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Ticker
ISTR

Price
15.64
Stock movement down
-0.13 (-0.82%)
Company name
Investar Holding Corp
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
153.72M
Ent value
2.62B
Price/Sales
1.14
Price/Book
0.63
Div yield
2.69%
Div growth
14.41%
Growth years
7
FCF payout
81.07%
Trailing P/E
8.69
Forward P/E
8.17
PEG
-
EPS growth
4.04%
1 year return
0.51%
3 year return
-5.95%
5 year return
5.01%
10 year return
0.93%
Last updated: 2025-04-11

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.42
Dividend yield2.69%
Payout frequency-
Maximum yield4.32%
Average yield2.10%
Minimum yield1.27%
Discount to avg yield21.98%
Upside potential28.18%
Yield as % of max yield62.17%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield2.69%
Current yield distribution14.84%
Yield at 100% (Min)1.27%
Yield at 90%1.47%
Yield at 80%1.62%
Yield at 50% (Median)1.86%
Yield at 20%2.51%
Yield at 10%3.04%
Yield at 0% (Max)4.32%

Dividend per share

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Dividend per share data
Years of growth7 years
CCC statusDividend Challenger
Dividend per share0.42
Payout frequency-
Ex-div date31 Mar 2025
EPS (TTM)1.79
EPS (1y forward)1.92
EPS growth (5y)4.04%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
ISTRS&P500
DGR MR5.00%-13.74%
DGR TTM3.85%6.60%
DGR 3 years16.47%5.24%
DGR 5 years14.41%5.40%
DGR 10 years-7.07%
DGR 15 years-6.12%
Time since last change announced209 days
EPS growth (5y)4.04%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM26.89%81.07%
Average13.32%19.93%
Forward21.93%-

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E8.69
Price to OCF9.36
Price to FCF26.21
Price to EBITDA12.25
EV to EBITDA209.15

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales1.14
Price to Book0.63
EV to Sales19.38

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FINANCIALS

Per share

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Per share data
Current share count9.83M
EPS (TTM)1.79
FCF per share (TTM)0.59

Income statement

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Income statement data
Revenue (TTM)135.43M
Gross profit (TTM)105.79M
Operating income (TTM)-13.71M
Net income (TTM)17.68M
EPS (TTM)1.79
EPS (1y forward)1.92

Margins

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Margins data
Gross margin (TTM)78.11%
Operating margin (TTM)-10.12%
Profit margin (TTM)13.06%

Balance Sheet

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Balance Sheet data
Cash86.34M
Net receivables14.32M
Total current assets393.84M
Goodwill0.00
Intangible assets0.00
Property, plant and equipment0.00
Total assets2.80B
Accounts payable0.00
Short/Current long term debt217.70M
Total current liabilities1.15B
Total liabilities2.56B
Shareholder's equity245.54M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)16.42M
Capital expenditures (TTM)10.56M
Free cash flow (TTM)5.87M
Dividends paid (TTM)4.75M

Financial returns

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Financial returns data
Return on Equity7.20%
Return on Assets0.63%
Return on Invested Capital6.84%
Cash Return on Invested Capital2.27%

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open15.73
Daily high15.78
Daily low15.39
Daily Volume46K
All-time high29.50
1y analyst estimate25.25
Beta0.77
EPS (TTM)1.79
Dividend per share0.42
Ex-div date31 Mar 2025
Next earnings date21 Apr 2025

Downside potential

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Downside potential data
ISTRS&P500
Current price drop from All-time high-46.98%-12.89%
Highest price drop-68.64%-56.47%
Date of highest drop23 Mar 20209 Mar 2009
Avg drop from high-24.29%-11.07%
Avg time to new high30 days12 days
Max time to new high1702 days1805 days

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COMPANY DETAILS
ISTR (Investar Holding Corp) company logo
Marketcap
153.72M
Marketcap category
Small-cap
Description
Investar Holding Corporation operates as the bank holding company for Investar Bank that provides a range of commercial banking products to individuals, professionals, and small to medium-sized businesses in south Louisiana, southeast Texas, and Alabama in the United States. The company offers various deposit products and services, such as savings, checking, money market, and individual retirement accounts, as well as various certificates of deposit; debit and credit cards; internet, mobile, and video banking services; and reciprocal deposit products. It also provides commercial real estate loans; commercial and industrial loans, including working capital lines of credit and equipment loans; loans for the construction of commercial projects, and single family residential and multifamily properties; one-to-four family residential real estate loans, such as second mortgage loans; and consumer loans, such as secured and unsecured installment and term loans, home equity loans and lines of credit, and auto loans, as well as loans for personal, family, and household purposes. In addition, the company offers treasury management products, including remote deposit capture, lockbox payment processing, virtual vault, positive pay, ACH origination, wire transfer, investment sweep accounts, and business internet banking services. Further, it provides various other banking services, such as cashiers' checks, direct deposit of payroll and social security checks, night depository, bank-by-mail, automated teller machines, electronic statements, interactive teller machines, online account opening, and mobile wallet payment services. Investar Holding Corporation was founded in 2006 and is headquartered in Baton Rouge, Louisiana.
Employees
331
Investor relations
SEC filings
CEO
John J. D'Angelo
Country
USA
City
Baton Rouge
Stock type
Common stock
CCC status
Dividend Challenger
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
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