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Ticker
MBCN

Price
34.87
Stock movement down
-0.17 (-0.49%)
Company name
Middlefield Banc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
283.38M
Ent value
-
Price/Sales
3.23
Price/Book
0.51
Div yield
2.41%
Div growth
6.99%
Growth years
1
FCF payout
32.07%
Trailing P/E
17.38
Forward P/E
12.41
PEG
-
EPS growth
-
1 year return (CAGR)
35.00%
3 year return (CAGR)
8.14%
5 year return (CAGR)
9.55%
10 year return (CAGR)
7.91%
Last updated: 2026-02-20

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DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.84
Dividend yield2.41%
Payout frequency-
Maximum yield3.87%
Average yield2.83%
Minimum yield2.18%
Discount to avg yield-17.40%
Upside potential-14.82%
Yield as % of max yield62.21%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield2.41%
Current yield distribution92.06%
Yield at 100% (Min)2.18%
Yield at 90%2.44%
Yield at 80%2.55%
Yield at 50% (Median)2.77%
Yield at 20%3.08%
Yield at 10%3.30%
Yield at 0% (Max)3.87%

Dividend per share

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Dividend per share data
Years of growth1 years
CCC status-
Dividend per share0.84
Payout frequency-
Ex-div date17 Feb 2026
EPS (TTM)2.00
EPS (1y forward)2.81
EPS growth (5y)-
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
MBCNS&P500
DGR MR5.00%-13.74%
DGR TTM5.00%6.60%
DGR 3 years18.10%7.31%
DGR 5 years6.99%4.69%
DGR 10 years4.61%6.30%
DGR 15 years3.25%8.16%
Time since last change announced379 days
EPS growth (5y)-
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM31.23%32.07%
Average--
Forward29.89%-

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E17.38
Price to OCF16.03
Price to FCF17.85
Price to EBITDA20.51
EV to EBITDA-

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales3.23
Price to Book0.51
EV to Sales-

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FINANCIALS

Per share

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Per share data
Current share count8.13M
EPS (TTM)2.00
FCF per share (TTM)1.95

Income statement

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Income statement data
Revenue (TTM)87.66M
Gross profit (TTM)58.47M
Operating income (TTM)19.52M
Net income (TTM)16.31M
EPS (TTM)2.00
EPS (1y forward)2.81

Margins

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Margins data
Gross margin (TTM)66.69%
Operating margin (TTM)22.27%
Profit margin (TTM)18.60%

Balance Sheet

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Balance Sheet data
Cash0.00
Net receivables0.00
Total current assets179.99M
Goodwill0.00
Intangible assets0.00
Property, plant and equipment0.00
Total assets1.84B
Accounts payable0.00
Short/Current long term debt117.90M
Total current liabilities117.90M
Total liabilities1.29B
Shareholder's equity556.66M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)17.67M
Capital expenditures (TTM)1.79M
Free cash flow (TTM)15.88M
Dividends paid (TTM)5.09M

Financial returns

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Financial returns data
Return on Equity2.93%
Return on Assets0.89%
Return on Invested Capital2.42%
Cash Return on Invested Capital2.35%

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STOCK INFORMATION

Stock chart

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Stock price data
Open34.88
Daily high35.19
Daily low34.76
Daily Volume31K
All-time high37.54
1y analyst estimate34.00
Beta0.36
EPS (TTM)2.00
Dividend per share0.84
Ex-div date17 Feb 2026
Next earnings date22 Apr 2026

Downside potential

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Downside potential data
MBCNS&P500
Current price drop from All-time high-7.11%-1.82%
Highest price drop-62.64%-56.47%
Date of highest drop24 Nov 20099 Mar 2009
Avg drop from high-21.07%-10.84%
Avg time to new high58 days12 days
Max time to new high1320 days1805 days

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COMPANY DETAILS
MBCN (Middlefield Banc) company logo
Marketcap
283.38M
Marketcap category
Small-cap
Description
Middlefield Banc Corp. operates as the bank holding company for The Middlefield Banking Company that provides various commercial banking services to small and medium-sized businesses, professionals, small business owners, and retail customers in northeastern and central Ohio. The company offers checking, savings, and negotiable order of withdrawal accounts, money market accounts, time certificates of deposit, commercial loans, real estate loans, various consumer loans, safe deposit facilities, and travelers' checks. It also provides operational and working capital, term business, residential construction, professional, and residential and mortgage loans, as well as consumer installment loans for home improvements, automobiles, boats, and other personal expenditures; loans to finance capital purchases; selected guaranteed or subsidized loan programs for small businesses; and agricultural loans. In addition, the company resolves and disposes troubled assets in Ohio. Further, it offers official checks, money orders, and ATM services, as well as IRA accounts; online banking and bill payment services to individuals; and online cash management services to business customers. Middlefield Banc Corp. was founded in 1901 and is headquartered in Middlefield, Ohio.
Employees
246
Investor relations
-
SEC filings
CEO
Thomas G. Caldwell
Country
USA
City
Middlefield
Stock type
Common stock
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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