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Ticker
HTB

Price
44.21
Stock movement down
-1.08 (-2.38%)
Company name
HomeTrust Bancshares, Inc.
Exchange
(NYSE
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
771.20M
Ent value
4.75B
Price/Sales
2.64
Price/Book
1.29
Div yield
1.18%
Div growth
11.06%
Growth years
6
FCF payout
10.64%
Trailing P/E
12.35
Forward P/E
12.70
PEG
-
EPS growth
19.56%
1 year return (CAGR)
-
3 year return (CAGR)
-
5 year return (CAGR)
-
10 year return (CAGR)
-
Last updated: 2026-02-12

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DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.52
Dividend yield1.18%
Payout frequencyQuarterly
Maximum yield1.33%
Average yield1.21%
Minimum yield-
Discount to avg yield-2.86%
Upside potential-2.78%
Yield as % of max yield88.44%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield1.18%
Current yield distribution77.38%
Yield at 100% (Min)-
Yield at 90%1.15%
Yield at 80%1.18%
Yield at 50% (Median)1.21%
Yield at 20%1.29%
Yield at 10%1.31%
Yield at 0% (Max)1.33%

Dividend per share

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Dividend per share data
Years of growth6 years
CCC statusDividend Challenger
Dividend per share0.52
Payout frequencyQuarterly
Ex-div date14 Nov 2025
EPS (TTM)3.77
EPS (1y forward)3.48
EPS growth (5y)19.56%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
HTBS&P500
DGR MR8.33%-13.74%
DGR TTM8.89%6.60%
DGR 3 years9.82%7.31%
DGR 5 years11.06%4.69%
DGR 10 years-6.30%
DGR 15 years-8.16%
Time since last change announced114 days
EPS growth (5y)19.56%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM9.58%10.64%
Average--
Forward14.94%-

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E12.35
Price to OCF11.48
Price to FCF12.70
Price to EBITDA6.94
EV to EBITDA42.78

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.64
Price to Book1.29
EV to Sales16.24

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FINANCIALS

Per share

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Per share data
Current share count17.44M
EPS (TTM)3.77
FCF per share (TTM)3.39

Income statement

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Income statement data
Revenue (TTM)290.99M
Gross profit (TTM)204.66M
Operating income (TTM)80.95M
Net income (TTM)64.36M
EPS (TTM)3.77
EPS (1y forward)3.48

Margins

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Margins data
Gross margin (TTM)70.33%
Operating margin (TTM)27.82%
Profit margin (TTM)22.12%

Balance Sheet

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Balance Sheet data
Cash14.41M
Net receivables15.97M
Total current assets172.92M
Goodwill34.11M
Intangible assets4.85M
Property, plant and equipment0.00
Total assets4.55B
Accounts payable0.00
Short/Current long term debt175.22M
Total current liabilities2.79B
Total liabilities3.94B
Shareholder's equity600.69M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)51.60M
Capital expenditures (TTM)5.67M
Free cash flow (TTM)57.95M
Dividends paid (TTM)6.17M

Financial returns

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Financial returns data
Return on Equity10.71%
Return on Assets1.42%
Return on Invested Capital8.41%
Cash Return on Invested Capital7.57%

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STOCK INFORMATION

Stock chart

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Stock price data
Open45.33
Daily high45.88
Daily low44.05
Daily Volume50K
All-time high45.82
1y analyst estimate48.17
Beta0.89
EPS (TTM)3.77
Dividend per share0.52
Ex-div date14 Nov 2025
Next earnings date23 Apr 2026

Downside potential

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Downside potential data
HTBS&P500
Current price drop from All-time high-3.51%-0.89%
Highest price drop-8.71%-56.47%
Date of highest drop10 Oct 20259 Mar 2009
Avg drop from high-3.84%-10.86%
Avg time to new high12 days12 days
Max time to new high53 days1805 days

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COMPANY DETAILS
HTB (HomeTrust Bancshares, Inc.) company logo
Marketcap
771.20M
Marketcap category
Small-cap
Description
HomeTrust Bancshares, Inc. operates as the bank holding company for HomeTrust Bank that provides a range of retail and commercial banking products and services in North Carolina, South Carolina, East Tennessee, Southwest Virginia, and Georgia. The company's deposit products include savings, money market, noninterest-bearing, and interest-bearing checking accounts, as well as certificates of deposit for individuals, businesses, and nonprofit organizations. Its loan portfolio comprises one-to-four-family real estate lending, multifamily, home equity lines of credit, construction and land development, indirect auto finance, and consumer lending; and commercial loans that include commercial real estate, construction and land development, and commercial and industrial loans. The company also provides small business administration loans, equipment finance leases, and municipal leases, as well as cash management and online/mobile banking services. In addition, it invests in debt securities issued by the United States government agencies and government-sponsored enterprises, municipal bonds, corporate bonds, commercial paper and certificates of deposit insured by the federal deposit insurance corporation. HomeTrust Bancshares, Inc. was founded in 1926 and is headquartered in Asheville, North Carolina.
Employees
566
Investor relations
-
SEC filings
CEO
Country
USA
City
Stock type
-
CCC status
Dividend Challenger
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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