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Ticker
MBCN

Price
24.37
Stock movement up
+0.23 (0.95%)
Company name
Middlefield Banc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
196.69M
Ent value
1.78B
Price/Sales
2.05
Price/Book
0.93
Div yield
3.45%
Div growth
7.39%
Growth years
2
FCF payout
38.25%
Trailing P/E
13.84
Forward P/E
13.39
PEG
-
EPS growth
2.21%
1 year return
8.36%
3 year return
-0.58%
5 year return
8.36%
10 year return
5.70%
Last updated: 2025-04-18

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iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.84
Dividend yield3.45%
Payout frequencyQuarterly
Maximum yield3.87%
Average yield2.90%
Minimum yield2.18%
Discount to avg yield15.93%
Upside potential18.95%
Yield as % of max yield89.02%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield3.45%
Current yield distribution7.54%
Yield at 100% (Min)2.18%
Yield at 90%2.48%
Yield at 80%2.64%
Yield at 50% (Median)2.83%
Yield at 20%3.20%
Yield at 10%3.38%
Yield at 0% (Max)3.87%

Dividend per share

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Dividend per share data
Years of growth2 years
CCC status-
Dividend per share0.84
Payout frequencyQuarterly
Ex-div date28 Feb 2025
EPS (TTM)1.75
EPS (1y forward)1.82
EPS growth (5y)2.21%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
MBCNS&P500
DGR MR5.00%-13.74%
DGR TTM5.19%6.60%
DGR 3 years0.04%5.24%
DGR 5 years7.39%5.40%
DGR 10 years1.44%7.07%
DGR 15 years1.02%6.12%
Time since last change announced71 days
EPS growth (5y)2.21%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM48.29%38.25%
Average34.73%35.69%
Forward46.15%-

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E13.84
Price to OCF10.72
Price to FCF10.96
Price to EBITDA24.01
EV to EBITDA217.50

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.05
Price to Book0.93
EV to Sales18.55

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count8.07M
EPS (TTM)1.75
FCF per share (TTM)2.21

Income statement

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Income statement data
Revenue (TTM)96.06M
Gross profit (TTM)106.60M
Operating income (TTM)20.11M
Net income (TTM)14.21M
EPS (TTM)1.75
EPS (1y forward)1.82

Margins

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Margins data
Gross margin (TTM)110.97%
Operating margin (TTM)20.94%
Profit margin (TTM)14.80%

Balance Sheet

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Balance Sheet data
Cash61.85M
Net receivables0.00
Total current assets231.75M
Goodwill36.36M
Intangible assets5.87M
Property, plant and equipment0.00
Total assets1.86B
Accounts payable0.00
Short/Current long term debt117.71M
Total current liabilities1.09B
Total liabilities1.65B
Shareholder's equity210.71M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)18.35M
Capital expenditures (TTM)406.00K
Free cash flow (TTM)17.95M
Dividends paid (TTM)6.86M

Financial returns

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Financial returns data
Return on Equity6.75%
Return on Assets0.77%
Return on Invested Capital4.33%
Cash Return on Invested Capital5.46%

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open24.11
Daily high24.37
Daily low24.11
Daily Volume8K
All-time high36.70
1y analyst estimate30.67
Beta0.69
EPS (TTM)1.75
Dividend per share0.84
Ex-div date28 Feb 2025
Next earnings date28 Apr 2025

Downside potential

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Downside potential data
MBCNS&P500
Current price drop from All-time high-33.60%-14.12%
Highest price drop-62.64%-56.47%
Date of highest drop24 Nov 20099 Mar 2009
Avg drop from high-21.43%-11.07%
Avg time to new high58 days12 days
Max time to new high1320 days1805 days

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iO Charts is a Seeking Alpha partner

COMPANY DETAILS
MBCN (Middlefield Banc) company logo
Marketcap
196.69M
Marketcap category
Small-cap
Description
Middlefield Banc Corp. operates as the bank holding company for The Middlefield Banking Company that provides various commercial banking services to small and medium-sized businesses, professionals, small business owners, and retail customers in northeastern and central Ohio. It offers checking, savings, negotiable order of withdrawal accounts, money market accounts, time certificates of deposit, commercial loans, real estate loans, various consumer loans, safe deposit facilities, and travelers' checks. The company also provides operational and working capital, term business, residential construction, professional, and residential and mortgage loans, as well as consumer installment loans for home improvements, automobiles, boats, and other personal expenditures; loans to finance capital purchases; selected guaranteed or subsidized loan programs for small businesses; and agricultural loans. In addition, the company resolves and disposes troubled assets in Ohio. Further, it offers official checks, money orders, and ATM services, as well as IRA accounts; online banking and bill payment services to individuals; and online cash management services to business customers. Middlefield Banc Corp. was founded in 1901 and is headquartered in Middlefield, Ohio.
Employees
256
Investor relations
-
SEC filings
CEO
Thomas G. Caldwell
Country
USA
City
Middlefield
Stock type
Common stock
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
No events found

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
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