Receive $200 for creating an Interactive Brokers account using our link: Create IBKR account. Read our Interactive Brokers analysis

Ticker
IROQ

Price
27.30
Stock movement up
+0.09 (0.33%)
Company name
IF Bancorp Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
88.48M
Ent value
858.01M
Price/Sales
1.84
Price/Book
1.05
Div yield
1.47%
Div growth
5.92%
Growth years
-
FCF payout
33.46%
Trailing P/E
17.47
Forward P/E
-
PEG
-
EPS growth
0.26%
1 year return (CAGR)
16.72%
3 year return (CAGR)
-
5 year return (CAGR)
-
10 year return (CAGR)
-
Last updated: 2026-01-22

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

Loading...
Dividend yield data
Dividend per share0.40
Dividend yield1.47%
Payout frequencySemi-annual
Maximum yield2.02%
Average yield1.65%
Minimum yield1.46%
Discount to avg yield-12.86%
Upside potential-11.40%
Yield as % of max yield72.71%

Yield distribution (inverse percentile) - 5y

Loading...
Yield distribution data
Dividend yield1.47%
Current yield distribution99.32%
Yield at 100% (Min)1.46%
Yield at 90%1.52%
Yield at 80%1.55%
Yield at 50% (Median)1.65%
Yield at 20%1.72%
Yield at 10%1.87%
Yield at 0% (Max)2.02%

Dividend per share

Loading...
Dividend per share data
Years of growth-
CCC status-
Dividend per share0.40
Payout frequencySemi-annual
Ex-div date26 Sep 2025
EPS (TTM)1.56
EPS (1y forward)-
EPS growth (5y)0.26%
EPS growth (5y forward)-

Dividend growth

Loading...
Please create a free account or log in to access this chart
Dividend growth data
IROQS&P500
DGR MR14.29%-13.74%
DGR TTM-6.60%
DGR 3 years2.17%7.31%
DGR 5 years5.92%4.69%
DGR 10 years14.87%6.30%
DGR 15 years-8.16%
Time since last change announced1273 days
EPS growth (5y)0.26%
EPS growth (5y forward)-

Payout ratio

Loading...
Please create a free account or log in to access this chart
Payout ratio data
EPS coverageFCF coverage
TTM25.40%33.46%
Average--
Forward--

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

Loading...
Valuation Ratios data
Trailing P/E17.47
Price to OCF21.81
Price to FCF23.02
Price to EBITDA11.65
EV to EBITDA112.96

Valuation (Sales/Book Value)

Loading...
Valuation (Sales/Book Value) data
Price to Sales1.84
Price to Book1.05
EV to Sales17.81

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

Loading...
Per share data
Current share count3.24M
EPS (TTM)1.56
FCF per share (TTM)1.19

Income statement

Loading...
Income statement data
Revenue (TTM)48.19M
Gross profit (TTM)27.89M
Operating income (TTM)6.97M
Net income (TTM)5.06M
EPS (TTM)1.56
EPS (1y forward)-

Margins

Loading...
Margins data
Gross margin (TTM)57.88%
Operating margin (TTM)14.47%
Profit margin (TTM)10.51%

Balance Sheet

Loading...
Please create a free account or log in to access this chart
Balance Sheet data
Cash8.28M
Net receivables3.69M
Total current assets0.00
Goodwill0.00
Intangible assets1.43M
Property, plant and equipment0.00
Total assets862.33M
Accounts payable1.81M
Short/Current long term debt0.00
Total current liabilities0.00
Total liabilities777.81M
Shareholder's equity84.52M
Net tangible assets0.00

Cash flow

Loading...
Please create a free account or log in to access this chart
Cash flow data
Operating cash flow (TTM)4.06M
Capital expenditures (TTM)213.00K
Free cash flow (TTM)3.84M
Dividends paid (TTM)1.29M

Financial returns

Loading...
Please create a free account or log in to access this chart
Financial returns data
Return on Equity5.99%
Return on Assets0.59%
Return on Invested Capital3.30%
Cash Return on Invested Capital2.50%

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

Loading...
Stock price data
Open27.30
Daily high27.30
Daily low27.29
Daily Volume6K
All-time high27.33
1y analyst estimate-
Beta0.23
EPS (TTM)1.56
Dividend per share0.40
Ex-div date26 Sep 2025
Next earnings date-

Downside potential

Loading...
Downside potential data
IROQS&P500
Current price drop from All-time high-0.11%-0.89%
Highest price drop-26.54%-19.00%
Date of highest drop15 Nov 20248 Apr 2025
Avg drop from high-10.07%-2.49%
Avg time to new high99 days6 days
Max time to new high290 days89 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
IROQ (IF Bancorp Inc) company logo
Marketcap
88.48M
Marketcap category
Small-cap
Description
IF Bancorp, Inc. operates as the savings and loan holding company for Iroquois Federal Savings and Loan Association that provides a range of banking and financial services to individual and corporate clients. The company offers various deposit accounts, including savings accounts, certificates of deposit, money market accounts, commercial and personal checking accounts, individual retirement accounts, and health savings accounts. It provides loans comprising one- to four-family residential mortgage loans; multifamily mortgage loans; commercial real estate loans, such as farm loans; home equity lines of credit; commercial business loans; and consumer loans primarily comprising automobile loans, as well as construction loans and land development loans. In addition, the company sells property and casualty insurance, as well as offers annuities; mutual funds; individual and group retirement plans; life, disability, and health insurance; individual securities; managed accounts; and other financial services. Further, it invests in securities; and provides ATMs, online banking and bill pay, mobile banking with mobile deposit and bill pay, ACH origination, remote deposit capture and telephone banking. IF Bancorp, Inc. was founded in 1883 and is headquartered in Watseka, Illinois.
Employees
102
Investor relations
-
SEC filings
CEO
Walter H. Hasselbring
Country
USA
City
Watseka
Stock type
Common stock
CCC status
-
Dividend Frequency
Semi-annual
EVENTS AND PRESENTATIONS
EventsPresentations
Loading...

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
Loading...