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Ticker
IBOC

Price
72.56
Stock movement up
+0.49 (0.68%)
Company name
International Bancshares Corporation
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
4.51B
Ent value
17.34B
Price/Sales
5.81
Price/Book
-
Div yield
1.93%
Div growth
4.68%
Growth years
11
FCF payout
95.93%
Trailing P/E
10.73
Forward P/E
10.77
PEG
1.07
EPS growth
16.03%
1 year return (CAGR)
11.53%
3 year return (CAGR)
16.14%
5 year return (CAGR)
11.62%
10 year return (CAGR)
12.75%
Last updated: 2026-02-20

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DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share1.40
Dividend yield1.93%
Payout frequency-
Maximum yield3.18%
Average yield2.50%
Minimum yield1.76%
Discount to avg yield-29.42%
Upside potential-22.73%
Yield as % of max yield60.71%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield1.93%
Current yield distribution95.63%
Yield at 100% (Min)1.76%
Yield at 90%2.00%
Yield at 80%2.09%
Yield at 50% (Median)2.56%
Yield at 20%2.86%
Yield at 10%2.94%
Yield at 0% (Max)3.18%

Dividend per share

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Dividend per share data
Years of growth11 years
CCC statusDividend Contender
Dividend per share1.40
Payout frequency-
Ex-div date13 Feb 2026
EPS (TTM)6.76
EPS (1y forward)6.74
EPS growth (5y)16.03%
EPS growth (5y forward)10.00%

Dividend growth

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Dividend growth data
IBOCS&P500
DGR MR6.06%-13.74%
DGR TTM5.43%6.60%
DGR 3 years4.70%7.31%
DGR 5 years4.68%4.69%
DGR 10 years9.76%6.30%
DGR 15 years9.46%8.16%
Time since last change announced206 days
EPS growth (5y)16.03%
EPS growth (5y forward)10.00%

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM20.70%95.93%
Average26.43%24.41%
Forward20.77%-

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iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E10.73
Price to OCF39.26
Price to FCF49.70
Price to EBITDA11.35
EV to EBITDA43.64

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales5.81
Price to Book-
EV to Sales22.35

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iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count62.16M
EPS (TTM)6.76
FCF per share (TTM)1.46

Income statement

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Income statement data
Revenue (TTM)776.15M
Gross profit (TTM)605.46M
Operating income (TTM)380.73M
Net income (TTM)420.49M
EPS (TTM)6.76
EPS (1y forward)6.74

Margins

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Margins data
Gross margin (TTM)78.01%
Operating margin (TTM)49.05%
Profit margin (TTM)54.18%

Balance Sheet

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Balance Sheet data
Cash589.32M
Net receivables77.46M
Total current assets5.52B
Goodwill282.53M
Intangible assets0.00
Property, plant and equipment0.00
Total assets16.55B
Accounts payable0.00
Short/Current long term debt783.63M
Total current liabilities13.12B
Total liabilities13.42B
Shareholder's equity0.00
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)114.88M
Capital expenditures (TTM)24.13M
Free cash flow (TTM)90.75M
Dividends paid (TTM)87.06M

Financial returns

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Financial returns data
Return on Equity-
Return on Assets-
Return on Invested Capital-
Cash Return on Invested Capital-

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iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open72.35
Daily high73.39
Daily low71.92
Daily Volume190K
All-time high75.11
1y analyst estimate85.00
Beta0.74
EPS (TTM)6.76
Dividend per share1.40
Ex-div date13 Feb 2026
Next earnings date-

Downside potential

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Downside potential data
IBOCS&P500
Current price drop from All-time high-3.40%-1.82%
Highest price drop-77.70%-56.47%
Date of highest drop30 Mar 20099 Mar 2009
Avg drop from high-20.19%-10.84%
Avg time to new high29 days12 days
Max time to new high2050 days1805 days

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COMPANY DETAILS
IBOC (International Bancshares Corporation) company logo
Marketcap
4.51B
Marketcap category
Mid-cap
Description
International Bancshares Corporation, a multibank financial holding company, provides a range of commercial and retail banking services in Texas and the State of Oklahoma. It accepts checking and saving deposits; and offers commercial, real estate, personal, home improvement, automobile, and other installment and term loans. The company also provides international banking services, including letters of credit, commercial and industrial loans, and foreign exchange services. In addition, it offers other banking related services, such as credit cards, safety deposit boxes, collections, escrow, drive up and walk up facilities, and other customary banking services; and internet and mobile banking services, as well as securities products through third party providers. The company offers its banking services through ATM network and retail locations in shopping malls and other places. International Bancshares Corporation was founded in 1966 and is headquartered in Laredo, Texas.
Employees
2103
Investor relations
SEC filings
CEO
Country
USA
City
Laredo
Stock type
Common stock
CCC status
Dividend Contender
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
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