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Ticker
INBK

Price
22.62
Stock movement down
-0.37 (-1.61%)
Company name
First Internet Bancorp
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
196.07M
Ent value
4.92B
Price/Sales
1.19
Price/Book
0.51
Div yield
1.06%
Div growth
-
Growth years
-
FCF payout
19.71%
Trailing P/E
8.88
Forward P/E
5.30
PEG
-
EPS growth
-16.23%
1 year return
-28.19%
3 year return
-17.46%
5 year return
7.36%
10 year return
1.93%
Last updated: 2025-04-15

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.24
Dividend yield1.06%
Payout frequency-
Maximum yield2.46%
Average yield0.94%
Minimum yield0.45%
Discount to avg yield11.68%
Upside potential13.23%
Yield as % of max yield43.15%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield1.06%
Current yield distribution25.95%
Yield at 100% (Min)0.45%
Yield at 90%0.58%
Yield at 80%0.66%
Yield at 50% (Median)0.79%
Yield at 20%1.34%
Yield at 10%1.55%
Yield at 0% (Max)2.46%

Dividend per share

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Dividend per share data
Years of growth-
CCC status-
Dividend per share0.24
Payout frequency-
Ex-div date31 Mar 2025
EPS (TTM)2.52
EPS (1y forward)4.26
EPS growth (5y)-16.23%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
INBKS&P500
DGR MR50.00%-13.74%
DGR TTM-6.60%
DGR 3 years-5.24%
DGR 5 years-5.40%
DGR 10 years0.87%7.07%
DGR 15 years-6.12%
Time since last change announced4318 days
EPS growth (5y)-16.23%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM9.57%19.71%
Average--
Forward5.63%-

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E8.88
Price to OCF14.84
Price to FCF18.29
Price to EBITDA10.13
EV to EBITDA254.34

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales1.19
Price to Book0.51
EV to Sales29.91

FINANCIALS

Per share

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Per share data
Current share count8.67M
EPS (TTM)2.52
FCF per share (TTM)1.22

Income statement

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Income statement data
Revenue (TTM)164.54M
Gross profit (TTM)237.73M
Operating income (TTM)23.94M
Net income (TTM)22.09M
EPS (TTM)2.52
EPS (1y forward)4.26

Margins

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Margins data
Gross margin (TTM)144.48%
Operating margin (TTM)14.55%
Profit margin (TTM)13.42%

Balance Sheet

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Balance Sheet data
Cash712.48M
Net receivables27.75M
Total current assets740.48M
Goodwill4.69M
Intangible assets0.00
Property, plant and equipment90.44M
Total assets5.82B
Accounts payable2.81M
Short/Current long term debt620.07M
Total current liabilities1.88B
Total liabilities5.44B
Shareholder's equity385.13M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)13.21M
Capital expenditures (TTM)2.49M
Free cash flow (TTM)10.72M
Dividends paid (TTM)2.11M

Financial returns

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Financial returns data
Return on Equity5.74%
Return on Assets0.38%
Return on Invested Capital2.20%
Cash Return on Invested Capital1.07%

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open23.56
Daily high23.56
Daily low22.28
Daily Volume49K
All-time high52.80
1y analyst estimate42.90
Beta0.66
EPS (TTM)2.52
Dividend per share0.24
Ex-div date31 Mar 2025
Next earnings date22 Apr 2025

Downside potential

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Downside potential data
INBKS&P500
Current price drop from All-time high-57.16%-12.04%
Highest price drop-81.52%-56.47%
Date of highest drop11 May 20239 Mar 2009
Avg drop from high-33.78%-11.07%
Avg time to new high41 days12 days
Max time to new high955 days1805 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
INBK (First Internet Bancorp) company logo
Marketcap
196.07M
Marketcap category
Small-cap
Description
First Internet Bancorp operates as the bank holding company for First Internet Bank of Indiana that provides commercial, small business, consumer, and municipal banking products and services to individuals and commercial customers in the United States. The company accepts non-interest bearing and interest-bearing demand deposit, commercial deposit, savings, money market, and Banking-as-a-Service brokered deposit accounts, as well as certificates of deposit. It also offers commercial and industrial, owner-occupied and investor commercial real estate, construction, residential mortgage, home equity, line of credit and home improvement, small installment, term, and other consumer loans, as well as single tenant lease financing, and public and healthcare finance; franchise finance; and small business lending. In addition, the company is involved in the purchase, manage, service, and safekeeping of municipal securities; and provision of public and municipal lending and leasing products to government entities. Further, the company offers corporate credit card and treasury management services. First Internet Bancorp was founded in 1998 and is headquartered in Fishers, Indiana.
Employees
287
Investor relations
-
SEC filings
CEO
David B. Becker
Country
USA
City
Fishers
Stock type
Common stock
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
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