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Ticker
KMPR

Price
38.80
Stock movement up
+0.03 (0.08%)
Company name
Kemper Corporation
Exchange
(NYSE
,
Currency
USD
)
Sector
Financial Services >
Insurance - Property & Casualty
Market cap
2.27B
Ent value
11.89B
Price/Sales
0.47
Price/Book
0.83
Div yield
3.30%
Div growth
-2.02%
Growth years
-
FCF payout
15.54%
Trailing P/E
9.13
Forward P/E
7.54
PEG
-
EPS growth
-9.23%
1 year return (CAGR)
-41.02%
3 year return (CAGR)
-
5 year return (CAGR)
-
10 year return (CAGR)
-
Last updated: 2026-01-22

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share1.28
Dividend yield3.30%
Payout frequencyQuarterly
Maximum yield3.51%
Average yield2.28%
Minimum yield1.72%
Discount to avg yield30.90%
Upside potential44.73%
Yield as % of max yield94.00%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield3.30%
Current yield distribution5.28%
Yield at 100% (Min)1.72%
Yield at 90%1.83%
Yield at 80%1.87%
Yield at 50% (Median)2.06%
Yield at 20%2.67%
Yield at 10%3.17%
Yield at 0% (Max)3.51%

Dividend per share

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Dividend per share data
Years of growth-
CCC status-
Dividend per share1.28
Payout frequencyQuarterly
Ex-div date17 Nov 2025
EPS (TTM)4.05
EPS (1y forward)5.14
EPS growth (5y)-9.23%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
KMPRS&P500
DGR MR3.23%-13.74%
DGR TTM2.42%6.60%
DGR 3 years-9.14%7.31%
DGR 5 years-2.02%4.69%
DGR 10 years-0.32%6.30%
DGR 15 years-0.93%8.16%
Time since last change announced268 days
EPS growth (5y)-9.23%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM32.45%15.54%
Average--
Forward24.88%-

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E9.13
Price to OCF3.89
Price to FCF4.37
Price to EBITDA5.52
EV to EBITDA28.87

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales0.47
Price to Book0.83
EV to Sales2.46

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FINANCIALS

Per share

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Per share data
Current share count58.55M
EPS (TTM)4.05
FCF per share (TTM)8.45

Income statement

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Income statement data
Revenue (TTM)4.84B
Gross profit (TTM)61.50M
Operating income (TTM)293.50M
Net income (TTM)248.70M
EPS (TTM)4.05
EPS (1y forward)5.14

Margins

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Margins data
Gross margin (TTM)1.27%
Operating margin (TTM)6.07%
Profit margin (TTM)5.14%

Balance Sheet

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Balance Sheet data
Cash107.40M
Net receivables1.28B
Total current assets0.00
Goodwill1.25B
Intangible assets0.00
Property, plant and equipment0.00
Total assets12.44B
Accounts payable0.00
Short/Current long term debt943.10M
Total current liabilities0.00
Total liabilities9.72B
Shareholder's equity2.72B
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)584.60M
Capital expenditures (TTM)65.30M
Free cash flow (TTM)519.30M
Dividends paid (TTM)80.70M

Financial returns

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Financial returns data
Return on Equity9.14%
Return on Assets2.00%
Return on Invested Capital6.78%
Cash Return on Invested Capital14.15%

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STOCK INFORMATION

Stock chart

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Stock price data
Open38.68
Daily high38.87
Daily low38.37
Daily Volume523K
All-time high90.69
1y analyst estimate59.60
Beta1.15
EPS (TTM)4.05
Dividend per share1.28
Ex-div date17 Nov 2025
Next earnings date2 Feb 2026

Downside potential

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Downside potential data
KMPRS&P500
Current price drop from All-time high-57.22%-0.89%
Highest price drop-59.79%-19.00%
Date of highest drop17 Nov 20258 Apr 2025
Avg drop from high-36.43%-2.49%
Avg time to new high-6 days
Max time to new high322 days89 days
COMPANY DETAILS
KMPR (Kemper Corporation) company logo
Marketcap
2.27B
Marketcap category
Mid-cap
Description
Kemper Corporation, an insurance holding company, provides insurance products in the United States. The company operates in two segments, Specialty Property & Casualty Insurance, and Life Insurance. The Specialty Property & Casualty Insurance segment primarily offers specialty personal automobile and commercial automobile insurance through independent agents and brokers. The Life Insurance segment primarily provides individual life, accident, supplemental health, and property insurance. The company was formerly known as Unitrin, Inc. and changed its name to Kemper Corporation in August 2011. Kemper Corporation was incorporated in 1990 and is headquartered in Chicago, Illinois.
Employees
7400
Investor relations
-
SEC filings
CEO
Joseph P. Lacher
Country
USA
City
Chicago
Stock type
Common stock
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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