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Ticker
MBCN

Price
36.88
Stock movement down
-0.66 (-1.76%)
Company name
Middlefield Banc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
298.24M
Ent value
1.97B
Price/Sales
10.63
Price/Book
1.33
Div yield
2.28%
Div growth
6.99%
Growth years
1
FCF payout
-
Trailing P/E
61.52
Forward P/E
14.25
PEG
-
EPS growth
-0.37%
1 year return
18.97%
3 year return
-
5 year return
-
10 year return
-
Last updated: 2025-12-12

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.84
Dividend yield2.28%
Payout frequencyQuarterly
Maximum yield3.61%
Average yield2.86%
Minimum yield2.24%
Discount to avg yield-25.42%
Upside potential-20.27%
Yield as % of max yield63.04%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield2.28%
Current yield distribution98.99%
Yield at 100% (Min)2.24%
Yield at 90%2.51%
Yield at 80%2.60%
Yield at 50% (Median)2.85%
Yield at 20%3.10%
Yield at 10%3.23%
Yield at 0% (Max)3.61%

Dividend per share

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Dividend per share data
Years of growth1 years
CCC status-
Dividend per share0.84
Payout frequencyQuarterly
Ex-div date28 Nov 2025
EPS (TTM)-
EPS (1y forward)2.59
EPS growth (5y)-0.37%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
MBCNS&P500
DGR MR5.00%-13.74%
DGR TTM5.00%6.60%
DGR 3 years18.10%7.31%
DGR 5 years6.99%4.69%
DGR 10 years4.61%6.30%
DGR 15 years3.25%8.16%
Time since last change announced306 days
EPS growth (5y)-0.37%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM--
Average35.33%35.97%
Forward32.46%-

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E61.52
Price to OCF14.67
Price to FCF16.45
Price to EBITDA14.93
EV to EBITDA98.72

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales10.63
Price to Book1.33
EV to Sales70.30

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iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count8.09M
EPS (TTM)-
FCF per share (TTM)-

Income statement

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Income statement data
Revenue (TTM)-
Gross profit (TTM)-
Operating income (TTM)-
Net income (TTM)-
EPS (TTM)-
EPS (1y forward)2.59

Margins

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Margins data
Gross margin (TTM)-
Operating margin (TTM)-
Profit margin (TTM)-

Balance Sheet

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Balance Sheet data
Cash81.37M
Net receivables0.00
Total current assets188.21M
Goodwill36.36M
Intangible assets4.86M
Property, plant and equipment0.00
Total assets1.98B
Accounts payable0.00
Short/Current long term debt117.50M
Total current liabilities82.31M
Total liabilities1.75B
Shareholder's equity224.12M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)-
Capital expenditures (TTM)-
Free cash flow (TTM)-
Dividends paid (TTM)-

Financial returns

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Financial returns data
Return on Equity-
Return on Assets-
Return on Invested Capital-
Cash Return on Invested Capital-

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open37.53
Daily high37.53
Daily low36.84
Daily Volume38K
All-time high37.54
1y analyst estimate33.67
Beta0.40
EPS (TTM)-
Dividend per share0.84
Ex-div date28 Nov 2025
Next earnings date22 Jan 2026

Downside potential

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Downside potential data
MBCNS&P500
Current price drop from All-time high-1.76%-1.08%
Highest price drop-36.65%-19.00%
Date of highest drop14 Apr 20258 Apr 2025
Avg drop from high-20.40%-2.64%
Avg time to new high148 days6 days
Max time to new high293 days89 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
MBCN (Middlefield Banc) company logo
Marketcap
298.24M
Marketcap category
Small-cap
Description
Middlefield Banc Corp. operates as the bank holding company for The Middlefield Banking Company that provides various commercial banking services to small and medium-sized businesses, professionals, small business owners, and retail customers in northeastern and central Ohio. The company offers checking, savings, and negotiable order of withdrawal accounts, money market accounts, time certificates of deposit, commercial loans, real estate loans, various consumer loans, safe deposit facilities, and travelers' checks. It also provides operational and working capital, term business, residential construction, professional, and residential and mortgage loans, as well as consumer installment loans for home improvements, automobiles, boats, and other personal expenditures; loans to finance capital purchases; selected guaranteed or subsidized loan programs for small businesses; and agricultural loans. In addition, the company resolves and disposes troubled assets in Ohio. Further, it offers official checks, money orders, and ATM services, as well as IRA accounts; online banking and bill payment services to individuals; and online cash management services to business customers. Middlefield Banc Corp. was founded in 1901 and is headquartered in Middlefield, Ohio.
Employees
246
Investor relations
-
SEC filings
CEO
Thomas G. Caldwell
Country
USA
City
Middlefield
Stock type
Common stock
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
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