial returns data
| Return on Equity | 7.45% |
| Return on Assets | 0.99% |
| Return on Invested Capital | 5.99% |
| Cash Return on Invested Capital | 11.66% |
COMPANY DETAILS
Marketcap
1.61B
Marketcap category
Small-cap
Description
Horace Mann Educators Corporation, together with its subsidiaries, operates as a multiline insurance company in the United States. The Company operates through five segments: Property and Casualty, Supplemental, Retirement, Life, and Corporate and Other. It underwrites and markets personal lines of property and casualty insurance, including personal lines automobile and property insurance products; supplemental insurance products, which includes cancer, heart, hospital, supplemental disability, and accident coverages; retirement products, such as tax-qualified fixed and variable annuities; and life insurance products comprising whole life and term and indexed universal life insurance. The company also offers student loan solutions, including online student loan management accounts for educators. It markets its products through its sales force of full-time exclusive agents to K-12 teachers, administrators, and other employees of public schools and their families. Horace Mann Educators Corporation was founded in 1945 and is headquartered in Springfield, Illinois.
Employees
1490
Website
SEC filings
CEO
Marita Zuraitis
Country
USA
City
Springfield
Stock type
Common stock
CCC status
Dividend Contender
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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COMPANY NEWS
All newsPress releases
September 16, 2021
Prudential (PRU) agrees to sell its in-force legacy variable annuity block to Fortitude Re for $2.2 billion.
September 11, 2021
Some investors rely on dividends for growing their wealth, and if you're one of those dividend sleuths, you might be...
September 7, 2021
Horace Mann Educators Corporation (HMN) is poised to gain from niche focus, demographic shift and strategic acquisition.
September 2, 2021
SPRINGFIELD, Ill., September 02, 2021--Horace Mann Declares Regular Quarterly Dividend
August 31, 2021
MGIC Investment (MTG) is poised to grow on the back of reduction in new delinquency notices, lower loss and claims, and financial flexibility.
August 23, 2021
SPRINGFIELD, Ill., August 23, 2021--Horace Mann executive leadership to present at KBW 2021 Insurance Conference on September 10
August 16, 2021
Brown & Brown (BRO) announced that Brown & Brown of Florida, Inc. has bought Sudler Insurance Services to boost its employee benefits business.
August 13, 2021
Arthur J. Gallagher's (AJG) acquisition of majority stake in Brokers' House will help it foray into Turkish specialty broking market.
August 10, 2021
What investors need to do is choose stocks with caution, thus avoiding the ones that carry high debt loads. TSCO, TXT, HMN, JHG, and ACLS appear to be safe bets.
August 9, 2021
The main point of investing for the long term is to make money. Furthermore, you'd generally like to see the share...
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