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Ticker
INBK

Price
20.86
Stock movement down
-0.23 (-1.11%)
Company name
First Internet Bancorp
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
181.21M
Ent value
5.39B
Price/Sales
0.57
Price/Book
0.50
Div yield
1.15%
Div growth
-5.59%
Growth years
-
FCF payout
-7.41%
Trailing P/E
-
Forward P/E
4.40
PEG
-
EPS growth
-
1 year return (CAGR)
-37.21%
3 year return (CAGR)
-7.68%
5 year return (CAGR)
-8.84%
10 year return (CAGR)
-1.88%
Last updated: 2026-02-18

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.24
Dividend yield1.15%
Payout frequencyQuarterly
Maximum yield2.46%
Average yield0.90%
Minimum yield0.45%
Discount to avg yield21.91%
Upside potential28.06%
Yield as % of max yield46.79%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield1.15%
Current yield distribution16.90%
Yield at 100% (Min)0.45%
Yield at 90%0.58%
Yield at 80%0.66%
Yield at 50% (Median)0.79%
Yield at 20%1.10%
Yield at 10%1.35%
Yield at 0% (Max)2.46%

Dividend per share

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Dividend per share data
Years of growth-
CCC status-
Dividend per share0.24
Payout frequencyQuarterly
Ex-div date31 Dec 2025
EPS (TTM)-4.01
EPS (1y forward)4.74
EPS growth (5y)-
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
INBKS&P500
DGR MR50.00%-13.74%
DGR TTM-6.60%
DGR 3 years-9.14%7.31%
DGR 5 years-5.59%4.69%
DGR 10 years-2.84%6.30%
DGR 15 years-8.16%
Time since last change announced4629 days
EPS growth (5y)-
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM-4.47%-7.41%
Average--
Forward5.07%-

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E-
Price to OCF-
Price to FCF-
Price to EBITDA-
EV to EBITDA-

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales0.57
Price to Book0.50
EV to Sales16.94

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FINANCIALS

Per share

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Per share data
Current share count8.69M
EPS (TTM)-4.01
FCF per share (TTM)-2.42

Income statement

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Income statement data
Revenue (TTM)318.00M
Gross profit (TTM)39.26M
Operating income (TTM)-50.87M
Net income (TTM)-35.17M
EPS (TTM)-4.01
EPS (1y forward)4.74

Margins

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Margins data
Gross margin (TTM)12.35%
Operating margin (TTM)-16.00%
Profit margin (TTM)-11.06%

Balance Sheet

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Balance Sheet data
Cash6.14M
Net receivables27.91M
Total current assets812.74M
Goodwill4.69M
Intangible assets0.00
Property, plant and equipment0.00
Total assets5.57B
Accounts payable0.00
Short/Current long term debt354.96M
Total current liabilities2.54B
Total liabilities5.21B
Shareholder's equity359.77M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)-20.27M
Capital expenditures (TTM)940.00K
Free cash flow (TTM)-21.21M
Dividends paid (TTM)1.57M

Financial returns

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Financial returns data
Return on Equity-9.78%
Return on Assets-0.63%
Return on Invested Capital-9.78%
Cash Return on Invested Capital-5.90%

STOCK INFORMATION

Stock chart

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Stock price data
Open21.15
Daily high21.76
Daily low20.83
Daily Volume34K
All-time high52.80
1y analyst estimate25.70
Beta0.82
EPS (TTM)-4.01
Dividend per share0.24
Ex-div date31 Dec 2025
Next earnings date22 Apr 2026

Downside potential

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Downside potential data
INBKS&P500
Current price drop from All-time high-60.49%-1.82%
Highest price drop-81.52%-56.47%
Date of highest drop11 May 20239 Mar 2009
Avg drop from high-34.97%-10.84%
Avg time to new high43 days12 days
Max time to new high1026 days1805 days
COMPANY DETAILS
INBK (First Internet Bancorp) company logo
Marketcap
181.21M
Marketcap category
Small-cap
Description
First Internet Bancorp operates as the bank holding company for First Internet Bank of Indiana that provides various commercial, small business, consumer, and municipal banking products and services to individuals and commercial customers in the United States. The company offers noninterest-bearing and interest-bearing demand deposits, savings accounts, and money market accounts, as well as certificates of deposit and brokered deposits. It also provides commercial and industrial, owner-occupied commercial real estate, investor commercial real estate, construction, single tenant lease financing, public and healthcare finance, small business lending, franchise finance, residential mortgage, home equity, and other consumer loans. In addition, the company is involved in the provision of municipal finance lending and leasing products to government entities, as well as treasury management services; purchase, manage, service, and safekeeping of municipal securities; and offers corporate credit cards. First Internet Bancorp was founded in 1998 and is headquartered in Fishers, Indiana.
Employees
323
Investor relations
-
SEC filings
CEO
David B. Becker
Country
USA
City
Fishers
Stock type
Common stock
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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