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Ticker
LKFN

Price
60.05
Stock movement down
-0.41 (-0.68%)
Company name
Lakeland Financial Corporation
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
1.53B
Ent value
7.32B
Price/Sales
3.96
Price/Book
2.19
Div yield
3.33%
Div growth
12.97%
Growth years
10
FCF payout
59.14%
Trailing P/E
15.48
Forward P/E
16.73
PEG
1.55
EPS growth
3.12%
1 year return
-0.10%
3 year return
-5.05%
5 year return
8.89%
10 year return
8.44%
Last updated: 2025-05-29

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DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share2.00
Dividend yield3.33%
Payout frequencyQuarterly
Maximum yield4.27%
Average yield2.66%
Minimum yield1.76%
Discount to avg yield20.06%
Upside potential25.10%
Yield as % of max yield78.05%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield3.33%
Current yield distribution12.14%
Yield at 100% (Min)1.76%
Yield at 90%2.01%
Yield at 80%2.11%
Yield at 50% (Median)2.63%
Yield at 20%3.14%
Yield at 10%3.42%
Yield at 0% (Max)4.27%

Dividend per share

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Dividend per share data
Years of growth10 years
CCC statusDividend Contender
Dividend per share2.00
Payout frequencyQuarterly
Ex-div date25 Apr 2025
EPS (TTM)3.84
EPS (1y forward)3.59
EPS growth (5y)3.12%
EPS growth (5y forward)10.00%

Dividend growth

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Dividend growth data
LKFNS&P500
DGR MR4.17%-13.74%
DGR TTM4.30%6.60%
DGR 3 years15.31%5.24%
DGR 5 years12.97%5.40%
DGR 10 years17.08%7.07%
DGR 15 years10.65%6.12%
Time since last change announced52 days
EPS growth (5y)3.12%
EPS growth (5y forward)10.00%

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM49.28%59.14%
Average36.02%29.07%
Forward55.71%-

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E15.48
Price to OCF16.96
Price to FCF18.58
Price to EBITDA16.47
EV to EBITDA78.68

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales3.96
Price to Book2.19
EV to Sales18.90

FINANCIALS

Per share

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Per share data
Current share count25.51M
EPS (TTM)3.84
FCF per share (TTM)3.20

Income statement

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Income statement data
Revenue (TTM)387.16M
Gross profit (TTM)370.73M
Operating income (TTM)124.63M
Net income (TTM)98.91M
EPS (TTM)3.84
EPS (1y forward)3.59

Margins

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Margins data
Gross margin (TTM)95.76%
Operating margin (TTM)32.19%
Profit margin (TTM)25.55%

Balance Sheet

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Balance Sheet data
Cash160.19M
Net receivables28.47M
Total current assets188.66M
Goodwill4.97M
Intangible assets0.00
Property, plant and equipment0.00
Total assets6.65B
Accounts payable14.78M
Short/Current long term debt30.00M
Total current liabilities4.59B
Total liabilities5.95B
Shareholder's equity699.18M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)90.30M
Capital expenditures (TTM)7.87M
Free cash flow (TTM)82.44M
Dividends paid (TTM)48.75M

Financial returns

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Financial returns data
Return on Equity14.15%
Return on Assets1.49%
Return on Invested Capital13.57%
Cash Return on Invested Capital11.31%

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open60.37
Daily high60.70
Daily low59.75
Daily Volume143K
All-time high84.86
1y analyst estimate71.25
Beta0.65
EPS (TTM)3.84
Dividend per share2.00
Ex-div date25 Apr 2025
Next earnings date25 Jul 2025

Downside potential

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Downside potential data
LKFNS&P500
Current price drop from All-time high-29.24%-4.11%
Highest price drop-63.58%-56.47%
Date of highest drop29 Sep 20009 Mar 2009
Avg drop from high-15.84%-11.06%
Avg time to new high25 days12 days
Max time to new high1261 days1805 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
LKFN (Lakeland Financial Corporation) company logo
Marketcap
1.53B
Marketcap category
Small-cap
Description
Lakeland Financial Corporation operates as the bank holding company for Lake City Bank that provides various banking products and services in the United States. The company accepts various deposit products, such as noninterest bearing, interest-bearing checking, savings, money market, NOW, and demand deposits. Its loan products include commercial and industrial, commercial real estate and multi-family residential, construction, agri-business and agricultural, consumer 1-4 family mortgage, and other commercial and consumer loans. The company also provides retail and merchant credit card services; corporate treasury management, wealth advisory, and trust services; retail brokerage services, including various financial and investment products, such as annuities and life insurance; and mobile business banking and on-line treasury management services. It serves commercial real estate, manufacturing, agriculture, construction, retail, wholesale, finance and insurance, accommodation and food services, and health care industries. The company was founded in 1872 and is headquartered in Warsaw, Indiana.
Employees
639
Investor relations
SEC filings
CEO
Country
USA
City
Stock type
Common stock
CCC status
Dividend Contender
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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