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Ticker
ISTR

Price
30.10
Stock movement up
+0.23 (0.77%)
Company name
Investar Holding Corp
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
414.00M
Ent value
2.92B
Price/Sales
2.70
Price/Book
1.38
Div yield
1.46%
Div growth
6.03%
Growth years
7
FCF payout
23.02%
Trailing P/E
18.08
Forward P/E
8.66
PEG
-
EPS growth
11.20%
1 year return (CAGR)
55.64%
3 year return (CAGR)
14.01%
5 year return (CAGR)
10.70%
10 year return (CAGR)
5.94%
Last updated: 2026-02-20

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DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.44
Dividend yield1.46%
Payout frequencyQuarterly
Maximum yield4.32%
Average yield2.11%
Minimum yield1.27%
Discount to avg yield-44.65%
Upside potential-30.87%
Yield as % of max yield33.84%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield1.46%
Current yield distribution91.11%
Yield at 100% (Min)1.27%
Yield at 90%1.47%
Yield at 80%1.63%
Yield at 50% (Median)1.90%
Yield at 20%2.51%
Yield at 10%3.04%
Yield at 0% (Max)4.32%

Dividend per share

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Dividend per share data
Years of growth7 years
CCC statusDividend Challenger
Dividend per share0.44
Payout frequencyQuarterly
Ex-div date31 Dec 2025
EPS (TTM)2.16
EPS (1y forward)3.48
EPS growth (5y)11.20%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
ISTRS&P500
DGR MR4.76%-13.74%
DGR TTM6.25%6.60%
DGR 3 years-0.54%7.31%
DGR 5 years6.03%4.69%
DGR 10 years-6.30%
DGR 15 years-8.16%
Time since last change announced250 days
EPS growth (5y)11.20%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM13.74%23.02%
Average--
Forward12.66%-

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E18.08
Price to OCF28.37
Price to FCF30.29
Price to EBITDA13.83
EV to EBITDA97.56

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.70
Price to Book1.38
EV to Sales19.02

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FINANCIALS

Per share

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Per share data
Current share count13.75M
EPS (TTM)2.16
FCF per share (TTM)1.29

Income statement

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Income statement data
Revenue (TTM)153.49M
Gross profit (TTM)93.56M
Operating income (TTM)27.81M
Net income (TTM)22.90M
EPS (TTM)2.16
EPS (1y forward)3.48

Margins

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Margins data
Gross margin (TTM)60.96%
Operating margin (TTM)18.12%
Profit margin (TTM)14.92%

Balance Sheet

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Balance Sheet data
Cash26.61M
Net receivables14.29M
Total current assets411.51M
Goodwill40.09M
Intangible assets1.10M
Property, plant and equipment0.00
Total assets2.83B
Accounts payable0.00
Short/Current long term debt152.75M
Total current liabilities1.32B
Total liabilities2.53B
Shareholder's equity301.07M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)14.60M
Capital expenditures (TTM)928.00K
Free cash flow (TTM)13.67M
Dividends paid (TTM)3.15M

Financial returns

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Financial returns data
Return on Equity7.61%
Return on Assets0.81%
Return on Invested Capital7.33%
Cash Return on Invested Capital4.38%

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open29.98
Daily high30.43
Daily low29.85
Daily Volume184K
All-time high30.11
1y analyst estimate33.25
Beta0.52
EPS (TTM)2.16
Dividend per share0.44
Ex-div date31 Dec 2025
Next earnings date20 Apr 2026

Downside potential

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Downside potential data
ISTRS&P500
Current price drop from All-time high-0.03%-1.82%
Highest price drop-68.64%-56.47%
Date of highest drop23 Mar 20209 Mar 2009
Avg drop from high-24.12%-10.84%
Avg time to new high31 days12 days
Max time to new high1905 days1805 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
ISTR (Investar Holding Corp) company logo
Marketcap
414.00M
Marketcap category
Small-cap
Description
Investar Holding Corporation operates as the bank holding company for Investar Bank that provides a range of commercial banking products to individuals, professionals, and small to medium-sized businesses in south Louisiana, southeast Texas, and Alabama in the United States. The company offers various deposit products and services, such as savings, checking, money market, and individual retirement accounts, as well as various certificates of deposit; debit and credit cards; internet, mobile, and video banking services; and reciprocal deposit products. It also provides commercial real estate loans; commercial and industrial loans, including working capital lines of credit and equipment loans; construction and development loans comprising loans for the construction of commercial projects, and single family residential and multifamily properties; one-to-four family residential real estate loans, such as second mortgage loans; and consumer loans, such as secured or unsecured, installment or term loans, home equity loans, home equity lines of credit, business purpose loans, and auto loans, as well as loans for personal, family, and household purposes. In addition, the company offers treasury management products, including remote deposit capture, lockbox payment processing, virtual vaults, positive pay, automated clearing house origination, credit card processing, wire transfer, investment sweep accounts, and business internet banking services. Further, it provides various other banking services, such as cashiers' checks, direct deposit of payroll and social security checks, night depository, bank-by-mail, ATMs with deposit automation, electronic statements, interactive teller machines, online account opening, and mobile wallet payment services. Investar Holding Corporation was founded in 2006 and is headquartered in Baton Rouge, Louisiana.
Employees
323
Investor relations
SEC filings
CEO
John J. D'Angelo
Country
USA
City
Baton Rouge
Stock type
Common stock
CCC status
Dividend Challenger
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
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