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Ticker
LCNB

Price
13.64
Stock movement down
-0.03 (-0.22%)
Company name
LCNB Corporation
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
192.46M
Ent value
2.25B
Price/Sales
1.69
Price/Book
0.76
Div yield
6.45%
Div growth
5.51%
Growth years
6
FCF payout
21.12%
Trailing P/E
27.19
Forward P/E
7.79
PEG
-
EPS growth
-2.31%
1 year return
-4.62%
3 year return
-7.35%
5 year return
1.76%
10 year return
-1.14%
Last updated: 2025-04-11

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iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.88
Dividend yield6.45%
Payout frequency-
Maximum yield6.97%
Average yield5.17%
Minimum yield3.81%
Discount to avg yield19.82%
Upside potential24.72%
Yield as % of max yield92.52%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield6.45%
Current yield distribution1.27%
Yield at 100% (Min)3.81%
Yield at 90%4.31%
Yield at 80%4.54%
Yield at 50% (Median)5.15%
Yield at 20%5.84%
Yield at 10%6.04%
Yield at 0% (Max)6.97%

Dividend per share

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Dividend per share data
Years of growth6 years
CCC statusDividend Challenger
Dividend per share0.88
Payout frequency-
Ex-div date3 Mar 2025
EPS (TTM)0.50
EPS (1y forward)1.75
EPS growth (5y)-2.31%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
LCNBS&P500
DGR MR4.76%-13.74%
DGR TTM4.76%6.60%
DGR 3 years5.20%5.24%
DGR 5 years5.51%5.40%
DGR 10 years2.88%7.07%
DGR 15 years1.91%6.12%
Time since last change announced512 days
EPS growth (5y)-2.31%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM169.02%21.12%
Average--
Forward50.29%-

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iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E27.19
Price to OCF3.13
Price to FCF3.40
Price to EBITDA35.34
EV to EBITDA412.55

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales1.69
Price to Book0.76
EV to Sales19.69

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FINANCIALS

Per share

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Per share data
Current share count14.11M
EPS (TTM)0.50
FCF per share (TTM)4.02

Income statement

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Income statement data
Revenue (TTM)114.10M
Gross profit (TTM)120.51M
Operating income (TTM)13.29M
Net income (TTM)7.08M
EPS (TTM)0.50
EPS (1y forward)1.75

Margins

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Margins data
Gross margin (TTM)105.62%
Operating margin (TTM)11.65%
Profit margin (TTM)6.20%

Balance Sheet

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Balance Sheet data
Cash39.37M
Net receivables9.45M
Total current assets311.45M
Goodwill90.21M
Intangible assets11.61M
Property, plant and equipment47.09M
Total assets2.35B
Accounts payable0.00
Short/Current long term debt155.66M
Total current liabilities446.63M
Total liabilities2.09B
Shareholder's equity253.25M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)61.54M
Capital expenditures (TTM)4.88M
Free cash flow (TTM)56.65M
Dividends paid (TTM)11.96M

Financial returns

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Financial returns data
Return on Equity2.80%
Return on Assets0.30%
Return on Invested Capital1.73%
Cash Return on Invested Capital13.86%

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iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open13.55
Daily high14.01
Daily low13.35
Daily Volume16K
All-time high132.50
1y analyst estimate17.00
Beta0.73
EPS (TTM)0.50
Dividend per share0.88
Ex-div date3 Mar 2025
Next earnings date28 Apr 2025

Downside potential

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Downside potential data
LCNBS&P500
Current price drop from All-time high-89.71%-12.89%
Highest price drop-94.15%-56.47%
Date of highest drop11 Mar 20099 Mar 2009
Avg drop from high-87.12%-11.07%
Avg time to new high227 days12 days
Max time to new high5168 days1805 days

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iO Charts is a Seeking Alpha partner

COMPANY DETAILS
LCNB (LCNB Corporation) company logo
Marketcap
192.46M
Marketcap category
Small-cap
Description
LCNB Corp. operates as the financial holding company for LCNB National Bank that provides banking services in Ohio. Its deposit products include checking accounts, demand deposits, savings accounts, NOW and money market deposits, as well as individual retirement accounts and time certificates. The company's loan products comprise commercial and industrial, commercial and residential real estate, agricultural, construction, and small business administration loans; and residential mortgage loans that consists of loans for purchasing or refinancing personal residences, home equity lines of credit, and loans for commercial or consumer purposes secured by residential mortgages. It offers consumer loans, such as automobile, recreational vehicles, boat, home improvement, and personal loans. In addition, the company provides trust administration, estate settlement, and fiduciary services; and investment management services for trusts, agency accounts, individual retirement accounts, and foundations/endowments. Further, it offers investment services and products, including financial needs analysis, mutual funds, securities trading, annuities, and life insurance; and security brokerage services. Additionally, the company provides safe deposit boxes, night depositories, cashier's checks, bank-by-mail, ATMs, cash and transaction services, debit cards, wire transfers, electronic funds transfer, utility bill collections, notary public service, cash management services, telephone banking, PC Internet banking, mobile banking, and other services for individuals and businesses. LCNB Corp. was founded in 1877 and is headquartered in Lebanon, Ohio.
Employees
345
Investor relations
-
SEC filings
CEO
Eric J. Meilstrup
Country
USA
City
Lebanon
Stock type
Common stock
CCC status
Dividend Challenger
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
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