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Ticker
IBOC

Price
72.56
Stock movement up
+0.49 (0.68%)
Company name
International Bancshares Corporation
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
4.51B
Ent value
17.40B
Price/Sales
4.27
Price/Book
1.39
Div yield
1.93%
Div growth
4.68%
Growth years
11
FCF payout
65.12%
Trailing P/E
10.94
Forward P/E
10.77
PEG
1.09
EPS growth
20.37%
1 year return (CAGR)
11.53%
3 year return (CAGR)
16.14%
5 year return (CAGR)
11.62%
10 year return (CAGR)
12.75%
Last updated: 2026-03-12

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DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share1.40
Dividend yield1.93%
Payout frequency-
Maximum yield3.18%
Average yield2.50%
Minimum yield1.76%
Discount to avg yield-29.42%
Upside potential-22.73%
Yield as % of max yield60.71%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield1.93%
Current yield distribution95.63%
Yield at 100% (Min)1.76%
Yield at 90%2.00%
Yield at 80%2.09%
Yield at 50% (Median)2.56%
Yield at 20%2.86%
Yield at 10%2.94%
Yield at 0% (Max)3.18%

Dividend per share

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Dividend per share data
Years of growth11 years
CCC statusDividend Contender
Dividend per share1.40
Payout frequency-
Ex-div date13 Feb 2026
EPS (TTM)6.62
EPS (1y forward)6.74
EPS growth (5y)20.37%
EPS growth (5y forward)10.00%

Dividend growth

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Dividend growth data
IBOCS&P500
DGR MR6.06%-13.74%
DGR TTM5.43%6.60%
DGR 3 years4.70%7.31%
DGR 5 years4.68%4.69%
DGR 10 years9.76%6.30%
DGR 15 years9.46%8.16%
Time since last change announced224 days
EPS growth (5y)20.37%
EPS growth (5y forward)10.00%

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM21.12%65.12%
Average15.79%14.45%
Forward20.77%-

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iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E10.94
Price to OCF8.82
Price to FCF33.74
Price to EBITDA11.23
EV to EBITDA43.34

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales4.27
Price to Book1.39
EV to Sales16.47

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iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count62.16M
EPS (TTM)6.62
FCF per share (TTM)2.15

Income statement

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Income statement data
Revenue (TTM)1.06B
Gross profit (TTM)827.60M
Operating income (TTM)520.36M
Net income (TTM)412.29M
EPS (TTM)6.62
EPS (1y forward)6.74

Margins

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Margins data
Gross margin (TTM)78.33%
Operating margin (TTM)49.25%
Profit margin (TTM)39.02%

Balance Sheet

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Balance Sheet data
Cash536.49M
Net receivables72.43M
Total current assets608.92M
Goodwill282.53M
Intangible assets0.00
Property, plant and equipment0.00
Total assets16.68B
Accounts payable0.00
Short/Current long term debt704.74M
Total current liabilities585.54M
Total liabilities13.43B
Shareholder's equity3.25B
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)511.24M
Capital expenditures (TTM)18.12M
Free cash flow (TTM)133.70M
Dividends paid (TTM)87.06M

Financial returns

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Financial returns data
Return on Equity12.68%
Return on Assets2.47%
Return on Invested Capital10.74%
Cash Return on Invested Capital3.48%

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iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open72.35
Daily high73.39
Daily low71.92
Daily Volume190K
All-time high75.11
1y analyst estimate85.00
Beta0.74
EPS (TTM)6.62
Dividend per share1.40
Ex-div date13 Feb 2026
Next earnings date-

Downside potential

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Downside potential data
IBOCS&P500
Current price drop from All-time high-3.40%-1.82%
Highest price drop-77.70%-56.47%
Date of highest drop30 Mar 20099 Mar 2009
Avg drop from high-20.19%-10.84%
Avg time to new high29 days12 days
Max time to new high2050 days1805 days

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COMPANY DETAILS
IBOC (International Bancshares Corporation) company logo
Marketcap
4.51B
Marketcap category
Mid-cap
Description
International Bancshares Corporation, a multibank financial holding company, engages in the provision of commercial and retail banking services in Texas and the State of Oklahoma. The company accepts checking and saving deposits; and offers commercial, real estate, personal, home improvement, automobile, and other installment and term loans. It also provides international banking services, including letters of credit, commercial and industrial loans, and foreign exchange services. In addition, it offers other banking related services, such as credit cards, safety deposit boxes, collections, escrow, drive up and walk up facilities, and other customary banking services; and internet and mobile banking services, as well as securities products through third party providers. The company offers its banking services through ATM network and retail locations in shopping malls and other places. International Bancshares Corporation was founded in 1966 and is headquartered in Laredo, Texas.
Employees
2103
Investor relations
SEC filings
CEO
Country
USA
City
Laredo
Stock type
Common stock
CCC status
Dividend Contender
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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