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Ticker
HMNF

Price
-
Stock movement down
-0.61 (-2.13%)
Company name
HMN Financial Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
124.97M
Ent value
1.11B
Price/Sales
2.41
Price/Book
1.13
Div yield
1.43%
Div growth
-
Growth years
1
FCF payout
17.44%
Trailing P/E
23.86
Forward P/E
-
PEG
-
EPS growth
-4.42%
1 year return
47.32%
3 year return
5.85%
5 year return
6.32%
10 year return
10.35%
Last updated: 2024-12-17

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.40
Dividend yield1.43%
Payout frequencyQuarterly
Maximum yield2.11%
Average yield1.33%
Minimum yield0.92%
Discount to avg yield6.59%
Upside potential7.06%
Yield as % of max yield67.60%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield1.43%
Current yield distribution39.68%
Yield at 100% (Min)0.92%
Yield at 90%1.01%
Yield at 80%1.05%
Yield at 50% (Median)1.20%
Yield at 20%1.66%
Yield at 10%1.74%
Yield at 0% (Max)2.11%

Dividend per share

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Dividend per share data
Years of growth1 years
CCC status-
Dividend per share0.40
Payout frequencyQuarterly
Ex-div date16 Aug 2024
EPS (TTM)1.19
EPS (1y forward)-
EPS growth (5y)-4.42%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
HMNFS&P500
DGR MR25.00%-13.74%
DGR TTM28.57%6.60%
DGR 3 years-5.24%
DGR 5 years-5.40%
DGR 10 years-7.07%
DGR 15 years-5.93%6.12%
Time since last change announced356 days
EPS growth (5y)-4.42%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM28.27%17.44%
Average--
Forward--

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E23.86
Price to OCF13.94
Price to FCF14.71
Price to EBITDA15.58
EV to EBITDA138.98

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.41
Price to Book1.13
EV to Sales21.53

FINANCIALS

Per share

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Per share data
Current share count4.46M
EPS (TTM)1.19
FCF per share (TTM)1.93

Income statement

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Income statement data
Revenue (TTM)51.76M
Gross profit (TTM)49.55M
Operating income (TTM)17.51M
Net income (TTM)5.24M
EPS (TTM)1.19
EPS (1y forward)-

Margins

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Margins data
Gross margin (TTM)95.73%
Operating margin (TTM)33.82%
Profit margin (TTM)10.12%

Balance Sheet

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Balance Sheet data
Cash13.66M
Net receivables3.98M
Total current assets17.64M
Goodwill0.00
Intangible assets2.64M
Property, plant and equipment0.00
Total assets1.11B
Accounts payable3.90M
Short/Current long term debt11.00M
Total current liabilities4.00M
Total liabilities1.00B
Shareholder's equity110.34M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)8.97M
Capital expenditures (TTM)473.00K
Free cash flow (TTM)8.49M
Dividends paid (TTM)1.48M

Financial returns

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Financial returns data
Return on Equity4.75%
Return on Assets0.47%
Return on Invested Capital4.32%
Cash Return on Invested Capital7.01%

STOCK INFORMATION

Downside potential

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Downside potential data
HMNFS&P500
Current price drop from All-time high-22.44%-
Highest price drop-95.79%-56.47%
Date of highest drop5 Mar 20099 Mar 2009
Avg drop from high-41.64%-11.07%
Avg time to new high46 days12 days
Max time to new high4246 days1805 days
COMPANY DETAILS
HMNF (HMN Financial Inc) company logo
Marketcap
124.97M
Marketcap category
Small-cap
Description
HMN Financial, Inc. operates as a bank holding company for Home Federal Savings Bank that provides various retail banking products and services. The company offers various deposit accounts, such as savings, interest bearing checking, non-interest-bearing checking, money market, individual retirement, and certificate accounts. It also provides various loan products comprising single family residential loans; commercial real estate and multi-family mortgage loans; construction loans; consumer loans, such as home equity, automobile, recreational vehicle, mobile home, and lot loans, as well as loans secured by deposit accounts, and other loans for household and personal purposes; and commercial business loans. In addition, the company offers financial planning products and services; and invests in mortgage-backed and related securities, the United States government agency obligations, and other permissible investments. It operates community banking and loan production offices in Minnesota, Iowa, and Wisconsin. HMN Financial, Inc. was founded in 1934 and is headquartered in Rochester, Minnesota.
Employees
153
Investor relations
-
SEC filings
CEO
Bradley C. Krehbiel
Country
USA
City
Rochester
Stock type
Common stock
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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COMPANY NEWS
Seeking AlphaPress releases
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